Financial and monetary affairs; debt management services; debt collection services; financial information services provided by access to a computer database; consultancy, advisory and information services relating to all the aforesaid services.

Advertising; business management; business administration; office functions; provision of business advice and information; advice relating to business organisation; advice relating to business management; advice relating to the business operation of co-operative payment services and schemes; advice relating to the business development of co-operative payment services and schemes; business advice relating to franchising.

Insurance; financial affairs; monetary affairs; real estate affairs; provision of financial information; provision of co-operative payment services; development of co-operative payment services; provision of information regarding the development of payment services; financial consultation services; financial planning services; financial advisory services; financial intermediation services; banking services (including those provided by the Internet); payment clearing services; development and provision of payment strategies; payment services and advice relating thereto; monitoring of payment services and the operation of payment service providers; financial sponsorship.

Education; providing of training; entertainment; provision of exhibitions, conferences, workshops, courses and lectures in relation to the development, organisation and operation of payment schemes and co-operative payment schemes.

Scientific and technological services and research and design relating thereto; industrial analysis and research services; scientific and technological research and development.

Political lobbying services; administration and enforcement of the standards in relation to payment systems.

Advertisement via mobile phone networks; Advertising, marketing and promotional services, Online advertisements; Distribution of advertising, marketing and promotional material; Advertising services relating to loyalty and incentive schemes; Promoting the goods and services of others; Promotion, advertising and marketing of on-line websites; Customer loyalty marketing; Business analysis, research and information services; Business assistance, management and administrative services; Organisation, aggregation, monitoring, operation and supervision of loyalty and incentive schemes for others; Arranging subscriptions for loyalty and incentive schemes for others; Provision of information, advice and business services regarding loyalty and incentive schemes; Commercial information agency services; including, but not limited to, all the aforesaid provided by electronic means, including the Internet; Loyalty scheme services; Loyalty card services; Customer loyalty services for commercial, promotional and/or advertising purposes; Management of customer loyalty, incentive or promotional schemes; Organisation and management of business incentive and loyalty schemes; Organisation, operation and supervision of customer loyalty schemes; Organisation, operation and supervision of loyalty schemes and incentive schemes; Organisation, operation and supervision of an incentive scheme; Organisation, operation and supervision of sales and promotional incentive schemes; Telemarketing services; loyalty and incentive scheme data, advice, consultancy and business planning services; research and reporting services relating to loyalty and incentive schemes.

Issuing of tokens of value in relation to loyalty and incentive schemes; Provision of financial information; Financial transfers and transactions, and payment services; including, but not limited to, all the aforesaid provided by electronic means including the Internet;Financial services relating to bank cards;Card accessed banking services;Automated banking services relating to credit card transactions;Advisory services relating to banking;Bank card services;Automated banking services relating to charge card transactions;Banking and financing services;Telephone banking and insurance services;Financial services related to the issuance of bank cards and debit cards;Online banking services;Banking insurance;Financial information services for banks provided via computer networks and satellite transmissions;Bank card, credit card, debit card and electronic payment card services;Research services relating to banking;Information services relating to banking;Automated banking services;Internet banking;Processing of payments for banks;Computerised banking services;Providing bank account information by telephone;Computerised information services relating to banking matters;International banking;Issuing electronic payment cards in connection with bonus and reward schemes;Issuing of payment gift cards;Credit card and payment card services;Bank card, credit card, debit card and electronic payment card services;Payment transaction card services.

Mobile communications services; Communication by mobile, cellular and digital telephone; Communications by computer terminals; Communications by fibre optic networks; Computer aided transmissions of messages and images; Providing Internet Chatrooms; Chatroom Services; Electronic Bulletin Board services; Message sending; Providing telecommunications channels for teleshopping; Telecommunications services to distribute licensed digital images to smart phone software applications;Electronic communication services for banks;Telecommunications services to obtain information from data banks.

Instruction and training in relation to loyalty and incentive schemes; Arranging and conducting of shows, contests and competitions in relation to loyalty and incentive schemes; Arranging and conducting presentations, exhibitions, trade fairs, conferences, congresses, colloquiums and seminars in relation to the aforesaid; including, but not limited to, all the aforesaid provided by electronic means including the Internet;Education services relating to banking.

Storing loyalty and incentive scheme data and information;Digitalization of sound and images;Electronic storage of digital images;Encryption of digital images.

Processing, developing, printing and enlarging of photographs; scanning of photographs for storage in digital form.

Advertising services relating to financial investment, financial services and financial marketing.

Administration of financial affairs, advisory services relating to financial matters and planning, computerised financial services, financial advice, financial advisory services for individuals, financial management, financial planning, financial planning services, financial services, financial services offered and provided by building societies, financial services rendered by insurance companies, financial underwriting. Insurance services for the protection of mortgages.

Broadcasting of financial information by radio, satellite and TV. Electronic communications services for preparing financial information, telecommunication services between financial institutions.

Training of financial personnel.

Regulation of financial services.