Insurance; financial affairs; monetary affairs; real estate affairs; financial ‎consultancy; financial information; financial sponsorship; financial services, ‎namely, banking, credit card services, debit card services, charge card services, ‎pre-paid card services offered through cards with stored value, electronic credit ‎and debit transactions, bill payment and presentment services, cash ‎disbursement, check verification, check cashing, deposit access and automated ‎teller machine services; financial services, namely transaction authorization and ‎settlement services, transaction reconciliation, cash management, consolidated ‎funds settlement, consolidated dispute processing, financial information with ‎respect to data repository and client profile information services and related ‎switching, gateway, settlement/reconciliation, and funds movement services in ‎the field of payment cards, electronic payment processing services, payment ‎transaction authentication and verification services; financial services, namely ‎value exchange services, namely, secure electronic cash transactions and ‎electronic cash transmissions over public computer networks to facilitate ‎electronic commerce; providing financial information, namely credit and debit ‎card data and reports, electronic funds transfer and currency exchange services, ‎financial assessment and risk management services for others in the field of ‎consumer credit; dissemination of financial information via a global computer ‎network, financial information rendered by computer by means of a secure ‎information computer network and advisory services regarding all of the ‎foregoing services; the provision of financial services for the support of retail ‎services provided through mobile telecommunications means, namely, payment ‎services through wireless devices; the provision of financial services for the ‎support of retail services provided on-line, through electronic networks; ‎financial analysis and consultation; banking and credit services; banking, ‎payment, credit, debit, charge, cash disbursement and stored valued deposit ‎access services; cheque verification; processing of financial transactions both ‎on-line via a computer database or via telecommunications and at point of sale; ‎processing services for financial transactions by card holders via automatic teller ‎machines; the provision of balance details, deposits and withdrawals of money ‎to card holders via automatic teller machines; financial settlement and financial ‎authorization services in connection with the processing of financial payment ‎transactions; travel insurance services; issuing and redemption of travelers ‎cheques and travel vouchers; payer authentication services; verification of ‎financial information; maintenance of financial records; remote payment ‎services; stored value electronic purse services, electronic payments services ‎and transaction authorization and settlement services; provision of debit and ‎credit services by means of radio frequency identification devices ‎‎(transponders); provision of debit and credit services by means of ‎communication and telecommunication devices; the provision of financial ‎services for the support of retail services provided through mobile ‎telecommunications means, including payment services through wireless ‎devices; processing of credit and debit transactions by telephone and ‎telecommunication link; the provision of financial services for the support of ‎retail services provided on-line, through networks or other electronic means ‎using electronically digitized information; value exchange services, namely, the ‎secure exchange of value, including electronic cash, over computer networks ‎accessible by means of smartcards; bill payment services provided through a ‎website; electronic banking via a global computer network, electronic mobile ‎banking, electronic payment services involving electronic processing and ‎transmission of bill payment data; financial clearing house services; inter-bank ‎transfer services, namely, direct bank-to-bank electronic transfers of money and ‎providing bank account information by telephone; on-line banking; financial ‎services provided over the telephone and by means of a global computer ‎network or the Internet; financial services, namely, the provision of contactless ‎mobile payments through merchants at retail, online and wholesale locations; ‎financial services, namely, providing a cloud-based digital wallet that stores ‎customer account information to access coupons, vouchers, voucher codes and ‎rebates at retailers and to obtain loyalty or monetary rewards that can be ‎credited to their accounts via a cash-back system; real estate property services; ‎real estate valuations; real estate investment management; real estate ‎investment services; real estate insurance services; insurance for property ‎owners; insurance services relating to property; real estate financing; real estate ‎brokerage; real estate appraisals; real estate agency services; evaluation of real ‎estate; real estate administration; administration of financial affairs relating to ‎real estate; provision of real estate loans; financing services relating to real ‎estate development; financial brokerage services for real estate; financial ‎services relating to real estate property and buildings; financial services for the ‎purchase of real estate; arranging of loan agreements secured on real estate; ‎arranging of shared ownership of real estate; arranging the provision of finance ‎for real estate purchase; assisting in the acquisition of and interests in real ‎estate; capital investment in real estate; commercial property investment ‎services; financial services relating to the acquisition of property; financial ‎services relating to the sale of property; financial valuation of freehold property; ‎financial valuation of leasehold property; arranging letting of real estate; ‎arranging of leases of real estate; leasing of property; leasing of real estate ‎property; leasing of freehold property; estate management services relating to ‎transactions in real property; valuation of property; property portfolio ‎management; management of property; advisory services relating to real estate ‎ownership; advisory services relating to real estate valuations; corporate real ‎estate advisory services; computerized information services relating to real ‎estate; consultation services relating to real estate; provision of information ‎relating to real estate property; provision of information relating to the property ‎market; research services relating to real estate acquisition; research services ‎relating to real estate selection; mortgage financing and asset securitization; ‎consulting services regarding payment solutions, banking, credit card, debit card ‎and payment card; financial records management; providing information relating ‎to financial services via a computer database or the Internet; computerised ‎customer financial information; information, advisory and consultancy services ‎relating to all the aforesaid services.

Telecommunications; mobile telecommunication services; Internet based ‎telecommunication services; data communication services; electronic data ‎transmission over a global remote data processing network, including the ‎Internet; services for the transmission, provision or display of information from ‎a computer-stored data bank or via the Internet in the field of financial services; ‎transmission of data through the use of electronic image processing by mobile ‎telephone link; electronic mail, message sending and receiving services; ‎television, radio and Internet broadcasting services; providing multi-user access ‎to a secure computerized information network for the transfer and ‎dissemination of a range of information in the field of financial services; ‎telephone telecommunications services via prepaid telephone calling card; ‎leasing access time to a computer database; information, advisory and ‎consultancy services relating to all the aforesaid services.

