Education; education in the field of legal and regulatory compliance; education in relation to finance; education in relation to the payments industry; organisation and conducting of seminars and conferences; provision of training; provision of training in the field of legal and regulatory compliance and risk management; provision of educational information relating to legal and regulatory compliance and risk management; educational information relating to legal and regulatory compliance and risk management via a computer network or via the internet; electronic publications (non downloadable); information, advisory and consultancy services relating to the aforesaid services.

Hosting services, software as a service, and rental of software; providing online, non-downloadable software; providing online, non-downloadable software for gathering, monitoring and tracking legal, regulatory and compliance information; providing online, non-downloadable software for gathering, monitoring and tracking legal, regulatory and compliance information for the payments industry; providing online, non-downloadable software for tracking of regulatory changes; providing online, non-downloadable software for tracking of regulatory changes for the payments industry; information, advisory and consultancy services relating to the aforesaid services.

Advertising; business management; business administration; office functions; provision of business advice and information; advice relating to business organisation; advice relating to business management; advice relating to the business operation of co-operative payment services and schemes; advice relating to the business development of co-operative payment services and schemes; business advice relating to franchising.

Account debiting services; money transmission services; bill payment services provided through a website; money ordering services; clearing and reconciling financial transactions via electronic communication networks; clearing; providing a wide variety of payment and financial services, namely credit card services, issuing credit cards and lines of credit, processing and transmission of bills and payments thereof, payment services, providing guaranteed payment delivery, and money market funds; mobile and online payment services; financial services, namely providing financial fraud protection and prevention and dispute resolutions services; financial services, namely, enabling donations to be made to charities, all via electronic communication networks; foreign exchange; home banking; electronic funds transfer; online banking, telebanking; insurance; financial affairs; monetary affairs; real estate affairs; clearing and reconciling financial transactions via a global computer network; providing a wide variety of payment services and providing financial services, namely credit card processing and transmission of bills and payments thereof, conducted via a global computer network.

Scientific and technological services and research and design relating thereto; industrial analysis and research services; design and development of computer hardware and software; provision of computer software application solutions; provision of software for use in connection with the provision of financial payments.

Provision of information concerning security in relation to money transmission; advising on and co-ordinating fraud prevention activities; advising retailers, banks and their customers on precautions to be taken to reduce fraud; consultancy relating to the provision of security; provision of security information; security assessment of risks; security services; security assessments of risk relating to funds transfers and payments; consultancy relating to the provision of security of fund transfers and payments; security consultancy; identity theft and fraud prevention services; compilation of regulatory information; advisory and information services relating to standards; implementing disciplinary procedures between parties where an industry agreed standard protocol is claimed have been breached; regulation of financial, monetary and banking organisations; information, advice and consultancy services relating to the aforesaid.

Insurance; real estate affairs.

Telecommunications.

Scientific and technological services and research and design relating thereto; industrial analysis and research services; design and development of computer hardware and software.

Legal services; security services for the protection of property and individuals; personal and social services rendered by others to meet the needs of individuals.

Advertising and marketing services; development of marketing strategies and concepts; business management; business organisation and management consultancy services; business management consulting in relation to strategy, marketing, production, technology, personnel and sales; business administration; business planning and strategy services; business project and process management; business risk management and consultancy services; commercial assistance relating to system implementations and system integration; providing business, commercial, economic and market information; business, commercial, economic and market intelligence, studies, surveys, reports, analysis, information and research; outsourcing and procurement services for businesses; electronic commerce, mobile commerce and social commerce services; office functions; outsourcing of financial, monetary, payment, payment processing and funds transfer services, solutions and systems; procurement of financial, monetary, payment, payment processing and funds transfer services, solutions and systems; consultancy, advisory and information services relating to procurement, acquisition of payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; consultancy, advisory and information services relating to outsourcing of the design, development, implementation, configuration, adaptation, customisation and installation of payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; business consultancy, advisory and information services relating to the selection and appointment of payment, card payment and funds transfer solution and system vendors and providers; consultancy, advisory and information services relating to all the aforementioned services.

Financial services; financial transaction services; monetary services; monetary transaction services; payment and payment processing services; automated payment and payment processing services; electronic payment and payment processing services; remote and mobile payment and payment processing services; payment and payment processing services by telecommunications; funds transfer services; automated funds transfer services; electronic funds transfer services; remote and mobile funds transfer services; funds transfer services by telecommunications; funds transfer administration and processing services; processing of payments, collection of payments, transferring of funds and/or performance of financial transactions (electronically, by telecommunications or otherwise); arranging, clearing and reconciling payments, funds transfers and/or financial transactions; bank card, credit card, debit card, payment card and electronic payment card services; bank card, credit card, debit card, payment card and electronic payment card transaction processing, verification and validation services; processing and transmission of bills and payments; financial risk management and consultancy services; financial fraud protection and prevention services; providing financial information; financial intelligence, studies, surveys, reports, analysis, information and research; provision of financial, monetary, payment processing and funds transfer services; consultancy, advisory and information services relating to all the aforementioned services.

