Financial services, namely, collection facilitation and information processing related to the fulfillment of financial obligations; providing payment services between purchasers and sellers of goods and services, between billers and payors and between donors and charities, via electronic communication networks, electronic funds transfer services, or in person or in kind payments; providing financial transaction processing services and financial information by electronic means via computer networks and global information networks, and monitoring financial transactions and evaluating the likelihood of fraud in the field of electronic fund transfer, in person or in kind payments and payment processing services; establishing funded accounts and enabling the transfer of funds to purchase products and services offered by others, pay other sums due or remit funds and donations to charities; electronic funds transfer via electronic communications networks; clearing and reconciling financial transactions via electronic communications networks, electronic funds transfer services, or in person or in kind payments; providing a wide variety of payment and financial services, namely, credit, debit, pre and post paid card services, and in person and in kind payment services; processing and transmission of bills and payments thereof, bill payment services with both guaranteed and non guaranteed payment delivery, and brokerage of money market funds, and related dispute resolution and anti fraud and authentication services; insurance; financial affairs; monetary affairs; real estate affairs.

Providing a website featuring non-downloadable software for processing electronic payments and transferring funds to and from others; providing a website featuring non-downloadable authentication software for controlling access to and communications with computers; application service provider featuring application programming interface (API) software for creating orders, processing electronic payments and transferring funds to and from others; software as a service (SAAS) services featuring software for processing electronic payments and transferring funds to and from others; software as a service (SAAS) services featuring non-downloadable authentication software for controlling access to and communications with computers; scientific and technological services and research and design relating thereto; industrial analysis and research services; design and development of computer hardware and software.

Providing fraud and financial error detection and reporting services for electronic funds transfer, credit and debit card and electronic check transactions, and regarding in person, in kind and electronic payments for online purchases of digital content and the goods and services of others; fraud detection services in the field of online purchases, namely, monitoring transactions made on third party websites for purchase of digital content and goods and services of others; legal services; security services for the physical protection of tangible property and individuals; online social networking services; providing authentication of personal identification information [identification verification services].

Electronic payment, namely, electronic processing and transmission of bill payment data for the freight industry; Processing and transmission of cash and credit card transaction data through electronic means; Provision and management of credit loans through electronic means.

Advertising and marketing services; development of marketing strategies and concepts; business management; business organisation and management consultancy services; business management consulting in relation to strategy, marketing, production, technology, personnel and/or sales; business administration; business planning and strategy services; business project and process management; business risk management and consultancy services; commercial assistance relating to system implementations and/or system integration; providing business, commercial, economic and/or market information; business, commercial, economic and/or market intelligence, studies, surveys, reports, analysis, information and/or research; outsourcing and/or procurement services for businesses;  office functions; outsourcing of financial, monetary, payment, payment processing and/or funds transfer services, solutions and/or systems; procurement of financial, monetary, payment, payment processing and/or funds transfer services, solutions and/or systems; consultancy, advisory and information services relating to procurement and/or acquisition of payment, payment processing and/or funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and/or software; consultancy, advisory and information services relating to outsourcing of the design, development, implementation, configuration, adaptation, customisation and/or installation of payment, payment processing and/or funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and/or software; business consultancy, advisory and information services relating to the selection and/or appointment of payment, card payment and/or funds transfer solution and/or system vendors and providers; consultancy, advisory and information services relating to all the aforementioned services.

Financial services; financial transaction services; monetary services; monetary transaction services; payment and payment processing services; automated payment and payment processing services; electronic and/or computerised payment and payment processing services; remote and/or mobile payment and payment processing services; payment and payment processing services by telecommunications; money and/or funds transfer services; automated money and/or funds transfer services; electronic and/or computerised money and/or funds transfer services; remote and/or mobile money and/or funds transfer services; money and/or funds transfer services by telecommunications; money and/or funds transfer administration and processing services; processing of payments, collection of payments, transferring of funds and/or performance of financial transactions (electronically, by telecommunications or otherwise); arranging, clearing and/or reconciling payments, funds transfers and/or financial transactions; bank card, cash card, charge card, credit card, debit card, payment card and/or electronic payment card services; bank card, cash card, charge card, credit card, debit card, payment card and/or electronic payment card transaction processing, verification and/or validation services; processing and/or transmission of bills and/or payments; financial risk management and consultancy services; financial fraud protection and/or prevention services; providing financial information; financial intelligence, studies, surveys, reports, analysis, information and/or research; provision of financial, monetary, payment processing and/or funds transfer services; issue of tokens of value; handling of standing orders; consultancy, advisory and information services relating to all the aforementioned services.

