Computer hardware and software (recorded and/or downloadable) for facilitating and administering payment, banking, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; telecommunication and electrical apparatus and instruments, namely, apparatus for the recording, transmission and reproduction of data including sound and images; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, namely, for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories, namely, integrated circuit memories and banking card memories; encoders and decoders; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; computer software and hardware that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices; computer hardware and software comprising a digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; downloadable computer programs and application software for mobile phones and other digital devices comprising a digital wallet that allow users to access price-comparison information, product reviews, links to the retail websites of others, and discount information; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions, contactless presentation of loyalty credentials, and contactless redemption of coupons, rebates, discounts, vouchers and special offers; software application that allows merchants to deliver coupons, rebates, discounts, vouchers and special offers directly to the mobile telecommunications devices of consumers delivered by contactless RFID or NFC communications; software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access coupons, rebates, discounts, vouchers and special offers delivered by contactless RFID or NFC communications; integrated circuit chips for use in mobile phones and NFC and RFID devices; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; chip cards, stored value cards, electronic data carrier cards all encoded; electronic encryption units; computer chips embedded in telephones and other communication devices; cash dispensing machines; computer peripheral devices and electronic goods, namely, calculating machines, electronic organizers, electronic notepads, pocket planners, mobile telephones, mobile telephone handsets, tablet computers, digital readers and personal digital assistants (PDAs) and alarms; mouse pads; parts and fittings for all the aforesaid goods.

Financial services, namely credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, check cashing, deposit access and automated teller machine services; transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, financial information with respect to data repository and client profile information services, and related switching, gateway and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services; value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, providing financial information, namely credit and debit card data and reports and electronic funds transfer, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; payer authentication services; verification of financial information; maintenance of financial records; remote payment services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and wholesale locations; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerized information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitization; consulting services regarding payment solutions, banking, credit card, debit card and payment card; information, advisory and consultancy services relating to all the aforesaid services.

Apparatus for electronic payment processing; Automated devices for payment and deposit of money; Computer software packages; magnetic coded credit cards; Credit card readers; Credit screening software.

Issuance of credit cards; Debt collection agencies; Credit risk management; Credit and cash card services; Financial consultancy in relation to credit services.

Insurance; financial affairs; monetary affairs; financial and monetary services; real estate affairs; banking; investment services; loan and credit, and lease-finance services; hire-purchase financing; lease-purchase financing; provision of pre-paid cards and tokens; issuance of tokens of value; financial transfers and transactions, and payment services; electronic funds transfer; financial information, data, advice and consultancy services; financial management; financial analysis; financial evaluation; payment card services; credit card, charge card and debit card services; credit arranging services; debt recovery and factoring services; debt collection; safe deposit services; deposits of valuables; currency trading and exchange services; financial sponsorship; fundraising and sponsorship; charitable fund raising; pawnbrokerage; valuation services; none of the aforesaid relating to gaming, gambling, lotteries or betting.

Electronic payment terminal;Magnetic payment cards;Money counting apparatus;Transmitter receivers;Money counting and sorting machines.

Automated payment services;Bank card, credit card, debit card and electronic payment card services;Bill payment services;Electronic payment services;Money order payment guarantee services;Payment administration services;Payment processing;Providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores;Tax payment processing services;Remote payment services;Arranging the payment of customs duties;Automated payment of accounts;Credit card payment processing;Credit services for payment of insurance premiums;Credit services for the payment of insurance premiums;Electronic wallet services (payment services);Financial payment services;Guaranteeing payment of medical expenses for foreign travellers;Information services relating to the automated payment of accounts;Negotiation for the collection of cheques and bills of payment;Payment and receipt of money as agents;Payment transaction card services;Telegraphic remittance [payment] services;Bill payment services provided through a website;Credit card and payment card services;Retirement payment services;Electronic wallet services (payment services);Electronic transfer of money;Electronic transfers of money;Money transfer;Financial services in the field of money lending;Money exchange and transfer;Money transmission services;Trusteeship of money;Money exchange services;Electronic money transfer services;Exchange of money (agencies for the-);Exchange services (money -);Financial banking services for the deposit of money;Financial banking services for the withdrawal of money;Investment of money (services for-);Issuing of vouchers for use as money;Money deposit services;Money exchange agency services;Money exchanging;National money transfer services;Provision of cash dispenser facilities for money deposit;Provision of cash dispenser facilities for money withdrawal;Provision of pricing information about money market rates;Exchanging money;Money (Exchanging -).

Computer games programs, in particular computer, video, online and browser games, and games programs for mobile telephones and wireless communications apparatus; Computer programs and software; Computer software platforms for social networks, accessible via the Internet, computers, mobile phones and wireless communications apparatus; computer software to enable uploading, downloading, accessing, posting, showing, displaying, tagging, blogging, streaming, linking, sharing or otherwise providing electronic media or information in the fields of virtual communities, electronic gaming, entertainment, and general interest via the Internet or other communications networks with third parties; Computer software for processing electronic payments and transferring funds to and from others; Authentication software; Computer security device, namely a non-predictable code calculator for accessing a host data bank computer.

