Computer hardware and software (recorded and/or downloadable) for facilitating and administering payment, banking, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data; computer hardware and software (recorded and/or downloadable) for facilitating and administering expense management, financial transaction data management, financial reporting, accounting, account management, and receipt management, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; telecommunication and electrical apparatus and instruments, namely, apparatus for the recording, transmission and reproduction of data including sound and images; accounting machines; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, namely, for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories, namely, integrated circuit memories and banking card memories; printing apparatus including printing apparatus for data processing systems and financial transaction systems; encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; computer hardware and encryption software; computer software and hardware that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices; computer hardware and software comprising a digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; downloadable computer programs and application software for mobile phones and other digital devices comprising a digital wallet that allow users to access price-comparison information, product reviews, links to the retail websites of others, and discount information; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions, contactless presentation of loyalty credentials, and contactless redemption of coupons, rebates, discounts, vouchers and special offers; software application that allows merchants to deliver coupons, rebates, discounts, vouchers and special offers directly to the mobile telecommunications devices of consumers delivered by contactless RFID or NFC communications; software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access coupons, rebates, discounts, vouchers and special offers delivered by contactless RFID or NFC communications; integrated circuit chips for use in mobile phones and NFC and RFID devices; magnetic encoded cards and cards containing an integrated circuit chip (smart cards); cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; hologram impregnated cards (encoded); charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; banking cards, namely, magnetically encoded banking cards and banking cards using magnetic memories and integrated circuit memories; payment card readers; magnetic coded card readers, electronic data carrier card readers, electronic encryption units, computer hardware, computer terminals, computer software for use in the financial services, banking and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; cash dispensing machines; computer peripheral devices and electronic goods, namely, calculating machines, electronic organizers, electronic notepads, pocket planners, mobile telephones, mobile telephone handsets, tablet computers, digital readers and personal digital assistants (PDAs) and alarms; mouse pads; parts and fittings for all the aforesaid goods.

financial services, namely, banking, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value; financial services, namely, electronic credit and debit transactions, bill payment and presentment services, expense management services, financial transaction data management services, financial reporting services, accounting services, account management services, receipt management services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services; transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, financial information with respect to data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services; value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, providing financial information, namely credit and debit card data and reports and electronic funds transfer, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; banking and credit services; banking, payment, credit, debit, charge, cash disbursement, stored valued deposit access services; cheque verification; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travelers cheques and travel vouchers; payer authentication services; verification of financial information; maintenance of financial records; remote payment services; stored value electronic purse services, electronic payments services and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and wholesale locations; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerized information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitization; consulting services regarding payment solutions, banking, credit card, debit card and payment card; information, advisory and consultancy services relating to all the aforesaid services.