Education; providing of training and/or mentoring; providing courses, seminars and/or workshops; arranging and/or conducting conferences and/or exhibitions; education, training, mentoring, courses, workshops, seminars, conferences and/or exhibitions relating to electronic commerce, mobile commerce, social commerce, financial transactions, funds transfers, the payments industry, payment solutions and/or payments technology; news reporting services; news reporting services relating to electronic commerce, mobile commerce, social commerce, financial transactions, funds transfers, the payments industry, payment solutions and/or payments technology; provision of electronic publications; provision of electronic publications relating to electronic commerce, mobile commerce, social commerce, financial transactions, funds transfers, the payments industry, payment solutions and/or payments technology; consultancy, advisory and information services relating to all the aforementioned services.

Scientific and technological services and research and design relating thereto; industrial analysis and research services; research into, and/or appraisal, testing and/or conformance testing of, data processing equipment and systems, data communications equipment and systems, equipment and systems for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), computer software, computer software platforms, data processing software, data communications software, software for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), authentication and/or payment security software and/or equipment, and/or magnetically encoded credit cards, debit cards and/or payment cards; research into, and/or appraisal, testing and/or conformance testing of, financial transaction, monetary transaction, payment, payment processing and/or funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and/or software; design and development of computer hardware and/or software; implementation, configuration, adaptation, customisation and/or installation of computer software; design, development, implementation, configuration, adaptation, customisation and/or installation of data processing equipment and systems, data communications equipment and systems, equipment and systems for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), computer software, computer software platforms, data processing software, data communications software, software for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), authentication and/or payment security software and equipment, and/or magnetically encoded credit cards, debit cards and/or payment cards; design and development of financial transaction, monetary transaction, payment, payment processing and/or funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and/or software; implementation, configuration, adaptation, customisation and/or installation of financial transaction, monetary transaction, payment, payment processing and/or funds transfer technology, platforms, systems, solutions and/or software; technical support and/or security services for computer hardware and software; maintenance and/or repair services for computer software; technical support, maintenance, repair and/or security services for data processing equipment and systems, data communications equipment and systems, equipment and systems for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), computer software, computer software platforms, data processing software, data communications software, software for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), and/or authentication and/or payment security software and equipment; technical support and/or security services for financial transaction, monetary transaction, payment, payment processing and/or funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and/or software; maintenance and/or repair services for financial transaction, monetary transaction, payment, payment processing and/or funds transfer technology, platforms, systems, solutions and/or software; preparation of technical reports; preparation of technical reports relating to computer hardware and/or software; preparation of technical reports relating to data processing equipment and systems, data communications equipment and systems, equipment and systems for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), computer software, computer software platforms, data processing software, data communications software, software for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), and/or authentication and/or payment security software and equipment; preparation of technical reports relating to financial transaction, monetary transaction, payment, payment processing and/or funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and/or software; consultancy, advisory and information services relating to financial, monetary, payment, payment processing and/or funds transfer solutions and/or systems; consultancy, advisory and information services relating to payment, payment processing and/or funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and/or software; consultancy, advisory and information services relating to the selection and/or provision of payment, payment processing and/or funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and/or software; consultancy, advisory and information services relating to the installation, integration and/or implementation of payment, payment processing and/or funds transfer technology, platforms, systems, solutions and/or software; consultancy, advisory and information services relating to all the aforementioned services.

Scientific and technological services and research and design relating thereto; Industrial analysis and research services; Design and development of computer hardware and software.