Scientific and technological services and research and design relating thereto; ‎industrial analysis and research services; design and development of computer ‎hardware and software; conversion of data or documents from physical to ‎electronic media; computer hardware and software consulting services; ‎computer programming; support and consultation services for managing ‎computer systems, databases and applications; providing temporary use of non-‎downloadable software and applications for managing, locating, activating and ‎revoking authentication and digital credentials of near field communication ‎‎(NFC) devices; design and development of computer hardware and application ‎software for mobile digital devices; design, development, maintenance and ‎update of downloadable computer programs and application software for mobile ‎phones and other digital devices that allows users to access coupons, vouchers, ‎voucher codes, rebates, price-comparison information, product reviews, links to ‎the retail websites of others, and discount information; design, development, ‎maintenance and update of downloadable computer programs and application ‎software that allows users to access sales promotion offers and obtain monetary ‎rewards that can be credited to their accounts via a cash-back system; ‎application software provider (ASP) featuring software for receiving, transmitting ‎and displaying vouchers, coupons, voucher codes, special offers, reviews, ‎product information, price comparison information, links to websites, and ‎receiving and transmitting data for the purchase of goods and services; ‎application service provider featuring software for providing consumers with ‎information regarding discounts, vouchers and special offers for the goods and ‎services of others; application service provider services concerning social ‎networking software; graphic design for the compilation of web pages on the ‎Internet; information relating to computer hardware or software provided on-‎line from a global computer network or the Internet; creating and maintaining ‎web-sites; hosting the web-sites of others; creation of web pages; the design, ‎creation and hosting of merchant websites; the designing, creation and hosting ‎of bill payment websites; computer and Internet related services, namely, ‎providing on-line electronic databases via a global computer network in the field ‎of identity authentication and verification; data encryption and decryption of ‎financial information; digital signature authentication services for ‎authentication of others, namely, data encryption and data integrity; providing ‎for others encrypted and digitally signed and authenticated data for use in ‎issuance, and validation of digital certificates in the field of document ‎authentication; digital certificate verification, authentication, issuance, ‎distribution and management; technical consultation services in the fields of ‎computer programming, financial computer networks, data processing, secure ‎communications, data encryption and decryption and local area network ‎security; dissemination of information over a global computer network in the ‎fields of computer software, computer hardware, financial computer networks ‎and local area networks; data storage services; data repository services; data ‎storage; digital imaging services; security services relating to computerised ‎data; information, advisory and consultancy services relating to all the aforesaid ‎services.

Legal services; security services for the physical protection of tangible property ‎and individuals; personal and social services rendered by others to meet the ‎needs of individuals, namely security assessment of risks, reviewing standards ‎and practices to assure compliance with laws and regulations, identity ‎verification and validations services, consultancy in the field of data theft and ‎identity theft; consultancy (security -); Authentication of identity to reduce ‎fraud in payment card transactions; financial transaction authentication and ‎verification services; financial service to combat fraud, namely, fraud detection ‎service in the field of banking; providing services to individuals and financial ‎institutions to address identity restoration and security after identity theft or ‎fraud, namely, analysis of potential identity theft.

Processing of virtual credit card, virtual debit card, virtual prepaid card, and virtual payment card transactions in the metaverse and other virtual worlds; payment processing services, namely, credit card, debit card, prepaid card, gift card and payment card transaction processing services in the metaverse and other virtual worlds; providing financial information in the metaverse and other virtual worlds; charitable fundraising services in the metaverse and other virtual worlds; financial sponsorship of cultural events, charitable events, concerts, sporting events, travel experiences, fine dining events, festivals and awards shows in the metaverse and other virtual worlds; cryptocurrency payment processing; cryptocurrency exchange services featuring blockchain technology; financial consultation and information in the field of cryptocurrency, digital currency, virtual currency, digital and blockchain assets, digital tokens, crypto tokens and utility tokens; blockchain-based payment verification services; financial services, namely providing a financial exchange for the trading of digital currency, virtual currency, cryptocurrency, digital and blockchain assets, digitized assets, digital tokens, crypto tokens and utility tokens; payment verification and payment transaction authentication in the metaverse and other virtual worlds; information, advisory and consultancy services relating to all the aforesaid services.

Entertainment and educational services, namely, providing entertainment and educational information in the metaverse and other digital worlds; arranging and hosting cultural events, concerts, sporting events, festivals, and awards shows in the metaverse and other digital worlds, all being for educational and educational purposes; entertainment and educational services in the metaverse and other digital worlds; presentation of seminars, programs, events, and performances in the metaverse and other digital worlds, all being for entertainment or educational purposes; entertainment services and educational services, namely, virtual environments in which users can interact for recreational, educational, leisure or entertainment purposes; information, advisory and consultancy services relating to all the aforesaid services.

Application service provider featuring application programming interact (API) software powered by blockchain for purchasing and transferring digital currency between wallets; application service provider featuring application programming interface (API) software powered by blockchain for supply chain management; technological consulting in the field of cryptocurrency; providing user authentication services using blockchain-based software technology for cryptocurrency and non-fungible token (NFT) transactions; authentication of data in the field of financial transactions using blockchain technology; providing online non-downloadable software for use as a cryptocurrency wallet; providing online non-downloadable cybersecurity software for the processing or exchange of cryptocurrencies and blockchain transactions; providing on-line non-downloadable software for the creation, production and modification of non-fungible tokens (NFTs), digital animated and non-animated designs and characters, avatars, and virtual goods, for access and use in the metaverse and other virtual worlds; creating and hosting an on-line community for digital assets, non-fungible tokens (NFTs), and metaverses and virtual worlds; designing and hosting virtual environments in which users can interact for recreational, educational, networking, leisure or entertainment purposes; information, advisory and consultancy services relating to all the aforesaid services.

Personal and social services rendered by others to meet the needs of individuals; security services for the protection of property and individuals; consultancy (security -); security consultancy.

