Computer hardware and software (recorded and/or downloadable) for facilitating and administering ‎payment, banking, credit card, debit card, payment card, automatic teller machine, stored value, ‎electronic funds transfer, electronic payments, electronic processing and transmission of bill ‎payment data, cash disbursement, transaction authentication, routing, authorization and settlement ‎services, fraud detection and control, disaster recovery and encryption services; telecommunication ‎and electrical apparatus and instruments, namely, apparatus for the recording, transmission and ‎reproduction of data including sound and images; apparatus for tracking, management and analysis ‎of financial accounts via a global computer network; computer hardware and software, namely, for ‎the development, maintenance and use of local and wide area computer networks; systems for ‎reading memory cards and systems for reading data in memories, namely, integrated circuit ‎memories and banking card memories; encoders and decoders; computer hardware and software for ‎facilitating payment transactions by electronic means over wireless networks, global computer ‎networks and/or mobile telecommunications devices; computer software and hardware that facilitates ‎the identification and authentication of near field communication (NFC) devices and radio frequency ‎identification (RFID) devices; computer hardware and software comprising a digital wallet that stores ‎customer account information to access coupons, vouchers, voucher codes and rebates at retailers ‎and to obtain loyalty or monetary rewards that can be credited to their accounts; downloadable ‎computer programs and application software for mobile phones and other digital devices comprising ‎a digital wallet that allow users to access price-comparison information, product reviews, links to the ‎retail websites of others, and discount information; software application for use in connection with ‎contactless payment terminals for the purpose of allowing merchants to accept contactless mobile ‎commerce transactions, contactless presentation of loyalty credentials, and contactless redemption ‎of coupons, rebates, discounts, vouchers and special offers; software application that allows ‎merchants to deliver coupons, rebates, discounts, vouchers and special offers directly to the mobile ‎telecommunications devices of consumers delivered by contactless RFID or NFC communications; ‎software application that allows merchants to deploy smart posters in retail and wholesale in-store ‎locations that consumers can tap with their mobile telecommunications devices to access coupons, ‎rebates, discounts, vouchers and special offers delivered by contactless RFID or NFC ‎communications; integrated circuit chips for use in mobile phones and NFC and RFID devices; cards ‎encoded with security features for authentication purposes; cards encoded with security features for ‎identification purposes; chip cards, stored value cards, electronic data carrier cards all encoded; ‎electronic encryption units; credit cards, debit cards; computer chips embedded in telephones and ‎other communication devices; cash dispensing machines; computer peripheral devices and electronic ‎goods, namely, calculating machines, electronic organizers, electronic notepads, pocket planners, ‎mobile telephones, mobile telephone handsets, tablet computers, digital readers and personal digital ‎assistants (PDAs) and alarms; mouse pads; parts and fittings for all the aforesaid goods.

Financial services, namely credit card services, debit card services, charge card services, pre-paid ‎card services offered through cards with stored value, electronic credit and debit transactions, bill ‎payment and presentment services, check cashing, deposit access and automated teller machine ‎services; transaction reconciliation, cash management, consolidated funds settlement, consolidated ‎dispute processing, financial information with respect to data repository and client profile information ‎services, and related switching, gateway and funds movement services in the field of payment cards, ‎electronic payment processing services, payment transaction authentication and verification services; ‎Charitable fund raising and financial sponsorship; credit card services in connection with the ‎conservation and welfare of wildlife; charitable fundraising services by means of providing a website ‎where donors can make donations to charities or projects aimed at the conservation and welfare of ‎wildlife; organization of financial sponsorship programs to promote and raise public awareness of ‎wildlife conservation and welfare; value exchange services, namely, secure electronic cash ‎transactions and electronic cash transmissions, over public computer networks to facilitate electronic ‎commerce, providing financial information, namely credit and debit card data and reports and ‎electronic funds transfer, financial assessment and risk management services for others in the field ‎of consumer credit; dissemination of financial information via a global computer network, financial ‎information rendered by computer by means of a secure information computer network and advisory ‎services regarding all of the foregoing services; the provision of financial services for the support of ‎retail services provided through mobile telecommunications means, namely, payment services ‎through wireless devices; the provision of financial services for the support of retail services ‎provided on-line, through electronic networks; processing of financial transactions both on-line via a ‎computer database or via telecommunications and at point of sale; processing services for financial ‎transactions by card holders via automatic teller machines; the provision of balance details, deposits ‎and withdrawals of money to card holders via automatic teller machines; payer authentication ‎services; verification of financial information; maintenance of financial records; remote payment ‎services; provision of debit and credit services by means of radio frequency identification devices ‎‎(transponders); provision of debit and credit services by means of communication and ‎telecommunication devices; the provision of financial services for the support of retail services ‎provided through mobile telecommunications means, including payment services through wireless ‎devices; processing of credit and debit transactions by telephone and telecommunication link; the ‎provision of financial services for the support of retail services provided on-line, through networks or ‎other electronic means using electronically digitized information; value exchange services, namely, ‎the secure exchange of value, including electronic cash, over computer networks accessible by ‎means of smartcards; bill payment services provided through a website; on-line banking; financial ‎services provided over the telephone and by means of a global computer network or the Internet; ‎financial services, namely, the provision of contactless mobile payments through merchants at retail, ‎online and wholesale locations; financial services, namely, providing a cloud-based digital wallet that ‎stores customer account information to access coupons, vouchers, voucher codes and rebates at ‎retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-‎back system;; consulting services regarding payment solutions, banking, credit card, debit card and ‎payment card; information, advisory and consultancy services relating to all the aforesaid services‎.