Advertising; Business management; Business administration; Office functions; Accounting; Administrative processing of purchase orders; Advertising by mail order; Arranging newspaper subscriptions for others; Arranging subscriptions to telecommunication services [for others]; Auctioneering; Auditing; Bill-posting; Business appraisals; Business information; Business inquiries; Business investigations; Business management and organization consultancy; Business management assistance; Business management consultancy; Business management of hotels; Business management of performing artists; Business management of sports people; Business organization consultancy; Business research; Commercial administration of the licensing of the goods and services of others; Commercial information agencies; Commercial information and advice for consumers [consumer advice shop]; Commercial or industrial management assistance; Compilation of information into computer databases; Compilation of statistics; Consultancy (professional business-); Cost-price analysis; Data search in computer files for others; Demonstration of goods; Direct-mail advertising; Dissemination of advertising matter; Distribution of samples; Document reproduction; Economic forecasting; Efficiency experts; Employment agencies; Fashion shows for promotional purposes (Organization of -); Import-export agencies; Invoicing; Layout services for advertising purposes; Management (advisory services for business-); Management (computerized file-); Marketing; Marketing research; Marketing studies; Modelling for advertising or sales promotion; News clipping services; Office machines and equipment rental; On-line advertising on a computer network; Opinion polling; Organization of exhibitions for commercial or advertising purposes; Organization of trade fairs for commercial or advertising purposes; Outsourcing services [business assistance]; Payroll preparation; Personnel management consultancy; Personnel recruitment; Photocopying services; Presentation of goods on communication media for retail purposes; Price comparison services; Procurement services for others [purchasing goods and services for other businesses]; Production of advertising films; Psychological testing for the selection of personnel; Public relations; Publication of publicity texts; Publicity; Publicity agencies; Publicity columns preparation; Publicity material rental; Radio advertising; Relocation services for businesses; Rental of advertising space; Rental of advertising time on communication media; Rental of photocopying machines; Rental of vending machines; Sales promotion for others; Secretarial services; Shop-window dressing; Shorthand; Sponsorship search; Statements of accounts (Drawing up of -); Systemization of information into computer databases; Tax preparation; Telemarketing services; Telephone answering for unavailable subscribers; Television advertising; Transcription; Typing; Updating of advertising material; Word processing; Writing of publicity texts; Business management and advisory services; marketing consulting services; market research services; tracking, analyzing, forecasting and reporting cardholder purchase behavior; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards; administration of loyalty and rewards programs; commercial, industrial and business management assistance; business appraisals; advisory services for business management; marketing studies; statistical information (business); preparation of statements of accounts; book-keeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets;  computer database management; data processing and data verification services; data storage and retrieval services; promoting concerts and cultural events of others, organisation of expositions having commercial or advertising purposes; advertising for transport, travel, hotels, lodging, food and meals, sports, entertainment and sightseeing, for tourist agencies services, and for information relating to tariffs, timetables and methods of transport and travel arrangement; providing information regarding purchase of goods and services on-line via the Internet and other computer networks; data repository and client profile information services; the provision of information and advisory services relation to all the aforesaid.

Insurance; Financial affairs; Monetary affairs; Real estate affairs; Accident insurance underwriting; Accommodation bureaux [apartments]; Actuarial services; Analysis (financial-); Antique appraisal; Apartment house management; Art appraisal; Banking; Brokerage; Brokerage of carbon credits; Business liquidation services, financial; Charitable fund-raising; Check [cheque] verification; Clearing, financial; Credit bureaux; Credit-card services; Customs brokerage; Debit card services; Debt collection agencies; Deposits of valuables; Evaluation of wool (Financial -); Exchanging money; Factoring; Fiduciary; Financial consultancy; Financial evaluation [insurance, banking, real estate]; Financial information; Financial management; Financial sponsorship; Financing services; Fire insurance underwriting; Fiscal assessments; Fund investments; Guarantees; Health insurance underwriting; Hire purchase financing; Home banking; Housing agents; Instalment loans; Insurance brokerage; Insurance consultancy; Insurance information; Insurance underwriting; Issuance of credit cards; Issue of tokens of value; Issuing of travellers' checks [cheques]; Jewelry appraisal; Leasing of farms; Leasing of real estate; Lending against security; Life insurance underwriting; Loans [financing]; Marine insurance underwriting; Mortgage banking; Mutual funds; Numismatic appraisal; Organization of collections; Pawnbrokerage; Provident fund services; Real estate agencies; Real estate appraisal; Real-estate management; Rent collection; Rental of offices [real estate]; Renting of flats; Repair costs evaluation [financial appraisal]; Retirement payment services; Safe deposit services; Savings bank services; Securities brokerage; Stamp appraisal; Stock exchange quotations; Transfer (electronic funds-); Valuation of standing timber (Financial -); Financial services, namely banking, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; insurance services; financial affairs, monetary affairs; financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; banking, payment, credit, debit, charge, cash disbursement, stored valued deposit access services; bill payment services; credit card, debit card, charge card, pre-paid card and stored value card services; cheque verification and cheque cashing services; automated teller machine services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorisation services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travellers cheques and travel vouchers; payer authentication services; verification of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorisation and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitised information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; provision of financial services by means of a global computer network or the Internet; real estate services; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerised information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitisation; consulting services regarding payment solutions, banking, credit card, debit card, payment card and automatic teller machine services; provision of information from a computer-stored data bank or via the internet in the field of financial services; provision of credit cards and debit cards through mobile telecommunications means; provision of credit cards and debit cards provided on-line, through networks or other electronic means using electronically digitized information.

