Platform as a service (PaaS) using artificial intelligence for business banking performance optimization, expenses management, inventory optimization, pricing optimization, cash flow forecast, invoicing, billing, and customer communication; platform as a service (PaaS) using artificial intelligence for customer relationship management, customer service, and customer engagement; platform as a service (PaaS) using artificial intelligence for generating text, marketing materials, product recommendations, key performance indicators, and invoices; platform as a service (PaaS) using artificial intelligence for data collection and analysis; platform as a service (PaaS) featuring chatbot non-downloadable software using artificial intelligence in the field of customer service; platform as a service (PaaS) using artificial intelligence for provision of financial information and banking management.

Financial and investment information services; provision of on-line information relating to finance.

Business advisory, consultancy, research and information services (being information falling in Class 35 including statistical information); compilation, provision, storage and retrieval of business and commercial information; marketing, promotional and advertising services; data processing and database services; telephone answering services and message handling services; production, preparation and presentation of advertising matter; compilation and publication of business directories, market analysis and research; compilation and transcription of data; preparation of business reports; sales promotion; database management services; electronic database services for the provision of business information; compilation of advertisements for use as web pages; business information, advertising and promotional services provided on-line from a computer database or by means of web pages on the Internet; compilation and systematization of information into computer databases; business customer relationship management and problem solution services; organisation, operation, management and supervision of promotional, incentive and loyalty schemes; the bringing together, for the benefit of others, of a variety of goods and services, enabling customers to conveniently view and purchase those goods and services from a web site specialising in classified directory, business advertising and business information goods and services, or from a catalogue specialising in classified directory, business advertising and business information goods and services by mail order or by means of telecommunications; import and export services; receipt, processing, storage, display, recording or retrieval of data; advisory and consultancy services relating to the processing, storage and retrieval of data; database, on-line, interactive database and Internet information, advisory and consultancy services, all relating to the aforesaid services.

Information and advisory services relating to finance and insurance, shares and share dealing; financial services; banking services; credit card, debit card token card and charge card services; credit services; computerised financial services; discount card services; issuing of travel cards; credit card, charge card and debit card authorisation, validation and issuance services; information and advisory services relating to finance and insurance, provided on-line from a computer database or by means of web pages on the Internet; financial information disaster recovery services; systems integration services relating to wholesale and retail financial services; issue and redemption of tokens and vouchers; automated payment services; database, on-line, interactive database and Internet information, advisory and consultancy services, all relating to the aforesaid services.

Information, advisory and consultancy services relating to construction, repair and installations; installation, maintenance and repair of computer hardware, computers and computer networks; vehicle maintenance; installation of electrical and electronic apparatus and instruments and components, of telecommunications networks, apparatus, instruments, installations, instruments and systems, of sound, image and data transfer and information apparatus, installations and links, of signalling systems, communications systems and networks, of electronic messaging and information systems and electronic data links, and parts of the aforesaid; database, on-line and interactive database information, advisory and consultancy services all relating to the aforesaid services.

Telecommunications services; cellular communications services; mobile communications services; digital communications services; services for the collection, transmission, processing and storage of messages and data; remote data access services; electronic data interchange services; telecommunication of information (including web pages), computer programs and any other data; electronic mail services; database and Internet information services; provision of telecommunication access and links to computer databases and to the Internet; data communications services; communication by computer terminals; services for the transmission, provision or display of information for business or domestic purposes from a computer-stored data bank or via the Internet; transmission and processing of data from remote locations to mobile telephones; on-line information services (being information falling in Class 38); telephone messaging services; hire and rental of telecommunications apparatus, installations and instruments; advisory and information services relating to cellular communications tariffs; advisory and information services relating to the provision of voice and data communications services; paging services; monitoring, organisation and analysis of call information; call screening services; call diversion and call re-routing services; multiple message sending services; call recording services; facsimile transmission services; call barring services; call alerting services; advisory services, provision of information and preparation of reports, all relating to telecommunications; telecommunication and dissemination of information in audio or visual form; telecommunication services relating to the receipt, processing, storage, display, recording, retrieval or transmission of data; providing access to computer databases and to on-line computer services; advisory and consultancy services relating to the transmission of data.

Information services relating to travel, transport and packaging and storage of goods; transport, packaging and storage of goods; delivery of goods and mail; travel and tour agency services; travel administration services; travel services; ticket reservation services; booking agency services; provision of information relating to travel and transport; advisory and consultancy services relating to the aforesaid services; provision of car parks and car parking services; passenger transport and air cargo transport services; courier services; vehicle hire services; tourist information services; transport services; freight-forwarding; booking of seats for travel; cargo tracking services; database, on-line, interactive database and Internet information, advisory and consultancy services, all relating to the aforesaid services.