Personal and social services rendered by others to meet the needs of individuals namely adoption agency services, chaperoning, clothing rental, crematorium services, dating services, evening dress rental, funerals, horoscope casting, investigation agencies, organisation of religious meetings; security services for the protection of property and individuals.

Common metals and their alloys; metal building materials; transportable buildings of metal; materials of metal for railway tracks; non-electric cables and wires of common metal; ironmongery, small items of metal hardware; pipes and tubes of metal; safes; goods of common metal not included in other classes; ores; gold solder; silver solder; solder (gold -); solder (silver-).

Scientific apparatus and instruments; magnetic data carriers, recording discs; automatic vending machines and mechanisms for coin operated apparatus; cash registers; data processing equipment; computers, computer hardware, computer software and computer programs; telecommunication and electrical apparatus and instruments, namely, apparatus for the registration, transmission and reproduction of data including sound and images; accounting machines; apparatus for registration, transmission, reproduction of data including sound and images; magnetic recording supports; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, in particular for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories including integrated circuit memories and banking card memories; downloadable electronic publications; printing apparatus including printing apparatus for data processing systems and financial transaction systems; automatic tellers and cash machines for banking establishments; encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and card containing an integrated circuit chip (''smart cards''); security encoded cards; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; hologram impregnated cards; charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; banking cards including printed banking cards and banking cards using magnetic memories and integrated circuit memories; card readers; magnetic coded card readers, electronic data carrier cards, magnetic coded card readers, electronic data carrier card readers, electronic encryption units, computer hardware, computer terminals, computer software for use in the financial services, banking and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; cash dispensing machines; vending machines; computer peripheral devices and electronic goods, namely calculating machines, pocket planners, personal digital assistants (PDAs) and alarms.

Vehicles; apparatus for locomotion by land, air or water; vehicles for locomotion by air, land or water; vehicles for travel by land, air, rail or water; motor vehicles for use in the transporting of people; automobiles for carrying goods; motor cars; cars for transporting people; cars for transporting goods; sports cars; touring cars; motor homes; mobile homes (caravans); motor caravans; vehicles in the nature of vans; motor vans; camper vans; camping cars; trucks being motor land vehicles; trucks for transporting; commercial trucks; industrial trucks; bicycles; motorcycles; lorries; coaches; buses; not including car and horse trailers; air bags [safety devices for automobiles]; air pumps [vehicle accessories]; anti-dazzle devices for vehicles; anti-glare devices for vehicles; anti-skid chains; anti-theft alarms for vehicles; anti-theft devices for vehicles; automobile bodies; automobile chains; automobile chassis; automobile hoods; automobile tires [tyres]; automobiles (sun-blinds adapted for -); axle journals; axles for vehicles; baby carriages; baby carriages (covers for -); balance weights for vehicle wheels; bands for wheel hubs; bars (torsion -) for vehicles; baskets adapted for cycles; bells for bicycles, cycles; berths (sleeping -) for vehicles; bicycle bells; bicycle brakes; bicycle chains; bicycle frames; bicycle handle bars; bicycle pumps; bicycle rims; bicycle saddles; bicycle spokes; bicycle stands; bicycle tires [tyres]; boat hooks; boats (masts for -); bodies for vehicles; bogies for railway cars; brake linings for vehicles; brake segments for vehicles; brake shoes for vehicles; brakes for bicycles, cycles; brakes for vehicles; buffers for railway rolling stock; bumpers (vehicle -); bumpers for automobiles; caps for vehicle petrol [gas] tanks; carriers (luggage -) for vehicles; casings for pneumatic tires [tyres]; casters for trolleys [vehicles] [carts (am)]; chains (anti-skid -); chains (cycle -); chains for bicycles, cycles; chassis (automobile -); chassis (vehicle -); cleaning trolleys; cleats [nautical]; clips (spoke -) for wheels; clutches for land vehicles; connecting rods for land vehicles, other than parts of motors and engines; converters (torque -) for land vehicles; couplings (railway -); couplings for land vehicles; covers (seat -) for vehicles; covers for baby carriages; covers for vehicle steering wheels; crankcases for land vehicle components, other than for engines; cranks for cycles; cycle bells; cycle brakes; cycle chains; cycle frames; cycle handle bars; cycle hubs; cycle mudguards; cycle pumps; cycle rims; cycle saddles; cycle spokes; cycle stands; cycle tires [tyres]; davits for boats; direction indicators for bicycles, cycles, etc; direction signals for vehicles; disengaging gear for boats; doors for vehicles; dress guards for bicycles, cycles; driving chains for land vehicles; driving motors for land vehicles; ejector seats for aircraft; elevating tailgates (am) [parts of land vehicles]; engines (traction -); engines for land vehicles; fenders for ships; flanges for railway wheel tires [tyres]; frames for bicycles, cycles; freewheels for land vehicles; funnels for locomotives; funnels for ships; gear boxes for land vehicles; gearing for land vehicles; gears for cycles; hand cars; handle bars for bicycles, cycles; harness (security -) for vehicle seats; head-rests for vehicle seats; hoods for baby carriages; hoods for vehicle engines; hoods for vehicles; hooks (boat-); horns for vehicles; hub caps; hubs for vehicle wheels; hulls (ships' -); hydraulic circuits for vehicles; Inclined ways for boats; Inner tubes (adhesive rubber patches for repairing -); inner tubes (repair outfits for-); inner tubes for bicycles, cycles; Inner tubes for pneumatic tires [tyres]; jet engines for land vehicles; journals (axle-); lifts (tailboard -) [parts of land vehicles]; linings (brake -) for vehicles; luggage carriers for vehicles; luggage nets for vehicles; luggage trucks; masts for boats; mine cart wheels; mirrors (rearview -); motors for cycles; motors for land vehicles; motors, electric, for land vehicles; mudguards; non-skid devices for vehicle tires [tyres]; oars; paddles for canoes; panniers adapted for cycles; patches (adhesive rubber-) for repairing Inner tubes; pedals for cycles; perambulator covers (fitted -); pneumatic tires [tyres]; portholes; power tailgates (am) [parts of land vehicles]; prams [baby carriages]; propulsion mechanisms for land vehicles; pumps (air -) [vehicle accessories]; pumps for bicycles, cycles; pushchair covers; pushchair hoods; pushchairs; railway cars (bogies for -); railway couplings; railway wheel tires [tyres] (flanges of-); rearview mirrors; reduction gears for land vehicles; repair outfits for Inner tubes; reversing alarms for vehicles; rims for vehicle wheels; rims for wheels of bicycles, cycles; rowlocks; rudders; running boards (vehicle -); sack-barrows; saddle covers for bicycles or motorcycles; saddles for bicycles, cycles or motorcycles; safety belts for vehicle seats; safety seats for children, for vehicles; screw-propellers; screw-propellers for boats; screws [propellers] for ships; sculls; seat covers for vehicles; seats (safety-) for children, for vehicles; seats (vehicle - ); security harness for vehicle seats; segments (brake -) for vehicles; ships (timbers [frames] for -); ships' hulls; ships' steering gears; shock absorbers (suspension -) for vehicles; shock absorbers for automobiles; shock absorbing springs for vehicles; shoes (brake -) for vehicles; shopping trolleys [carts (am)]; signals (direction -) for vehicles; ski carriers for cars; sleeping berths for vehicles; spars for ships; spikes for tires [tyres]; spoke clips for wheels; spokes (vehicle wheel -); spokes for bicycles, cycles; springs (shock absorbing -) for vehicles; stands for bicycles, cycles [parts of bicycles, cycles]; steering gears for ships; steering wheels (covers for vehicle -); steering wheels for vehicles; stern oars; stroller covers [pushchairs]; strollers; studs for tires [tyres]; sun- blinds adapted for automobiles; suspension shock absorbers for vehicles; suspension springs (vehicle -); tailboard lifts [parts of land vehicles]; tailgates (am) (elevating -, power -) [parts of land vehicles]; timbers [frames] for ships; tipping apparatus, parts of trucks and waggons; tipping bodies for lorries [trucks]; tires (flanges of railway wheel -); tires (non-skid devices for vehicle -); tires for bicycles, cycles; tires for vehicle wheel; tires, solid, for vehicle wheels; torque converters for land vehicles; torsion bars for vehicles; traction engines; trailer hitches for vehicles; transmission chains for land vehicles; transmission shafts for land vehicles; transmissions, for land vehicles; treads for retreading tires [tyres]; treads for vehicles [roller belts]; treads for vehicles [tractor type]; trolleys; trucks (luggage -); tubeless tires [tyres] for bicycles, cycles; turbines for land vehicles; turn signals for vehicles; two-wheeled trolleys; tyres (flanges of railway wheel -); tyres (non-skid devices for vehicle -); tyres for bicycles, cycles; tyres for vehicle wheels; tyres, solid, for vehicle wheels; undercarriages for vehicles; upholstery for vehicles; valves for vehicle tires [tyres]; vehicle bumpers; vehicle chassis; vehicle covers [shaped]; vehicle petrol [gas] tanks (caps for -); vehicle running boards; vehicle seats; vehicle suspension springs; vehicle wheel rims; vehicle wheel spokes; vehicle wheel tires [tyres]; vehicle wheels; vehicle wheels (hubs for -); vehicles (anti-glare devices for -); vehicles (connecting rods for land -), other than parts of motors and engines; warning systems (audible -) for cycles; weights (balance -) for vehicle wheels; wheel hubs (bands for -); wheel hubs (vehicle -); wheel tires [tyres] (vehicle -); wheelbarrows; wheels (spoke clips for-); wheels (vehicle -); wheels for bicycles, cycles; windows for vehicles; windscreen wipers; windscreens; windshield wipers; windshields; parts and fittings for all the aforesaid goods.