Computer hardware and software platform for facilitating and administering payment, banking, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; scientific apparatus and instruments; magnetic data carriers, recording discs; mechanisms for coin operated apparatus; cash registers; data processing equipment; computers, computer hardware, computer software and computer programs; telecommunication and electrical apparatus and instruments, namely, apparatus for the registration, transmission and reproduction of data including sound and images; accounting machines; apparatus for registration, transmission, reproduction of data including sound and images; magnetic recording supports; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, in particular for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories including integrated circuit memories and banking card memories; downloadable electronic publications; printing apparatus including printing apparatus for data processing systems and financial transaction systems; automatic tellers and cash machines for banking establishments; encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and card containing an integrated circuit chip (''smart cards''); security encoded cards; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; hologram impregnated cards; charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; banking cards including printed banking cards and banking cards using magnetic memories and integrated circuit memories; card readers; magnetic coded card readers, electronic data carrier cards, magnetic coded card readers, electronic data carrier card readers, electronic encryption units, computer hardware, computer terminals, computer software for use in the financial services, banking and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; cash dispensing machines; computer peripheral devices and electronic goods, namely calculating machines, pocket planners, personal digital assistants (PDAs) and alarms; software for the transmission, authentication, encryption and protection of credit card, debit card and payment card information over computer networks including the internet; software products for secure protected online credit card, debit card and payment card transactions; software for facilitating secure credit card, debit card and payment card transactions; software products for secure protected online payments; software which enables credit card, debit card and payment card users to make payment transactions without revealing personal credit card account details; prepaid telephone calling cards.

Paper, cardboard and goods made from these materials, namely albums, announcement cards, stickers, pictures, pads, booklets, writing paper, pamphlets, diagrams, labels (not of textile), flyers, forms (printed), manuals, envelopes, calendars, index cards, catalogues, credit cards imprinters (non-electric), note books; printed matter; bookbinding material; photographs; stationery; adhesives for stationery or household purposes; artists' materials; paint brushes; typewriters and office requisites (except furniture); instructional and teaching material (except apparatus); plastic materials for packaging (not included in other classes); printers' type; printing blocks; printed publications, pamphlets, brochures, newspapers, journals and magazines, manuals, printed matter all relating to banking; credit cards, debit cards, (other than encoded); magazines.

