Education; publishing services in the field of education; arranging, conducting, designing and publishing multimedia language instruction courses; provision of databases for education, language reference information and language instruction information; electronic games services for education and language instruction; provision of materials relating to language learning, including bespoke and interactive language courses, and education; training and consultation services relating to second-language teaching.

Education; provision of training; entertainment; sporting and cultural activities; arranging and conducting multimedia language instruction courses; designing and publishing multimedia language instruction courses; multimedia tourist guides; databases, namely for education, training, entertainment, sporting and cultural activities, language reference information, language instruction information, travel guides and translation reference information; electronic games services; publishing services; provision of online electronic publications and databases for education, training, entertainment, sporting and cultural activities, language instruction courses, language reference information, travel guides and translation reference information; provision of materials relating to language learning, language translation, including bespoke and interactive language courses, and materials relating to tourism, travel and education; training and consultation services relating to second-language teaching.

Business strategy development services;Business consultancy services relating to product development; financial records management; data processing.

Debit and charge card services ;Insurance; financial affairs; monetary affairs; financial services; financial brokerage services; investment services; asset management services; pensions services; derivatives trading services; financial services relating to trading of securities and commodities; financial research, analysis, management, consultation, authentication, calculation, execution, trade matching, credit and risk evaluation; the calculation of investment costs; the execution of trades on behalf of third parties; money exchange and money transfer services; electronic fund transfer services; foreign exchange services, payment services, issuing of negotiable instruments and tokens of value; credit, debit and charge card services; pre-paid card services; automated payment services; issue and redemption of tokens and vouchers; capital management services; banking services; arranging of funds; investment advice; financing services; investment and portfolio management services; fund management; customs brokerage; customs bonding; arranging the collection, payment and return of customs duties; debt factoring; the provision of financial information; financial investment services; the execution of trades on behalf of third parties; investment services; Financial business services relating to exchange and transfer of money and currency and transfer of funds; Financial business services relating to pre-paid credit, debit and charge cards, travellers cheques and negotiable financial instruments; consultancy, information and advisory services to all the aforesaid services, including such services provided on-line from a computer database or via the Internet;Insurance; financial affairs; monetary affairs; real estate affairs; financial consultancy; financial information; financial sponsorship; financial services, namely, banking, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services; financial services, namely transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, financial information with respect to data repository and client profile information services and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services; financial services, namely value exchange services, namely, secure electronic cash transactions and electronic cash transmissions over public computer networks to facilitate electronic commerce; providing financial information, namely credit and debit card data and reports, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; banking and credit services; banking, payment, credit, debit, charge, cash disbursement and stored valued deposit access services; cheque verification; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travelers cheques and travel vouchers; payer authentication services; verification of financial information; maintenance of financial records; remote payment services; stored value electronic purse services, electronic payments services and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; electronic banking via a global computer network, electronic mobile banking, electronic payment services involving electronic processing and transmission of bill payment data; financial clearing house services; inter-bank transfer services, namely, direct bank-to-bank electronic transfers of money and providing bank account information by telephone; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and wholesale locations; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerized information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitization; consulting services regarding payment solutions, banking, credit card, debit card and payment card; providing information relating to financial services via a computer database or the Internet; computerised customer financial information; information, advisory and consultancy services relating to all the aforesaid services;Collection of payments;Processing of payments for banks;Acceptance of bill payments;Processing of debit card payments;Processing of electronic payments;Electronic processing of payments;Processing of credit card payments;Financial transfers and transactions, and payment services;Processing of payments in relation to credit cards;E-wallet payment services;Debit card payment services;Contactless payment services;Payment card services;Payment transaction card services;Processing of payments in relation to charge cards;Credit card payment services;Payment processing;Conducting cashless payment transactions;Financial payment services;Electronic payment services;Processing electronic payments made through prepaid cards;Collection of payments for goods and services;Payment processing services;Telegraphic remittance [payment] services;Processing payments made by charge cards;Automated payment of accounts;Banking services relating to the acceptance of fixed interval installment payments;Credit card payment processing;On-line bill payment services;Electronic commerce payment services;Payment and receipt of money as agents;Cash disbursement services;Payment administration services;Electronic wallet services (payment services);Automated payment services;Credit card and payment card services;Processing of payment transactions via the Internet;Loans [financing] and discount of bills;Mortgage loans and financing services;Automated payment;Remote payment services;Financial consultancy relating to the execution of cashless payment transactions;Electronic debit transactions;Processing of electronic debit transactions;Electronic cash transactions;Provision of mortgage loans;Money order payment guarantee services;Instalment credit financing;Mortgage financing services;Accounts payable debiting services;Credit and cash card services;Loan and credit services;Credit and loan services;Financing of cash advances;Issuing electronic payment cards in connection with bonus and reward schemes;Mortgage loan services;Electronic credit card transactions;Provision of instalment loans;Accounts receivables financing;Processing of electronic credit card transactions;Financing of loans, mortgages and sureties;Instalment loans;Instalment loan financing;Bank card, credit card, debit card and electronic payment card services;Processing debit card transactions for others;Financing of consumer purchases;Credit and debit card services;Mortgage loans;Financing and loan services;Financial services relating to cash disbursement;Debit account services;Debt settlement services;Issuing of payment gift cards;Information services relating to the automated payment of accounts;Credit card transaction processing services;Financial services related to the issuance of bank cards and debit cards;Services for debiting and crediting financial accounts;Issuing of payment gift vouchers;Factoring services for invoices;Arranging instalment loans;Cash card services;Lease-purchase loans;Financing of loans;Loans [financing];Loans (Financing of -);Credit fund transfer services;Savings and loan services;Automated banking services relating to credit card transactions;Issuance of credit and debit cards;Sales credit financing;Processing payments for the purchase of goods and services via an electronic communications network;Processing credit card transactions for others;Debit card