Computer hardware and software platform for facilitating and administering payment, banking, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; scientific apparatus and instruments; magnetic data carriers, recording discs; mechanisms for coin operated apparatus; cash registers; data processing equipment; computers, computer hardware, computer software and computer programs; telecommunication and electrical apparatus and instruments, namely, apparatus for the registration, transmission and reproduction of data including sound and images; accounting machines; apparatus for registration, transmission, reproduction of data including sound and images; magnetic recording supports; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, in particular for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories including integrated circuit memories and banking card memories; downloadable electronic publications; printing apparatus including printing apparatus for data processing systems and financial transaction systems; automatic tellers and cash machines for banking establishments; encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and card containing an integrated circuit chip (smart cards); security encoded cards; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; hologram impregnated cards; charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; banking cards including printed banking cards and banking cards using magnetic memories and integrated circuit memories; card readers; magnetic coded card readers, electronic data carrier cards, magnetic coded card readers, electronic data carrier card readers, electronic encryption units, computer hardware, computer terminals, computer software for use in the financial services, banking and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; cash dispensing machines; computer peripheral devices and electronic goods, namely calculating machines, pocket planners, personal digital assistants (PDAs) and alarms; computer databases; computer software for database management; transfer agency computer software and computer software related to distribution of mutual funds and investment products.

Advertising; business management; business administration; database management services; office functions; commercial, industrial and business management assistance; business appraisals; advisory services for business management; advertising and marketing services; data handling; promotion services; data management services; data processing; computerised business records keeping; business management and advisory services; auditing; computerised auditing; investment marketing services; business assistance relating to the formation and management of limited partnerships; business information services provided online from a computer database or the Internet; composing advertisements for use as web pages; market surveys; marketing consulting services; market research services; analysis of advertising response and market research; statistical information (business); preparation of statements of accounts; book-keeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets; administration of loyalty and rewards programs; information, advice and consultancy services relating to all the aforesaid.

Printed matter; printed publications; guides; brochures; pamphlets; instructional and teaching material.

Financial services; monetary affairs; insurance services; assurance services; pension services; investment services; savings account services; advisory and information services relating to all the aforesaid services.

Financial affairs; monetary affairs; arranging insurance; financial services and advice; assurance; financial agency services; mortgage agency services; insurance agency services; brokerage services; insurance and actuarial services; claims handling services; facilitating the sale and arrangement of insurance; collection of financial information; collection of payments; arranging protection against the risk of loss, damage or liability including property loss and damage, including military kit and equipment and the risk of incurring liability to the public or employees; arranging general insurance including motor insurance, travel insurance, health insurance, mortgage protection policies, life insurance, arranging stop loss insurance for property and liability risks; all for serving and former members of the UK Armed Forces, their immediate family and connected businesses, individuals and entities connected with and supporting the UK Armed Forces; provision of advice, consultancy and information in relation to all of the aforesaid.

Contraceptive preparations and substances; chemical contraceptives; chemical contraceptives that can be used by women following unprotected intercourse to prevent pregnancy; medicated products for feminine use, including pre-moistened feminine wipes; spermicidal gels, liquids and creams; hygienic lubricants and disinfectants for use in the area of the vagina, penis and anus; personal lubricants; vaginal moisturizers; topical preparations, namely, sprays, gels, liquids and creams for sexual health and / or enhancing sexual arousal; sexual stimulant gels; pharmaceutical preparations and substances, namely supplements for sexual health and / or enhancing sexual arousal.

Financial affairs; monetary affairs; arranging insurance; financial services and advice; assurance agency and brokerage services; insurance and actuarial services; claims handling services; facilitating the sale and arrangement of insurance; collection of financial information; collection of payments; arranging protection against the risk of loss, damage or liability including property loss and damage, including military kit and equipment and the risk of incurring liability to the public or employees; arranging general insurance including motor insurance, travel insurance, health insurance, mortgage protection policies, life insurance, arranging stop loss insurance for property and liability risks; all for serving and former members of the UK Armed Forces, their immediate family and connected businesses, individuals and entities connected with and supporting the UK Armed Forces; provision of advice, consultancyand information in relation to all of the aforesaid.

Life and endowment assurance services; savings schemes relating to the aforesaid services; unit trusts; pensions; investment and assurance services; insurance services.

Financial services and advice; insurance services; insurance information and advice; underwriting, agency and brokerage services, all relating to insurance, investment, pensions and finance; actuarial services; loss adjustment services; insurance claims assessments; life assurance; pension services; reinsurance; banking services; mortgage services; financial planning, management, research and report services; fund investment and management; loan services; services relating to the provision of loans, including equity loans, mortgages and property purchase; real estate management; financial appraisals and valuations; trustee services; guarantor services; fiduciary services; information, advisory and consultancy services, all relating to the aforesaid services; all included in Class 36.

Research, analysis, advisory and consultancy of job performance; research analysis, advisory and consultancy of external influences on job performance; research, analysis, advisory and consultancy of financial hardship influences on job performance; research, analysis, advisory and consultancy of financial hardship influences on police officer job performance.

Financial services and advice; insurance services; insurance information and advice; underwriting, agency and brokerage services, all relating to insurance, investment, pensions and finance; insurance claims assessments; life assurance; pension services; reinsurance; mortgage advice and services; financial planning, management, research and report services; fund investment and management; loan services; provision of loans, including equity loans and loans relating to mortgages and property purchase; hardship and benevolent fund services; information, advisory and consultancy services, all relating to the aforesaid services.

Research, analysis, advisory and consultancy of job performance; research, analysis, advisory and consultancy of external influences on job performance; research, analysis, advisory and consultancy of financial hardship influences on job performance; research, analysis, advisory and consultancy of financial hardship influences on police officer job performance.

Financial services and advice; insurance services; insurance information and advice; underwriting, agency and brokerage services, all relating to insurance, investment, pensions and finance; insurance claims assessments; life assurance; pension services; reinsurance; mortgage advice and services; financial planning, management, research and report services; fund investment and management; loan services; provision of loans, including equity loans and loans relating to mortgages and property purchase; hardship and benevolent fund services; information, advisory and consultancy services, all relating to the aforesaid services.

Financial services and advice; insurance services; insurance information and advice; underwriting, agency and brokerage services, all relating to insurance, investment, pensions and finance; actuarial services; loss adjustment services; insurance claims assessments; life assurance; pension services; reinsurance; banking services; mortgage advice and services; financial planning, management, research and report services; fund investment and management; loan services; services relating to the provision of loans, including equity loans, mortgages and property purchase; real estate management; financial appraisals and valuations; trustee services; guarantor services; fiduciary services; hardship and benevolent fund services; information, advisory and consultancy services, all relating to the aforesaid services; all included in Class 36.

Education and training services; arrangement of seminars for educational purposes; education and training services relating to the police service, savings, pensions, retirement and financial affairs.