Computer hardware and software platform for facilitating and administering payment services; computer hardware and software platform for facilitating and administering banking services; computer hardware and software platform for facilitating and administering credit card services; computer hardware and software platform for facilitating and administering debit card services; computer hardware and software platform for facilitating and administering stored value and payment card services; computer hardware and software platform for facilitating and administering automatic teller machine services; computer hardware and software platform for facilitating and administering electronic funds transfer and electronic payment services; computer hardware and software platform for facilitating and administering electronic processing and transmission of bill payment data; computer hardware and software platform for facilitating and administering cash disbursement services; computer hardware and software platform for facilitating and administering transaction authentication services; computer hardware and software platform for facilitating and administering routine services; computer hardware and software platform for facilitating and administering transaction authorization and settlement services; computer hardware and software platform for facilitating and administering fraud detection and fraud control services; computer hardware and software platform for facilitating and administering disaster recovery and encryption services; computer software and hardware that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices; computer hardware and software comprising a digital wallet that stores customer account information to access coupons at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; computer hardware and software comprising a digital wallet that stores customer account information to access vouchers at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; computer hardware and software comprising a digital wallet that-stores customer account information to access voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; scientific apparatus and instruments; magnetic data carriers; recording discs; mechanisms for coin operated apparatus; cash registers; data processing equipment; computers; computer hardware; computer software and computer programs; telecommunication and electrical apparatus and instruments for the registration of data including sound and images; telecommunication and electrical apparatus and instruments for the transmission of data including sound images; telecommunication and electrical apparatus and instruments for the reproduction of data including sound and images; accounting machines; magnetic recording supports; apparatus for tracking financial accounts via a global computer network, apparatus for management and analysis of financial accounts via a global computer network; systems for reading memory cards and systems for reading data in memories including integrated circuit memories and banking card memories; downloadable electronic publications; printing apparatus including printing apparatus for data processing systems and financial transaction systems; automatic tellers and cash machines for banking establishments; encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks anti or mobile telecommunications devices; computer hardware and encryption software; encryption keys; digital certificates; digital signatures; software for secure data storage and retrieval and transmission of confidential customer information used by individuals and banking and financial institutions; downloadable computer programs and application software for mobile phones and other digital devices that allow users to access coupons; downloadable computer programs and application software for mobile phones and other digital devices that allow users to access vouchers; downloadable computer programs and application software for mobile phones and other digital devices that allow users to access voucher codes; downloadable computer programs and application software for mobile phones and other digital devices that allow users to access rebates downloadable computer programs and application software for mobile phones and other digital devices that allow users to access price-comparison information and product reviews; downloadable computer programs and application software for mobile phones and other digital devices that allow users to access links to the retail websites of others and discount information; downloadable computer programs and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless presentation of loyalty credentials and contactless redemption of coupons; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept rebates and discounts; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept vouchers and special offers; software application that allows merchants to deliver coupons; software application that allows merchants to deliver rebates and discounts; software application that allows merchants to deliver vouchers and special offers directly to the mobile telecommunications devices of consumers delivered by contactless RFID or NFC communications; software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access coupons; software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access rebates and discounts; software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access vouchers and special offers delivered by contactless RFID or NFC communications; integrated circuit chips for use in mobile phones and NFC and RFID devices; magnetic encoded cards and cards containing an integrated circuit chip (smart cards); security encoded cards; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; hologram impregnated cards; charge cards; bank cards; credit cards; debit cards, chip cards; stored value cards; electronic data carrier cards; payment cards and payment cards all encoded; banking cards including printed banking cards and banking cards using magnetic memories and integrated circuit memories; card readers; magnetic coded card readers; electronic data carrier card readers; electronic encryption units; computer terminals; computer software for use in the financial services, banking and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; downloadable and preloaded software that allows users to access coupons; downloadable and pre-loaded software that allows users to access rebates and discounts; downloadable and preloaded software that allows users to access vouchers and special offers online via websites by scanning coupons and vouchers from printed materials and by tapping on mobile phones and other mobile devices for NFC-enabled print or posters and sending such vouchers to mobile phones and other mobile telecommunications devices for redemption at retail or wholesale locations or virtual points of sale; computer chips embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards; electronic verification apparatus for verifying authentication of bank cards; electronic verification apparatus for verifying authentication of credit cards; electronic verification apparatus for verifying authentication of debit cards and payment cards; cash dispensing machines; electronic computer peripheral devices; calculating machines; pocket planners; mobile telephones; mobile telephone handsets; tablet computers; digital readers and personal digital assistants (PDAs).

Business management and advisory services; marketing consulting services; market research services; tracking, analysing, forecasting and reporting cardholder purchase behaviour; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards through means of wireless networks, mobile telecommunications devices or global computer network; administration of loyalty and rewards programs through means of wireless networks, mobile telecommunications devices or global computer network; advertising for others through means of wireless network, mobile telecommunications devices or a global computer network; business administration; office functions; commercial, industrial and business management assistance; business appraisals; advisory services for business management; marketing studies; statistical information (business); preparation of statements of accounts; book-keeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets; computer database management; data processing and data verification services; data retrieval services; promoting concerts and cultural events of others, organization of expositions having commercial or advertising purposes; advertising for transport, travel, hotels, lodging, food and meals, sports, entertainment and sightseeing, for tourist agencies services, and for information relating to tariffs, timetables and methods of transport and travel arrangement through means of wireless networks, mobile telecommunications devices or global computer network; providing information regarding purchase of goods and services on-line through means of the internet and other computer networks; providing an on-line and mobile directory of information regarding merchants who accept contactless mobile payments and promote good and services through this channel; the provision of information and advisory services in relation to all the aforesaid.

Advertising; business management; business administration; office functions; commercial, industrial and business management assistance; business appraisals; advisory services for business management; market research; marketing studies; statistical information (business); preparation of statements of accounts; book-keeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets.

Financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; travel insurance services; cheque verification services; issuing and redemption services all relating to travelers' cheques and travel vouchers; advisory services relating to all the aforesaid services.

