Provision of payment services; Provision of account information services; Provision of payment initiation services; Provision of payment accounts; Credit unions; Finance services; Financial services provided via the internet; Project finance; Finance leasing; Corporate finance services; Lease purchase finance; Personal finance services; Arranging of finance; Provision of finance; Trade finance services; Provision of commercial finance; Raising of finance; Information services relating to finance; Provision of finance for enterprises; Advice on finance for retirement; Advisory services relating to finance; Arranging the finance for home loans; Provision of lease-purchase finance facilities; Loan and credit, and lease-finance services; Provision of finance for the purchase of vehicles; Advisory services relating to investments and finance; Provision of finance for the purchase of motor vehicles; Loan services; Loan advice; Loan financing; Arranging finance services; Arranging finance for business; Arranging loans; Mortgage loans; Instalment loans; Personal loan services; Financial loan services; Arranging instalment loans; Provision of loans; Providing temporary loans; Providing student loans; Savings and loan associations; Credit and loan services; Providing student loan information; Savings and loan services; Financial loans to commerce; Financing of property loans; Provision of bridging loans; Provision of bridging loans; Provision of consumer loans; Provision of mortgage loan insurance; Savings account services; Insurance; Credit insurance; Insurance brokering; Insurance advice; Arranging insurance; Travel insurance; Life assurance; Financial advisory services relating to life assurance; Foreign currency services; Foreign currency exchange; Payment administration services; Payment processing services; Electronic payment services; Bill payment services; Provision of information relating to accounts [financial]; Automated payment of accounts; Information services relating to the automated payment of accounts; Bank account information services; Banking services; Stockbroking; ATM banking services; Merchant banking services; Internet banking; Online banking; Card accessed banking services; Computerised information services relating to banking and financial matters; Banking services for the deposit of money; Banking services for the withdrawal of money; Banking services provided for paying bills by telephone and online; Automated banking services relating to charge card transactions; Automated banking services relating to credit card transactions; Banking services relating to the transfer of funds from accounts; Banking services in relation to the electronic transfer of funds; Information services relating to finance, provided on-line from a computer database or the Internet; Electronic payment services; Electronic funds transfers; Electronic debit transactions; Electronic cash transactions; Electronic money transfer services; Electronic fund-transfer services; Electronic funds transfer by telecommunications; Money transfer services utilising electronic cards; Banking services in relation to the electronic transfer of funds; Bank card, credit card, debit card and electronic payment card services; Providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; Providing an online website for the provision of financial, banking and payment services.

Education; Coaching relating to finance; Educational courses relating to finance; Education and provision of courses in becoming financially literate; Educational courses, webinars, seminars, conferences and symposiums on how to manage, invest and use finances; Educational courses and webinars to inform consumers on managing finances; Training services relating to finance; Provision of instruction courses in finance; Arranging and conducting of conferences in relation to informing consumers on credit unions and how to manage their finances; Organisation of educational talks; Training courses relating to banking, business and finance; Providing online (non-downloadable) electronic publications; Design of educational courses; Corporate education and training in relation to finance; Hosting events in relation to Annual General Meetings and members of credit unions to express their views and opinions on the services offered by credit unions.

Promotion and public awareness campaigns relating to energy, gas and electricity, energy consumption, energy consumption recordal, energy consumption monitoring and energy saving; advertising and promoting of energy saving initiatives; retail and retail store services in the field of energy and energy technology; Retail services in relation to energy and power supply systems, heating systems, thermal systems, heating equipment, charging systems and charge points for electric vehicles, energy efficient and energy saving power supply products, appliances and systems, boilers, insulation, solar power supply systems, heat pumps and parts and fittings for all the aforesaid goods; administration, organisation, operation and supervision of incentive schemes and joint venture incentive schemes relating to the supply, consumption of and payment for energy, electricity, gas and related goods and services; provision of consultancy, advisory and information services relating to the aforesaid services; Holding company services in the nature of business management services and business administration services for subsidiaries and affiliates.

Payment services; pre-payment services; automated payment services; electronic commerce payment services; electronic payment transactions; payment processing services including in-store, by telephone, telecommunications and online via an electronic communications network; providing multiple payment options by means of customer-operated electronic terminals including those available on-site in retail outlets; the provision of financial advice, financial assistance and information services relating to the supply of consumer goods and services including telecommunications, telephony, broadband and Internet service provision, mobile phones, energy supply, electricity, gas, water and insurance services; issuing of tokens of value in relation to incentive schemes; loyalty program payment processing services; cash-back services (financial services); debiting, crediting and topping up of business to consumer accounts; credit arranging; credit advancement provision; monitoring of business to consumer accounts; payment processing services including by telephone, SMS, telecommunications, digitally and online, via an electronic communications network; providing multiple payment options by means of customer-operated electronic paypoints; helpline services in relation to payment for energy, gas and electricity; information, consultancy and advisory services relating to the aforegoing; Holding company services in the nature of providing investment capital, financial reporting and financial advising to subsidiaries and affiliated companies.