services;Provision of loans for school fees;Mortgage services;Financial services relating to the withdrawal and depositing of cash;Provision of credit for fuel expenses;Credit sales (Provision of finance for -);Provision of finance for credit sales;Deposit accounts services;Credit financing;Collection of money owed from settlements ;Foreign currency exchange;Foreign exchange transactions;Foreign exchange transaction;Foreign exchange market;Foreign exchange bureaux;Foreign exchange services;Cash and foreign exchange transactions;Foreign exchange information services;Forecasting of foreign exchange rates;Trading in foreign currency;Foreign currency transfer services;Conducting foreign exchange transactions for others;Foreign currency services;Foreign currency dealing;Provision of foreign currency;Exchange of currency (Agencies for the -);Monetary exchange;Exchange services (Currency -);Currency exchange services;Financial database services relating to foreign exchange;Virtual currency exchange;Financial exchange;Currency trading and exchange services;Providing information relating to foreign exchange transactions;Currency exchange rate quotations;Monetary exchange services;Exchange brokerage;Money exchange and transfer;Provision of financial protection against foreign exchange risks;Provision of pricing information about foreign exchange rates;Exchange of money (Agencies for the -);Computerised financial services relating to foreign currency dealings;Exchange services (Money -);Money exchange services;Stock exchange services;Financial exchange of crypto assets;Financial exchange services;Electronic stock exchange services;Futures exchange services;Exchange services relating to the trading of commodities;Stock exchange quotations;Exchange brokerage services;Exchange of financial operations (Agencies for the -);Money exchange agency services;Currency transfer services;Exchange services relating to the trading of options;Virtual currency transfer services;Stock exchange prices (Quotation of -);Quotation of stock exchange prices;Stock exchange price quotations;Currency trading;Financial transactions relating to currency swaps;Provision of exchange rate lists;Provision of financial information relating to the stock exchange;Preparation and quotation of exchange rate information;Swaps of currency rates;Providing financial information relating to exchange rates;Computer analyses of stock exchange information;Stock exchanges for dealing in shares and other financial securities;Providing information relating to the trading of overseas market securities futures;Provision of information relating to stock exchange prices;Stock exchange quotation and listing services;Brokerage of currency;Trading of overseas market securities futures;Monetary transfer;Rates of exchange (Provision of information relating to -);Provision of information relating to rates of exchange;Preparation and quotation of stock exchange prices and indices;Trading of overseas market securities futures for others;Money (Exchanging -);Exchanging money;Providing information relating to the trading of securities and securities index futures in overseas markets;Domestic remittance services;Currency dealing;Monetary transfer services;Virtual currency services;National money transfer services;International fund investment;Trading of securities and securities index futures in overseas markets;Trading in currencies;Equity investment in international companies;Electronic funds transfer for travel agents;Financial services relating to international securities;Banking services in relation to the electronic transfer of funds;On-line real-time currency trading;Transfer agency services rendered to issuers of investment securities;Transfer of funds for the purchase of goods, via electronic communication networks;Domestic remittance services provided on-line;International banking;Financial investment services;Financial investment research services;Banking and financial services;Financial investment management services;Financial services;Financial investments;Financial research services;Financial banking;Financial information services relating to financial stock markets;Financial investment;Financial market information services;Financial management;Brokerage services in the field of financial instruments;Tax payment processing services;Bill payment services;Electronic funds transfer provided via blockchain technology;Processing of electronic check payments;Retirement payment services;Rent payment services ;Clearing services for payment transactions;Electronic processing of payments via a global computer network;Payment services provided via wireless telecommunications apparatus and devices;Financial management of reimbursement payments for others;Electronic money transfer services;Electronic funds transfer services;Provision of electronic funds transfer services;Electronic credit card transaction processing;Money transfer services utilising electronic cards;Financial underwriting;Financial lending;Financial transactions;Financial brokerage;Brokerage (Financial -);Financial evaluations [banking];Financial consulting;Sponsorship (Financial -);Financial sponsorship;Financial economic analysis;Financial forecasting;Insolvency services [financial];Financial planning;Financial consultancy;Consultancy (Financial -);Financial information;Information (Financial -);Financial valuations;Valuations (Financial -);Financial economic advisory services;Economic research services [financial];Economic financial research services;Financial advice;Financial research;Research (Financial -);Financial information services relating to financial bond markets;Financial leasing;Personal financial banking services;Financial analysis;Financial credit services;Financial analyses;Financial evaluations;Financial evaluation;Financial investment brokerage;Financial loan services;Personal financial planning;Financial management of funds;Financial assessments;Management of financial assets;Financial management for businesses;Financial information for investors;Financial loan consultancy;Financial transaction services;Financial management relating to banking;Financial fund management;Financial banking services for the withdrawal of money;Financial valuation services;Financial trust operations;Financial management of stocks;Financial planning services;Financial loss management;Financial management of companies;Financial brokerage services;Financial consultation;Financial management services;Personal financial planning services;Financial investment fund services;Risk management [financial];Financial risk management;Brokerage of financial derivatives;Factoring of financial undertakings;Consultations [financial];Arranging of financial investments;Financial services relating to investment;Financial loans to commerce;Financial asset management;Financial management of cash accounts;Financial management relating to investment;Financial investment advisory services;Financial analysis services;Planning (estate -) [financial];Financial trust management;Financial credit services for exporters;Financial clearing;Clearing, financial;Business liquidation services, financial;Financial information services;Evaluation (Financial -) [insurance, banking, real estate];Financial evaluation [insurance, banking, real estate];Financial advisory services;Clearing-houses, financial;Financial risk management services;Financial management services relating to banking institutions;Financial consulting services;Financial nominee services;Financial and investment consultancy services;Financial intermediary services;Financial consultancy relating to loans;Financial portfolio management;Brokerage services in financial markets;Financial assessment of company credit;Personal financial planning advisory services;Pension fund financial management;Trading of financial derivatives;Financial planning and management;Financial management and planning;Fundraising and financial sponsorship;Financial banking services for the deposit of money;Financial lending services for personal purposes;Electronic banking services;Banking services;Paperless electronic banking services;Electronic banking;Automated banking services;Banking and financing services;Banking services for deposit-taking;Electronic financial trading services;Online banking services;Telephone banking services;Banking services relating to the transfer of funds from accounts;Financial pre-payment services;On-line banking;Electronic banking via a global computer network [internet banking];Financial services in relation to digital currencies;Online banking;Finance services;Financial services relating to business;Electronic fund-transfer services;Commodity trading [financial services];Financial services relating to securities;Internet banking;Online financial transactions;Financial services for the management of credit cards;Corporate finance services.

