Insurance services; financial services; banking and credit services; providing credit card, debit card charge card and stored value prepaid card services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorisation and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitised information; services in the accessibility, storage and utilisation of a store of digitised electronic information representing monetary value in hand-held technology accessible to use by an individual; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; provision of financial services by means of a global computer network or the Internet.

Telecommunication services; Internet based telecommunication services; information communication services; transmission of information in electronic form over a global remote data processing network, including the Internet; services for the transmission, provision or display of information from a computer-stored information bank or via the Internet; transmission of information through the use of electronic image processing by telephone link; electronic mail, message sending and receiving services; broadcasting services; providing multi-user access to a secure computerised information network for the transfer and dissemination of a range of information in the field of financial services; leasing of access time to a computer database; information about telecommunication; rental of facsimile apparatus; rental of message sending apparatus; rental of modems; rental of telecommunication equipment; rental of telephones.

Advertising; business management; business administration; office functions; commercial, industrial and business management assistance; business appraisals; advisory services for business management; market research; marketing studies; statistical information (business); preparation of statements of accounts; book-keeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets; computer database management; the bringing together, for the benefit of others, a variety of goods (excluding the transport thereof) enabling customers to conveniently view and purchase those goods by means of mobile telecommunications; the bringing together for the benefit of others of a variety of goods (excluding the transport thereof) enabling customers to conveniently view and purchase those goods by on-line means, through networks or other electronically digitalised information.

Insurance services; financial services; provision of financial services by means of a global computer network or the Internet; banking and credit services; providing credit card, debit card charge card and stored value prepaid card services; remote payment services; providing electronic funds and currency transfer services, electronic payments services, cash disbursement services, and transaction authorisation and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to traveller's cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitised information; electronic wallet; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; professional consultations in the field of financial services.

Telecommunication services; Internet based telecommunication services; information communication services; on-line information services; transmission of information in electronic form over a global remote data processing network, including the Internet; services for the transmission, provision or display of information from a computer-stored information bank or via the Internet; transmission of information through the use of electronic image processing by telephone link; electronic mail, message sending and receiving services; broadcasting services; providing multi-user access to a secure computerised information network for the transfer and dissemination of a range of information in the field of financial services; prepaid telephone calling card services.

Computer hardware, computer software and computer programs; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals; banking and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip ("smart cards"); charge cards, bank cards, credit cards, debit cards and payment cards; card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; computer software for reporting credit and debit card usage and transaction information; software for the provision of financial services over the Internet.

Financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorisation and settlement services; travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; advisory services relating to all the aforesaid services; providing credit and debit card usage and transaction information for management of corporate expense accounts; provision of financial services over the Internet.

Computer hardware, computer software and computer programs; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; integrated circuit memory and bank card memory; magnetic encoded cards and cards containing an integrated circuit chip (''smart cards''); blank chip cards; encoded chip cards containing programming used for financial applications, loyalty programs, rewards programs, card holder preferences, cardholder maintenance and up-date of card accounts; charge cards, bank cards, credit cards, debit cards and payment cards; card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; computer software for reporting credit and debit card usage and transaction information; software for the provision of financial services over the Internet; parts and fittings for the aforesaid goods.

Support and consultation services for managing computer systems, databases and applications; computer database management.