Professional business consultancy, business appraisals, business information, business investigations, business management and organization consultancy, business research, provision of business and commercial information, compilation of information into computer databases, compilation of statistics, all the aforesaid services relating to risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, financial and investment analysis; economic forecasting, marketing research and marketing studies, publication of publicity texts and publicity agents, systemization of information into computer databases, provision of commercial intelligence, namely, providing business and market intelligence services, and business planning, all the aforesaid services relating to risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, financial and investment analysis; professional business consultancy, business appraisals, business information, business investigations, business management and organization consultancy, business research, provision of business and commercial information, compilation of information into computer databases, compilation of statistics, all the aforesaid services relating to the energy, chemicals, metals, mining and commodities industries; economic forecasting, marketing research and marketing studies, publication of publicity texts and publicity agents, systemization of information into computer databases, provision of commercial intelligence, namely, providing business and market intelligence services, and business planning, all the aforesaid services relating to the energy, chemicals, metals, mining and commodities industries; trade information in the field of insurance; consulting and advisory services in the fields of risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting; business investigations for fraud prevention; providing business marketing data to insurance businesses; compilation and analysis of business information for use in the insurance and financial industries; compilation and analysis of business information to assist in insurance claims management and analysis, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, financial and investment analysis; business management; business administration; providing business risk assessment information to insurance carriers; business investigations in the field of fraud prevention; providing databases and information to assist with auditing; advisory, consultancy and information services relating to all the aforesaid services.

Insurance; financial affairs; monetary affairs; real estate affairs; providing databases and information in the field of insurance, insurance services, insurance management and analysis, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, financial and investment analysis, and asset valuation, and the ability to generate reports using the accessed data; providing databases with information in the field of insurance, insurance services, insurance management and analysis, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, financial and investment analysis, and asset valuation; providing databases and information to assist with insurance underwriting, insurance claims review, analysis and processing, estimating, and analyzing loss information; providing information about insurance and insurance claims via a global computer network; insurance underwriting information services; insurance analysis services; providing insurance rating information about personal and commercial lines to insurers and rating vendors; insurance rating services and insurance rating data services; providing databases using predictive modeling to allow insurance carriers and insurance underwriters to rate and underwrite insurance policies; risk management services; providing financial assessments of damage to insured property after a catastrophe; providing information and analytics on risk in specific geographic regions, weather events, other catastrophes, world events, and other loss events, and estimates of insured loss and actual insured loss resulting from such events; providing insurance and financial risk analysis information and information for investors relating to climate, environment, world events, and disaster risk management; providing risk and investment data regarding climate, environment, world events, and disasters for use in the insurance and financial fields; providing information and risk analysis for manufacturers, insurance carriers, commodities traders, investors, and those in the supply chain in the field of climate, environment, world events, and disaster risk management; providing insurance policy language for others; consulting and information in the field of insurance; providing information and analytics regarding property locations and characteristics for purposes of insurance and risk assessment;  providing ratings information used to evaluate insurance and financial risk; consulting and advisory services in the fields of financial risk assessment, financial and investment analysis; providing electronic reports in the fields of insurance, insurance services, insurance management and analysis, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; advisory, consultancy and information services relating to all the aforesaid services.

Educational and training services; educational and training services for the insurance, insurance premium audit, law enforcement, real estate, mortgage and fraud detection fields, and providing training manuals in connection therewith; education and training services in the field of strategic business planning, financial planning, business process planning and improvement, business management, commercial intelligence in the energy, chemicals, metals, mining and commodities industries, and providing training manuals in connection therewith; providing online publications, articles, reports, presentations, brochures, bulletins and newsletters in the fields of strategic business planning, financial planning, business process planning and improvement, business management, and commercial intelligence in the energy, chemicals, metals, mining and commodities industries; providing online publications, articles, reports, presentations, brochures, bulletins and newsletters in the fields of strategic business planning, financial planning, business process planning and improvement, business management, and commercial intelligence in the fields of insurance, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment and financial and investment analysis; arranging and conducting business conferences; arranging and conducting business conferences for persons in the business of insurance and risk management; reporting services, namely, reporting on weather events, other catastrophes, world events, and other loss events and reporting on laws and regulations impacting the insurance and financial industries; publication of books and online publication of electronic reports, books, and journals relating to strategic business planning, financial planning, business process planning and improvement, business management, commercial intelligence in the energy, chemicals, metals, mining and commodities industries, and in the fields of insurance, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment and financial and investment analysis; advisory, consultancy and information services relating to all the aforesaid services.

