Computer hardware and software platform for facilitating and administering payment services; Computer hardware and software platform for facilitating and administering banking services; Computer hardware and software platform for facilitating and administering credit card services; Computer hardware and software platform for facilitating and administering debit card services; Computer hardware and software platform for facilitating and administering stored value and payment card services; Computer hardware and software platform for facilitating and administering automatic teller machine services; Computer hardware and software platform for facilitating and administering electronic funds transfer and electronic payment services; Computer hardware and software platform for facilitating and administering electronic processing and transmission of bill payment data; Computer hardware and software platform for facilitating and administering cash disbursement services; Computer hardware and software platform for facilitating and administering transaction authentication services; Computer hardware and software platform for facilitating and administering routing services; Computer hardware and software platform for facilitating and administering transaction authorization and settlement services; Computer hardware and software platform for facilitating and administering fraud detection and fraud control services; Computer hardware and software platform for facilitating and administering disaster recovery and encryption services; computer software and hardware that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices; computer hardware and software comprising a digital wallet that stores customer account information to access coupons at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; computer hardware and software comprising a digital wallet that stores customer account information to access vouchers at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; computer hardware and software comprising a digital wallet that stores customer account information to access voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts; scientific apparatus and instruments; magnetic data carriers; recording discs; mechanisms for coin operated apparatus; cash registers; data processing equipment; computers; computer hardware; computer software and computer programs; telecommunication and electrical apparatus and instruments for the registration of data including sound and images; telecommunication and electrical apparatus and instruments for the transmission of data including sound images; telecommunication and electrical apparatus and instruments for the reproduction of data including sound and images; accounting machines; magnetic recording supports; apparatus for tracking financial accounts via a global computer network; apparatus for management and analysis of financial accounts via a global computer network; systems for reading memory cards and systems for reading data in memories including integrated circuit memories and banking card memories; downloadable electronic publications; printing apparatus including printing apparatus for data processing systems and financial transaction systems; automatic tellers and cash machines for banking establishments; encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and or mobile telecommunications devices; computer hardware and encryption software; encryption keys; digital certificates; digital signatures; software for secure data storage and retrieval and transmission of confidential customer information used by individuals and banking and financial institutions; downloadable computer programs and application software for mobile phones and other digital devices that allow users to access coupons; downloadable computer programs and application software for mobile phones and other digital devices that allow users to access vouchers; downloadable computer programs and application software for mobile phones and other digital devices that allow users to access voucher codes; downloadable computer programs and application software for mobile phones and other digital devices that allow users to access rebates; downloadable computer programs and application software for mobile phones and other digital devices that allow users to access price-comparison information and product reviews; downloadable computer programs and application software for mobile phones and other digital devices that allow users to access links to the retail websites of others and discount information; downloadable computer programs and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless presentation of loyalty credentials and contactless redemption of coupons; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept rebates and discounts; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept vouchers and special offers; software application that allows merchants to deliver coupons; software application that allows merchants to deliver rebates and discounts; software application that allows merchants to deliver vouchers and special offers directly to the mobile telecommunications devices of consumers delivered by contactless RFID or NFC communications; software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access coupons; software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access rebates and discounts; software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access vouchers and special offers delivered by contactless RFID or NFC communications; integrated circuit chips for use in mobile phones and NFC and RFID devices; magnetic encoded cards and cards containing an integrated circuit chip (smart cards); security encoded cards; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; hologram impregnated cards; charge cards; bank cards; credit cards; debit cards; chip cards; stored value cards; electronic data carrier cards; payment cards and payment cards all encoded; banking cards including printed banking cards and banking cards using magnetic memories and integrated circuit memories; card readers; magnetic coded card readers; electronic data carrier cards; magnetic coded card readers; electronic data carrier card readers; electronic encryption units; computer hardware; computer terminals; computer software for use in the financial services, banking and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; downloadable and pre-loaded software that allows users to access coupons; downloadable and pre-loaded software that allows users to access rebates and discounts; downloadable and pre-loaded software that allows users to access vouchers and special offers online via websites by scanning coupons and vouchers from printed materials and by tapping on mobile phones and other mobile devices for NFC- enabled print or posters and sending such vouchers to mobile phones and other mobile telecommunications devices for redemption at retail or wholesale locations or virtual points of sale; computer chips embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards; electronic verification apparatus for verifying authentication of bank cards; electronic verification apparatus for verifying authentication of credit cards; electronic verification apparatus for verifying authentication of debit cards and payment cards; cash dispensing machines; computer peripheral devices and electronic goods, namely calculating machines, mobile telephones, mobile telephone handsets, tablet computers, digital readers and personal digital assistants (PDAs).