Information and advisory services relating to education, training, entertainment, sport, recreation, theatre, television, music, news and publishing; publishing services; electronic game services and competitions provided by means of the Internet; publication of books, directories, guides, maps, magazines, manuals and printed matter; education, training, instruction and study services; arranging, conducting and organising seminars and educational, recreational and instructional conventions, conferences, congresses, exhibitions and demonstrations; entertainment services; booking and ticketing services by electronic and computer means for films, theatre and entertainment; electronic database services for films, theatre and entertainment; preparation of reports relating to publishing services; news programme services; information relating to entertainment, education, training, sport, recreation, news and publishing provided on-line from computer databases or web sites on the Internet; reservation, booking and ticketing services; database, on-line, interactive database and Internet information, advisory and consultancy services, all relating to the aforesaid services.

Information and advisory services relating to the weather and restaurants; booking and reservation services for accommodation and restaurants; compilation, storage, analysis, retrieval and provision of information; leasing access time to computer databases and to on-line computer services; electronic database services; writing, development, updating and design of computer software; design, drawing and commissioned writing, all for the compilation of web pages on the Internet; hire, rental and leasing of computers and data processing installations and of apparatus and installations for use therewith; provision of information (being information falling in Class 42) on-line from a computer database or provided from facilities on the Internet; computer systems analysis; recovery of computer data; planning and design services all relating to telecommunications networks, apparatus and instruments; professional consultancy services in the field of telecommunications, message sending, message receiving, data transmission and data network apparatus and instruments; information technology services; computer and software consultancy services; expert, professional and scientific consultancy services; testing services; research and development services; design and inspection services; information and data processing services; systems integration services; computer and telecommunications systems and networks analysis; hire, rental and leasing of computer and data processing hardware, software and firmware; database, on-line, interactive database and Internet information, advisory and consultancy services, all relating to the aforesaid services.

Business advisory, consultancy, research and information services (being information falling in Class 35 including statistical information); compilation, provision, storage and retrieval of business and commercial information; marketing, promotional and advertising services; data processing and database services; telephone answering services and message handling services; production, preparation and presentation of advertising matter; compilation and publication of business directories, market analysis and research; compilation and transcription of data; preparation of business reports; sales promotion; database management services; electronic database services for the provision of business information; compilation of advertisements for use as web pages; business information, advertising and promotional services provided on-line from a computer database or by means of web pages on the Internet; compilation and systematization of information into computer databases; business customer relationship management and problem solution services; organisation, operation, management and supervision of promotional, incentive and loyalty schemes; the bringing together, for the benefit of others, of a variety of goods and services, enabling customers to conveniently view and purchase those goods and services from a web site specialising in classified directory, business advertising and business information goods and services, or from a catalogue specialising in classified directory, business advertising and business information goods and services by mail order or by means of telecommunications; import and export services; database, on-line, interactive database and Internet information; advisory and consultancy services, all relating to the aforesaid services.

Information and advisory services relating to finance and insurance, shares and share dealing; financial services; banking services; credit card, debit card, token card and charge card services; credit services; computerised financial services; discount card services; issuing of travel cards; credit card, charge card and debit card authorisation, validation and issuance services; information and advisory services relating to finance and insurance, provided on-line from a computer database or by means of web pages on the Internet; financial information disaster recovery services; systems integration services relating to wholesale and retail financial services; issue and redemption of tokens and vouchers; automated payment services; database, on-line, interactive database and Internet information, advisory and consultancy services, all relating to the aforesaid services.

Information, advisory and consultancy services relating to construction, repair and installations; installation, maintenance and repair of computer hardware, computers and computer networks; vehicle maintenance; installation of electrical and electronic apparatus and instruments and components, of telecommunications networks, apparatus, instruments, installations, instruments and systems, of sound, image and data transfer and information apparatus, installations and links, of signalling systems, communications systems and networks, of electronic messaging and information systems and electronic data links, and of parts of the aforesaid; database, on-line and interactive database information, advisory and consultancy services all relating to the aforesaid services.

Telecommunications services; cellular communications services; mobile communications services; digital communications services; services for the collection, transmission, processing and storage of messages and data; remote data access services; electronic data interchange services; telecommunication of information (including web pages), computer programs and any other data; electronic mail services; database and Internet information services; provision of telecommunication access and links to computer databases and to the Internet; data communications services; communication by computer terminals; services for the transmission, provision or display of information for business or domestic purposes from a computer-stored data bank of via the Internet; transmission and processing of data from remote locations to mobile telephones; on-line information services (being information falling in Class 38); telephone messaging services; hire and rental of telecommunications apparatus, installations and instruments; advisory and information services relating to cellular communications tariffs; advisory and information services relating to the provision of voice and data communications services; paging services; monitoring, organisation and analysis of call information; call screening services; call diversion and call re-routing services; multiple message sending services; call recording services; facsimile transmission services; call barring services; call alerting services; advisory services, provision of information and preparation of reports, all relating to telecommunications; telecommunication and dissemination of information in audio or visual form; telecommunication services relating to the receipt, processing, storage, display, recording, retrieval or transmission of data.