Computer hardware and computer software; application software, in particular for use with mobile telecommunication and data processing apparatus for biometric identification or authentication in order to secure financial transactions and payments of any kind; software for biometric recognition, identification or authentication, in particular via finger print, voice recognition, face recognition or irises; control software for identification or authentication of persons; computer software and/or computer hardware for the electronic processing of data for processing and securing payments, including with functions for biometric identification or authentication; computer software and/or computer hardware for the encryption, encoding, decryption and decoding of data; authentication devices and apparatus, including as part of mobile telecommunication and data processing apparatus; software applications for mobile devices; software for the authentication or identification of individuals in particular in a biometric manner; biometric devices and apparatus, in particular with functions via finger print, voice recognition, face recognition or irises; computer software enabling and processing electronic payments; authentication software.

Financial services, including any electronic payment services, provided with computerized biometric authentication and identification in order to secure transactions and payments of all kinds; financial transaction authentication and verification services; secure payment services provided via computerized biometric authentication; financial services, namely banking, credit card services, debit card services and debit account services as well as electronic funds transfer services, provided via software applications (apps) on mobile telecommunication or data processing apparatus, including with function for biometric recognition, identification and authentication; financial data base services.

Consulting services in the field of financial services; financial services; financial authentication services; authentication of credit card and debit cards; payment services; electronic payment services; payment processing services; payment routing, clearing and settlement services; financial transfer and transaction services; financial services, namely facilitating the approving or declining of credit and debit card transactions; financial services provided with computerized biometric authentication and identification in order to secure transactions and payments of all kinds; financial transaction authentication and verification services; payment services provided via computerized biometric authentication; financial risk management; financial screening, verification and regulatory services; financial services to combat fraud; financial intelligence services; financial reporting; gathering and provision of financial, payment and consumer spend information and advice; banking services; credit card services, debit card services; debit and credit account services; electronic funds transfer services; financial database services; financial credit scoring services; providing financial information; provision of financial information; financial risk management consultation; financial affairs and monetary affairs, namely, financial information, management and analysis services; providing financial network services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; credit and debit card authorization services; authentication and verification services relating to payments or transfer of funds; information, advisory and consultancy services relating to all the aforesaid services.

Consulting services in the field of computer services; consulting services involving technical and network consulting, software customization, deployment assistance, all of the foregoing relating to information security, secure communications and data encryption and decryption; consulting services relating to encryption of payment card numbers and related data; computer network security and management services; design, development, maintenance and update of computer software in relation to fraud detection for enhancing security on credit cards, fraud detection for making, processing and completing payments online or over a telecommunications network, anti-hacking software, making, processing and completing payments online or over a telecommunications network, biometric systems for the identification and authentication of persons and facial recognition for the identification and authentication of persons; scientific and technological services and research and design relating thereto; authentication of information, messages and data; information technology services; software services; software as a service; authentication and checking services in relation to biometric authentication, including in relation to payments or fund transfer; computerized biometric authentication services, including relating to secure payment services; software as a service in relation to the biometric identification and authentication of persons; software as a service in relation to the computerized authentication of individuals via biometric authentication, including via fingerprint, voice recognition, iris and facial recognition, including in relation to financial transactions; software as a service in relation to electronic funds transfer processing, authentication processes, biometric authentication, secure communication and data encryption and decryption; hosting services; application service provider (ASP) services; providing online services for the registration, verification and authentication of personal identification and biometric information; design and development of computer hardware and software; development, design, control, analysis and consulting services relating to computer software and hardware and systems, including for authentication and identification of persons, including for the process of financial transactions and payments of any kind; encryption, decryption and authentication of information and data, relating in particular to biometric authentication of individuals during the process of electronic payments and transactions; data mapping in the financial sector; monitoring of computer systems for security purposes; information, advisory and consultancy services relating to all the aforesaid services.

