Electronic billing and bill payment service that delivers bills to consumers electronically, enables consumers to pay their bills electronically, and enables financial institutions to settle these transactions electronically by debiting the consumer's account and crediting the biller's account.

Encoded magnetic cards; charge cards, bank cards, credit cards, debit cards and payment cards; computer software relating to the handling of financial transactions such as payments by charge cards, bank cards, credit cards, debit cards or payment cards; electronic apparatus for processing payments made by bank cards, credit cards, debit cards or payment cards; electronic apparatus for reading and displaying information stored on bank cards, credit cards, debit cards or payment cards; electronic verification apparatus for verifying authenticity of bank cards, credit cards, debit cards or payment cards; automated cash machines and cards for use with automated cash machines; parts and fittings for all the aforesaid goods.

Printed matter; unencoded magnetic cards; bank cards, credit cards, debit cards and payment cards; cards; payment vouchers, travellers cheques, cheques, money orders, credit notes.

Financial services relating to bank cards, credit cards, debit cards, cash disbursement, cheque verification and to cheque cashing; issuing and redemption of travellers' cheques and travel vouchers and advisory services relating thereto; all included in Class 36.

Automated teller (accounting) machines; encoded printed plastics cards for the transfer of funds of the cardholder.

Motor cars and motor vans.

Financial services; banking services; all relating to stored value cards, payment cards and funds transfer cards; information services relating to finance and banking.

Printed matter, leaflets, catalogues and brochures; bank cards, credit and debit cards; charge cards; travellers' cheques and travel vouchers.

Financial services relating to bank cards, credit cards, debit cards, charge cards, stored value and payment cards; cash disbursement, cheque verification and cheque cashing services; financial services relating to point of sale terminals, automatic telling machines, and point of transaction machines, issuing and redemption of travellers' cheques and travel vouchers, and advisory services relating thereto.

Advisory services relating to the law;Attorney services;Attorney services [legal services].

Advertising services; promoting the sale of payment card accounts through the administration of incentive award programs, awarding purchase points, discounts, sweepstakes, rebates, value added offers and coupons for payment card use; data processing, data collection for financial transactions; business management; business administration; office functions; advice for consumers (commercial information and -) [consumer advice shop]; business investigations; business research; commercial information agencies; economic forecasting; marketing research; marketing studies; opinion polling; organization of exhibitions for commercial or advertising purposes; organization of trade fairs for commercial or advertising purposes; presentation of goods on communication media, for retail purposes; price comparison services; public relations; publicity material rental; sponsorship search.

Insurance; financial affairs; monetary affairs; real estate affairs; financial services, banking, bill payment and presentment services, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, cash disbursement, deposit access and automated teller machine services, point of sale and point of transaction services, transaction authorization services, payment processing services, payment transaction authentication and verification services, facilitating person-to-person payment services through electronic means; electronic funds transfer, smart cards, currency exchange services, financial records management, financial information rendered by computer by means of a secure information computer network, accounts payable debiting services, automated teller machine services, cash and foreign exchange transactions, cash replacement rendered by credit card, consumer credit consultation, credit and cash card services, credit and financial consultation, credit card services, credit card transaction processing services, credit card verification, debit card services, electronic cash transactions, electronic credit card transactions, electronic debit transactions, electronic funds transfer, electronic payment, namely, electronic processing and transmission of bill payment data; financial information provided by electronic means, financial information processing; providing on-line stored value accounts in an electronic environment; providing electronic processing of credit and debit card transactions and electronic payments via a global computer network, providing information in the field of credit and debit cards; report preparation for financial transaction; charitable fund raising; deposits of valuables; financial consultancy; financial information; financial sponsorship; insurance consultancy; insurance information; organization of collections; safe deposit services.

Scientific, nautical, surveying, photographic, cinematographic, optical, weighing, measuring, signaling, checking (supervision), life-saving and teaching apparatus and instruments; apparatus and instruments for conducting, switching, transforming, accumulating, regulating or controlling electricity; apparatus for recording, transmission or reproduction of sound or images; magnetic data carriers, recording discs; mechanisms for coin-operated apparatus; cash registers, calculating machines, data processing equipment and computers; fire-extinguishing apparatus; computer hardware, computer software, computer peripheral devices; integrated circuit memory and bank card memory; smart cards, magnetic coded cards, electronic data carrier cards, charge cards, bank cards, credit cards, debit cards, stored value cards, payment cards; blank chip cards; encoded chip cards containing programming used for financial applications, loyalty programs, rewards programs and card holder preferences; electronic apparatus and instruments, computer terminals and computer software for use in the financial services industry, banking and telecommunication industries for authentication, authorization, clearing and settlement of financial transactions; electrical apparatus and instruments namely apparatus and instruments for conducting, switching, transforming, accumulation, regulating or controlling electricity and magnetic coded and electronic data carrier card readers, smart card readers, electronic encryption units, all for the registration, transmission and reproduction of data; systems for reading ,memory cards and systems for reading data featuring integrated circuit memory and bank card memory namely data processing equipment and computers; coded cards including magnetic cards, cards featuring integrated circuits, smart cards, charge cards, bank cards, credit cards, debit cards, stored value cards and payment cards all for financial applications; apparatus for reading cards including computer dial terminals; encoders and decoders including magnetic coded card readers, electronic data carrier card readers, magnetic coded card readers, electronic data carrier card readers and electronic encryption units; parts and fittings for the aforesaid goods; Computer operating programs, recorded; Computer peripheral devices; Computer programmes [programs], recorded; Computer programs [downloadable software]; Computer software, recorded; Electronic publications, downloadable; Interfaces for computers.

Advertising; business management; business administration; office functions; data processing services, database management, management and compilation of computerized databases; advertising, marketing and promotional services, namely, promoting the sale of goods and services of others by means of advertisements, promotional contests, discounts and incentives in the nature of sweepstakes, rebates, reward points, and value added offers generated in connection with the use of payment cards, customer loyalty services and customer club services, for commercial, promotional and/or advertising purposes; distribution and dissemination of advertising for others via the Internet; Advice for consumers (Commercial information and -) [consumer advice shop]; Business investigations; Business research; Commercial information agencies; Economic forecasting; Marketing research; Marketing studies; Opinion polling; Organization of exhibitions for commercial or advertising purposes; Organization of trade fairs for commercial or advertising purposes; Presentation of goods on communication media, for retail purposes; Price comparison services; Public relations; Publicity material rental; Sponsorship search.