Acceptance of bill payments;Acceptance of bills of exchange;Accident insurance;Accident insurance underwriting;Accident insurance underwriting services;Accommodation bureau services [apartments];Accommodation bureaux [apartments];Accommodation bureaux (real estate property);Accommodation (leasing of -) [apartments];Accommodation letting agency [apartments];Accommodation (rental of -) [apartments];Account debiting services;Accounts payable debiting services;Accounts receivables financing;Acquisition and transfer of monetary claims;Acquisition for financial investment;Acquisition of land to be let;Actuarial consulting and advisory services;Actuarial services;Actuarial services relating to financial transactions;Administration of capital investment services;Administration of deposit taking;Administration of financial affairs;Administration of financial affairs relating to real estate;Administration of financial covenants;Administration of fund investment;Administration of funds and investments;Administration of group insurance;Administration of group insurance plans;Administration of insurance business;Administration of insurance claims;Administration of insurance claims adjustment;Administration of insurance plans;Administration of insurance portfolios;Administration of investment funds;Administration of mortgage business;Administration of mutual funds;Administration of patient reimbursement programs;Administration of pension funds;Administration of pension schemes;Administration of pre-paid health care plans;Administration of property portfolios;Administration of savings accounts;Administration of shares;Administration of trusts;Administrative services relating to investments;Advancement of funds;Advice on finance during retirement;Advice on finance for retirement;Advice on fiscal assessments;Advice on fiscal valuations;Advice regarding credit;Advice regarding lending services;Advice relating to insurance;Advice relating to investment during retirement;Advice relating to investment for retirement;Advice relating to investments;Advice relating to loan recovery services;Advice relating to mortgages for residential properties;Advice relating to pensions;Advice services relating to enhancement of mortgages;Advisory services relating to banking;Advisory services relating to corporate finance;Advisory services relating to credit;Advisory services relating to finance;Advisory services relating to financial asset management;Advisory services relating to financial investment;Advisory services relating to financial investments;Advisory services relating to financial matters;Advisory services relating to financial planning;Advisory services relating to [financial] risk management;Advisory services relating to financing;Advisory services relating to futures;Advisory services relating to insurance claims;Advisory services relating to insurance contracts;Advisory services relating to international securities;Advisory services relating to investment finance;Advisory services relating to investments;Advisory services relating to investments and finance;Advisory services relating to life insurance;Advisory services relating to loan services;Advisory services relating to money management;Advisory services relating to mortgages;Advisory services relating to mutual funds;Advisory services relating to real estate ownership;Advisory services relating to real estate valuations;Advisory services relating to unit trusts;Agencies for collecting electric power utility payments;Agencies for collecting gas or electric power utility payments;Agencies for collecting gas utility payments;Agencies for commodity futures trading;Agencies in the field of bonds and other securities;Agencies in the field of credit for farming;Agencies or brokerage for leasing or renting of land;Agencies or brokerage for renting land;Agencies or brokerage for renting of buildings;Agency (Estate -);Agency services for arranging travel insurance;Agency services for bonds;Agency services for lending on mortgage;Agency services for securities;Agency services for the leasing of real estate property;Agency services for the selling on commission of real property;Analysis (Financial -);Annuity services;Annuity underwriting;Antique appraisal;Antique appraisal services [valuation];Apartment and office rentals;Apartment house management;Apartment house management leasing;Apartment letting agency;Apartment locating services for others [permanent accommodation];Apartment rental services;Apartments (Arranging letting of -);Apartments (Letting of -);Apartments (Renting of -);Appraisal and evaluation of real estate;Appraisal (Antique -);Appraisal (Art -);Appraisal (Jewellery [jewelry Am.] -);Appraisal (Numismatic -);Appraisal of personal property for others;Appraisal of real estate;Appraisal of used automobiles;Appraisal (Real estate -);Appraisal (Stamp -);Appraisals (Financial -);Appraisals for insurance claims of personal property;Appraisals for insurance claims of real estate;Appraisals for insurance purposes;Appraisals [valuation] of antique;Appraisals [valuation] of jewellery;Appraisals [valuation] of stamps;Arrangement of loans;Arrangement of loans against securities;Arranging and providing of loans against security;Arranging charitable collections [for others];Arranging credit;Arranging finance for businesses;Arranging finance for construction projects;Arranging finance for films;Arranging finance for radio programs;Arranging finance for television programs;Arranging financial transactions;Arranging for financing of insurance premiums;Arranging instalment loans;Arranging insurance;Arranging investments, in particular capital investments, financing services and insurance;Arranging leases for the rental of property;Arranging letting of real estate;Arranging loans;Arranging loans against security;Arranging monetary transfers;Arranging of annuities;Arranging of credit;Arranging of credit insurance;Arranging of finance;Arranging of finance for sporting, cultural and entertainment projects;Arranging of financial investments;Arranging of financing for humanitarian projects;Arranging of funds for overseas aid projects;Arranging of insurance;Arranging of insurance claims assessment;Arranging of investments;Arranging of lease agreements;Arranging of leases and rental agreements for real estate;Arranging of leases for the rental of commercial property;Arranging of leases of real estate;Arranging of life insurance;Arranging of loan agreements;Arranging of loan agreements in relation to mortgage bonds;Arranging of loan agreements in relation to