Providing temporary use of online non-downloadable computer software for merchants that offers personalized promotions, payment or financing options to customers; Providing temporary use of online non-downloadable computer e-commerce software for merchants that analyzes customer data to accelerate sales conversion and advertises targeted promotions and offers to customers; Providing online non-downloadable software for managing multiple types of payment transactions that integrates with merchant online purchase flows; Application service provider (ASP) featuring e-commerce software for use as a payment gateway that evaluates data signals to present optimal payment options and then authorizes processing of installment, extended and interest-free split payments for merchants; Providing online non-downloadable software for analyzing consumer data for purposes of providing merchants with personalized payment options to offer customers in e-commerce transactions; Software as a services (SAAS) services featuring software for consumer data analysis and providing personalized promotion, payment and financing options for businesses to offer to customers; Computer services, namely, acting as an application service provider in the field of information management to host computer application software for the purpose of offering personalized promotions, payment or financing options to customers; Providing an internet website portal in the field of financial transaction and payment processing services.

Providing temporary use of on-line non-downloadable software related to charitable giving, namely, software that enables users to give charitable financial gifts to specific charities or projects aimed at public and societal benefit, disaster preparedness and disaster relief, education and youth development, environmental conservation and amelioration, medical and health services, civil rights and civil advocacy, and nutrition and food support; software as a service (saas) services featuring software for use by charitable, nonprofit and fundraising organizations in creating and managing relationships with donors, prospective donors, members, and volunteers, in marketing, in soliciting contributions, and in organizing and managing fundraising events; providing temporary use of online non-downloadable software for use by charitable, nonprofit and fundraising organizations in creating and managing relationships with donors, prospective donors, members, and volunteers, in marketing, in soliciting contributions, in organizing and managing fundraising events; providing temporary use of on-line non-downloadable software related to charitable giving, namely, software that enables users to give charitable financial gifts to others, for charitable donation administration and management, for managing and tracking in-kind charitable donations, for managing nonprofit donor and volunteer data and engagement, for managing, promoting, and administering social responsibility programs and charitable volunteer programs; software as a service (saas) services featuring software for accounting and financial management featuring non-profit focused accounting tools that allow non-profit and fundraising organizations to manage transactions, account, stewardship and compliance; providing temporary use of on-line, non-downloadable software for managing, promoting, and administering social responsibility programs and charitable volunteer programs; providing temporary use of on-line, non-downloadable software for managing and tracking in-kind charitable donations; providing temporary use of on-line, non-downloadable software for grant application implementation, grant management, grant fund disbursement and grantee reporting; computer technology support services, namely, help desk services used in conjunction with the administration of social responsibility programs for others, charitable fundraising, and giving programs; providing temporary use of on-line, non-downloadable software for tracking and measuring environmental impact through social responsibility and charitable giving programs; application service provider featuring application programming interface (api) software for allowing data retrieval, upload, access and management; information, advice and consultancy in relation to all the aforesaid services.

Scientific and technological services and research and design relating thereto; Industrial analysis and research services; Design and development of computer hardware and software; Providing a web-based system and online portal featuring on-line, non-downloadable software tools for use in accessing and managing cardholder accounts, financial data and information in the fields of consumer payment cards, banking, fraud and risk management; Providing software interfaces available over a network in order to create a personalized on-line information service; providing a website featuring technology that enables users to conduct secure payment transactions via the internet; Providing online non-downloadable software for displaying and sharing a user's location and finding, locating, and interacting with other users.

Gambling; Operating of lotteries; Casino, gaming and gambling services; Prize draws [lotteries]; Electronic game services and competitions provided by means of the internet; Arranging of games; Arranging of quizzes; Organisation of games and competitions; Organisation of quizzes, games and competitions.

Telecommunications services; chat room services; portal services; e-mail services; providing user access to the Internet; radio and television broadcasting.

Scientific and technological services and research and design relating thereto; industrial analysis and research services; design and development of computer hardware and software; computer programming; installation, maintenance and repair of computer software; computer consultancy services; design, drawing and commissioned writing for the compilation of web sites; creating, maintaining and hosting the web sites of others; design services.

Business management and advisory services; marketing consulting services; market research services; tracking, analyzing, forecasting and reporting cardholder purchase behavior; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards; administration of loyalty and rewards programs; advertising; business administration; office functions; commercial, industrial and business management assistance; business appraisals; advisory services for business management; marketing studies; statistical information (business); preparation of statements of accounts; book-keeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets; retail services provided through mobile telecommunications means in connection with the provision of credit cards and debit cards; retail services provided on-line, through networks or other electronic means using electronically digitised information connected with the provision of credit cards and debit cards; computer database management; data processing and data verification services; data storage and retrieval services.

Financial services, namely banking, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; insurance services; financial affairs, monetary affairs; financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; banking, payment, credit, debit, charge, cash disbursement, stored valued deposit access services; bill payment services; credit card, debit card, charge card, pre-paid card and stored value card services; cheque verification and cheque cashing services; automated teller machine services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorisation services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travellers cheques and travel vouchers; payer authentication services; verification of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorisation and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitised information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; provision of financial services by means of a global computer network or the Internet; e-money services; e-wallet services and deposit money services by telephone and internet; e-wallet account services, namely the provision of online electronic money accounts and services for consumers and online merchants whereby consumers fund their e-wallet accounts and consumers and online merchants (businesses) send and receive payments and remittances over the Internet; stored-value account processing, namely providing the consumers of merchants (businesses) who pay for goods using credit cards, debit cards or payment cards with an e-wallet account for use in making secure payments to that business for future businesses; payment processing facilities or payment service provider services to on-line and other merchants (businesses), namely processing payments made by consumers to merchants through multiple channels including on-line and automated telephone; purchaser identity and transaction verification for e-commerce transactions; real estate services; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerised information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitisation; provision of financial services by means of a global computer network or the Internet for the submission, approval, data capture and reconciliation of purchase requests; consulting services regarding payment solutions, banking, credit card, debit cards, payment cards and automatic teller machine services.

Telecommunication services; internet based telecommunication services; data communication services; electrical data transmission over a global remote data processing network, including the Internet; services for the transmission, provision or display of information from a computer-stored data bank or via the Internet in the field of financial services; transmission of data through the use of electronic image processing by telephone link; electronic mail, message sending and receiving services; broadcasting services; providing multi-user access to a secure computerised information network for the transfer and dissemination of a range of information in the field of financial services; leasing access time to a computer database; dissemination of financial information via the Internet and other computer networks.

Entertainment and education services; provision of electronic publications (not downloadable); providing on-line electronic publications; publication of electronic books and journals on-line; providing publications from a global computer network or the Internet which may be browsed; information relating to education and entertainment services; arranging and conducting of conferences, seminars, exhibitions and symposiums, training courses, lectures.

Scientific and technological services and research and design relating thereto; industrial analysis and research services; design and development of computer hardware and software; computer hardware and software consulting services; computer programming; support and consultation services for managing computer systems, databases and applications; graphic design for the compilation of web pages on the internet; information relating to computer hardware or software provided on-line from a global computer network or the internet; creating and maintaining web-sites; hosting the web-sites of others; creation of web pages; the design, creation and hosting of merchant websites; the designing, creation and hosting of bill payment websites; computer and Internet related services namely, providing on-line electronic databases via a global computer network in the field of identity authentication and verification; data encryption and decryption of financial information; technical consultation services in the fields of computer programming, financial computer networks, data processing, secure communications, data encryption and decryption and local area network security; dissemination of information over a global computer network in the fields of computer software, computer hardware, financial computer networks and local area networks.