Precious metals and their alloys and goods in precious metals or coated therewith, not included in other classes; jewellery, precious stones, horological and chronometric instruments; agates; anchors [clock and watch making]; barrels [clock and watch making]; cases for clock- and watchmaking; cases for watches [presentation]; chains (watch -); clock cases; clock hands [clock and watch making]; clockworks; coins; copper tokens; dials [clock and watch making]; hands (clock -) [clock and watch making]; jet (ornaments of -); jet, unwrought or semi-wrought; jewellery cases [caskets]; jewelry cases [caskets]; key rings [trinkets or fobs]; medals; movements for clocks and watches; olivine [gems]; ornaments of jet; pearls made of ambroid [pressed amber]; pendulums [clock and watch making]; semi-precious stones; spinel [precious stones]; springs (watch -); straps for wristwatches; watch bands; watch cases; watch chains; watch crystals; watch glasses; watch springs; watch straps; key rings (trinkets or fobs).

Paper, cardboard and goods made from these materials, not included in other classes; printed matter; bookbinding material; photographs; stationery; adhesives for stationery or household purposes; artists' materials; paint brushes; typewriters and office requisites (except furniture); instructional and teaching material (except apparatus); plastic materials for packaging (not included in other classes); printers' type; printing blocks; printed publications, pamphlets, brochures, newspapers, journals and magazines, manuals, printed matter all relating to banking; credit cards, debit cards, (other than encoded); magazines; adhesive tapes for stationery or household purposes; architects' models; babies' napkin-pants [diaper-pants] of paper and cellulose, disposable; babies' napkins of paper and cellulose [disposable]; babies' napkins of paper and cellulose, disposable; babies' diapers of paper and cellulose, disposable; bags (garbage -)of paper or of plastics; bags for microwave cooking; balls for ball-point pens; chalk (marking -); chaplets; checkbooks [cheque books] (holders for-); clips (money -); composing frames [printing]; composing sticks; diaper-pants (babies'-) of paper and cellulose, disposable; diapers (babies'-) of paper and cellulose, disposable; diapers (babies' -) of paper and cellulose [disposable]; engraving plates; galley racks [printing]; garbage bags of paper or of plastics; graining combs; hand labelling appliances; holders (passport-); holders for checkbooks [cheque books]; house painters' rollers; marking chalk; microwave cooking (bags for -); models (architects' -); money clips; mounting photographs (apparatus for -); napkin-pants (babies'-) of paper and cellulose, disposable; napkins of paper and cellulose (babies' - ), disposable; napkins of paper and cellulose (babies'-) [disposable]; packaging material made of starches; passport holders; photograph stands; photographs (apparatus for mounting -); printers' blankets, not of textile; printers' reglets; rollers (house painters' -); rosaries; self-adhesive tapes for stationery or household purposes; sheets of reclaimed cellulose for wrapping; starches (packaging material made of -); steatite [tailor's chalk]; tailors' chalk; trays for sorting and counting money; vignetting apparatus; wristbands for the retention of writing Instruments.