securities;Arranging of loan agreements secured on real estate;Arranging of loans;Arranging of loans against security;Arranging of loans for securing funds for others;Arranging of mortgages;Arranging of mortgages and loans;Arranging of overdrafts;Arranging of personal loans;Arranging of shared ownership of real estate;Arranging of travel insurance;Arranging the collection of customs duties;Arranging the finance for home loans;Arranging the hire purchase of goods;Arranging the payment of customs duties;Arranging the provision of finance;Arranging the provision of finance for construction operations;Arranging the provision of finance for real estate purchase;Arranging the provision of finance to pay medical expenses;Arranging the provision of trade credit;Arranging the return of customs duties;Arranging the sale of loans;Art appraisal;Art work valuations [appraisals];Assessing and processing insurance claims;Assessing insurance claims;Assessment and management of real estate;Asset allocation;Asset and portfolio management;Asset evaluation [financial];Asset management;Asset management for third parties;Asset management services;Asset-based financing;Assisting in the acquisition of and financial interests in real estate;Assisting in the acquisition of real estate;Assurance (Life -);Assurance underwriting;ATM banking services;Auto financing services;Automated banking services;Automated banking services relating to charge card transactions;Automated banking services relating to credit card transactions;Automated clearing house services;Automated funds transfer services;Automated payment;Automated payment of accounts;Automated payment services;Automated securities brokerage;Automated securities trade execution services;Automated teller machine services;Automated telling machine rental;Automated telling machine services;Automatic banking services for change giving;Automatic cash dispensing;Automatic cash dispensing services;Automatic recording services for financial transactions;Automobile accident insurance underwriting;Automobile lease financing;Automobile lease-purchase financing;Aviation insurance;Aviation underwriting services;Bail bond services;Bail bonding;Bail bonding services;Bail-bonding;Bailiff services (debt collection);Bank account and savings account services;Bank account information services;Bank account services;Bank card, credit card, debit card and electronic payment card services;Bank card services;Bank cheque card services;Bank note checking;Bankers clearing house services;Bankers' clearing services;Banking;Banking and financing services;Banking (Home -);Banking insurance;Banking services;Banking services for deposit-taking;Banking services in relation to the electronic transfer of funds;Banking services provided for paying bills by telephone;Banking services provided for schools;Banking services relating to the acceptance of fixed interval installment payments;Banking services relating to the deposit of money;Banking services relating to the transfer of funds from accounts;Banking services relating to travellers' cheques;Benevolent fund services;Bill consolidation services;Bill payment services;Bill payment services provided through a website;Bonding [provision of financial guarantees];Bonding services;Bonds brokerage;Bonds brokerage services;Brokerage;Brokerage advisory services relating to insurance;Brokerage agency relating to ship insurance;Brokerage (Financial -);Brokerage for hire-purchase;Brokerage for securities liquidation;Brokerage house services;Brokerage in the field of stocks;Brokerage (Insurance -);Brokerage of bonds;Brokerage of building society savings agreements;Brokerage of carbon credits;Brokerage of carbon offsets;Brokerage of casualty insurance;Brokerage of commodities;Brokerage of credit agreements;Brokerage of currency;Brokerage of emission rights;Brokerage of financial derivatives;Brokerage of financial investments in energy companies;Brokerage of futures;Brokerage of futures contracts;Brokerage of insurance;Brokerage of non-life insurance;Brokerage of real estate;Brokerage of securities;Brokerage of share subscriptions;Brokerage of shares and other securities;Brokerage of shares or stocks and other securities;Brokerage services;Brokerage services for arranging financing by other financial institutions;Brokerage services for bonds;Brokerage services for capital investments;Brokerage services for stocks and bonds;Brokerage services for the purchase and sale of obligations;Brokerage services in financial markets;Brokerage services in the field of financial instruments;Brokerage services on the financial markets;Brokerage services relating to corporate bonds;Brokerage services relating to debt instruments;Brokerage services relating to financial instruments;Brokerage services relating to municipal bonds;Brokerage services relating to mutual funds;Brokerage services relating to securities offering;Brokerage services relating to the securities markets;Brokering of financial services;Brokering services;Building leasing;Building management;Building society services;Building society services relating to finance;Bullion brokerage services;Bureau de change services;Business appraisals for financial valuation;Business credit verification services;Business liquidation services, financial;Buying and issuing of travellers' cheques;Buying and selling currency;Capital fund investment;Capital fund management;Capital investment;Capital investment advisory services;Capital investment brokerage;Capital investment consultation;Capital investment consulting;Capital investment fund management;Capital investment in real estate;Capital investment services;Capital investments;Capital management;Capital (Raising of -);Capitalization services;Caravan insurance services;Card accessed banking services;Card operated financial services;Card services;Cash and foreign exchange transactions;Cash card services;Cash, check (cheque) and money order services;Cash disbursement services;Cash dispenser services;Cash dispensing being customer-operated;Cash dispensing (Card-actuated -) services;Cash dispensing services;Cash management;Cash management services;Cash processing;Cash replacement rendered by credit card;Cashing of cheques;Cashing of personal cheques;Casualty insurance underwriting;Charge card and credit card services;Charge card services;Charge-card services;Charitable collections;Charitable fund raising;Charitable fund raising in view of disaster precautions and prevention;Charitable fund raising services;Charitable fundraising;Charitable fundraising by means of entertainment