Paper, cardboard; Printed matter; Bookbinding material; Photographs; Stationery; Adhesives for stationery or household purposes; Artists' materials; Paint brushes; Typewriters and office requisites (except furniture); Instructional and teaching material (except apparatus); Plastic materials for packaging (not included in other classes); Printers' type; Printing blocks; Absorbent sheets of paper or plastic for foodstuff packaging; Address plates for addressing machines; Address stamps; Addressing machines; Adhesive bands for stationery or household purposes; Adhesive tape dispensers [office requisites]; Adhesive tapes for stationery or household purposes; Adhesives [glues] for stationery or household purposes; Advertisement boards of paper or cardboard; Albums; Almanacs; Announcement cards [stationery]; Aquarelles; Architects' models; Atlases; Bags (Conical paper -); Bags [envelopes, pouches] of paper or plastics, for packaging; Balls for ball-point pens; Bibs of paper; Binding strips [bookbinding]; Blackboards; Blotters; Bookbinding apparatus and machines [office equipment]; Bookbinding cloth; Bookbinding cords; Bookbinding material; Bookbindings; Bookends; Booklets; Bookmarkers; Books; Bottle envelopes of cardboard or paper; Bottle wrappers of cardboard or paper; Boxes of cardboard or paper; Bubble packs (Plastic -) for wrapping or packaging; Cabinets for stationery [office requisites]; Calculating tables; Calendars; Canvas for painting; Carbon paper; Cardboard; Cardboard articles; Cardboard tubes; Cards; Cases for stamps [seals]; Catalogues; Chalk for lithography; Chalk holders; Chaplets; Charcoal pencils; Chart pointers, non-electronic; Chromos; Clipboards; Clips for offices; Coasters of paper; Coffee filters (Paper -); Comic books; Compasses for drawing; Composing frames [printing]; Composing sticks; Copying paper [stationery]; Correcting fluids [office requisites]; Correcting ink [heliography]; Correcting tapes [office requisites]; Covers [stationery]; Cream containers of paper; Credit card imprinters, non-electric; Credit cards without magnetic coding; Decalcomanias; Diagrams; Document files [stationery]; Document holders [stationery]; Document laminators for office use; Drawer liners of paper, perfumed or not; Drawing boards; Drawing instruments; Drawing materials; Drawing pads; Drawing pens; Drawing sets; Drawing squares; Drawing T-squares; Duplicators; Elastic bands for offices; Electrocardiograph paper; Electrotypes; Embroidery designs [patterns]; Engraving plates; Engravings; Envelope sealing machines, for offices; Envelopes [stationery]; Erasing products; Erasing shields; Etching needles; Etchings; Fabrics for bookbinding; Files [office requisites]; Filter paper; Filtering materials [paper]; Finger-stalls [office requisites]; Flags of paper; Flyers; Folders for papers; Folders [stationery]; Forms, printed; Fountain pens; French curves; Galley racks [printing]; Garbage bags of paper or of plastics; Geographical maps; Glue for stationery or household purposes; Gluten [glue] for stationery or household purposes; Graining combs; Graphic prints; Graphic representations; Graphic reproductions; Greeting cards; Gummed cloth for stationery purposes; Gummed tape [stationery]; Gums [adhesives] for stationery or household purposes; Hand labelling appliances; Hand-rests for painters; Handbooks [manuals]; Handkerchiefs of paper; Handwriting specimens for copying; Hat boxes of cardboard; Hectographs; Histological sections for teaching purposes; Holders for checkbooks [cheque books]; Holders for stamps [seals]; House painters' rollers; Humidity control sheets of paper or plastic for foodstuff packaging; Index cards [stationery]; Indexes; Indian inks; Ink; Ink sticks; Ink stones [ink reservoirs]; Inking pads; Inking ribbons; Inking ribbons for computer printers; Inking sheets for document reproducing machines; Inking sheets for duplicators; Inkstands; Inkwells; Isinglass for stationery or household purposes; Labels, not of textile; Ledgers [books]; Letter trays; Letters [type]; Lithographic stones; Lithographic works of art; Lithographs; Loose-leaf binders; Luminous paper; Magazines [periodicals]; Manifolds [stationery]; Marking chalk; Marking pens [stationery]; Mats for beer glasses; Mimeograph apparatus and machines; Modelling clay; Modelling materials; Modelling paste; Modelling wax, not for dental purposes; Moisteners for gummed surfaces [office requisites]; Moisteners [office requisites]; Molds for modelling clays [artists' materials]; Money clips; Mounting photographs (Apparatus for -); Musical greeting cards; Napkins of paper for removing make-up; Newsletters; Newspapers; Nibs; Nibs of gold; Note books; Numbering apparatus; Numbers [type]; Office perforators; Office requisites, except furniture; Oleographs; Packaging material made of starches; Packing paper; Pads [stationery]; Paint boxes [articles for use in school]; Paint trays; Paintbrushes; Painters' brushes; Painters' easels; Paintings [pictures], framed or unframed; Palettes for painters; Pamphlets; Pantographs [drawing instruments]; Paper; Paper bows; Paper clasps; Paper-clips; Paper for recording machines; Paper knives [cutters] office requisites; Paper ribbons; Paper sheets [stationery]; Paper shredders for office use; Paper tapes and cards for the recordal of computer programmes; Paperweights; Papier mâché; Parchment paper; Passport holders; Pastels [crayons]; Patterns for dressmaking; Patterns for making clothes; Pen cases; Pen clips; Pen wipers; Pencil holders; Pencil lead holders; Pencil leads; Pencil sharpeners, electric or non-electric; Pencil sharpening machines, electric or non-electric; Pencils; Penholders; Pens [office requisites]; Perforated cards for Jacquard looms; Periodicals; Photo-engravings; Photograph stands; Photographs [printed]; Pictures; Placards of paper or cardboard; Place mats of paper; Plans; Plastic cling film, extensible, for palletization; Plastic film for wrapping; Plastics for modelling; Portraits; Postage meters for office use; Postage stamps; Postcards; Posters; Printed matter; Printed publications; Printed timetables; Printers' blankets, not of textile; Printers' reglets; Printing blocks; Printing sets, portable [office requisites]; Printing type; Prints [engravings]; Prospectuses; Punches [office requisites]; Radiograms (Paper for -); Rollers for typewriters; Rubber erasers; Rulers (Drawing -); School supplies [stationery]; Scrapers [erasers] for offices; Sealing compounds for stationery purposes; Sealing machines for offices; Sealing stamps; Sealing wafers; Sealing wax; Seals [stamps]; Self-adhesive tapes for stationery or household purposes; Sheets of reclaimed cellulose for wrapping; Shields [paper seals]; Signboards of paper or cardboard; Silver paper; Slate pencils; Song books; Spools for inking ribbons; Square rulers; Stamp pads; Stamp stands; Stamps [seals]; Stands for pens and pencils; Stapling presses [office requisites]; Starch paste [adhesive] for stationery or household purposes; Stationery; Steatite [tailor's chalk]; Steel letters; Steel pens; Stencil cases; Stencil plates; Stencils; Stencils [stationery]; Stickers [stationery]; Table linen of paper; Table napkins of paper; Tablecloths of paper; Tablemats of paper; Tags for index cards; Tailors' chalk; Teaching materials [except apparatus]; Terrestrial globes; Thumbtacks; Tickets; Toilet paper; Towels of paper; Tracing cloth; Tracing needles for drawing purposes; Tracing paper; Tracing patterns; Trading cards other than for games; Transparencies [stationery]; Trays for sorting and counting money; Typewriter keys; Typewriter ribbons; Typewriters, electric or non-electric; Vignetting apparatus; Viscose sheets for wrapping; Watercolor saucers (Artists' -); Waxed paper; Wood pulp board [stationery]; Wood pulp paper; Wristbands for the retention of writing instruments; Writing board erasers; Writing brushes; Writing cases [sets]; Writing cases [stationery]; Writing chalk; Writing instruments; Writing materials; Writing or drawing books; Writing pads; Writing paper; Writing slates; Xuan paper for Chinese painting and calligraphy; Printed publications, pamphlets, brochures, newspapers, journals and magazines, manuals, printed matter all relating to banking; credit cards and debit cards without magnetic coding; magazines; pocket planners.