Leather and imitations of leather, and goods made of these materials and not included in other classes; animal skins, hides, trunks and travelling bags; briefcases; card cases; cases of leather; envelopes of leather for packaging; handbags; key cases; pocket wallets; purses; rucksacks; shopping bags; suitcases; travelling bags; vanity cases; umbrellas, parasols and walking sticks; whips, harness and saddlery; attaché cases; backpacks; bags (game -) [hunting accessories]; bags (net -) for shopping; bags (nose -) [feed bags]; bags for sports; bandoliers; beach bags; card cases [notecases]; chain mesh purses; clothing for pets; collars for animals; covers (umbrella -); covers for animals; dog collars; frames (handbag -); frames for umbrellas or parasols; game bags [hunting accessories]; gold beaters' skin; gut for making sausages; handbag frames; handles (suitcase -); handles (walking stick -); haversacks; horse blankets; horseshoes; infants (slings for carrying -); knee-pads for horses; music cases; muzzles; net bags for shopping; nose bags [feed bags]; pets (clothing for-); ribs (umbrella or parasol-); satchels (school-); sausages (gut for making -); school bags; school satchels; skates (straps for -); skin (goldbeaters' -); sling bags for carrying infants; slings for carrying infants; soldiers' equipment (straps for -); sports (bags for-); straps for skates; straps for soldiers' equipment; suitcase handles; umbrella covers; umbrella handles; umbrella or parasol ribs; umbrella rings; umbrella sticks; walking cane handles; walking stick handles; walking stick seats; wallets (pocket-); wheeled shopping bags.

Furniture, mirrors, picture frames; goods (not included in other classes) of wood, cork, reed, cane, wicker, horn, bone, ivory, whalebone, shell, amber, mother-of-pearl, meerschaum and substitutes for all these materials, or of plastics; air cushions, not for medical purposes; air mattresses, not for medical purposes; air pillows, not for medical purposes; amber (yellow -); animal hooves; animal horns; animals (stuffed -); antlers (stag -); art (works of -)of wood, wax, plaster or plastic; artificial honeycombs; bags (sleeping -)for camping; bamboo; baskets (fishing -); bead curtains for decoration; bed casters, not of metal; bedding, except linen; beehives (comb foundations for-); benches (vice-) not of metal; bins, not of metal; birds (stuffed -); blinds (slatted indoor -); bolsters; bottle caps, not of metal; bottle closures, not of metal; boxes (nesting -); boxes (nesting -) for household pets; brackets (picture frame -); buoys (mooring -) not of metal; busts of wood, wax, plaster or plastic; cabinet work; caps, not of metal (bottle -); caps, not of metal (sealing - ); casters, not of metal (furniture -); chimes (wind -) [decoration]; claws (animal -); closures (bottle -), not of metal; clothes hooks, not of metal; coat hangers; coathooks, not of metal; coffins; comb foundations for beehives; coral; corozo; costume stands; covers (garment -) [storage]; covers for clothing [wardrobe]; curtain holders, not of textile material; curtain hooks; curtain rails; curtain rings; curtain rods; curtain rollers; curtain tie-backs; curtains (bead -) for decoration; cushions; cushions (pet -); dog kennels; door fittings, not of metal; door handles, not of metal; doors for furniture; dressmakers' dummies; fans for personal use, non-electric; figurines [statuettes] of wood, wax, plaster or plastic; fire screens, domestic; fireguards; fishing baskets; fittings, not of metal (door -); fittings, not of metal (furniture -); floating containers, not of metal; flower-pot pedestals; foundations for beehives; funerary urns; furniture casters, not of metal; furniture fittings, not of metal; garment covers [storage]; guards (fire -); handles (door-), not of metal; handles (tool-) not of metal; handles, not of metal (knife-); hangers (coat -); honeycombs; hooks (curtain -); hooks, not of metal, for clothes rails; hooves (animal -); horn, unworked or semi-worked; horns (animal -); house numbers, not of metal, non-luminous; household pets (nesting boxes for -); indoor window blinds [shades] [furniture]; infant playpens (mats for -); Infant walkers; inflatable publicity objects; ivory, unworked or semi-worked; kennels for household pets; knife handles, not of metal; mannequins; mats for infant playpens; mats, removable, for sinks; mattresses (spring -); mattresses; meerschaum; mobiles [decoration]; moldings for picture frames; mooring buoys, not of metal; mother-of-pearl, unworked or semi-worked; mouldings for picture frames; nesting boxes; nesting boxes for household pets; oyster shells; pedestals (flower-pot -); pet cushions; picture frame brackets; picture frames (moldings [mouldings] for-); pillows; plaited straw, except matting; plaits (straw-); playpens (mats for infant -); rails (curtain -); rattan; reeds [plaiting materials]; rings (curtain -); rods (curtain-); rods (stair-); rollers (curtain -); saw horses; sealing caps, not of metal; shells; sinks (removable mats or covers for-); slatted indoor blinds; sleeping bags for camping; spring mattresses; stag antlers; stair rods; stands (costume -); statues of wood, wax, plaster or plastic; statuettes of wood, wax, plaster or plastic; stoppers for bottles, not of glass, metal or rubber; stoppers, not of metal; straw edgings; straw plaits; stuffed animals; table tops; tailors' dummies; tool handles, not of metal; tortoiseshell; tortoiseshell imitation; urns (funerary -); vice benches, not of metal; walkers (Infant -); wax figures; waxcomb for beehives; whalebone, unworked or semi-worked; wind chimes [decoration]; works of art, of wood, wax, plaster or plastic; yellow amber.