events;Charitable fundraising services;Charitable fundraising services for underprivileged children;Charitable fundraising through the sale of charity stamps;Charitable services, namely financial services;Check [cheque] verification;Check payment guarantee services;Check verification;Checking account services;Cheque account services;Cheque account services for the cashing of cheques;Cheque account services for the receiving of cheques;Cheque authorization services;Cheque cashing services;Cheque clearing;Cheque clearing services;Cheque encashment services;Cheque evaluation services;Cheque guarantee card services;Cheque guarantee services;Cheque verification;Cheque verification services;Cheques (Issuing of travellers' -);Cheques (Redemption of travellers' -);Cheques (Verification of -);Claim adjustment for non-life insurance;Claim assessments (Insurance -);Claims adjustment for non-life insurance;Claims adjustment in the field of insurance;Claims adjustment (Insurance -);Claims settlement agency services;Clearing, financial;Clearing house financial services;Clearing of cheques;Clearing services;Clearing services (Bankers' -);Clearing services for payment transactions;Clearing-house services;Clearing-house services (Bankers' -);Clearing-houses, financial;Coin appraisal;Collateral agency services;Collection agencies;Collection of community charge monies;Collection of credit sales;Collection of debt on real estate rental;Collection of debts;Collection of financial information;Collection of non-domestic rates;Collection of payments;Collection of payments for goods and services;Collection of rent;Collection of rents;Collection (Rent -);Collections (Charitable -);Collections (Organisation of -);Collections (Organising financial -);Collections (Organization of -);Commercial lending;Commercial lending services;Commercial mortgage brokerage;Commercial property investment services;Commercial real estate agency services;Commodities brokerage;Commodities exchange services;Commodities financing;Commodities insurance;Commodity brokerage;Commodity exchange;Commodity quotations;Commodity trading [financial services];Commodity trading for others;Comparison of performance of portfolios of securities;Comparison of performance of securities;Computer analyses of stock exchange information;Computer information services relating to financial management;Computerised banking services;Computerised financial advisory services;Computerised financial analysis;Computerised financial data services;Computerised financial information services;Computerised financial services;Computerised financial services for retail businesses;Computerised financial services relating to foreign currency dealings;Computerised information services for stocks;Computerised information services relating to banking matters;Computerised information services relating to financial business;Computerised information services relating to insurance;Computerised information services relating to investments;Computerised information services relating to real estate;Computerised information services relating to shares;Computerised legal debt collection services;Computerised processing of insurance claims;Computerised securities brokerage services;Computerised transfer of funds;Conducting cashless payment transactions;Conducting financial feasibility studies;Conducting foreign exchange transactions for others;Conducting of capital market transactions;Conducting of financial affairs on-line;Conducting of financial transactions;Conducting of financial transactions on-line;Consolidation of monies (Services for the -);Consultancy and brokerage services relating to accident insurance;Consultancy and brokerage services relating to health insurance;Consultancy and brokerage services relating to home insurance;Consultancy and brokerage services relating to life insurance;Consultancy and brokerage services relating to travel insurance;Consultancy and brokerage services relating to vehicle insurance;Consultancy concerning financing of energy projects;Consultancy (Financial -);Consultancy for clients with regard to the organisation of debt recovery;Consultancy in relation to the granting of loans;Consultancy in the purchasing of real estate;Consultancy of capital investment;Consultancy relating to educational financial assistance;Consultancy services relating to corporate finance;Consultancy services relating to credit;Consultancy services relating to finance;Consultancy services relating to financial investment;Consultancy services relating to insurance;Consultancy services relating to investment;Consultancy services relating to personal finance;Consultancy services relating to real estate;Consultancy services relating to the financing of civil works and infrastructure projects;Consultation on the provision of shipping finance (Services for the -);Consultation services relating to financial matters;Consultation services relating to real estate;Consultations [financial];Consultations [insurance];Consultations relating to banking;Consultations relating to corporate finance;Consultations relating to credit;Consultations relating to investment;Consulting and information concerning insurance;Consulting services relating to corporate finance;Consumer credit services;Consumer lending services;Contactless payment services;Contract guarantee services;Contributory benefit scheme services;Cooperative credit organizations;Co-operative credit society services;Corporate finance;Corporate finance consultancy;Corporate finance services;Corporate financing;Corporate funds management;Corporate holding of share capital services;Corporate lending;Corporate real estate advisory services;Corporate trust services;Corporate trustee services;Counselling services for pension funds management;Counterparty risk management;Credit advice;Credit advisory services;Credit agencies;Credit agencies in the field of farming;Credit agency services;Credit and cash card services;Credit and debit card services;Credit and loan services;Credit arranging;Credit arranging services;Credit assessment services;Credit brokerage;Credit bureau;Credit bureau services;Credit bureaus;Credit bureaux;Credit card advisory services;Credit card and debit card services;Credit card and payment card services;Credit card management services;Credit card payment processing;Credit card payment services;Credit card protection and registry services;Credit card services;Credit card transaction processing services;Credit card validation services;Credit card verification;Credit cards (Issuance of -);Credit cards services;Credit