Advertising; business management; business administration; office functions; provision of business advice and information; advice relating to business organisation; advice relating to business management; advice relating to the business operation of co-operative payment services and schemes; advice relating to the business development of co-operative payment services and schemes; business advice relating to franchising.

Account debiting services; money transmission services; bill payment services provided through a website; money ordering services; clearing and reconciling financial transactions via electronic communication networks; clearing; providing a wide variety of payment and financial services, namely credit card services, issuing credit cards and lines of credit, processing and transmission of bills and payments thereof, payment services, providing guaranteed payment delivery, and money market funds; mobile and online payment services; financial services, namely providing financial fraud protection and prevention and dispute resolutions services; financial services, namely, enabling donations to be made to charities, all via electronic communication networks; foreign exchange; home banking; electronic funds transfer; online banking, telebanking; insurance; financial affairs; monetary affairs; real estate affairs; clearing and reconciling financial transactions via a global computer network; providing a wide variety of payment services and providing financial services, namely credit card processing and transmission of bills and payments thereof, conducted via a global computer network.

Scientific and technological services and research and design relating thereto; industrial analysis and research services; design and development of computer hardware and software; provision of computer software application solutions; provision of software for use in connection with the provision of financial payments.

Provision of information concerning security in relation to money transmission; advising on and co-ordinating fraud prevention activities; advising retailers, banks and their customers on precautions to be taken to reduce fraud; consultancy relating to the provision of security; provision of security information; security assessment of risks; security services; security assessments of risk relating to funds transfers and payments; consultancy relating to the provision of security of fund transfers and payments; security consultancy; identity theft and fraud prevention services; compilation of regulatory information; advisory and information services relating to standards; implementing disciplinary procedures between parties where an industry agreed standard protocol is claimed have been breached; regulation of financial, monetary and banking organisations; information, advice and consultancy services relating to the aforesaid.

Providing temporary use of non-downloadable computer software for electronic invoice presentment for businesses, payment and remittance processing for businesses, and aggregation of consumer payments from various banks into a single electronic payment to a business; providing temporary use of non-downloadable computer software for payment and remittance processing to pay employee travel, entertainment and other remittances; providing temporary use of non-downloadable computer software for credit disbursement and payment processing for supply chain financing, factoring and asset-based financing activities; provision of financial processing services via wide-area communications networks.

Financial affairs; Monetary affairs; Insurance; Services for making and processing payment transactions with credit cards, debit cards, gift cards, cash, and other forms of payments; Financial services, especially the provision of analytical tools to facilitate payment processing; Electronic credit card transactions; Electronic debit transactions; Electronic cash transactions; payment transaction processing services; Payment processing services, especially, credit card, debit card and gift card transaction processing services; Financial transaction services, especially, providing secure commercial transactions and payment options using a mobile device at a point of sale; Services for reconciling, namely processing payment transactions based on credit cards, debit cards, gift cards, and other forms of payment; Facilitating the exchange of financial information between and among customers and businesses related to e-commerce transactions.

Telecommunications; Providing electronic transmission of credit card, debit card, and gift card transaction data and related information, merchant-customer communications, and advertising and promotional materials; Providing electronic transmission of financial and business information between and among customers and businesses; Electronic transmission of e-commerce transaction data and information; Electronic transmission of advertising programs and media advertising communications via digital communications networks; Providing online messaging portals and forums, chatrooms and social networks, and access to searchable databases for the transmission of specialised messages and information between Internet users; data transmission for dialogue and communication with other computer users in relation to financial topics; providing access to subject-related information via online magazines, downloads subject to a fee; email and messaging services.

Scientific and technological services as well as research and design relating thereto; industrial analysis and research services; design and development of computer hardware and software; update, design, installation, maintenance and rental of software; services provided by consultants in the field of software design; services provided by consultants relating to software maintenance; consultancy relating to design, development and use of computer hardware and computer software; provision of non-downloadable software applications via a website relating to classified ads, virtual communities, social networks, the common use of text, images and audiovisual content; providing temporary use of on-line non-downloadable software for language translation; provision of temporary use of non-downloadable software applications accessible via a Web site; provision of software on computer networks (particularly the Internet), telecommunication networks and mobile data services (provision of hosted applications); rental of computers and software; software development services; research in the field of software; design and development of computers and software.