Consultancy, advisory and information services relating to the installation, integration and/or implementation of payment, payment processing and funds transfer hardware, namely apparatus, instruments, equipment; implementation, configuration, adaptation, customisation and installation of computer hardware; implementation, configuration, adaptation, customisation and installation of financial transaction, monetary transaction, payment, payment processing and funds transfer hardware, namely apparatus, instruments, equipment;  maintenance, repair services for computer hardware;  maintenance, repair services for financial transaction, monetary transaction, payment, payment processing and funds transfer hardware, namely apparatus, instruments, equipment.

Education; providing of training and mentoring; providing courses, seminars and workshops; arranging and conducting conferences and exhibitions; education, training, mentoring, courses, workshops, seminars, conferences and exhibitions relating to electronic commerce, mobile commerce, social commerce, financial transactions, funds transfers, the payments industry, payment solutions and/or payments technology; news reporting services; news reporting services relating to electronic commerce, mobile commerce, social commerce, financial transactions, funds transfers, the payments industry, payment solutions and/or payments technology; provision of electronic publications; provision of electronic publications relating to electronic commerce, mobile commerce, social commerce, financial transactions, funds transfers, the payments industry, payment solutions and/or payments technology; consultancy, advisory and information services relating to all the aforementioned services.

Scientific and technological services and research and design relating thereto; industrial analysis and research services; research into, and appraisal, testing and conformance testing of, data processing equipment and systems, data communications equipment and systems, equipment and systems for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), computer software, computer software platforms, data processing software, data communications software, software for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), authentication and payment security software and equipment, and magnetically encoded credit cards, debit cards and payment cards; research into, and appraisal, testing and conformance testing of, financial transaction, monetary transaction, payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; design, development of computer hardware and software; implementation, configuration, adaptation, customisation and installation of computer software; design, development, implementation, configuration, adaptation, customisation and installation of data processing equipment and systems, data communications equipment and systems, equipment and systems for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), computer software, computer software platforms, data processing software, data communications software, software for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), authentication and payment security software and equipment, and magnetically encoded credit cards, debit cards and payment cards; design, development of financial transaction, monetary transaction, payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; implementation, configuration, adaptation, customisation and installation of financial transaction, monetary transaction, payment, payment processing and funds transfer technology, platforms, systems, solutions and software; technical support, security services for computer hardware and software; maintenance, repair services for computer software; technical support, maintenance, repair and security services for data processing equipment and systems, data communications equipment and systems, equipment and systems for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), computer software, computer software platforms, data processing software, data communications software, software for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), and authentication and payment security software and equipment; technical support, security services for financial transaction, monetary transaction, payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; maintenance, repair services for financial transaction, monetary transaction, payment, payment processing and funds transfer technology, platforms, systems, solutions and software; preparation of technical reports; preparation of technical reports relating to computer hardware and software; preparation of technical reports relating to data processing equipment and systems, data communications equipment and systems, equipment and systems for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), computer software, computer software platforms, data processing software, data communications software, software for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), and authentication and payment security software and equipment; preparation of technical reports relating to financial transaction, monetary transaction, payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; provision of consultancy, advisory and information services relating to financial, monetary, payment, payment processing and funds transfer solutions and systems; consultancy, advisory and information services relating to payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; consultancy, advisory and information services relating to the selection and/or provision of payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; consultancy, advisory and information services relating to the installation, integration and/or implementation of payment, payment processing and funds transfer technology, platforms, systems, solutions and software; consultancy, advisory and information services relating to all the aforementioned services.

Advertising and marketing services; development of marketing strategies and concepts; business management; business organisation and management consultancy services; business management consulting in relation to strategy, marketing, production, technology, personnel and sales; business administration; business planning and strategy services; business project and process management; business risk management and consultancy services; commercial assistance relating to system implementations and system integration; providing business, commercial, economic and market information; business, commercial, economic and market intelligence, studies, surveys, reports, analysis, information and research; outsourcing and procurement services for businesses; electronic commerce, mobile commerce and social commerce services; office functions; outsourcing of financial, monetary, payment, payment processing and funds transfer services, solutions and systems; procurement of financial, monetary, payment, payment processing and funds transfer services, solutions and systems; consultancy, advisory and information services relating to procurement, acquisition of payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; consultancy, advisory and information services relating to outsourcing of the design, development, implementation, configuration, adaptation, customisation and installation of payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; business consultancy, advisory and information services relating to the selection and appointment of payment, card payment and funds transfer solution and system vendors and providers; consultancy, advisory and information services relating to all the aforementioned services.