Advertising; business management; business administration; office functions; commercial, industrial and business management assistance; business appraisals; advisory services for business management; market research; marketing studies; statistical information (business); preparation of statements of accounts; bookkeeping; public relations; publication of publicity texts; issuing of publicity leaflets; computer database management.

Insurance services; financial affairs; monetary affairs; financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; banking, payment, credit, debit, charge, cash disbursement, stored value deposit access services; bill payment services; credit card, debit card, charge card, pre-paid card and stored value card services; cheque verification and check cashing services; automated teller machine services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; settlement and authorization services; travel insurance services; issuing and redemption of travellers cheques and travel vouchers; payer authentication services; verification of financial information; data encryption and decryption of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; dissemination of financial information via the internet and other computer networks; remote payment services; stored value electronic purse services; providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorisation and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitised information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the internet; real estate services; real estate property services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of a real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerized information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market.

Computer hardware, computer software and computer programs; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip ("smart cards"); charge cards, bank cards, credit cards, debit cards and payment cards; card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); and electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; vending machines.

Paper, cardboard and goods made from these materials, not included in other classes; printed matter; bookbinding material; photographs; stationery; adhesives for stationery or household purposes; artists' materials; paint brushes; typewriters and office requisites (except furniture); instructional and teaching material (except apparatus); plastic materials for packaging (not included in other classes); printers' type; printing blocks; printed publications, pamphlets, brochures, newspapers, journals and magazines, printed matter all relating to banking.

Scientific apparatus and instruments; magnetic data carriers, recording discs; automatic vending machines and mechanisms for coin operated apparatus; cash registers; data processing equipment; computers, computer hardware, computer software and computer programs; telecommunication and electrical apparatus and instruments; accounting machines; apparatus for registration, transmission, reproduction of data including sound and images; magnetic recording supports; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, in particular for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories including integrated circuit memories and banking card memories; downloadable electronic publications; printing apparatus including printing apparatus for data processing systems and financial transaction systems; machines for banking establishments; encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and card containing an integrated circuit chip ("smart cards"), charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; banking cards including printed banking cards and banking cards using magnetic memories and integrated circuit memories; card readers; magnetic coded card readers, electronic data carrier cards, magnetic coded card readers, electronic data carrier card readers, electronic encryption units, computer hardware, computer terminals, computer software for use in the financial services, banking and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; apparatus for teaching cards; cash dispensing machines; vending machines; computer peripheral devices and electronic goods, namely calculating machines, pocket planners, personal digital assistants (PDAs), alarms and flashlights.