Insurance; real estate affairs.

Telecommunications.

Scientific and technological services and research and design relating thereto; industrial analysis and research services; design and development of computer hardware and software.

Legal services; security services for the protection of property and individuals; personal and social services rendered by others to meet the needs of individuals.

Advertising and marketing services; development of marketing strategies and concepts; business management; business organisation and management consultancy services; business management consulting in relation to strategy, marketing, production, technology, personnel and sales; business administration; business planning and strategy services; business project and process management; business risk management and consultancy services; commercial assistance relating to system implementations and system integration; providing business, commercial, economic and market information; business, commercial, economic and market intelligence, studies, surveys, reports, analysis, information and research; outsourcing and procurement services for businesses; electronic commerce, mobile commerce and social commerce services; office functions; outsourcing of financial, monetary, payment, payment processing and funds transfer services, solutions and systems; procurement of financial, monetary, payment, payment processing and funds transfer services, solutions and systems; consultancy, advisory and information services relating to procurement, acquisition of payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; consultancy, advisory and information services relating to outsourcing of the design, development, implementation, configuration, adaptation, customisation and installation of payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; business consultancy, advisory and information services relating to the selection and appointment of payment, card payment and funds transfer solution and system vendors and providers; consultancy, advisory and information services relating to all the aforementioned services.

Financial services; financial transaction services; monetary services; monetary transaction services; payment and payment processing services; automated payment and payment processing services; electronic payment and payment processing services; remote and mobile payment and payment processing services; payment and payment processing services by telecommunications; funds transfer services; automated funds transfer services; electronic funds transfer services; remote and mobile funds transfer services; funds transfer services by telecommunications; funds transfer administration and processing services; processing of payments, collection of payments, transferring of funds and/or performance of financial transactions (electronically, by telecommunications or otherwise); arranging, clearing and reconciling payments, funds transfers and/or financial transactions; bank card, credit card, debit card, payment card and electronic payment card services; bank card, credit card, debit card, payment card and electronic payment card transaction processing, verification and validation services; processing and transmission of bills and payments; financial risk management and consultancy services; financial fraud protection and prevention services; providing financial information; financial intelligence, studies, surveys, reports, analysis, information and research; provision of financial, monetary, payment processing and funds transfer services; consultancy, advisory and information services relating to all the aforementioned services.

Consultancy, advisory and information services relating to the installation, integration and/or implementation of payment, payment processing and funds transfer hardware, namely apparatus, instruments, equipment; implementation, configuration, adaptation, customisation and installation of computer hardware; implementation, configuration, adaptation, customisation and installation of financial transaction, monetary transaction, payment, payment processing and funds transfer hardware, namely apparatus, instruments, equipment;  maintenance, repair services for computer hardware;  maintenance, repair services for financial transaction, monetary transaction, payment, payment processing and funds transfer hardware, namely apparatus, instruments, equipment.

Education; providing of training and mentoring; providing courses, seminars and workshops; arranging and conducting conferences and exhibitions; education, training, mentoring, courses, workshops, seminars, conferences and exhibitions relating to electronic commerce, mobile commerce, social commerce, financial transactions, funds transfers, the payments industry, payment solutions and/or payments technology; news reporting services; news reporting services relating to electronic commerce, mobile commerce, social commerce, financial transactions, funds transfers, the payments industry, payment solutions and/or payments technology; provision of electronic publications; provision of electronic publications relating to electronic commerce, mobile commerce, social commerce, financial transactions, funds transfers, the payments industry, payment solutions and/or payments technology; consultancy, advisory and information services relating to all the aforementioned services.

