Tailored, peer-led financial capability training for young people starting work or independent living.

Consulting and brokerage services relating to the provision of investments; savings; pensions; mortgages; life assurance; group protection insurance and assurance.

Financial advice;Financial advice and consultancy services;Financial advice relating to employee share schemes;Financial advice relating to income tax;Financial advice relating to inheritance;Financial advice relating to investment;Financial advice relating to pensions;Financial advice relating to share option schemes;Financial advice relating to tax planning;Financial advice relating to taxation;Financial advice relating to trusts;Independent financial planning advice;Provision of financial advice.

Financial and monetary services;Financial and monetary services, and banking;Electronic wallet services (payment services);Payment processing services;Electronic payment services;Payment administration services;Financial transfers and transactions, and payment services;Electronic processing of payments;Financial payment services;Financial intermediary services;Arranging financial transactions;Money transfer services.

Administration of financial affairs;Advisory services relating to finance;Advisory services relating to insurance claims;Advisory services relating to money management;Arranging financial transactions;Arranging loans;Arranging of credit;Arranging of personal loans;Claim adjustment for non-life insurance;Claims adjustment in the field of insurance;Claims adjustment (Insurance -);Claims settlement agency services;Banking and financial services;Debt consolidation services;Debt counseling services;Debt management services;Debt restructuring;Debt settlement negotiation services;Electronic funds transfer;Electronic money transfer services;Electronic payment services;Electronic processing of payments;Electronic transfer of funds;Financial affairs;Financial affairs services;Financial and monetary services;Financial appraisal;Raising of capital;Raising of finance;Raising of financial capital.

Downloadable publications; downloadable electronic publications; publications in electronic format; education and training materials in electronic format; training manuals and guides in electronic format; audio and/or video recordings; downloadable and streamable audio and/or video recordings; education and training videos; downloadable and streamable webcasts and podcasts in relation to education and training; computer software and programs; downloadable computer software; application software; computer application software for mobile communication devices. .

Printed matter; printed publications; books; periodical publications; journals; instructional and teaching materials; educational publications; manuals; instructional manuals; information manuals; training books and training guides; handbooks; information lists; training documents; seminar notes; guides; charts; programmes; booklets; brochures; leaflets; newsletters; promotional publications; white papers; catalogues; certificates; printed forms; tickets; letterheads; pages downloaded from the Internet or other computer or communications networks (in paper format); photographs; prints and pictures; posters; stationery; stickers and transfers; lapel stickers; diaries; calendars; albums; files and folders; binders; note books; writing implements; pens; pencils; bookmarks; cards; paper flags and pennants; paper banners; printed matter and publications in the field of education and training. .

Downloadable publications; downloadable electronic publications; publications in electronic format; education and training materials in electronic format; training manuals and guides in electronic format; audio and/or video recordings; downloadable and streamable audio and/or video recordings; education and training videos; downloadable and streamable webcasts and podcasts in relation to education and training; computer software and programs; downloadable computer software; application software; computer application software for mobile communication devices.

Printed matter; printed publications; books; periodical publications; journals; instructional and teaching materials; educational publications; manuals; instructional manuals; information manuals; training books and training guides; handbooks; information lists; training documents; seminar notes; guides; charts; programmes; booklets; brochures; leaflets; newsletters; promotional publications; white papers; catalogues; certificates; printed forms; tickets; letterheads; pages downloaded from the Internet or other computer or communications networks (in paper format); photographs; prints and pictures; posters; stationery; stickers and transfers; lapel stickers; diaries; calendars; albums; files and folders; binders; note books; writing implements; pens; pencils; bookmarks; cards; paper flags and pennants; paper banners; printed matter and publications in the field of education and training.

Advice for consumers; Information services relating to consumers.

Provision of debt advice; Financial advice; Money management advice; Charitable services; Financial information; Financial information services relating to individuals; Provision of financial information; Provision of information relating to financial services; Debt advice; Debt management advice; Money management advice.

