Advertising; business management; business administration; office functions; business research; provision of trade information; preparation and distribution of publicity materials; creating and maintaining databases; computerised data verification; computerised data processing, storage and retrieval; information, consultancy and advisory services for all the foregoing.

Education; provision of training; development, encouragement and provision of education and training; devising, reviewing, revising and provision of qualifications and vocational qualifications; examinations, testing, assessment and accreditation of candidates in the fields of education and training including vocational education and training; development and implementation of syllabuses, testing, examination, assessment and accreditation in the fields of education and training including vocational education and training; provision and monitoring and assessment of performance of candidates in examinations, tests, assessments and accreditations in the fields of education and training including vocational education and training; devising, drafting and setting of curricula, syllabuses, examinations, tests, assessments, accreditations and certificates in education and training including vocational education and training; sporting and cultural activities; arranging, organising and conducting of conferences, seminars and symposia; publishing services; on-line publications (not downloadable); electronic examination, test, assessment and accreditation papers, examination certificates, materials and booklets (not downloadable); arranging and conducting of conferences, seminars and workshops; organisation of exhibitions for cultural or educational purposes; publication of education and training materials; education assessment services; setting of education and training standards; providing courses and instruction, and developing instructional materials in the field of business management, career awareness, lifelong development, industry skills standards, information technology skills, and linguistic skills; services for assisting lifelong learning; assisting people of all ages and circumstances to access appropriate education and training over their lifetime to fulfil their personal, social and economic potential; services for enabling employers, learners and the public in general to understand the full range of Scottish qualifications, how they relate to each other and how different types of qualifications can contribute to improving the skills of the workforce; assisting in describing programmes of learning that lead to various qualifications; supporting the development of routes to progress from qualification to qualification; simplifying the overall system of qualifications and relevant programmes of learning to make them easier to understand and providing a national vocabulary for describing learning opportunities; standardising qualifications by describing them in terms of ''credits'' to allow comparison; maximising opportunities to transfer credit points between qualifications; making clear the relationships between Scottish qualifications and those in the rest of the UK, Europe and beyond, thereby clarifying opportunities for international progression routes and credit transfers; information,consultancy and advisory services relating to all of the aforementioned services.

Approval, monitoring and quality control of centres and bodies in the fields of qualifications and vocational qualifications; quality control of syllabuses, testing, examination, assessment and accreditation in the fields of education and training including vocational education and training information, consultancy and advisory services relating to all of the aforementioned services.

Financial services, in particular money transfer, transfer payments via credit card, online funds transfer, electronic transmission of funds, electronic credit and debit transaction processing, electronic payment of bills, processing of payments to others, payment orders; Cheque processing, electronic cheque representment, issuance of cheques, cheque verification, conversion of cheques or images to electronic direct debiting transactions; payment services namely electronic receipt, batching, processing and transmission of payment data; Financial clearing house service, Banking, Credit inquiry and consultation; Foreign currency exchange services and Financial consultancy; Debit transactions; Issuing of debit and credit cards, including prepaid credit cards; Debit and credit card services, including prepaid credit cards, in particular consultancy in relation to debit and credit cards, protection and registration of credit cards, validation of credit cards, processing of payments with debit and credit cards, including payments made with prepaid cards, debt collection for credit card companies, providing information relating to credit card transactions; Services in the field of credit card management; Credit card insurance; Processing of funds; financial agency services for all of the foregoing.

Advertising; business management; business administration; office functions; electronic data storage; organisation, operation and supervision of loyalty and incentive schemes; advertising services provided via the Internet; production of television and radio advertisements; accountancy; auctioneering; trade fairs; opinion polling; data processing; provision of business information; retail services connected with sales of financial products.

Insurance; financial services; banking; financial services provided via the Internet; issuing of tokens of value in relation to bonus and loyalty schemes; provision of financial information.

Financial affairs and services, monetary affairs, banking services, electronic payment services and payment clearing services (including same day payment services via the Internet, telephone and other means).

Financial affairs and services, monetary affairs, banking services, electronic payment services and payment clearing services (including same day payment services via the Internet, telephone and other means).

Provision of commercial and business information and advisory services; business advisory services relating to credit management; management consultancy services; the bringing together, for the benefit of others, of a variety of instructional and teaching materials, manuals, reports, notes, templates, questionnaires, printed publications, magazines, journals, periodical publications, newspapers, books, newsletters, guides, printed programmes, pre-recorded DVDs, enabling customers to conveniently view and purchase those goods by means of telecommunications or any form of digital media, mail order or from an Internet web site.

Providing access to online information relating to credit management; telecommunications; broadcasting; radio and television broadcasting; internet broadcasting; transmission and reception of data and information, namely SMS messaging services namely sending, receiving and forwarding messages in the form of text, audio, graphic images or video or a combination of these formats; message collection and transmission services; receiving and exchanging information, messages, text, sound, images and data.

Education and training services; organisation of events for educational purposes; instruction, tuition and training; production, presentation and distribution of audio, video, still and moving images and data;arranging and conducting courses, conferences, exhibitions, events, seminars, shows and displays; organisation of competitions and awards; arranging and conducting award ceremonies; presentation of awards for achievement; electronic publishing;publication of printed matter and of instructional and teaching materials; organisation of correspondence courses; organisation and conducting of examinations, examination services; accreditation and accreditation services;certification of education and training awards; publication of manuals, reports, notes, templates, questionnaires, printed publications, magazines, journals, periodical publications, newspapers, books, newsletters, guides, printed programmes; publication of material which can be accessed from databases or from the internet; interactive information relating to education, the provision of training, entertainment, sporting and cultural activities provided on-line from computer databases or the internet; information relating to education, the provision of training, entertainment, sporting and cultural activities provided on-line from computer databases or the Internet; provision of information relating to education, the provision of training, entertainment, sporting and cultural activities for accessing via communication and computer networks.

Organisation, operation and supervision of loyalty schemes and incentive schemes; provision of business information, analysis and research services; provision of statistical information, analysis and research services; compilation of business information and statistical information; advertising, marketing and promotional services; credit, debit and payment card registration services; information and advisory services relating to all the aforesaid.

Financial services; banking services; loan and credit services; hire purchase and lease purchase finance; charge card and credit card services; debit card services; cash card services; debt collection and debt factoring services; instalment loan financing; electronic funds transfer and cash dispensing services; electronic payment services; electronic wallet services; processing of payments made through software applications; issuing statements of accounts; savings account and bank services; insurance services; debt management services; credit management services; bill payment services; issuing of tokens of value in relation to customer loyalty schemes; tokenization; information and advisory services relating to all the aforesaid.

Internet portal services; electronic distribution of information materials; providing access to internet platforms; information and advisory services relating to all the aforesaid.

Identity validation and verification services; fraud and identity theft prevention services; consultancy in the field of data theft and identity theft; information and advisory services relating to all the aforesaid.