Apparatus and instruments for recording, transmitting, reproducing or processing sound, images or data; computers and computer peripheral devices; computer hardware; computer hardware for facilitating payment transactions by electronic means; electronic payment terminals; payment terminals, money dispensing and sorting devices; apparatus for electronic payment processing; data communications hardware; computer software; embedded software; payment and online payment software; software for processing electronic payments to and from others; authentication software; computer software for use as an application programming interface (API) databases; electronic databases; data terminals; data carriers; data processing and communications systems; data networks; apparatus for data storage; card readers; credit cards; magnetic payment cards; coded bank cards; electronic chip cards; recorded and downloadable media; electronic publications.

Financial services; automated banking services relating to credit card transactions; bank card, credit card, debit card and electronic payment card services; bill payment services; collection of financial information; credit card payment processing; credit card transaction processing services; credit card validation services; credit card verification; debit card validation services; electronic banking services; electronic banking via a global computer network [internet banking]; electronic credit card transactions; electronic payment services; financial analysis; financial and monetary services, and banking; financial data base services; financial information; financial information, data, advice and consultancy services; financial services provided via the internet; money transfer services utilising electronic cards; financial risk management services; online financial transactions; payment card services; payment processing; payment processing services, namely, providing virtual currency transaction processing services for others; payment transaction card services; processing of debit card payments; processing payments made by charge cards; providing secure commercial transactions; provision of information relating to credit card transactions; merchant services, namely, payment transaction processing services; payment and funds verification services; electronic funds transfer; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; financial analysis, namely, compiling and analysing statistics, data and other sources of information for financial purposes; financial transaction services, namely, providing secure commercial transactions and payment options; banking consultation; financial consultation; financial record-keeping for risk management in relation to payment transactions; clearing and reconciling financial transactions; issuing credit cards and lines of credit; processing and transmission of bills and payments thereof; bill payment services; brokerage of money market funds; reimbursement of funds for disputed items in the field of electronic payment purchases; credit services, namely, providing revolving credit account services; providing electronic mobile payment services for others; electronic foreign exchange payment processing; information, advisory and consultancy services relating to all the aforesaid.

Financial services; Automated banking services relating to credit card transactions; Bank card, credit card, debit card and electronic payment card services; Bill payment services; Collection of financial information; Credit card payment processing; Credit card transaction processing services; Credit card validation services; Credit card verification; Debit card validation services; Electronic banking services; Electronic banking via a global computer network [internet banking]; Electronic credit card transactions; Electronic payment services; Financial analysis; Financial and monetary services, and banking; Financial data base services; Financial information; Financial information, data, advice and consultancy services; Financial services provided via the Internet; Money transfer services utilising electronic cards; Financial risk management services; Online financial transactions; Payment card services; Payment processing; payment processing services, namely, providing virtual currency transaction processing services for others; Payment transaction card services; Processing of debit card payments; Processing payments made by charge cards; Providing secure commercial transactions; Provision of information relating to credit card transactions; Merchant services, namely, payment transaction processing services; payment and funds verification services; electronic funds transfer; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing an on-line computer database in the field of financial transactions; Financial analysis, namely, compiling and analysing statistics, data and other sources of information for financial purposes; Financial transaction services, namely, providing secure commercial transactions and payment options; banking consultation; financial consultation; Financial record-keeping for risk management in relation to payment transactions; clearing and reconciling financial transactions; issuing credit cards and lines of credit; processing and transmission of bills and payments thereof; bill payment services; brokerage of money market funds; reimbursement of funds for disputed items in the field of electronic payment purchases; credit services, namely, providing revolving credit account services; providing electronic mobile payment services for others; electronic foreign exchange payment processing; Information, advisory and consultancy services relating to all the aforesaid.

Scientific and technological services and research and design relating thereto; Industrial analysis, industrial research and industrial design services; Quality control and authentication services; Design and development of computer hardware and software; Application service provider [ASP], namely, hosting computer software applications of others; Authentication services (control) of data transmitted via telecommunications; Authentication services for computer security; Electronic monitoring of credit card activity to detect fraud via the internet; Hosting services, software as a service, and rental of software; Platform as a service [PaaS]; Providing temporary use of non-downloadable software; Providing temporary use of on-line non-downloadable software for processing electronic payments; Providing user authentication services using biometric hardware and software technology for e-commerce transactions; Software as a service [SaaS]; Temporary electronic storage of information and data; User authentication services using single sign-on technology for online software applications; User authentication services using technology for e-commerce transactions; Providing temporary use of non-downloadable computer software for e-commerce merchants to track and manage their businesses, transactions, customers, and metrics in the fields of business and finance; providing temporary use of non-downloadable computer software for allowing users to perform electronic business transactions via a global computer network; electronic data storage; electronic storage of files and documents; Providing temporary use of on-line non-downloadable cloud computing software for identifying, classifying, evaluating, and reviewing individual payments that are potentially fraudulent; Design and development of computer software for the enablement of accepting purchases from within mobile apps and software that perform other non-purchasing functions; Application service provider featuring application programming interface (API) software for enabling a mobile app to accept purchases and payments directly; Application service provider featuring application programming interface (API) software for integrating ecommerce, business, transactional, financial, and analytics information and functionality into other software and platforms, all of the foregoing, in the field of financial services for e-commerce and internet-based businesses; Providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks; Information, advisory and consultancy services relating to all the aforesaid.

Payment card services;Payment processing;Payment processing services;Bank card, credit card, debit card and electronic payment card services;Online financial transactions;Online financial transactions.