Household or kitchen utensils and containers (not of precious metal, or coated therewith); combs and sponges; brushes (except paint brushes); brush-making materials; articles for cleaning purposes; steel wool; unworked or semi-worked glass (excluding glass used in building); glassware, porcelain and earthenware, not included in other classes.

Textiles and textile goods, not included in other classes; bed and table covers; banners; bunting; coverings of plastic for furniture; curtains of textile or plastic; flags, not of paper; furniture coverings of plastic; plastic material [substitute for fabrics]; shower curtains of textile or plastic.

Clothing; aprons; bath robes; bathing suits; bathing trunks; belts; gloves; jackets; jerseys; jumpers; leather clothing; leggings; motorists' clothing; outerclothing; overalls; pajamas; scarfs; shirts; skirts; socks; sweaters; tee-shirts; trousers; underclothing; waistcoats; waterproof clothing; footwear; boots; sandals; shoes; headgear; caps; hats; headbands; hoods; babies' diapers of textile; babies' napkins of textile; boot uppers; boots (heelpieces for-); boots (iron fittings for-); boots (non-slipping devices for-); boots (welts for-); cap peaks; diapers (babies' -) of textile; dress shields; fittings of metal for shoes and boots; football boots (studs for -); footwear (tips for -); footwear uppers; frames (hat -) [skeletons]; hat frames [skeletons]; heelpieces for boots and shoes; heelpieces for stockings; heels; Inner soles; linings (ready-made -) [parts of clothing]; napkins (babies' -) of textile; non-slipping devices for boots and shoes; peaks (cap -); pockets for clothing; ready-made linings [parts of clothing]; shields (dress -); shirt fronts; shirt yokes; shoes (heelpieces for -); shoes (iron fittings for-); shoes (non-slipping devices for-); shoes (welts for-); soles for footwear; stockings (heel pieces for -); studs for football boots [shoes]; tips for footwear; uppers (footwear -); visors [hatmaking]; welts for boots and shoes; yokes (shirt -).

Carpets, rugs, mats and matting, linoleum and other materials for covering existing floors; wall hangings (non-textile); artificial turf; mats of woven rope for ski slopes; ski slopes (mats of woven rope for-); turf (artificial -); wallpaper.

Games and playthings; balloons; baseball gloves; darts; dolls; novelties for parties; mobiles; kites; model vehicles; playing balls; parlour games; plush toys; gymnastic and sporting articles not included in other classes; decorations for Christmas trees; bags especially designed for skis and surfboards; bait (artificial fishing -); billiard cue tips; billiard markers; billiard table cushions; bite Indicators [fishing tackle]; bite sensors [fishing tackle]; bladders of balls for games; chalk for billiard cues; Christmas tree stands; Christmas trees of synthetic material; confetti; coverings for skis (sole -); cricket bags; cue tips (billiard -); divot repair tools (golf accessories); edges of skis; exercise bicycles (rollers for stationary -); fairground ride apparatus; fish hooks; floats for fishing; golf bags, with or without wheels; gut for fishing; gut for rackets; hooks (fish -); kite reels; lines for fishing; markers (billiard -); masts for sailboards; novelties for parties, dances [party favors, favours]; paddings (protective -) [parts of sports suits]; paintballs [ammunition for paintball guns] [sports apparatus]; pistols (caps for-) [toys]; pitch mark repair tools [golf accessories]; protective paddings [parts of sports suits]; rackets (guts for -); rackets (strings for -); reels for fishing; rollers for stationary exercise bicycles; rosin used by athletes; sailboards (masts for-); scrapers for skis; seal skins [coverings for skis]; ski bindings; skis (edges of-); skis (sole coverings for-); skis (wax for-); skis and surfboards (bags especially designed for -); sole coverings for skis; strings for rackets; surfboard leashes; surfboards (bags especially designed for skis and -); tips (billiard cue -); tools (divot repair -) [golf accessories]; wax for skis.

Advertising; business management; business administration; office functions; commercial, industrial and business management assistance; business appraisals; advisory services for business management; market research; marketing studies; statistical information (business); preparation of statements of accounts; book-keeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets; retail services provided through mobile telecommunications means in connection with the provision of credit cards and debit cards; retail services provided on-line, through networks or other electronic means using electronically digitised information connected with the provision of credit cards and debit cards; computer database management; advertising space (rental of -); advice for consumers (commercial information and -) [consumer advice shop]; auctioneering; business investigations; commercial Information agencies; commercial information and advice for consumers [consumer advice shop]; communication media (presentation of goods on-), for retail purposes; comparison services (price -); consumers (commercial information and advice for-) [consumer advice shop]; economic forecasting; evaluation of standing timber; evaluation of wool; exhibitions (organization of -) for commercial or advertising purposes; forecasting (economic -); grading of wool; import-export agencies; information agencies (commercial -); Investigations (business -); marketing research; modelling for advertising or sales promotion; news clipping services; office machines and equipment rental; opinion polling; organization of exhibitions for commercial or advertising purposes; organization of trade fairs for commercial or advertising purposes; polling (opinion -); presentation of goods on communication media, for retail purposes; price comparison services; procurement services for others [purchasing goods and services for other businesses]; psychological testing for the selection of personnel; publicity material rental; rental (office machines and equipment -); rental (publicity material -); rental of advertising space; rental of advertising time on communication media; rental of photocopying machines; rental of vending machines; research (business -); retail purposes (presentation of goods on communication media, for-); shop window dressing; sponsorship search; timber (evaluation of standing -); trade fairs (organization of-) for commercial or advertising purposes; valuation of standing timber; vending machines (rental of-).