consultancy;Credit consultation;Credit counseling services;Credit counselling services;Credit facility services;Credit financing;Credit fund transfer services;Credit information services;Credit inquiry and consultation;Credit insurance;Credit (Issuing letters of -);Credit leasing;Credit management services;Credit rating;Credit rating services;Credit recovery agencies;Credit recovery agency;Credit recovery and collection;Credit reference agency;Credit reporting agency;Credit reporting services;Credit risk insurance;Credit risk insurance [factoring];Credit sales (Provision of finance for -);Credit scoring services;Credit services;Credit services for export sales;Credit services for payment of insurance premiums;Credit services for the payment of insurance premiums;Credit services for use in the purchase of services;Credit services relating to motor vehicles;Credit services relating to the provision of vouchers for meals;Credit services relating to travel;Credit unions;Crowdfunding;Crowdinvesting services;Currency dealing;Currency exchange and advice;Currency exchange rate quotations;Currency exchange services;Currency trading;Currency trading and exchange services;Current account facilities;Current account services;Custodian services for shares;Custodian services for stocks;Debit account services;Debit card payment services;Debit card services;Debit card validation services;Debit collection;Debt advisory services;Debt collection;Debt collection agencies;Debt collection agency services;Debt collection and debt factoring services;Debt collection services;Debt consolidation services;Debt counseling services;Debt factoring;Debt management services;Debt recovery;Debt recovery agency;Debt recovery agency services;Debt recovery and collection agencies;Debt recovery and factoring services;Debt recovery services;Debt restructuring;Debt settlement negotiation services;Debt settlement services;Dental health insurance administration;Dental health insurance underwriting and administration;Deposit accounts services;Deposit of valuables;Deposit savings;Deposit services;Deposit-holding;Deposits of valuables;Deposit-taking;Derivatives trading services;Development of investment portfolios;Direct debit services;Discount card services provided to young people for cultural purposes;Discount card services provided to young people for leisure purposes;Discount card services provided to young people for travel;Discount factoring;Discount of bills;Dispensing of cash;Domestic property finding services;Domestic remittance services;Domestic remittance services provided on-line;Duty drawback services;Economic financial research services;Economic research services [financial];Electronic banking;Electronic banking services;Electronic banking via a global computer network [internet banking];Electronic cash transactions;Electronic check acceptance services;Electronic commerce payment services;Electronic credit card transaction processing;Electronic credit card transactions;Electronic debit transactions;Electronic debt collection;Electronic funds transfer;Electronic funds transfer by telecommunications;Electronic funds transfer for travel agents;Electronic funds transfer services;Electronic funds transfers;Electronic fund-transfer services;Electronic money transfer services;Electronic payment services;Electronic processing of payments;Electronic processing of payments via a global computer network;Electronic stock exchange services;Electronic stock transfer initiation services;Electronic toll collection services;Electronic transfer of funds;Electronic transfer of funds by means of telecommunications networks;Electronic transfer of funds for others;Electronic transfer of money;Electronic transfers of money;Electronic wallet services (payment services);Eleemosynary services in the field of monetary donations;Emergency financial services for travellers;Employee stock plan administration services;Encashment of cheques;Endowment insurance services;Equipment financing services;Equity capital investment;Equity financing;Equity investment in international companies;Equity release services;Escrow services;Establishing mutual funds for others;Establishment of portfolios of securities (Services for the -);Establishment of trusts (Services for the -);Estate agencies;Estate agencies (Real -);Estate agency;Estate agency services;Estate agency services for sale and rental of buildings;Estate agency services for sale and rental of businesses;Estate agent services;Estate brokerage;Estate management;Estate management (Real -);Estate management services relating to agriculture;Estate management services relating to horticulture;Estate management services relating to transactions in real property;Estate planning services [arranging financial affairs];Estate trust management;Estate trust planning;Estimates for financial purposes;Estimates for insurance purposes;Evaluation (Financial -) [insurance, banking, real estate];Evaluation for insurance purposes;Evaluation of chattels;Evaluation of credit bureau data;Evaluation of objects of art;Evaluation of real estate;Evaluation of real property;Evaluation of standing timber (Financial -);Evaluation of the credit worthiness of companies and private individuals;Evaluation of wool (Financial -);Evaluation (Repair costs -) [financial appraisal];Exchange brokerage;Exchange brokerage services;Exchange market services relating to commodity futures contracts;Exchange of currency (Agencies for the -);Exchange of financial operations (Agencies for the -);Exchange of money (Agencies for the -);Exchange services (Currency -);Exchange services (Money -);Exchange services relating to the trading of commodities;Exchange services relating to the trading of futures;Exchange services relating to the trading of options;Exchanging money;Execution of financial transactions (Services for the -);Export credit management;Export factoring;Extended guarantee insurance;Extended guarantee (Provision of -) for domestic electrical goods;Extended guarantee services for domestic electrical goods;Extended warranties;Extended warranty insurance;Extended warranty insurance services;Facilitating and arranging financing;Factoring;Factoring agencies;Factoring agency services;Factoring of debts;Factoring of financial undertakings;Factoring services;Factoring services for invoices;Farm credit financing agencies;Fiduciary;Fiduciary representatives;Fiduciary services;Finance leasing;Finance (Provision of -);Finance (Raising of -);Finance services;Financial administration of a private dental plan;Financial administration of employee