Financial services; building society services; banking; financial services provided via the Internet; sending of payments via mobile phone app.

Downloadable software for identity verification and authentication services; Downloadable software for verifying mobile user identity, managing digital identities, tracking and managing customer data; Downloadable software for instant customer acquisition with verified pre-filled customer information, passwordless login, and account takeover protection; Downloadable software for providing user identity trust scores and related information and analytics to customers.

Business management and business administration services; Administration of consumer identify, tokenized IDs, mobile device user information, mobile device change events, and other user personal data; Business consultancy services; Business data analysis.

Debit cards (encoded or magnetic); Access cards and cards (encoded or magnetic), including credit cards and debit cards, Payment cards (encoded or magnetic); Computer software applications, downloadable; (Application) software for communication equipment, including mobile telephones.

Advertising, publicity and business management; Business administration; Office functions; Business mediation in the purchase and sale, including online, of goods and service within the context of ordering and delivery, in particular via electronic means, including the internet; Data collection and management; Collecting and managing data relating to goods and services in the form of a searchable online ordering directory; Consultancy relating to the commercial exploitation of companies operating in the area of ordering and delivering food and drink, including via electronic means, including the internet.

Computer software; computer software for gathering, monitoring and tracking legal, regulatory and compliance information; computer software for gathering, monitoring and tracking legal, regulatory and compliance information for the payments industry; regulatory tracking computer software; regulatory tracking computer software for the payments industry.

Business consultancy and advisory services; business consultancy and advisory services relating to legal and regulatory compliance and risk management; business consultancy and advisory services relating to legal and regulatory compliance and risk management for the payments industry; business management and organisation consultancy services; business advice relating to risk and legal compliance; business and market research; business and market research relating to legal and regulatory compliance and risk management; business administration; office functions; information, advisory and consultancy services relating to the aforesaid services.

Bill payment services; bill pre-payment services; budget payment services; budget account services.

Insurance services in Class 36.

Computer programs and software, associated instruction manuals, particularly for payroll, human resources, time and attendance rostering, and labour scheduling and allocation processing and management multimedia computer products, computer software modules including disks, magnetic tapes, hard disks, CD-Roms and other computerware in this class.

Consulting services in this class including payroll preparation, management consultancy/assistance for the customised delivery of products, database information compilation.

Telecommunications goods; data communications goods; computer software recorded on tapes, discs and cards; compact discs; CD-ROMs; apparatus and instruments for recording, transmission, reception, processing, retrieval, reproduction, manipulation, analysis, display and print-out of sound, images and/or data; digital communications apparatus and instruments; magnetic and optical data media, namely remote access on-line information apparatus and instruments, all being electronic; mobile and fixed telephone apparatus and instruments; computer software and publications in electronic form supplied on-line from databases or from facilities provided on the Internet (including web sites); computer software to enable searching of data; computer games and computer games software; computer software and/or apparatus (including modems) to enable connection to databases or the Internet; electronic publications; electronic memory cards, phone cards and electronic cards all for use with communications apparatus and instruments; debit cards, credit cards and charge cards; video phones and electronic notice boards; user hand sets, terminals and devices; communications and computer systems enabling the trading of goods and services; sound or video recordings or publications in electronic form supplied on-line or from databases or from facilities provided on the Internet; parts and fittings for all the aforesaid goods.

Paper; goods made from plastic; printed matter; printed publications; books; booklets, leaflets, brochures and manuals; posters; maps; photographs; tapes and cards, all for the recordal of computer programs and of data; computer programs; stationery; office requisites; advertising and promotional materials; wrapping and packaging materials; instructional and teaching materials (other than apparatus); web pages downloaded from the Internet in the form of printed matter; advertisements; directories; printed tickets, coupons and vouchers; parts and fittings for all the aforesaid goods.

Computer hardware, computer peripherals and software for use in electronic and wireless business and consumer transactions, namely, computer hardware, peripherals and software to facilitate payments by electronic and wireless means; computer hardware and software to facilitate access to payment accounts for the purpose of commerce by electronic and wireless means; computer hardware in the nature of devices containing an integrated circuit chip and proximity payment devices known as transponders; hardware comprising electronic scanners that are used with magnetic activation devices including cards, key fobs and tags; transponders comprising assemblies of an electronic circuit and a radio antennae, that are used with electronic scanners; computer devices for the management of data; computer hardware and software for encryption and secure data storage and retrieval and transmission of customer, account and transaction information used by individuals, banking and financial institutions; magnetic encoded cards, optical scanning devices and smart cards containing an integrated circuit chip; magnetically encoded charge cards, bank cards, credit cards, debit cards and payment cards; card readers for magnetically encoded cards and cards containing an integrated circuit chip; computer software designed to enable magnetically or optically coded cards and smart cards containing an integrated circuit chip to interact with terminals and card readers in the financial services industry; telecommunications equipment; namely electronic point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification, and financial information for use in the financial services, banking and telecommunications industries; wireless telecommunications equipment, namely, transponders; and electronic verification apparatus, namely computer hardware and software for authenticating charge cards, bank cards, credit cards, debit cards and payment cards.

Financial services, namely banking, payment, credit card, debit card, charge card and stored value electronic services; providing electronic processing and transmission of data and maintenance of financial records for payment services, namely, credit card and debit card services; stored value electronic purse services; payment services involving small value payments transacted by means of transponders and proximity payment devices; cardholder and merchant authentication services for electronic payments; electronic funds and currency transfer services; prepaid telephone calling card services; cash disbursement services; automatic teller machine services; electronic transaction authorisation and settlement services; travel insurance services, namely, underwriting and brokerage of travel cancellation insurance and of health, life and accident insurance for travellers; cheque verification services; issuance of travellers cheques and travel vouchers, and cashing of travellers cheques and travel vouchers; advice relating to all the aforesaid services.

Recorded content; Information technology and audio-visual, multimedia and photographic devices; Navigation, guidance, tracking, targeting and map making devices; Measuring, detecting and monitoring instruments, indicators and controllers; Software; Visually readable and/or machine-readable data carriers for booking bonus transactions, including data carriers with integrated payment and/or telecommunications functions; Parts and accessories for all the aforesaid goods, included in this class.

Advertising, marketing and promotional services; Sales promotion through customer loyalty programs; Administration of consumer loyalty programs; Loyalty, incentive and bonus program services; Promoting the goods and services of others through discount card programs; Commercial services and consumer information, namely auctioneering, rental of automatic vending machines, brokerage, organising business contacts, collective buying, commercial evaluation, preparation of competitions, agency business, import and export services, negotiation and brokerage, ordering, price comparison, procurement services, for others, subscription services; Business assistance, management and administrative services; Business analysis, research and information services; Rental of objects in connection with the providing of the aforesaid services, included in this class; Consultancy and information in relation to the aforesaid services, included in this class.