Information services relating to travel, transport and packaging and storage of goods; transport, packaging and storage of goods; delivery of goods and mail; travel and tour agency services; travel administration services; travel services; ticket reservation services; booking agency services; provision of information relating to travel and transport; advisory and consultancy services relating to the aforesaid services; provision of car parks and car parking services; passenger transport and air cargo transport services; courier services; vehicle hire services; tourist information services; transport services; freight-forwarding; booking of seats for travel; cargo tracking services; database, on-line, interactive database and Internet information, advisory and consultancy services, all relating to the aforesaid services.

Information and advisory services relating to education, training, entertainment, sport, recreation, theatre, television, music, news and publishing; publishing services; electronic game services and competitions provided by means of the Internet; publication of books, directories, guides, maps, magazines, manuals and printed matter; education, training, instruction and study services; arranging, conducting and organising seminars and educational, recreational and instructional conventions, conferences, congresses, exhibitions and demonstrations; entertainment services; booking and ticketing services by electronic and computer means for films, theatre and entertainment; electronic database services for films, theatre and entertainment; preparation of reports relating to publishing services; news programme services; information relating to entertainment, education, training, sport, recreation, news and publishing provided on-line from computer databases or web sites on the Internet; reservation, booking and ticketing services; database, on-line, interactive database and Internet information, advisory and consultancy services, all relating to the aforesaid services.

Information and advisory services relating to the weather and restaurants; booking and reservation services for accommodation and restaurants; compilation, storage, analysis, retrieval and provision of information; providing access to and leasing access time to computer databases and to on-line computer services; writing, development, updating and design of computer software; design, drawing and commissioned writing, all for the compilation of web pages on the Internet; hire, rental and leasing of computers and data processing installations and of apparatus and installations for use therewith; provision of information (being information falling in Class 42) on-line from a computer database or provided from facilities on the Internet; computer systems analysis; recovery of computer data; the provision of services relating to the receipt, processing, storage, display, recording, retrieval or transmission of data; planning and design services all relating to telecommunications networks, apparatus and instruments; professional consultancy services in the field of telecommunications, message sending, message receiving, data transmission and data network apparatus and instruments; information technology services; computer and software consultancy services; expert, professional and scientific consultancy services; testing services; research and development services; design and inspection services; information and data processing services; systems integration services; computer and telecommunications systems and networks analysis; hire, rental and leasing of computer and data processing hardware, software and firmware; database, on-line, interactive database and Internet information, advisory and consultancy services, all relating to the aforesaid services.

Financial and investment information services; provision of on-line information relating to finance.

Advisory services provided to global business for the recruitment & retention of elderly and disabled staff; advice on access to premises and other workplace/employment issues for elderly and disabled staff including health & safety considerations; advisory services provided to global business for the procurement of goods and services worldwide which provide reasonable workplace adjustments for elderly and disabled employees, and/or which help elderly business customers and those with disabilities (including IT products and products which improve accessibility to employee workspaces, audio technology products, access ramps and lifts); advisory services to global business on how to better meet the needs of their elderly and disabled customers & employees; research, diagnostic and consultancy services to inform global business on standards of good practice and potential operating improvements to help the disabled and elderly; business assistance; compilation of information into computer databases; business management services; advertising and promotion services in connection with rights and opportunities for disabled and elderly people; advertising and promotion services and information services all relating to employment matters; business information services, employment consultancy, employment counselling and recruitment services including the provision of these services on-line from computer databases and the Internet; charitable services, namely business management and administration; charitable services, namely organising and conducting volunteer programmes and community service projects; provision of assistance relating to employment for disabled and elderly people; provision of information, consultancy and advice relating to all the aforesaid.

Education and training services relating to the recruitment and retention of staff with disabilities and/or elderly staff; organisation of charitable fund raising events; training in relation to software, the Internet and computer facilities for the disabled and/or elderly; arranging and conducting of training workshops, seminars and conferences; provision of electronic publications; provision of on-line forums; provision of information, consultancy and advice relating to all the aforesaid.

Medical services including healthcare services for the disabled.

Social services rendered to meet the needs of disabled individuals; advice on improved packaging and labelling of consumer products for people with disabilities.