pension plans;Financial advice;Financial advice and consultancy services;Financial advice in the field of franchising;Financial advice relating to employee share schemes;Financial advice relating to income tax;Financial advice relating to inheritance;Financial advice relating to investment;Financial advice relating to pensions;Financial advice relating to settlements;Financial advice relating to share option schemes;Financial advice relating to tax planning;Financial advice relating to taxation;Financial advice relating to trusts;Financial advice relating to wills;Financial advisory and consultancy services;Financial advisory and management services;Financial advisory services;Financial advisory services for companies;Financial advisory services for individuals;Financial advisory services provided for bankers;Financial advisory services provided for controllers;Financial advisory services relating to assets management;Financial advisory services relating to insolvency;Financial advisory services relating to life assurance;Financial advisory services relating to retirement plans;Financial advisory services relating to securities;Financial advisory services relating to tax;Financial affairs;Financial affairs services;Financial analyses;Financial analyses (Preparation of -);Financial analysis;Financial analysis and consultancy;Financial analysis and consultation;Financial analysis and research services;Financial analysis services;Financial analysis services relating to investments;Financial and investment consultancy services;Financial and monetary services, and banking;Financial and monetary transaction services;Financial appraisal;Financial appraisal services;Financial appraisals;Financial appraisals and valuations;Financial appraisals in responding to calls for tenders;Financial appraisals in responding to requests for proposals [RFPs];Financial assessment of company credit;Financial assessments;Financial asset management;Financial assistance;Financial banking;Financial banking services for the deposit of money;Financial banking services for the withdrawal of money;Financial brokerage;Financial brokerage services;Financial brokerage services for real estate;Financial clearing;Financial clearing and settlement services;Financial clearing house service;Financial clearing house services;Financial clearing houses;Financial clearing services;Financial consultancy;Financial consultancy and advisory services;Financial consultancy and information services;Financial consultancy and insurance consultancy;Financial consultancy for lottery winners;Financial consultancy in relation to the buying and selling of businesses;Financial consultancy in the energy sector;Financial consultancy in the field of risk management;Financial consultancy relating to credit services;Financial consultancy relating to loans;Financial consultancy relating to real estate investment;Financial consultancy relating to student loan services;Financial consultancy relating to the execution of cashless payment transactions;Financial consultancy services;Financial consultancy services relating to infrastructure investment;Financial consultancy services relating to investments;Financial consultation;Financial consultation services;Financial consulting;Financial consulting and advisory services;Financial consulting services;Financial credit scoring services;Financial credit services;Financial credit services for exporters;Financial customs brokerage services;Financial data base services;Financial database services relating to commodities;Financial database services relating to foreign exchange;Financial database services relating to shares;Financial database services relating to stocks;Financial economic advisory services;Financial economic analysis;Financial evaluation;Financial evaluation and analysis;Financial evaluation for insurance purposes;Financial evaluation for reinsurance purposes;Financial evaluation [insurance, banking, real estate];Financial evaluation of standing timber;Financial evaluation of wool;Financial evaluation services relating to insurance;Financial evaluations;Financial evaluations [banking];Financial evaluations [real estate];Financial exchange;Financial exchange services;Financial forecasting;Financial fund management;Financial grant services;Financial guarantee and surety;Financial guarantee assessment services;Financial guarantee services;Financial guarantee services for the reimbursement of expenses incurred as a result of vehicle accident;Financial guarantee services for the reimbursement of expenses incurred as a result of vehicle accident or breakdown;Financial guarantee services for the reimbursement of expenses incurred as a result of vehicle breakdown;Financial guarantees (Provision of -);Financial guarantees [surety services];Financial guardianship;Financial information;Financial information and advisory services;Financial information and evaluations;Financial information, data, advice and consultancy services;Financial information for investors;Financial information in the nature of rates of exchange;Financial information management and analysis services;Financial information processing;Financial information provided by electronic means;Financial information provided by means of a computer database;Financial information retrieval services;Financial information services;Financial information services for banks provided via computer networks and satellite transmissions;Financial information services for financial institutions provided via computer networks and satellite transmissions;Financial information services provided by access to a computer database;Financial information services relating to currencies;Financial information services relating to financial bond markets;Financial information services relating to financial stock markets;Financial information services relating to individuals;Financial information services relating to lost credit cards;Financial information services relating to stolen credit cards;Financial intermediary services;Financial investigation services;Financial investment;Financial investment advisory services;Financial investment analysis and stock research;Financial investment brokerage;Financial investment fund services;Financial investment in the field of securities;Financial investment management services;Financial investment research services;Financial investment services;Financial investment services in relation to the printing industry;Financial investments;Financial leasing;Financial leasing [hire purchase];Financial lending;Financial lending against