Insurance services; financial affairs, monetary affairs; financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; banking, payment, credit, debit, charge, cash disbursement, stored valued deposit access services; bill payment services; credit card, debit card, charge card, pre-paid card and stored value card services; cheque verification and cheque cashing services; automated teller machine services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorisation services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travellers cheques and travel vouchers; payer authentication services; verification of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorisation and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitised information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; provision of financial services by means of a global computer network or the Internet; real estate services; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerised information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitisation; provision of information from a computer-stored data bank or via the Internet in the field of financial services.

Telecommunication services; internet based telecommunication services; data communication services; electrical data transmission over a global remote data processing network, including the Internet; services for the transmission and access to allow the display of information from a computer-stored data bank or via the Internet in the field of financial services; transmission of data through the use of electronic image processing by telephone link; electronic mail, message sending and receiving services; broadcasting services; providing multi-user access to a secure computerised information network for the transfer and dissemination of a range of information in the field of financial services; leasing access time to a computer database; dissemination of financial information via the Internet and other computer networks; Information about telecommunication; rental of facsimile apparatus; rental of message sending apparatus; rental of modems; rental of telecommunication equipment; rental of telephones; sending apparatus (rental of message -); telecommunication (Information about-).

Transport; arranging cruises; car rental; parking place rental; delivery of goods; storage of goods; transportation of goods; wrapping and packaging of goods; parcel delivery; parcel distribution; packaging and storage of goods; removal services; travel and transport reservation services; arranging of tours; travel agency services for booking accommodation; travel courier services; travel guide services; travel reservation; escorting of travellers; transport of travellers; travel arrangement; boat rental; brokerage (freight -); brokerage (transport -); canal locks (operating -); car parking; car rental; coach rental; distribution of energy; diving bells (rental of -); diving suits (rental of -); electricity distribution; energy (distribution of -); franking of mail; freight brokerage [forwarding (am)]; freight forwarding; frozen-food locker rental; garage rental; horse rental; Ice-breaking; information (storage -); information (transportation -); launching of satellites for others; operating canal locks; pipeline (transport by -); refloating of ships; refrigerator rental; rental of diving bells; rental of diving suits; rental of motor racing cars; rental of storage containers; rental of vehicle roof racks; rental of warehouses; rental of wheelchairs; roof racks (rental of vehicle -); salvage (underwater -); salvage of ships; salvaging; shipbrokerage; ships (refloating of-); sightseeing [tourism]; storage containers (rental of -); storage Information; traffic information; transport brokerage; transport by pipeline; transportation information; travellers (escorting of -); truck rental; underwater salvage; vehicle rental; warehouses (rental of -); water distribution; water supplying.

Entertainment and education services; provision of electronic publications (not downloadable); providing on-line electronic publications; publication of electronic books and journals on-line; providing publications from a global computer network or the Internet which may be browsed; information relating to education and entertainment services; arranging and conducting of conferences, seminars, exhibitions and symposiums, training courses, lectures.

Scientific and technological services and research and design relating thereto; industrial analysis and research services; design and development of computer hardware and software; computer hardware and software consulting services; computer programming; support and consultation services for managing computer systems, databases and applications; graphic design for the compilation of web pages on the internet; information relating to computer hardware or software provided on-line from a global computer network or the internet; creating and maintaining web-sites; hosting the web-sites of others; creation of web pages; the design, creation and hosting of merchant websites; the designing, creation and hosting of bill payment websites; computer and Internet related services namely, providing on-line electronic databases via a global computer network in the field of identity authentication and verification; data encryption and decryption of financial information; technical consultation services in the fields of computer programming, financial computer networks, data processing, secure communications, data encryption and decryption and local area network security; dissemination of information over a global computer network in the fields of computer software, computer hardware, financial computer networks and local area networks; authenticating works of art; cloud seeding; computer hardware (consultancy in the field of-); computer rental; conversion of data or documents from physical to electronic media; design services (packaging -); designing (dress -); designing (graphic arts -); dress designing; graphic arts designing; packaging design; rental (computer -); rental of computer software; rental of web servers; servers (rental of web -); software (rental of computer-); works of art (authenticating -).

Hotel and motel services; services for providing food and drink; restaurant, catering, cafeteria, canteen, cafe, bar and coffee shop services; takeaway services; the provision of reservation and rental services for temporary accommodation; temporary accommodation; accommodation services for meetings; providing accommodation for meetings; provision of facilities and amenities for meetings, conferences and exhibitions; provision of facilities for board meetings; providing facilities for exhibitions; provision of banqueting facilities; reservation services for hotel accommodation and other accommodation; provision of temporary accommodation; letting of and reservation of tourist accommodation; tourist agency and tourist office services for booking accommodation; electronic information services relating to hotels; reservation services for traveller's accommodation, particularly for travel agencies or brokers; temporary accommodation reservations; hotel and motel services; hotel and motel reservation services for others; on-line hotel and motel reservation services for others; accommodation reservations (temporary -); boarding house bookings; buildings (rental of transportable -); hotel reservations; rental of chairs, tables, table linen, glassware; rental of tents; rental of transportable buildings; reservations (temporary accommodation -).