Financial services; financial transaction services; monetary services; monetary transaction services; payment and payment processing services; automated payment and payment processing services; electronic payment and payment processing services; remote and mobile payment and payment processing services; payment and payment processing services by telecommunications; funds transfer services; automated funds transfer services; electronic funds transfer services; remote and mobile funds transfer services; funds transfer services by telecommunications; funds transfer administration and processing services; processing of payments, collection of payments, transferring of funds and/or performance of financial transactions (electronically, by telecommunications or otherwise); arranging, clearing and reconciling payments, funds transfers and/or financial transactions; bank card, credit card, debit card, payment card and electronic payment card services; bank card, credit card, debit card, payment card and electronic payment card transaction processing, verification and validation services; processing and transmission of bills and payments; financial risk management and consultancy services; financial fraud protection and prevention services; providing financial information; financial intelligence, studies, surveys, reports, analysis, information and research; provision of financial, monetary, payment processing and funds transfer services; consultancy, advisory and information services relating to all the aforementioned services.

Consultancy, advisory and information services relating to the installation, integration and/or implementation of payment, payment processing and funds transfer hardware, namely apparatus, instruments, equipment; implementation, configuration, adaptation, customisation and installation of computer hardware; implementation, configuration, adaptation, customisation and installation of financial transaction, monetary transaction, payment, payment processing and funds transfer hardware, namely apparatus, instruments, equipment;  maintenance, repair services for computer hardware;  maintenance, repair services for financial transaction, monetary transaction, payment, payment processing and funds transfer hardware, namely apparatus, instruments, equipment.

Education; providing of training and mentoring; providing courses, seminars and workshops; arranging and conducting conferences and exhibitions; education, training, mentoring, courses, workshops, seminars, conferences and exhibitions relating to electronic commerce, mobile commerce, social commerce, financial transactions, funds transfers, the payments industry, payment solutions and/or payments technology; news reporting services; news reporting services relating to electronic commerce, mobile commerce, social commerce, financial transactions, funds transfers, the payments industry, payment solutions and/or payments technology; provision of electronic publications; provision of electronic publications relating to electronic commerce, mobile commerce, social commerce, financial transactions, funds transfers, the payments industry, payment solutions and/or payments technology; consultancy, advisory and information services relating to all the aforementioned services.

Scientific and technological services and research and design relating thereto; industrial analysis and research services; research into, and appraisal, testing and conformance testing of, data processing equipment and systems, data communications equipment and systems, equipment and systems for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), computer software, computer software platforms, data processing software, data communications software, software for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), authentication and payment security software and equipment, and magnetically encoded credit cards, debit cards and payment cards; research into, and appraisal, testing and conformance testing of, financial transaction, monetary transaction, payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; design, development of computer hardware and software; implementation, configuration, adaptation, customisation and installation of computer software; design, development, implementation, configuration, adaptation, customisation and installation of data processing equipment and systems, data communications equipment and systems, equipment and systems for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), computer software, computer software platforms, data processing software, data communications software, software for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), authentication and payment security software and equipment, and magnetically encoded credit cards, debit cards and payment cards; design, development of financial transaction, monetary transaction, payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; implementation, configuration, adaptation, customisation and installation of financial transaction, monetary transaction, payment, payment processing and funds transfer technology, platforms, systems, solutions and software; technical support, security services for computer hardware and software; maintenance, repair services for computer software; technical support, maintenance, repair and security services for data processing equipment and systems, data communications equipment and systems, equipment and systems for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), computer software, computer software platforms, data processing software, data communications software, software for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), and authentication and payment security software and equipment; technical support, security services for financial transaction, monetary transaction, payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; maintenance, repair services for financial transaction, monetary transaction, payment, payment processing and funds transfer technology, platforms, systems, solutions and software; preparation of technical reports; preparation of technical reports relating to computer hardware and software; preparation of technical reports relating to data processing equipment and systems, data communications equipment and systems, equipment and systems for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), computer software, computer software platforms, data processing software, data communications software, software for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), and authentication and payment security software and equipment; preparation of technical reports relating to financial transaction, monetary transaction, payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; provision of consultancy, advisory and information services relating to financial, monetary, payment, payment processing and funds transfer solutions and systems; consultancy, advisory and information services relating to payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; consultancy, advisory and information services relating to the selection and/or provision of payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; consultancy, advisory and information services relating to the installation, integration and/or implementation of payment, payment processing and funds transfer technology, platforms, systems, solutions and software; consultancy, advisory and information services relating to all the aforementioned services.

Account debiting services; Money transmission services; Bill payment services provided through a website; Money ordering services; clearing and reconciling financial transactions via electronic communication networks; clearing; providing a wide variety of payment and financial services, namely credit card services, issuing credit cards and lines of credit, processing and transmission of bills and payments thereof, payment services, providing guaranteed payment delivery, and money market funds; financial services, namely providing financial fraud protection and prevention and dispute resolutions services; financial services, namely, enabling donations to be made to charities, all via electronic communication networks; foreign exchange; home banking; electronic funds transfer; online banking, telebanking; insurance; financial affairs; monetary affairs; real estate affairs; Clearing and reconciling financial transactions via a global computer network; providing a wide variety of payment services and providing financial services, namely credit card processing and transmission of bills and payments thereof, conducted via a global computer network.