Advertising; Business management; Business administration; Office functions; Accounting; Administrative processing of purchase orders; Advertising by mail order; Arranging newspaper subscriptions for others; Arranging subscriptions to telecommunication services [for others]; Auctioneering; Auditing; Bill-posting; Business appraisals; Business information; Business inquiries; Business investigations; Business management and organization consultancy; Business management assistance; Business management consultancy; Business management of hotels; Business management of performing artists; Business management of sports people; Business organization consultancy; Business research; Commercial administration of the licensing of the goods and services of others; Commercial information agencies; Commercial information and advice for consumers [consumer advice shop]; Commercial or industrial management assistance; Compilation of information into computer databases; Compilation of statistics; Consultancy (professional business-); Cost-price analysis; Data search in computer files for others; Demonstration of goods; Direct-mail advertising; Dissemination of advertising matter; Distribution of samples; Document reproduction; Economic forecasting; Efficiency experts; Employment agencies; Fashion shows for promotional purposes (Organization of -); Import-export agencies; Invoicing; Layout services for advertising purposes; Management (advisory services for business-); Management (computerized file-); Marketing; Marketing research; Marketing studies; Modelling for advertising or sales promotion; News clipping services; Office machines and equipment rental; On-line advertising on a computer network; Opinion polling; Organization of exhibitions for commercial or advertising purposes; Organization of trade fairs for commercial or advertising purposes; Outsourcing services [business assistance]; Payroll preparation; Personnel management consultancy; Personnel recruitment; Photocopying services; Presentation of goods on communication media for retail purposes; Price comparison services; Procurement services for others [purchasing goods and services for other businesses]; Production of advertising films; Psychological testing for the selection of personnel; Public relations; Publication of publicity texts; Publicity; Publicity agencies; Publicity columns preparation; Publicity material rental; Radio advertising; Relocation services for businesses; Rental of advertising space; Rental of advertising time on communication media; Rental of photocopying machines; Rental of vending machines; Sales promotion for others; Secretarial services; Shop-window dressing; Shorthand; Sponsorship search; Statements of accounts (Drawing up of -); Systemization of information into computer databases; Tax preparation; Telemarketing services; Telephone answering for unavailable subscribers; Television advertising; Transcription; Typing; Updating of advertising material; Word processing; Writing of publicity texts; Business management and advisory services; marketing consulting services; market research services; tracking, analyzing, forecasting and reporting cardholder purchase behavior; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards; administration of loyalty and rewards programs; commercial, industrial and business management assistance; business appraisals; advisory services for business management; marketing studies; statistical information (business); preparation of statements of accounts; book-keeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets; computer database management; data processing and data verification services; data storage and retrieval services; promoting concerts and cultural events of others, organization of expositions having commercial or advertising purposes; advertising for transport, travel, hotels, lodging, food and meals, sports, entertainment and sightseeing, for tourist agencies services, and for information relating to tariffs, timetables and methods of transport and travel arrangement; providing information regarding purchase of goods and services on-line via the Internet and other computer networks; data repository and client profile information services; information, advisory and consultancy services relating to all the aforesaid services.

Insurance; Financial affairs; Monetary affairs; Real estate affairs; Accident insurance underwriting; Accommodation bureaux [apartments]; Actuarial services; Analysis (financial-); Antique appraisal; Apartment house management; Art appraisal; Banking; Brokerage; Brokerage of carbon credits; Business liquidation services, financial; Charitable fund-raising; Check [cheque] verification; Clearing, financial; Credit bureaux; Credit-card services; Customs brokerage; Debit card services; Debt collection agencies; Deposits of valuables; Evaluation of wool (Financial -); Exchanging money; Factoring; Fiduciary; Financial consultancy; Financial evaluation [insurance, banking, real estate]; Financial information; Financial management; Financial sponsorship; Financing services; Fire insurance underwriting; Fiscal assessments; Fund investments; Guarantees; Health insurance underwriting; Hire purchase financing; Home banking; Housing agents; Instalment loans; Insurance brokerage; Insurance consultancy; Insurance information; Insurance underwriting; Issuance of credit cards; Issue of tokens of value; Issuing of travellers' checks [cheques]; Jewellery appraisal; Leasing of farms; Leasing of real estate; Lending against security; Life insurance underwriting; Loans [financing]; Marine insurance underwriting; Mortgage banking; Mutual funds; Numismatic appraisal; Organization of collections; Pawn brokerage; Provident fund services; Real estate agencies; Real estate appraisal; Real-estate management; Rent collection; Rental of offices [real estate]; Renting of flats; Repair costs evaluation [financial appraisal]; Retirement payment services; Safe deposit services; Savings bank services; Securities brokerage; Stamp appraisal; Stock exchange quotations; Transfer (electronic funds-); Valuation of standing timber (Financial -); Financial services, namely banking, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, data repository and client profile information services, and related switching, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; insurance services; financial affairs, monetary affairs; financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; banking, payment, credit, debit, charge, cash disbursement, stored valued deposit access services; bill payment services; credit card, debit card, charge card, pre-paid card and stored value card services; cheque verification and cheque cashing services; automated teller machine services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorisation services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travellers cheques and travel vouchers; payer authentication services; verification of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, cash disbursement services, and transaction authorisation and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitised information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; provision of financial services by means of a global computer network or the Internet; real estate services; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerised information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitisation; consulting services regarding payment solutions, banking, credit card, debit card, payment card and automatic teller machine services; provision of information from a computer-stored data bank or via the internet in the field of financial services; provision of credit cards and debit cards through mobile telecommunications means; provision of credit cards and debit cards provided on-line, through networks or other electronic means using electronically digitised information; information, advisory and consultancy services relating to all the aforesaid services.