security;Financial lending for home improvement;Financial lending services for personal purposes;Financial loan consultancy;Financial loan services;Financial loans to commerce;Financial loss management;Financial management;Financial management advisory services;Financial management and planning;Financial management for businesses;Financial management of building occupancy expenses;Financial management of building projects;Financial management of building renovation projects;Financial management of cash accounts;Financial management of collective investment schemes;Financial management of companies;Financial management of current accounts;Financial management of employee pension plans;Financial management of funds;Financial management of holding companies;Financial management of pensions;Financial management of real estate projects;Financial management of reimbursement payments for others;Financial management of risk capital, investment capital and development capital;Financial management of share accounts;Financial management of shares in other companies;Financial management of stocks;Financial management relating to banking;Financial management relating to investment;Financial management services;Financial management services provided via the Internet;Financial management services relating to banking institutions;Financial management services relating to convalescent institutions;Financial management services relating to dental institutions;Financial management services relating to hospitals;Financial management services relating to local authorities;Financial management services relating to medical institutions;Financial management services relating to nursing institutions;Financial management services relating to retirement homes;Financial management via the Internet;Financial market information services;Financial nominee services;Financial nominees services for the holding of properties for others;Financial nominees services for the holding of securities;Financial payment services;Financial planning;Financial planning and investment advisory services;Financial planning and management;Financial planning for retirement;Financial planning relating to school fees;Financial planning services;Financial planning services relating to building projects;Financial planning services relating to taxation;Financial portfolio management;Financial pre-payment services;Financial rating and credit reports;Financial rating and provision of credit reports;Financial reports (Preparation of -);Financial research;Financial research in the field of risk management;Financial research services;Financial risk assessment services;Financial risk management;Financial risk management services;Financial savings services;Financial securities;Financial services;Financial services for securing funds for others;Financial services for the management of credit cards;Financial services for the purchase of real estate;Financial services for the purchase of vehicles;Financial services in the field of money lending;Financial services in the nature of an investment security;Financial services, namely, debt settlement;Financial services offered by a building society;Financial services provided by building societies;Financial services provided by electronic means;Financial services provided over the Internet and telephone;Financial services provided over the telephone and by means of a global computer network or the internet;Financial services provided to businesses in the oil industry;Financial services provided to partnerships;Financial services provided via the Internet;Financial services related to dealing in shares;Financial services related to house purchase;Financial services related to real estate;Financial services related to the issuance of bank cards and debit cards;Financial services related to the sale and purchase of securities;Financial services relating to airports;Financial services relating to bank cards;Financial services relating to bonds;Financial services relating to business;Financial services relating to buying and trading of commodities;Financial services relating to cash disbursement;Financial services relating to credit cards;Financial services relating to insurance;Financial services relating to international securities;Financial services relating to investment;Financial services relating to letters of credit;Financial services relating to mortgages;Financial services relating to motor vehicles;Financial services relating to pensions;Financial services relating to personal equity plans;Financial services relating to property;Financial services relating to real estate property;Financial services relating to real estate property and buildings;Financial services relating to savings;Financial services relating to securities;Financial services relating to stocks;Financial services relating to the acquisition of property;Financial services relating to the funding of broadcasting;Financial services relating to the insurance of motor vehicles;Financial services relating to the issuance and sale of mortgage-backed securities;Financial services relating to the leasing of aircraft;Financial services relating to the maintenance of vehicles;Financial services relating to the motor trade;Financial services relating to the provision and structuring of capital;Financial services relating to the provision of loans;Financial services relating to the provision of vouchers for the purchase of goods;Financial services relating to the purchase of aircraft;Financial services relating to the sale of property;Financial services relating to the securing of funds;Financial services relating to the transportation of goods;Financial services relating to the withdrawal and depositing of cash;Financial services relating to travel;Financial services relating to wealth management;Financial services rendered by insurance companies;Financial solvency investigations;Financial sponsorship;Financial sponsorship and funding of films;Financial sponsorship and funding of radio programs;Financial sponsorship and funding of television programs;Financial sponsorship and patronage;Financial sponsorship of cultural events;Financial sponsorship of dance events;Financial sponsorship of entertainment activities;Financial sponsorship of sporting activities;Financial sponsorship of theater events;Financial sponsorship of visual arts events;Financial sponsorship services;Financial spread betting;Financial strategy consultancy services;Financial studies;Financial transaction services;Financial transaction services relating to interest rate;Financial