Business management and advisory services; marketing consulting services; market research services; tracking, analyzing, forecasting and reporting cardholder purchase behavior; promoting the sale of the goods and services of others by means of discounts, advertisements, incentives and rebates generated in connection with the use of credit, debit and payment cards and mobile payment devices, including radio frequency identification devices; promoting the usage of credit and debit cards through marketing offers and cardholder incentives; administration of loyalty and rewards programs; advertising; business administration; office functions; commercial, industrial and business management assistance; business appraisals; advisory services for business management; marketing studies; statistical information (business); preparation of statements of accounts; book-keeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets; retail services provided through mobile telecommunications means in connection with the provision of credit cards and debit cards; retail services provided on-line, through networks or other electronic means using electronically digitized information connected with the provision of credit cards and debit cards; computer database management; data processing and data verification services; data storage and retrieval services; promoting concerts and cultural events of others, organization of expositions having commercial or advertising purposes; advertising for transport, travel, hotels, lodging, food and meals, sports, entertainment and sightseeing, for tourist agencies services, and for information relating to tariffs, timetables and methods of transport and travel arrangement; providing information regarding purchase of goods and services on-line via the Internet and other computer networks; data repository and client profile information services; the provision of information and advisory services relation to all the aforesaid.

Financial services, namely banking, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; insurance services; financial affairs, monetary affairs; financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; banking, payment, credit, debit, charge, cash disbursement, stored valued deposit access services; bill payment services; credit card, debit card, charge card, pre-paid card and stored value card services; cheque verification and cheque cashing services; automated teller machine services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travellers cheques and travel vouchers; payer authentication services; verification of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; provision of financial services by means of a global computer network or the Internet; real estate services; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerized information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitization; consulting services regarding payment solutions, banking, credit card, debit card, payment card and automatic teller machine services.

Downloadable software, namely, mobile apps in the field of photograph and personalized printing.

Paper and printed matter, namely, announcement cards, invitation cards, thank you cards, holiday cards, greeting cards, cards with photographs, and envelopes, stationery, journals, calendars, signs, banners, party goods, napkins, coasters, photo magnets, ink stamps; photographs.

Betting services.

Provision of an online marketplace for buyers and sellers of goods and services;Providing online marketplaces for sellers of goods and or services;Advertising the goods and services of online vendors via a searchable online guide;Marketing services provided by means of digital networks;Providing a searchable online advertising guide featuring the goods and services of other on-line vendors on the internet;Providing a searchable online advertising guide featuring the goods and services of online vendors;On-line advertising and marketing services.

Downloadable software and application software for use in relation to loyalty, incentive and bonus cards and programmes; downloadable electronic publications; Encoded loyalty cards.

Advertising, marketing and promotion; Administration of a discount program for enabling participants to obtain discounts on goods and services through use of a discount membership card; Administration of loyalty programs involving discounts or incentives; Promoting the goods and services of others through discount card programs; Loyalty scheme services; Sales promotion through customer loyalty programs; Loyalty, incentive and bonus program services; Organisation, operation and supervision of loyalty and incentive schemes; Organisation of customer loyalty programs for commercial, promotional or advertising purposes; Promoting the goods and services of others by means of a loyalty rewards card scheme; Information and advice in relation to all the aforesaid services.

RECOVERY OF END OF LIFE VEHICLES VEHICLES;Recovery of vehicles.

Application software for mobile phones.

Payment software; Payment terminals, money dispensing and sorting devices; Electronic payment terminal; Electronic payment terminals.

Financial marketing; Financial auditing; Financial records management.

Computer software; computer programmes; electronic publications (downloadable); audio, video and audio-visual recordings; pre-recorded CD-ROMs and other media bearing software and/or electronic data in each case relating to the provision of educational, instructional, teaching and/or learning services.

Educational, instructional, teaching and/or learning services; educational, instructional, teaching and/or learning information; educational, instructional, teaching and/or learning guidance; assessment of educational, instructional, teaching and/or learning materials namely printed publications, electronic  publications, websites and mobile applications; validation and certification of educational, instructional, teaching and/or learning materials including namely printed publications, electronic publications, websites and mobile applications; publication in both electronic and paper format of educational, instructional, teaching and/or learning materials including websites and mobile applications; setting of educational, instructional, teaching and/or learning standards in accordance with curricula; all information, advisory and consultancy services relating to the aforesaid services.

Mobile phone service