Electronic and magnetic data carriers, electronic and magnetic cards, electronic and magnetic cards containing information and data, electronic and magnetic cards for recording of information and data, electronic and magnetic cards made of plastic, electronic and magnetic cards made substantially of plastic, cards bearing information and data, cash, charge, debit payments and discount cards, pre-paid and stored value cards, cards for use in point of sale transactions, information carriers in the form of cards, systems for reading memory cards and systems for reading data in memories and card readers.

Financial services relating to the organisation, management, operation, provision & use of cards, electronic cards, magnetic cards, encoded cards, prepaid cards, cash cards, charge cards, debit cards, payment cards and discount cards, banking and credit services; providing debit card, charge card and stored value prepaid card services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, remote payment services, transaction authorisation and settlement services, issuing, processing and redemption of electronic and magnetic cards, management of card services, payment transaction card services, dissemination of financial information via the internet and other computer networks relating to the aforesaid financial services, financial services relating to the aforesaid provided over the telephone and by means of global computer network or the internet.

Electronic payment services; electronic transaction services; electronic payment system services; services relating to electronic transfer of funds; all provided on-line in a cable or digital means, or from the Internet.

Outsourcing services [business assistance]; business management; business administration; office functions; call centre services; compilation of computer databases; database management; compilation of lists of prospective customers, computerised compilation of customer indexes; advertising and promotional campaign management; business and commercial information services provided by means of computer databases; business data analysis services; collection, compilation and analysis of business data; account management; analysis of market research data; market analysis, pricing analysis, cost price analysis; customer care services, advisory services relating to customer service; advisory services relating to business risk management; business efficiency studies; business efficiency expert services; preparation of business reports; negotiation of contracts for others; information, advisory and consultancy services relating to all the aforegoing.

Collection of debts, debt collection agency services, debt factoring services, debt recovery, debt recovery agency services, reclamation of outstanding debts; collection of payments; credit card payment processing; electronic payment services, financial payment services; payment administration services; financial risk management; information, advisory and consultancy services relating to all the aforegoing.

Financial marketing; Advertising services relating to financial services.

Accident insurance; Arranging insurance; Arranging of insurance; Arranging of life insurance; Computerised financial information services; Computerised information services relating to insurance; Financial services relating to insurance; Insurance; Insurance agencies; Insurance agency services; Insurance (arranging of); Insurance arranging services; Insurance services; Insurance services relating to life; Life insurance; Life insurance agencies; Providing information in insurance matters; Providing insurance information; Providing insurance premium quotations; Provision of financial information; Provision of information relating to financial services; Provision of insurance information; Provision of insurance premium quotations; Insurance administration; Insurance information; Insurance information (Provision of); Administration of insurance business; Administration of insurance plans; Insurance plans (Administration of); Administration of insurance claims; Information services relating to insurance; Providing insurance information; Issuing of tokens of value in relation to bonus and loyalty schemes.

Telephone sets; Wireless Telephone sets; Portable communications apparatus namely mobile phone handsets, walkie-talkies, satellite telephones and personal digital assistants [PDA]; Mobile phones; MPEG audio layer-3 players; Television receivers; Television remote controllers; Encoded electronic chip cards for improvement of television image quality; Universal serial bus [USB] hardware drives; Digital media broadcasting [DMB] players; Headsets for mobile phones; Portable Chargers for mobile phone batteries and digital camera batteries; Electronic Photo Albums; Digital Picture Frames; Monitors for computers; Lap Top computers; Computers; Digital Versatile Disc [DVD] players; Portable hard disk drives; Apparatus for recording, transmission or reproduction of sound or images for use in telecommunications; Apparatus for recording, transmission or reproduction of sound or images; Electric audio and visual apparatus and instruments; Stereos; Computer application software for mobile phone; Computer application software for television; Computer application software for personal computer monitor; Computer application software for home appliances; Computer application software for refrigerators; Computer application software for clothes washing machines; Computer application software for vacuum cleaners; Computer application software for dish washers; Computer application software for ovens; Computer application software for microwave ovens; Computer application software for clothes management machines; Computer application software for air purifiers; Computer application software for water purifiers; Digital Versatile Disc [DVD] players for home theaters; Audio speakers for home theaters; Audio-Video receivers for home theaters; Multimedia projectors for home theaters; Integrated circuits; Audio Receivers; electronic encoded toll smart cards containing programming used to pay electronic toll collections;  Closed-Circuit Television [CCTV] Cameras; Network monitoring cameras namely for surveillance; Digital signage; Thermal printers; Digital colour printers; Laser printers; Ink jet printers; Colour printers; Printers for use with computers; Solar batteries; Recorded computer programmes; Downloadable computer programs; Personal computer [PC] cameras; Digital voice recorders; Videocassette recorders; Network monitors; Computer software for education; Electronic Notepads; Tablet computers;  Settop boxes; Downloadable image files accessible via the Internet; Electronic downloadable publications in the nature of magazines, newspapers, books, manuals in the field of electronics; Video conference system; Monitors for video conference; Cameras for video conference; Speakers for video conference; Three dimensional eyeglasses for television receivers; DNA chips; Gene chips; Dosage dispensers; Capillary tubes; Oxygen transvasing apparatus; Incubators for bacteria culture; Test tubes; Food analysis apparatus; Physical and chemical laboratory apparatus and instruments; Apparatus and instruments for physics; Apparatus for automatic chromatography; Magnetic agitators for laboratory use; Pipettes; Chemistry apparatus and instruments; Computer software for dosimetry purposes in the field of radiotherapy; Computer software for medical purposes; Biochips; Cell chips; Testing apparatus for cell chips; Analysis apparatus for cell chips; Diagnostic chips for pharmaceutical purposes; Diagnostic chips for medical purposes; Computer software for diseases diagnostics for medical purposes; Computer software for electronic chart for medical purposes; Scanners; Mouses for computers; Car broadcasting tuners; Car cassette players; Car speakers, none of the aforesaid being interactive flat panel displays, interactive projectors, interactive electronic white boards, interactive electronic whiteboard computers, or interactive whiteboards; none of the aforesaid being, related to, or for use with, interactive flat panel displays, interactive projectors, interactive electronic white boards, interactive electronic whiteboard computers, or interactive whiteboards.