transactions;Financial transactions relating to currency swaps;Financial transfers and transactions, and payment services;Financial trust administration;Financial trust management;Financial trust operations;Financial trust planning;Financial underwriting;Financial underwriting and securities issuance (investment banking);Financial valuation, adjustment and settlement services relating to insurance claims;Financial valuation of freehold property;Financial valuation of leasehold property;Financial valuation of personal property and real estate;Financial valuation of standing timber;Financial valuation of wool;Financial valuation relating to heating costs;Financial valuation services;Financial valuations;Financially-guaranteed financing;Financing and funding services;Financing and loan services;Financing (Hire purchase -);Financing in relation to the buying and selling of businesses;Financing of acquisitions;Financing of bridging loans;Financing of building projects;Financing of cash advances;Financing of communal loans;Financing of consumer purchases;Financing of development projects;Financing of electrical and electronic transmission media systems;Financing of guarantees;Financing of home loans;Financing of industrial activities;Financing of investments;Financing of land acquisition;Financing of lease purchase;Financing of loans;Financing of loans against security;Financing of loans, mortgages and sureties;Financing of loans relating to office machines;Financing of mergers;Financing of mortgages and sureties;Financing of personal loans;Financing of property development;Financing of property loans;Financing of purchases;Financing of short-term loans;Financing of sureties;Financing relating to automobiles;Financing services;Financing services for companies;Financing services for securing funds;Financing services for sponsoring businesses;Financing services for the purchase of ships;Financing services for the securing of funds for business;Financing services for the securing of funds in respect of ventures;Financing services relating to dental care;Financing services relating to hotels;Financing services relating to maternity care;Financing services relating to real estate development;Financing services relating to trade;Fire insurance;Fire insurance underwriting;Fire insurance valuations;Fiscal assessment;Fiscal assessment and evaluation;Fiscal assessments;Fiscal assessments and valuations;Fiscal valuation;Fiscal valuations;Fiscal valuations and assessments;Fixed income investment services;Forecasting of foreign exchange rates;Foreign currency dealing;Foreign currency exchange;Foreign currency services;Foreign currency transfer services;Foreign exchange bureaux;Foreign exchange information services;Foreign exchange market;Foreign exchange services;Foreign exchange transaction;Foreign exchange transactions;Foreign monetary exchange advisory services;Forward interest rate agreements;Fund investment;Fund investment consultation;Fund investment management;Fund investment services;Fund investments;Fund management;Fund management for private clients;Fund management services;Fund raising;Fund raising (Charitable -);Fund raising for charitable purposes;Fund raising for charity;Fund raising services;Fund raising services via crowdfunding website;Fund sponsorship;Fund transfer;Fund transfer services;Fund transfers;Funding of loans;Funding of product development;Fundraising;Fund-raising;Fundraising and financial sponsorship;Fundraising and sponsorship;Fundraising services;Fund-raising services;Funds investment;Funds management;Funds management services;Funds transfer;Funds transfer (Electronic -);Funds transfer services;Futures brokerage;Futures brokerage services relating to freight;Futures contracts;Futures exchange services;Guarantee assurance underwriting;Guarantee insurance;Guarantee insurance services;Guarantee services;Guaranteed loans;Guaranteeing loans;Guaranteeing payment of medical expenses for foreign travellers;Guaranteeing payment of medical expenses for travellers;Guarantees;Guarantees (Provision of financial -);Handling of cheques;Handling of standing orders;Health insurance;Health insurance underwriting;Health insurances services relating to coach couriers;Health insurances services relating to coach drivers;Hedge fund investment services;Hedge fund management;Hedge fund services;Hire purchase financing services;Hire-purchase financing;Home banking;Home banking services;Home collection of financial payments;Home contents insurance;Home equity loans;Home insurance services;Homebanking;Household insurance services;Housing accommodation (Provision of permanent -);Housing agencies;Housing agency;Housing management;Income tax advice;Income tax advice [financial];Independent financial planning advice;Industrial financing services;Industrial investment;Information (Financial -);Information (Insurance -);Information services relating to banking;Information services relating to bonds;Information services relating to finance;Information services relating to finance, provided on-line from a computer database or the Internet;Information services relating to financial business appraisals;Information services relating to insurance;Information services relating to securities;Information services relating to stocks;Information services relating to the automated payment of accounts;Information services relating to the automated transfer of funds;Insolvency services;Insolvency services [financial];Installment loans;Instalment credit financing;Instalment loan financing;Instalment loan services;Instalment loans;Insurance;Insurance actuarial services;Insurance administration;Insurance administration of prescription drug benefit plans;Insurance advice;Insurance advisory services;Insurance against loss of credit;Insurance against loss of documents;Insurance agencies;Insurance agency and brokerage;Insurance agency services;Insurance and financial information and consultancy services;Insurance (Arranging of -);Insurance arranging services;Insurance brokerage;Insurance brokerage consultancy and information;Insurance brokerage for property;Insurance brokerage relating to pets;Insurance brokerage services;Insurance brokering;Insurance brokers (Services of -);Insurance broking;Insurance claim assessments;Insurance claim settlements;Insurance claims adjustment;Insurance claims adjustment and settlement services;Insurance claims adjustment services;Insurance claims administration;Insurance claims assessment;Insurance claims processing;Insurance consultancy;Insurance consultancy services relating to