Scientific and technological services and research and design relating thereto; industrial analysis and research services; research into, and appraisal, testing and conformance testing of, data processing equipment and systems, data communications equipment and systems, equipment and systems for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), computer software, computer software platforms, data processing software, data communications software, software for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), authentication and payment security software and equipment, and magnetically encoded credit cards, debit cards and payment cards; research into, and appraisal, testing and conformance testing of, financial transaction, monetary transaction, payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; design, development of computer hardware and software; implementation, configuration, adaptation, customisation and installation of computer software; design, development, implementation, configuration, adaptation, customisation and installation of data processing equipment and systems, data communications equipment and systems, equipment and systems for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), computer software, computer software platforms, data processing software, data communications software, software for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), authentication and payment security software and equipment, and magnetically encoded credit cards, debit cards and payment cards; design, development of financial transaction, monetary transaction, payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; implementation, configuration, adaptation, customisation and installation of financial transaction, monetary transaction, payment, payment processing and funds transfer technology, platforms, systems, solutions and software; technical support, security services for computer hardware and software; maintenance, repair services for computer software; technical support, maintenance, repair and security services for data processing equipment and systems, data communications equipment and systems, equipment and systems for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), computer software, computer software platforms, data processing software, data communications software, software for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), and authentication and payment security software and equipment; technical support, security services for financial transaction, monetary transaction, payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; maintenance, repair services for financial transaction, monetary transaction, payment, payment processing and funds transfer technology, platforms, systems, solutions and software; preparation of technical reports; preparation of technical reports relating to computer hardware and software; preparation of technical reports relating to data processing equipment and systems, data communications equipment and systems, equipment and systems for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), computer software, computer software platforms, data processing software, data communications software, software for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), and authentication and payment security software and equipment; preparation of technical reports relating to financial transaction, monetary transaction, payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; provision of consultancy, advisory and information services relating to financial, monetary, payment, payment processing and funds transfer solutions and systems; consultancy, advisory and information services relating to payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; consultancy, advisory and information services relating to the selection and/or provision of payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; consultancy, advisory and information services relating to the installation, integration and/or implementation of payment, payment processing and funds transfer technology, platforms, systems, solutions and software; consultancy, advisory and information services relating to all the aforementioned services.

Advertising and marketing services; development of marketing strategies and concepts; business management; business organisation and management consultancy services; business management consulting in relation to strategy, marketing, production, technology, personnel and sales; business administration; business planning and strategy services; business project and process management; business risk management and consultancy services; commercial assistance relating to system implementations and system integration; providing business, commercial, economic and market information; business, commercial, economic and market intelligence, studies, surveys, reports, analysis, information and research; outsourcing and procurement services for businesses; electronic commerce, mobile commerce and social commerce services; office functions; outsourcing of financial, monetary, payment, payment processing and funds transfer services, solutions and systems; procurement of financial, monetary, payment, payment processing and funds transfer services, solutions and systems; consultancy, advisory and information services relating to procurement, acquisition of payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; consultancy, advisory and information services relating to outsourcing of the design, development, implementation, configuration, adaptation, customisation and installation of payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; business consultancy, advisory and information services relating to the selection and appointment of payment, card payment and funds transfer solution and system vendors and providers; consultancy, advisory and information services relating to all the aforementioned services.

Financial services; financial transaction services; monetary services; monetary transaction services; payment and payment processing services; automated payment and payment processing services; electronic payment and payment processing services; remote and mobile payment and payment processing services; payment and payment processing services by telecommunications; funds transfer services; automated funds transfer services; electronic funds transfer services; remote and mobile funds transfer services; funds transfer services by telecommunications; funds transfer administration and processing services; processing of payments, collection of payments, transferring of funds and/or performance of financial transactions (electronically, by telecommunications or otherwise); arranging, clearing and reconciling payments, funds transfers and/or financial transactions; bank card, credit card, debit card, payment card and electronic payment card services; bank card, credit card, debit card, payment card and electronic payment card transaction processing, verification and validation services; processing and transmission of bills and payments; financial risk management and consultancy services; financial fraud protection and prevention services; providing financial information; financial intelligence, studies, surveys, reports, analysis, information and research; provision of financial, monetary, payment processing and funds transfer services; consultancy, advisory and information services relating to all the aforementioned services.