Installation, repair, maintenance and replacement of energy and power supply systems, gas and electricity meters, smart meters, energy generation, consumption and usage monitors, heating systems, thermal systems, hot water systems, heating controls and heating equipment, charging systems and charge points for electric vehicles, energy efficient and energy saving power supply products, appliances and systems, boilers, insulation, solar power supply systems, heat pumps and parts and fittings for all the aforesaid goods; energy saving insulation services; installation, maintenance and repair of communication network and information technology equipment in the fields of energy and utilities; provision of consultancy, advisory and information services relating to the aforesaid services.

Public utility services in the nature of supplying energy (electrical), electricity and gas; helpline services in relation to the supply of energy, power, gas and electricity, including via a website; information, consultancy and advisory services relating to the aforegoing.

Energy saving consultancy services; energy usage consultancy services; providing advice in connection with energy saving measures and initiatives; evaluation, auditing and measuring of energy consumption and likely energy consumption; surveying services in relation to the eligibility and suitability of homes, buildings and energy users for the installation of energy and power supply systems, heating systems, thermal systems, heating equipment, charging systems and charge points for electric vehicles, energy efficient and energy saving products, appliances and systems, boilers, insulation, solar powered systems, heat pumps and parts and fittings for all the aforesaid goods; provision of consultancy, advisory and information services relating to the aforesaid services; Computer services in relation to the generation, usage and consumption of energy, power, gas and electricity; helpline services in relation to the generation, usage and consumption of energy, power, gas and electricity, including via a website; helpline services in relation to the monitoring of and improvement of apparatus for the generation and supply of energy, gas and electricity; engineering services relating to the generation and supply of energy, gas and electricity and related metering apparatus and parts and fittings; energy-saving assistance and consultancy services; design and development of computer hardware and software relating to the supply, generation, usage and consumption of energy, power, gas and electricity; energy usage consultancy services; information, consultancy and advisory services relating to the aforegoing; technological and computer services for the remote monitoring of individuals and activity of individuals including within the home, in residences, hospitals and care settings; providing temporary use of non-downloadable software; design and development of computer hardware and software; computer programming; installation, maintenance and repair of computer software; application service provider (ASP) services, namely hosting of software applications that allow users to remotely view, monitor, program, operate and control computer network systems and other equipment; information technology support services; design and development of computer software and hardware; hosting of data, databases, websites and software applications of others; installation, configuration, and operation of computer software platforms; Computer services; computer software development; IT services; IT service management; software as a service (SAAS); SAAS for the energy and utilities sectors; advisory and consultancy services relating to the aforesaid services.

Monitoring services; individual monitoring services; interactive smart monitoring systems and related controls for supporting, enabling and assisting independent living, and parts therefor; monitoring alarms; monitoring of message systems; monitoring of warning signals and alarms; providing remote monitoring of individuals via heat, temperature and activity sensors and detectors; advisory and consultancy services relating to the aforesaid services.

Articles for cleaning purposes, especially household cloths, window cloths made of leather and artificial leather, dust cloths, cloths for washing dishes, cloths for cleaning surfaces, dusters, scouring cloths, multi-purpose cloths, floor-cloths, microfiber cloths, sponge cloths, cloths made of nonwovens, cloths made of woven or knitted fabrics, dry disposable cloths, scouring pads made of nonwoven material with and without sponge section; Steel-wool for cleaning, especially steel-wool cleaners with and without handles, made of foamed plastic, steel-wool pads with soap; Sponges for household purposes, especially plastic-coated scouring sponges, cleaning sponges made of viscose or plastic; Household or kitchen utensils, especially manually operated, non-electrical cleaning instruments, especially brooms, brushes, dustpans, mops, devices for wringing out mops, toilet brushes, holders for toilet brushes, window-cleaning devices, water wipers, household gloves made of latex or plastic; disposable gloves for household or gardening purposes; gardening gloves and wiping gloves; kitchen stools, table-cloths, drying devices for laundry, drying racks, rotary clothes dryers, drying mounts, clothes lines, clothes-pegs, clothes-hangers, ironing boards, sleeve boards, ironing board supports, ironing cloths, iron cleaning cloths; Containers for household or kitchen, especially water buckets, pedal-bins, waste-bins, bin liners made of plastic or paper, sorting containers of plastic for laundry; laundry baskets of plastic; Components, not of metal, for hand-operated, non-electrical cleaning instruments included in this class 21, in particular arms, handles, connecting parts, links, couplings, not of metal, being fitted goods.

Milk processing.

Music therapy services; music therapy for physical, psychological and cognitive purposes; health, mental health and wellbeing services incorporating music.