Business management; Business administration; Business management consulting; Business consulting services; Commercial or industrial management assistance; On-line advertising on a computer network; Consultancy relating to business organisation; Electronic commerce providers, Namely invoice management for electronic ordering and payment systems; Marketing of accounting systems for service provision and the use of services on the Internet and by means of mobile and fixed network telephones; Business management and organisation consultancy, in particular with regard to e-commerce, and invoice management for electronic ordering systems; Business research and information services, Namely address verification, email verification, telephone number verification, mobile phone PIN authentication; Organisation, Conducting and monitoring of sales, loyalty and promotional incentive schemes; Merchandising; Operating accounting systems for providing and using services on a global network or on the Internet.

Payment software; intelligent gateways for communication; mobile apps; recorded content; recorded media; media content; computer software; computer software applications; computer software platforms; audio and audio-visual recordings; electronic publications; podcasts; downloadable publications; parts and fittings for the aforesaid goods.

Guarantee services; warranty services; insurance services; payment processing services; processing payments for the purchase of goods and services via an electronic communications network; issuing of tokens of value in relation to customer loyalty schemes; financial services; monetary services; financial affairs; financial and credit information; consultancy, information and advisory services to all the aforesaid services.

Encoded reward cards;Software platforms to allow users to collect money;Downloadable smart phone application software;Payment terminals, money dispensing and sorting devices;Software for facilitating secure credit card transactions;Downloadable mobile coupons;Downloadable application software for smart phones;Money counting apparatus;Downloadable smart phone applications (software);Mobile apps;Computer software for facilitating payment transactions by electronic means;Online payment software;Interactive computer software enabling exchange of information.

Promoting the goods and services of others by means of a loyalty rewards card scheme;Loyalty, incentive and bonus program services;Administration of loyalty rewards programs;Administration of loyalty rewards programs featuring trading stamps;Promoting the sale of goods and services of others by awarding purchase points for credit card use;Administration of loyalty rewards programmes;Management of customer loyalty, incentive or promotional schemes;Tracking and monitoring energy consumption for others for account auditing purposes;Administration of customer loyalty and incentive schemes;Administration of frequent flyer programs that allow members to redeem miles for points or awards offered by other loyalty programs;Management of hotel incentive programs of others;Administration of frequent flyer programmes that allow members to redeem miles for points or awards offered by other loyalty programmes;Administration of loyalty and incentive schemes;Conducting employee incentive award programs;Organisation and management of business incentive and loyalty schemes;Sales promotion for others by means of privileged user cards;Administration of a discount program for enabling participants to obtain discounts on goods and services through use of a discount membership card;Promoting the goods and services of others by means of a preferred customer program;Sales promotion through customer loyalty programs;Promoting the goods and services of others through the administration of sales and promotional incentive schemes involving trading stamps;Loyalty scheme services;Organization, operation and supervision of loyalty and incentive schemes;Administration of incentive award programs to promote the sale of the goods and services of others;Administration of loyalty programs involving discounts or incentives;Organisation, operation and supervision of loyalty and incentive schemes;Promoting the goods and services of others through discount card programs;Tracking and monitoring fluctuation in gasoline prices for others for account auditing purposes;Organisation, operation and supervision of loyalty schemes and incentive schemes;Automatic re-ordering service for business;Retail services relating to food.

Apparatus for recording, transmission or reproduction of sound or images; magnetic data carriers; recording discs; cash registers; calculating machines; data processing equipment; computers; automated teller (accounting) machines; luminous signs; computer programs (downloadable softwares); encoded magnetic cards; magnetic identity cards; smart cards [integrated circuit cards]; mechanisms for counter-operated apparatus; computer software for computers; data processing apparatus; signalling panels, luminous or mechanical; signals, luminous or mechanical; money counting and sorting machines.

Paper; cardboard and goods made from these materials, not included in other classes; printed matter; printers' type; printing blocks; writing paper; signboards of paper or cardboard; document portfolios; calendars; cards; trading cards other than for games; boxes of cardboards or paper; notebooks; seals (stamps); sealing stamps; sealing wafers; file folders; flyers; booklets; brochures, prospectuses; photographs.

Computers; data processing equipment; computer hardware; computer apparatus, systems and installations; computer networks; computer software; financial software; software for processing, tracking and reporting of payments and other financial transactions; security, access control and authentication software; computer databases; computer peripherals; computer security and authentication peripherals; computer disks; CD ROMs; software and database updates provided by CD ROM; compact disks; apparatus for recording, transmission or reproduction of sound, images and/or data; magnetic data carriers; recording disks; computer tapes and cards; electronic apparatus and instruments for use in receiving, transmitting, processing, storage and retrieval of data; computer interactive discs; publications in electronic form supplied on line from databases from facilities provided on the Internet; parts and fittings for all the aforesaid goods.

Installation, maintenance and repair of computer hardware and peripherals, computer apparatus, networks and systems; updating and upgrading of computer hardware.

Computer software for processing electronic payments, financial donations, crowd funding, and transferring funds to and from others; authentication software for controlling access to and communications with computers and computer networks; software for making and processing financial donations and crowd funding with credit cards, debit cards, ach, prepaid cards, payment cards, and other payment forms; computer software for businesses and organizations, namely, software for use in enabling, operating, and managing customer relations; computer software for mobile phones, portable media players, handheld computers, tablets, namely, software for processing electronic payments, financial donations, crowd funding, and transferring funds to and from others; authentication software for controlling access to and communications with computers that may be downloaded from a global computer network and/or recorded on computer media.

Providing electronic transmission of payment transactions and related information and merchant-customer communications; providing electronic transmission of financial and business information between and among customers and businesses.