Paper, cardboard and goods made from these materials, not included in other classes; printed matter; bookbinding material; photographs; stationery; adhesives for stationery or household purposes; artists' materials; paint brushes; typewriters and office requisites (except furniture); instructional and teaching material (except apparatus); plastic materials for packaging (not included in other classes); printers' type; printing blocks; printed publications, pamphlets, brochures, newspapers, journals and magazines, manuals, printed matter all relating to banking; credit cards, debit cards, (other than encoded); magazines; adhesive tapes for stationery or household purposes; aquaria (indoor -); aquarium hoods; architects' models; babies’ diapers of paper and cellulose, disposable; babies’ napkinpants [diaper-pants]; bags (garbage -) of paper or of plastics; bags for microwave cooking; balls for ball-point pens; chalk (marking -); chaplets; checkbooks [cheque books] (holders for -); composing frames [printing]; composing sticks; diaper-pants (babies' -); engraving plates; galley racks [printing]; garbage bags of paper or of plastics; graining combs; hand labelling appliances; holders (passport -); holders for checkbooks [cheque books]; house painters' rollers; indoor aquaria; indoor terrariums [vivariums]; marking chalk; microwave cooking (bags for -); models (architects' -); mounting photographs (apparatus for -); napkin-pants (babies' -); packaging material made of starches; passport holders; photograph stands; photographs (apparatus for mounting -); printers' blankets, not of textile; printers' reglets; rollers (house painters' -); rosaries; self-adhesive tapes for stationery or household purposes; sheets of reclaimed cellulose for wrapping; starches (packaging material made of -); steatite [tailor's chalk]; tailors' chalk; tanks [indoor aquaria]; terrariums (indoor -) [vivariums]; trays for sorting and counting money; vignetting apparatus; wristbands for the retention of writing instruments.

Computer hardware and software platform for facilitating and administering payment, banking, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; computer software and hardware that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices; scientific apparatus and instruments; magnetic data carriers, recording discs; mechanisms for coin operated apparatus; cash registers; data processing equipment; computers, computer hardware, computer software and computer programs; telecommunication and electrical apparatus and instruments, namely, apparatus for the registration, transmission and reproduction of data including sound and images; accounting machines; apparatus for registration, transmission, reproduction of data including sound and images; magnetic recording supports; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, in particular for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories including integrated circuit memories and banking card memories; downloadable electronic publications; printing apparatus including printing apparatus for data processing systems and financial transaction systems; automatic tellers and cash machines for banking establishments; encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; integrated circuit chips for use in mobile phones and NFC and RFID devices; magnetic encoded cards and cards containing an integrated circuit chip (''smart cards''); security encoded cards; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; hologram impregnated cards; charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; banking cards including printed banking cards and banking cards using magnetic memories and integrated circuit memories; card readers; magnetic coded card readers, electronic data carrier cards, magnetic coded card readers, electronic data carrier card readers, electronic encryption units, computer hardware, computer terminals, computer software for use in the financial services, banking and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; cash dispensing machines; computer software for processing electronic payments; authentication software for controlling access to and communications with computers and computer networks.

Financial services, namely banking, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; financial affairs, monetary affairs; financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; banking, payment, credit, debit, charge, cash disbursement, stored valued deposit access services; bill payment services; automated teller machine services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions; payer authentication services; verification of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; provision of financial services by means of a global computer network or the Internet; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and whole locations; consulting services regarding payment solutions, banking, credit card, debit card, payment card and automatic teller machine services; provision of information from a computer-stored data bank or via the internet in the field of financial services clearing and reconciling financial transactions via global communications networks; on-line bank accounts and web-based money transfers, and financial and account information aggregation services over a global computer network; payment remittance services; electronic transmission of money from customer to customer; electronic transmission of bill and payment date; facilitating person-to-person money transfer and payment services through electronic means via a global computer network; provision of credit cards and debit cards through mobile telecommunications means; provision of credit cards and debit cards provided on-line, through networks or other electronic means using electronically digitised information.