Providing online non-downloadable software; providing online non-downloadable software for risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; providing non-downloadable software for accessing information on risk in specific geographic regions, catastrophic events, weather events, world events, and other loss events, and estimates of loss resulting from such events; providing online non-downloadable software for accessing information on risk relating to human rights, political stability, security, corruption, safety, conflicts, terrorism, food security, water security, energy security, climate change and poverty; providing online non-downloadable software for accessing information on and analysis of laws, statutes, ordinances, regulations and standards and on compliance therewith, enforcement thereof, and risk related thereto; providing online non-downloadable software for insurance claims management and for providing insurance data; providing online non-downloadable software for use in insurance, insurance services, insurance claims review, analysis and processing, insurance underwriting, insurance rating information, and computing, estimating and analyzing insurance loss information; providing online non-downloadable software for providing information about insurance data and assisting with analysis of insurance information and detection of insurance fraud; providing online non-downloadable simulation software for the modeling of natural and man-made events; providing online non-downloadable catastrophe modeling software, weather modeling software, climate modeling software, loss modeling software, risk modeling software, software for estimating remodeling, rebuilding, and replacement costs for damaged structures, software for climate, environment and disaster risk management, and software for creating and viewing reports and maps; providing online non-downloadable software for use in analysis, predictive modeling, and creating reports, relating to catastrophic loss information, weather events, other catastrophes, and world events; hosting online databases featuring information and analytics on risk in particular geographic regions, weather and natural hazards, weather-related events, other catastrophic events, world events, other loss events, estimates of insured loss and actual insured loss resulting from such events; hosting online databases featuring information and analytics on risk relating to human rights, political stability, security, corruption, safety, conflicts, terrorism, food security, water security, energy security, climate change and poverty; weather forecasting information services; consultancy services in the field of software; hosting of a website featuring information and analytics in the fields of insurance, insurance services, insurance management and analysis, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; computer software information and design services; computer software maintenance, technical support and troubleshooting services; computer programming services; leasing computer software and computer programs; maintenance and enhancement of computer software; design and development of software for others; electronic data storage services for others; providing databases and information to assist with computing; scientific and technological services and research, namely, technical data analysis and modelling in the fields of energy, chemicals, metals and mining; industrial analysis and research services in the fields of energy, chemicals, metals and mining; analysis services for oil field exploration; analysis services for mining exploration; scientific research consultancy in the fields of energy, chemicals, metals and mining; geological research and surveying; land surveying; material testing; oil prospecting; oil field exploitation, namely, oil field exploration; oil field surveys; oil well testing; research in the field of environmental protection; scientific research in the energy, chemicals, metals, mining and commodities industries; advisory, consultancy and information services relating to all the aforesaid services.

Security services for the protection of property and individuals; licensing of computer software and computer programs; arbitration services in the insurance field; reviewing standards and practices of insurance carriers to ensure compliance with statutory obligations related to national security; preparation of reports featuring information on and analysis of laws, statutes, ordinances, regulations and standards and on compliance therewith, enforcement thereof, and risk related thereto; providing on-line computer databases with information on laws, statutes, ordinances, regulations and standards and on compliance therewith and adoption and enforcement thereof, and risk related thereto; reviewing standards and practices to determine and evaluate compliance with and enforcement of laws, statutes, ordinances, regulations and standards, and analysis of risk related thereto; providing information to assist with detection of insurance fraud; advisory, consultancy and information services relating to all the aforesaid services.

Providing insurance and financial risk analysis information relating to climate, environment and disaster risk management; providing climate, environment and disaster risk data for use in the insurance field; providing decision analytics for manufacturers, insurance carriers, commodities traders and those in the supply chain in the field of climate, environment and disaster risk management.

Providing access over a global computer network to information in the field of risk analysis associated with climate, environment and disaster risk management; providing access over a global computer network to web-based software for climate, environment and disaster risk management.

Providing insurance information; consulting, advisory, and analysis services in the fields of insurance, reinsurance, financial risk management, insurance and reinsurance portfolio risk, financial modeling and actuarial ratings, finance, and financial investment; providing information in the field of insurance risk management, namely, providing an on-line searchable database featuring location and site analytics for insurance risk management.

Providing an on-line database of downloadable and non-downloadable computer simulation software and non-downloadable models for use in the insurance, reinsurance, risk management and portfolio management fields, namely, computer software and models for risk analysis and loss estimate calculations relating to natural and man-made events, catastrophes, cyber events, weather and climate; consultancy services in the field of models and simulation software relating to natural and man-made events, catastrophe modeling, cyber event modeling, weather modeling, and climate modeling; consultancy services in the field of risk management software, portfolio loss modeling software and models, and software and models relating to rebuild and replacement costs for damaged structures; software as a service, namely, providing software as a service for insurance policy and portfolio management; computer services, namely, cloud hosting provider services; providing online, non-downloadable software and modeling platforms for the modeling of natural and man-made events, catastrophe modeling, cyber event modeling, weather modeling, climate modeling, risk management, loss modeling, portfolio management, and modeling rebuild and replacement costs for damaged structures; providing online, non-downloadable software platforms for insurance claims management and insurance underwriting, all relating to claims arising from natural and man-made events, catastrophes, cyber events, weather and climate, for viewing information about real-time catastrophic events and risk related thereto, and for providing real time loss estimates before and after catastrophic events; providing online, non-downloadable data files and reports with information about business intelligence, risk exposure, natural and man-made events, catastrophes, weather, cyber events, climate, and risks related thereto; providing online, non-downloadable software for viewing information about natural and man-made events, catastrophes, weather, cyber events, and climate, and risk related thereto; providing online, non-downloadable application programming interface (API) software for managing workflow, transferring data and for creating efficiencies in managing data, all in the field of risk analysis and loss estimates relating to natural and man-made events, catastrophes, cyber events, weather and climate; providing online, non-downloadable models for simulating natural and man-made disasters, catastrophes, cyber events, weather, and climate, and other loss events, and for use in risk assessment, emergency preparedness, and investment and financial analysis; providing online, non-downloadable models designed to represent the impact of events such as earthquakes, hurricanes, floods, wildfires, cyber events, and terrorist attacks on physical, economic and other systems and portfolios; providing online, non-downloadable software for analyzing and generating insurance, risk, and exposure data; providing online, non-downloadable software for use in locating information pertaining to, and managing, a database, calculating the costs of risks or losses, and generating models and making catastrophe risk analysis, all in the fields of insurance, risk management and risk analysis.