Electronic communication services for financial institutions;Electronic communication services for banks;Telecommunications services between financial institutions;Telecommunications services relating to electronic commerce;Electronic communication services for preparing financial information.

Training in the development of software systems;Training services in the field of computer software development.

Conversion of data or documents from physical to electronic media; computer hardware and software consulting services; computer programming; support and consultation services for managing computer systems, databases and applications; providing temporary use of non-downloadable software and applications for managing, locating, activating and revoking authentication and digital credentials of near field communication (NFC) devices; design and development of computer hardware and application software for mobile digital devices; design, development, maintenance and update of downloadable computer programs and application software for mobile phones and other digital devices that allows users to access coupons, vouchers, voucher codes, rebates, price-comparison information, product reviews, links to the retail websites of others, and discount information; design, development, maintenance and update of downloadable computer programs and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts via a cash-back system; application software provider (ASP) featuring software for receiving, transmitting and displaying vouchers, coupons, voucher codes, special offers, reviews, product information, price comparison information, links to websites, and receiving and transmitting data for the purchase of goods and services; application service provider featuring software for providing consumers with information regarding discounts, vouchers and special offers for the goods and services of others; application service provider services concerning social networking software; graphic design for the compilation of web pages on the Internet; information relating to computer hardware or software provided on-line from a global computer network or the Internet; creating and maintaining web-sites; hosting the web-sites of others; creation of web pages; the design, creation and hosting of merchant websites; the designing, creation and hosting of bill payment websites; computer and Internet related services, namely, providing on-line electronic databases via a global computer network in the field of identity authentication and verification; data encryption and decryption of financial information; digital signature authentication services for authentication of others, namely, data encryption and data integrity; digital certificate verification, authentication, issuance, distribution and management; technical consultation services in the fields of computer programming, financial computer networks, data processing, secure communications, data encryption and decryption and local area network security; dissemination of computer software, computer hardware, financial computer networks and local area networks over a global computer network; data verification services; data storage and retrieval services; data repository services; data storage; digital imaging services; security services relating to computerised data; the provision of an electronic trading platform allowing users to trade securities, currencies, and financial instruments; Providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system;information, advisory and consultancy services relating to all the aforesaid services.

Licensing of technology.