Medical services; veterinary services; hygienic and beauty care for human beings or animals; agriculture, horticulture and forestry services; providing information on hospitals and medical facilities for travellers; convalescent hotel services for travellers; aerial and surface spreading of fertilizers and other agricultural chemicals; animal breeding and grooming; baths for hygiene purposes; beauty salons; blood bank services; chiropractics; medical clinics; dentistry; farming equipment rental; flower arranging; gardening; hair implantation; hairdressing salons; health care; nursing homes; horticulture; hospitals; in vitro fertilisation services; manicuring; massage; medical clinics; midwife services; nursing homes; optician's services; pharmacy advice; physical therapy; physiotherapy; plant nurseries; plastic surgery; psychologist services; rehabilitation for substance abuse patients; rental of sanitation facilities; rest homes; tattooing; vermin exterminating for agriculture, horticulture and forestry; veterinary assistance; weed killing; wreath making; design (landscape-); landscape design; pharmacists' services to make up prescriptions; pharmacy advice.

Personal and social services rendered by others to meet the needs of individuals; security services for the protection of property and individuals; concierge services; concierge services for others comprising making requested personal arrangements and providing customer-specific information to meet the needs of individuals; adoption agency services; body guarding; clothing rental; crematorium services; dating services; detective agencies; fire fighting; horoscope casting; investigations; opening of security locks; marriage agencies; missing persons investigations; monitoring of burglar and security alarms; night guards; organization of religious meetings; security consultancy; undertaking; legal services; consultancy (security -); fire alarms (rental of-); fire extinguishers (rental of-); rental of fire alarms; rental of fire extinguishers.

Business management and advisory services; marketing consulting services; market research services; tracking, analyzing, forecasting and reporting cardholder purchase behavior; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards; administration of loyalty and rewards programs; advertising; business administration; office functions; commercial, industrial and business management assistance; business appraisals; advisory services for business management; marketing studies; statistical information (business); preparation of statements of accounts; book-keeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets; retail services provided through mobile telecommunications means in connection with the provision of credit cards and debit cards; retail services provided on-line, through networks or other electronic means using electronically digitised information connected with the provision of credit cards and debit cards; computer database management; data processing and data verification services; data storage and retrieval services; promoting concerts and cultural events of others, organisation of expositions having commercial or advertising purposes; advertising for transport, travel, hotels, lodging, food and meals, sports, entertainment and sightseeing, for tourist agencies services, and for information relating to tariffs, timetables and methods of transport and travel arrangement; providing information regarding purchase of goods and services on-line via the Internet and other computer networks; data repository and client profile information services; Advertising space (rental of -); advice for consumers (commercial information and -) [consumer advice shop]; auctioneering; business investigations; commercial information agencies; commercial information and advice for consumers [consumer advice shop]; communication media (presentation of goods on -), for retail purposes; comparison services (price -); consumers (commercial information and advice for -) [consumer advice shop]; economic forecasting; evaluation of standing timber; evaluation of wool; exhibitions (organization of -) for commercial or advertising purposes; forecasting (economic-); grading of wool; Import-export agencies; information agencies (commercial -); investigations (business -); marketing research; modelling for advertising or sales promotion; news clipping services; office machines and equipment rental; opinion polling; organization of exhibitions for commercial or advertising purposes; organization of trade fairs for commercial or advertising purposes; polling (opinion -); presentation of goods on communication media, for retail purposes; price comparison services; procurement services for others [purchasing goods and services for other businesses]; psychological testing for the selection of personnel; publicity material rental; rental (office machines and equipment -); rental (publicity material -); rental of advertising space; rental of advertising time on communication media; rental of photocopying machines; rental of vending machines; research (business -); retail purposes (presentation of goods on communication media, for -); shop window dressing; sponsorship search; timber (evaluation of standing -); trade fairs (organization of-) for commercial or advertising purposes; valuation of standing timber; vending machines (rental of-); the provision of information and advisory services relation to all the aforesaid.

Financial services, namely banking, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing in connection with financial transactions, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; insurance services; financial affairs, monetary affairs; financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; banking, payment, credit, debit, charge, cash disbursement, stored valued deposit access services; bill payment services; credit card, debit card, charge card, pre-paid card and stored value card services; cheque verification and cheque cashing services; automated teller machine services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorisation services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travellers cheques and travel vouchers; payer authentication services; verification of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorisation and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitised information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; provision of financial services by means of a global computer network or the Internet; e-money services; e-wallet services and deposit money services by telephone and internet; e-wallet account services, namely the provision of online electronic money accounts and services for consumers and online merchants whereby consumers fund their e-wallet accounts and consumers and online merchants (businesses) send and receive payments and remittances over the Internet; stored-value account processing, namely providing the consumers of merchants (businesses) who pay for goods using credit cards, debit cards or payment cards with an e-wallet account for use in making secure payments to that business; payment processing facilities or payment service provider services to on-line and other merchants (businesses), namely processing payments made by consumers to merchants through multiple channels including on-line and automated telephone; purchaser identity and transaction verification for e-commerce transactions; real estate services; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerised information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitisation; provision of financial services by means of a global computer network or the Internet for the submission, approval, data capture and reconciliation of purchase requests; consulting services regarding payment solutions, banking, credit card, debit cards, payment cards and automatic teller machine services; financial services for the purchase of goods and services at retail level at the point of sale for promotional purposes; information services in the tourist field, namely finance information; services in regard to financial matters for the assistance of tourists; processing of credit and debit transactions by telephone and telecommunication link; dissemination of financial information via the Internet and other computer networks; services for the provision of information in connection with financial transactions from a computer-stored data bank or via the Internet.

Telecommunication services; internet based telecommunication services; data communication services; electrical data transmission over a global remote data processing network, including the Internet; services for the transmission of information from a computer-stored data bank or via the Internet; communication services for the display of information from a computer-stored data bank or via the Internet; transmission of data through the use of electronic image processing by telephone link; electronic mail, message sending and receiving services; broadcasting services; providing multi-user access to a secure computerised information network for the transfer and dissemination of a range of information in the field of financial services; leasing access time to a computer database; Information about telecommunication; rental of facsimile apparatus; rental of message sending apparatus; rental of modems; rental of telecommunication equipment; rental of telephones; sending apparatus (rental of message -); telecommunication (Information about -).