Scientific apparatus and instruments; magnetic data carriers, recording discs; automatic vending machines and mechanisms for coin operated apparatus; cash registers; data processing equipment; computers, computer hardware, computer software and computer programs; telecommunication apparatus and instruments; accounting machines; apparatus for registration, transmission, reproduction of data including sound and images; magnetic recording supports; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, in particular for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories including integrated circuit memories and banking card memories; downloadable electronic publications; printing apparatus including printing apparatus for data processing systems and financial transaction systems; machines for banking establishments; encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and card containing an integrated circuit chip (''smart cards''); charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; banking cards including printed banking cards and banking cards using magnetic memories and integrated circuit memories; card readers; magnetic coded card readers, electronic data carrier cards, magnetic coded card readers, electronic data carrier card readers, electronic encryption units, computer hardware, computer terminals, computer software for use in the financial services, banking and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); and electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; apparatus for teaching cards; cash dispensing machines; vending machines; computer peripheral devices and electronic goods, namely calculating machines, pocket planners, personal digital assistants (PDAs), alarms and flashlights; electrical apparatus, namely, apparatus for the registration, transmission and reproduction of data including sound and images.

Paper, cardboard and goods made from these materials, not included in other classes; printed matter; bookbinding material; photographs; stationery; adhesives for stationery or household purposes; artists' materials; paint brushes; typewriters and office requisites (except furniture); instructional and teaching material (except apparatus); plastic materials for packaging (not included in other classes); printers' type; printing blocks; printed publications, pamphlets, brochures, newspapers, journals and magazines, manuals, printed matter all relating to banking; credit cards, debit cards, (other than encoded); magazines.

Computer hardware and software platform for facilitating and administering payment, banking, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; computer software and hardware that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices; scientific apparatus and instruments; magnetic data carriers, recording discs; mechanisms for coin operated apparatus; cash registers; data processing equipment; computers, computer hardware, computer software and computer programs; telecommunication and electrical apparatus and instruments, namely, apparatus for the registration, transmission and reproduction of data including sound and images; accounting machines; apparatus for registration, transmission, reproduction of data including sound and images; magnetic recording supports; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, in particular for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories including integrated circuit memories and banking card memories; downloadable electronic publications; printing apparatus including printing apparatus for data processing systems and financial transaction systems; automatic tellers and cash machines for banking establishments; encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; integrated circuit chips for use in mobile phones and NFC and RFID devices; magnetic encoded cards and cards containing an integrated circuit chip (''smart cards''); security encoded cards; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; hologram impregnated cards; charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; banking cards including printed banking cards and banking cards using magnetic memories and integrated circuit memories; card readers; magnetic coded card readers, electronic data carrier cards, magnetic coded card readers, electronic data carrier card readers, electronic encryption units, computer hardware, computer terminals, computer software for use in the financial services, banking and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; cash dispensing machines; computer software for processing electronic payments; authentication software for controlling access to and communications with computers and computer networks.

Financial services, namely banking, credit card services, debit card services, charge card services, prepaid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; financial affairs, monetary affairs; financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; banking, payment, credit, debit, charge, cash disbursement, stored valued deposit access services; bill payment services; automated teller machine services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions; payer authentication services; verification of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; provision of financial services by means of a global computer network or the Internet; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and whole locations; consulting services regarding payment solutions, banking, credit card, debit card, payment card and automatic teller machine services; provision of information from a computer-stored data bank or via the internet in the field of financial services clearing and reconciling financial transactions via global communications networks; on-line bank accounts and web-based money transfers, and financial and account information aggregation services over a global computer network; payment remittance services; electronic transmission of money from customer to customer; electronic transmission of bill and payment date; facilitating person-to-person money transfer and payment services through electronic means via a global computer network; provision of credit cards and debit cards through mobile telecommunications means; provision of credit cards and debit cards provided on-line, through networks or other electronic means using electronically digitised information.

Computer hardware, computer software and computer programs; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; integrated circuit memory and bank card memory; magnetic encoded cards and cards containing an integrated circuit chip (''smart cards''); blank chip cards; encoded chip cards containing programming used for financial applications, loyalty programs, rewards programs, card holder preferences, cardholder maintenance and up-date of card accounts; charge cards, bank cards, credit cards, debit cards and payment cards; card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; computer software for reporting credit and debit card usage and transaction information; software for the provision of financial services over the Internet; parts and fittings for the aforesaid goods.

Support and consultation services for managing computer systems, databases and applications; computer database management.