Advertising including online advertising on a computer network; advertising, including promotion relating to the sale of articles and services for third parties, by the transmission of advertising material and the dissemination of advertising messages on computer networks; online advertisements; online advertising on a computer network; online marketing and promotional services; advertising, marketing and promotional services; advertising services for the promotion of electronic commerce; advertising services provided via a database; advertising services provided via the Internet; advertising services relating to databases; rental of advertising space on the Internet; advertising via electronic media and specifically the Internet; advertising of the services of other vendors, enabling customers to conveniently view and compare the services of those traders; banner advertising; marketing services; provision of advertising space; dissemination of data relating to advertising; dissemination of advertising for others on the Internet; dissemination of data relating to business; collection of data; data collection for others; collating of data in computer databases; systemization of data in computer databases; data management; computerized data management; provision of business data; market research data analysis; updating and maintenance of data in computer databases; electronic data processing; automated data processing; database management; database marketing; data processing; collection of information relating to advertising; collection of information relating to market analysis; collection of personnel information; collection and systematisation of information into computer databases; computer data processing; compilation of data; compilation, provision and retrieval of business, commercial, trade, advertising and pricing information; compilation of directories for publishing on the Internet; compilation of information into databases; compilation and management of computer databases; compilation of business directories, data, market analysis and research; data retrieval services; computer database management; computerised file management; pay per click advertising; loyalty card services; loyalty scheme services; customer loyalty services; administration of consumer loyalty and incentive schemes; administration of loyalty programs involving discounts or incentives; administration of a discount program for enabling participants to obtain discounts on goods and services through use of a discount membership card; administration of loyalty rewards programs; loyalty, incentive and bonus program services; advertising, organisation, operation and supervision of sales and promotional incentive schemes; market research services regarding customer loyalty; market research data collection services; sales promotion through customer loyalty programs; management of customer loyalty, incentive or promotional schemes; organisation, operation, management and supervision of customer loyalty schemes; organisation, operation, management and supervision of incentive and loyalty schemes; organisation, operation, management and supervision of customer loyalty programs for commercial, promotional or advertising purposes; organisation, operation, management and supervision of an incentive scheme; promoting the goods and services of others by means of a loyalty rewards card scheme; promotional marketing; sales promotion for others; promoting the goods and services of others by distributing coupons; promoting the goods and services of others through discount card programs; promoting the goods and services of others through the distribution of discount cards; marketing the goods and services of others by distributing coupons; product promotion; business promotion services; customer loyalty services for commercial, promotional and/or advertising purposes; sales promotions at point of purchase or sale for others; interpretation of market research data; statistical evaluations of marketing data; advice on the analysis of consumer buying habits and needs provided with the help of sensory, quality and quantity related data; price comparison of goods and services; price comparison services; provision of online price comparison services; arranging business introductions relating to the buying and selling of products; presentation of goods on communications media for retail purposes; competitions for marketing purposes; consulting services in the field of advertising, marketing and promotional activities for merchants participating in affiliate marketing; business advisory, consultancy, research and information services; business information services provided online from a global computer network or the Internet; providing a searchable online advertising guide featuring the goods and services of other online vendors on the Internet; providing an online commercial information directory on the Internet; the provision and display of information relating to retailers' products and services for business or domestic purposes from a computerised database; arranging contracts for the buying and selling of goods and services of all kinds; electronic commerce services, namely providing information about products and services via telecommunication networks for advertising and sales purposes; gathering, updating, providing, supplying, filing and retrieval of data, information, texts and images; arranging business introductions; business representative services; provision of a virtual marketplace to allow prospective customers to view goods and services prior to purchasing; facilitating commercial transactions between sellers and purchasers; business analysis, research and information services; business assistance, management and administrative services; sales management services; business intermediary and advisory services in the field of selling products and rendering services; business data analysis; analysis of market research data; business planning; business strategy planning; integrated business planning; integrated commercial planning; trade promotion management; market forecasting; data analysis services of customer transactions and consumer behaviour; organisation of competitions for advertising or business purposes; information, advisory and consultancy services relating to all the aforesaid services.

Processing of payments in relation to customer loyalty schemes; cash processing; financial affairs, in particular issuing of vouchers and issuing of loyalty cards; monetary affairs; issuing of discount coupons; issue of tokens, coupons and vouchers of value; issuing tokens of value as a reward for customer loyalty; issuing tokens of value in relation to customer loyalty schemes; issuing tokens of value in relation to incentive schemes; financial analysis; financial information processing; financial database services; conducting of financial transactions online; computerised financial data services; issuing of cash vouchers; issuing of payment gift cards; provision of prepaid cards and tokens; providing financial information via a website; providing financial information by means of a computer database; financial information services provided by access to a computer database; computerised financial information services; financial management; financial management of reimbursement payments for others; cash card services; providing discounts and processing rebates for the services of others provided as part of membership club services; information, advisory and consultancy services relating to all the aforesaid services.

Financial services computer software, computer software relating to mortgages, insurance and life assurance; publications in electronic form relating to financial services, including mortgages, insurance and life assurance; electronic publications provided on-line from databases or the Internet; financial services databases.

Financial services; mortgage services; insurance services; financial advice; mortgage advice; insurance advice; mortgage broking; insurance broking; financial information; mortgage information; insurance information; life assurance services, advice, broking and information; including all such services provided on-line, via the Internet or via other electronic or remote means.