Computer hardware and software for making, processing, transmitting and authenticating payment transactions with credit cards, debit cards, gift cards, pre-paid cards, cash, encoded prepayment cards, electronic devices and other payment forms; electronic devices, namely, card readers, computer chip readers, point of sale terminals, and related hardware and software, all for accepting, effecting, enabling, facilitating, processing, operating, authenticating and managing payment transactions via mobile devices, cash registers, contactless payments and e-payments including those that incorporate sim cards, scanners, printers and other point of sale systems, and local and global communications networks; computer e-commerce software to allow users to perform electronic business transactions via point of sale systems, and local and global computer networks; computer hardware and software for collecting, storing, analyzing, and providing data and information regarding electronic payment transactions; computer software for facilitating and managing merchant-customer communications; computer software for providing an on-line database in the field of transaction processing to upload transactional data, provide statistical analysis, and produce notifications and reports; Computer hardware and software platform for facilitating and administering payments, banking, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; Computers, computer hardware, computer software and computer programs; computer hardware and downloadable computer software for facilitating and administering electronic payments, processing and transmission of payment data, cash disbursement, transaction authentication, and routing, authorization and settlement services; computer hardware and software, namely, for the development, maintenance and use of local and wide area computer networks; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; computer software for use in the financial services, banking and telecommunications industries; computer software, including application programming interfaces (APIs), for facilitating and administering payments over global computer networks, wireless networks, and payments through mobile telecommunications means, namely payment through wireless devices, as well as online payments via banking, credit cards, debit cards, charge cards and pre-paid cards with stored value.

Financial services; financial services, namely, payment processing services in the field of debit card, credit card and prepaid card payments; payment processing services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; online banking; provision of financial services over the Internet; electronic processing of payments via a global computer network; financial analysis; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorisation and settlement services; payment transaction authentication; financial clearing and settlement services; maintenance of financial records; information, advisory and consultancy services relating to all the aforesaid services.

Scientific, nautical, surveying, photographic, cinematographic, optical, weighing, measuring, signalling, checking (supervision), life-saving and teaching apparatus and instruments; Apparatus and instruments for conducting, switching, transforming, accumulating, regulating or controlling electricity; Apparatus for recording, transmission or reproduction of sound or images; Magnetic data carriers, recording discs; mechanisms for coin-operated apparatus; Cash registers, calculating machines, data processing equipment and computers; Fire-extinguishing apparatus; bar code readers; bar code scanners; electronic tags for goods, namely, bar code tags; electronic equipment for point-of-sales (POS) systems, namely, point-of-sale terminals, bar code readers, computer hardware and computer operating software.

Paper, cardboard; Cardboard packaging and cardboard articles; Printed matter; Book binding material; Photographs; Stationery; Adhesives for stationery or household purposes; Artists' materials; Paint brushes; Typewriters and office requisites (except furniture); Instructional and teaching material (except apparatus); Plastic materials for packaging (not included in other classes); Printers' type; Printing blocks; labels for bar codes.