Consultancy, advisory and information services relating to the installation, integration and/or implementation of payment, payment processing and funds transfer hardware, namely apparatus, instruments, equipment; implementation, configuration, adaptation, customisation and installation of computer hardware; implementation, configuration, adaptation, customisation and installation of financial transaction, monetary transaction, payment, payment processing and funds transfer hardware, namely apparatus, instruments, equipment;  maintenance, repair services for computer hardware;  maintenance, repair services for financial transaction, monetary transaction, payment, payment processing and funds transfer hardware, namely apparatus, instruments, equipment.

Education; providing of training and mentoring; providing courses, seminars and workshops; arranging and conducting conferences and exhibitions; education, training, mentoring, courses, workshops, seminars, conferences and exhibitions relating to electronic commerce, mobile commerce, social commerce, financial transactions, funds transfers, the payments industry, payment solutions and/or payments technology; news reporting services; news reporting services relating to electronic commerce, mobile commerce, social commerce, financial transactions, funds transfers, the payments industry, payment solutions and/or payments technology; provision of electronic publications; provision of electronic publications relating to electronic commerce, mobile commerce, social commerce, financial transactions, funds transfers, the payments industry, payment solutions and/or payments technology; consultancy, advisory and information services relating to all the aforementioned services.

Scientific and technological services and research and design relating thereto; industrial analysis and research services; research into, and appraisal, testing and conformance testing of, data processing equipment and systems, data communications equipment and systems, equipment and systems for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), computer software, computer software platforms, data processing software, data communications software, software for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), authentication and payment security software and equipment, and magnetically encoded credit cards, debit cards and payment cards; research into, and appraisal, testing and conformance testing of, financial transaction, monetary transaction, payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; design, development of computer hardware and software; implementation, configuration, adaptation, customisation and installation of computer software; design, development, implementation, configuration, adaptation, customisation and installation of data processing equipment and systems, data communications equipment and systems, equipment and systems for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), computer software, computer software platforms, data processing software, data communications software, software for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), authentication and payment security software and equipment, and magnetically encoded credit cards, debit cards and payment cards; design, development of financial transaction, monetary transaction, payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; implementation, configuration, adaptation, customisation and installation of financial transaction, monetary transaction, payment, payment processing and funds transfer technology, platforms, systems, solutions and software; technical support, security services for computer hardware and software; maintenance, repair services for computer software; technical support, maintenance, repair and security services for data processing equipment and systems, data communications equipment and systems, equipment and systems for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), computer software, computer software platforms, data processing software, data communications software, software for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), and authentication and payment security software and equipment; technical support, security services for financial transaction, monetary transaction, payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; maintenance, repair services for financial transaction, monetary transaction, payment, payment processing and funds transfer technology, platforms, systems, solutions and software; preparation of technical reports; preparation of technical reports relating to computer hardware and software; preparation of technical reports relating to data processing equipment and systems, data communications equipment and systems, equipment and systems for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), computer software, computer software platforms, data processing software, data communications software, software for processing payments, collecting payments, transferring funds and/or performing financial transactions (electronically, by telecommunications or otherwise), and authentication and payment security software and equipment; preparation of technical reports relating to financial transaction, monetary transaction, payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; provision of consultancy, advisory and information services relating to financial, monetary, payment, payment processing and funds transfer solutions and systems; consultancy, advisory and information services relating to payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; consultancy, advisory and information services relating to the selection and/or provision of payment, payment processing and funds transfer technology, apparatus, instruments, equipment, platforms, systems, solutions and software; consultancy, advisory and information services relating to the installation, integration and/or implementation of payment, payment processing and funds transfer technology, platforms, systems, solutions and software; consultancy, advisory and information services relating to all the aforementioned services.