Data encryption services; development, updating and maintenance of software and database systems; software development services; design of software; creating and maintaining websites; computer services; hire of computers; provision of security services for computer networks, computer access and computerised transactions; design of information systems relating to finance; design of websites; hosting of databases.

Scientific and technological services and research and design relating thereto; Industrial analysis and research services; Design and development of computer hardware and software.

Banking services; online banking services; credit card, debit card, store card, bank card, charge card, gift voucher card and other payment card authorization services; electronic funds transfer and payment services; processing of transactions made by credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; card to card transfer and mobile banking and payments; processing of credit and debit transactions by telecommunication link; issue and redemption of tokens, coupons and vouchers of value; currency exchange services; electronic wallet services (payment services); e-wallet account services namely the provision of online electronic money accounts (e-wallet accounts) and services for consumers and online merchants whereby consumers fund their e-wallet accounts and consumers and online merchants (businesses) send and receive payments and remittances over the internet; point of sale payment services; mail payment services; telephone payment services; escrow services; recurring payment services; merchant account services; financial services; monetary affairs; services in relation to secure handling of online financial transaction data; services for secure transfer of money between banks, their customers and merchant accounts; financial services being financial analysis and consultation; financial exchange of data between financial institutions and their customers; financial services relating to analysis of payment transaction data; monetary affairs services being cross border multi-currency exchange services; information, advisory and consultancy services related to all the aforesaid services.

Advisory and consultancy services, all relating to electronic data capture and transmission systems for the purposes of electronic funds transfer from points of sale; receipt and/or delivery of messages, documents and other data by electronic transmission; receipt and/or delivery of messages, documents and other data via the internet; provision of electronic communication links; providing access to computer servers, databases and networks; location-based and personal transmission of information; providing and supplying location-specific data transmission via the internet; information, advisory and consultancy services related to all the aforesaid services.

Providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non downloadable authentication software for controlling access to and communications with computers and computer networks; updating software of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of electronic data capture and transmission systems for the purposes of electronic funds transfer; design and development of computer hardware and software; computer software programming services; application service provider (asp) services featuring mobile phone and wireless handheld computer applications software for use in enabling users to make electronic payments and to receive, redeem, and manage electronic receipts and electronic coupons; encryption services; electronic signature verification and authorisation services; digital signature verification and authorisation services; information, advisory and consultancy services related to all the aforesaid services.

Banking and financial services, including deposit-taking and storage of valuables; automated banking services; automated payment of accounts; credit services; consumer, commercial and mortgage lending; current accounts, savings and investment accounts, bank card, credit card, debit card, charge card and cash card services; provision of banking services via the telephone, the Internet and interactive television; money transmission; issue of letters of credit and guarantees; foreign exchange services; issue of travellers cheques and euro cheques; electronic banking and funds transfer services; money transfer services; electronic money transfer services; financial leasing; financial planning, advice, research and report services; asset and portfolio management; personal equity plans; tax and estate planning; pensions services; executor and trustee services; investment funds and unit trust services; hire-purchase financing; real estate financing; valuation, investment and management services; insurance services; insurance underwriting and broking; life assurance services.

Business appraisal; business management services; business development services; business administration services; business consultancy services; business information, enquiry, research and investigation services; advertising services; business relocation services; business organisation services; accounting and book-keeping services; economic forecasting and analysis; personnel management, consultancy and recruitment services, provision, hire and rental of office machinery; arranging and conducting of exhibitions; organisation and preparation of payroll; promotion services; telephone answering services; public awareness campaigns; charitable services, namely business management and administration; charitable services namely organising and conducting volunteer programmes and community service projects; business advice relating to charitable services; providing information and support all relating to the aforesaid services.

Banking and financial services, including deposit-taking and storage of valuables; automated banking services; automated payment of accounts; credit services; consumer, commercial and mortgage lending; current accounts, savings and investment accounts, bank card, credit card, debit card, charge card and cash card services; provision of banking services via the telephone, the Internet and interactive television; money transmission; issue of letters of credit and guarantees; foreign exchange services; issue of travellers cheques and euro cheques; electronic banking and funds transfer services; money transfer services; electronic money transfer services; financial leasing; financial planning, advice, research and report services; asset and portfolio management; personal equity plans; tax and estate planning; pensions services; executor and trustee services; investment funds and unit trust services; hire-purchase financing; real estate financing; valuation, investment and management services; insurance services; insurance underwriting and broking; life assurance services; charitable fund raising; charitable collections; distribution and allocation of charitable funds; managing and monitoring of charitable funds; financial arrangements to facilitate charitable giving.

Teaching and educational services all relating to finance; instructional services; arranging and conducting conferences and seminars; organisation of fundraising activities and events; organisation of charitable and social events; organisation of events and competitions for charitable purposes; publication of printed material; on-line publication of electronic books, journals, periodicals, audio information and data, video information and data; providing on-line electronic publications; education, instruction, tuition and training services; provision of education on-line from computer database or via the Internet; publication of books; information provided on-line from a computer database or the Internet; information, advice and consultancy in respect of the aforesaid services.

Banking and financial services, including deposit-taking and storage of valuables; automated banking services; automated payment of accounts; credit services; consumer, commercial and mortgage lending; current accounts, savings and investment accounts, bank card, credit card, debit card, charge card and cash card services; provision of banking services via the telephone, the Internet and interactive television; money transmission; issue of letters of credit and guarantees; foreign exchange services; issue of travellers cheques and euro cheques; electronic banking and funds transfer services; money transfer services; electronic money transfer services; financial leasing; financial planning, advice, research and report services; asset and portfolio management; personal equity plans; tax and estate planning; pensions services; executor and trustee services; investment funds and unit trust services; hire-purchase financing; real estate financing; valuation, investment and management services; insurance services; insurance underwriting and broking; life assurance services.