explosions;Insurance consultancy services relating to fires;Insurance consultation;Insurance consultation services;Insurance for businesses;Insurance for garages;Insurance for hotels;Insurance for legal expenses;Insurance for offices;Insurance for property owners;Insurance for third party liability;Insurance for vans;Insurance guarantees;Insurance information;Insurance information and consultancy;Insurance investigations;Insurance loss assessment;Insurance management services;Insurance of anti-theft systems;Insurance of buildings;Insurance of communications apparatus;Insurance of goods while in transit;Insurance plans (Administration of -);Insurance premium financing services;Insurance premium rate computing;Insurance relating to personal possessions;Insurance relating to property;Insurance research;Insurance risk management;Insurance services;Insurance services for mobile telephones;Insurance services for thatched properties;Insurance services for the construction industry;Insurance services for the protection of drivers;Insurance services for the protection of mortgages;Insurance services for the provision of emergency cash;Insurance services for the repayment of medical expense;Insurance services relating to aviation;Insurance services relating to boats;Insurance services relating to cancelled bookings for holidays;Insurance services relating to contingency planning;Insurance services relating to credit;Insurance services relating to credit agreements;Insurance services relating to credit cards;Insurance services relating to goods in transit;Insurance services relating to holiday accommodation;Insurance services relating to legal costs;Insurance services relating to life;Insurance services relating to mail order businesses;Insurance services relating to mechanical breakdown;Insurance services relating to motor vehicles;Insurance services relating to nursing homes;Insurance services relating to pension funds;Insurance services relating to property;Insurance services relating to purchase protection, price protection and extended warranty for goods purchased using credit cards;Insurance services relating to real estate;Insurance services relating to sea cargo;Insurance services relating to sport;Insurance services relating to structured settlements rendered to lawyers;Insurance services relating to structured settlements rendered to property casualty insurers;Insurance services relating to thatched roofs;Insurance services relating to the loss of personal possessions;Insurance services relating to the provision of credit;Insurance services relating to the theft of personal possessions;Insurance services relating to travel;Insurance services relating to vehicles;Insurance subrogation;Insurance underwriting;Insurance underwriting and appraisals and assessment for insurance purposes;Insurance underwriting consultancy;Insurance underwriting in the field of professional liability insurance;Insurance underwriting services;Insuring of hotel accommodation;Intellectual property valuation services;Interest rate risk management;International banking;International fund investment;Internet banking;Internet banking services;Investing of funds;Investment account services;Investment account services provided by building societies;Investment advice;Investment advisory services;Investment advisory services relating to real estate;Investment analysis;Investment asset management;Investment bank services;Investment banking;Investment banking consulting and advisory services;Investment banking services;Investment brokerage;Investment business services;Investment by electronic means;Investment (Capital -);Investment clubs;Investment consultancy;Investment consultation;Investment consultations;Investment custody;Investment fund management;Investment fund services;Investment fund transfer and transaction services;Investment in real estate (Services for -);Investment in securities (Services for -);Investment information;Investment management;Investment management of and distribution of variable annuities;Investment management of funds;Investment management services;Investment of capital (Services for -);Investment of funds;Investment of funds for charitable purposes;Investment of funds for others;Investment of funds (Services for -);Investment of money (Services for -);Investment performance monitoring;Investment portfolio management services;Investment research;Investment risk assessment services;Investment services;Investment services in the field of treasury bonds;Investment services relating to transferable securities;Investment trust management;Investment trust services;Investment trusteeship;Investment trusteeship and advisory services;Investment trusteeship services;Invoice discounting services;Issuance of bank checks;Issuance of bonds;Issuance of credit and debit cards;Issuance of credit cards;Issuance of documentary letters of credit;Issuance of guarantees;Issuance of tokens of value;Issuance of travelers' checks;Issuance of travellers' cheques;Issue and redemption of tokens of value;Issue of credit cards;Issue of letters of credit;Issue of phone card services;Issue of statements of account;Issue of tokens, coupons and vouchers of value;Issue of tokens of value;Issue of travellers cheques;Issue of traveller's cheques;Issuing credit cards;Issuing electronic payment cards in connection with bonus and reward schemes;Issuing gift certificates which may then be redeemed for goods or services;Issuing letters of credit;Issuing letters of credit and certificates of deposit;Issuing of bank cheques;Issuing of cash vouchers;Issuing of cheques;Issuing of communal debenture bonds;Issuing of credit cards;Issuing of discount coupons;Issuing of guarantees;Issuing of letters of credit;Issuing of luncheon vouchers;Issuing of mortgage bonds;Issuing of negotiable instruments;Issuing of payment gift cards;Issuing of payment gift vouchers;Issuing of promissory notes;Issuing of statements of accounts;Issuing of tokens of value;Issuing of tokens of value in relation to customer loyalty schemes;Issuing of tokens of value in relation to incentive schemes;Issuing of travel vouchers;Issuing of travelers' cheques;Issuing of travellers' checks;Issuing of travellers' cheques;Issuing of travellers' cheques and currency vouchers;Issuing of travellers' cheques and letters of credit;Issuing of vouchers;Issuing of vouchers for meals;Issuing of vouchers for use as money;Issuing stored value cards;Issuing stored value cards for use as electronic travel tickets;Issuing tokens of value;Issuing tokens of value as a reward for customer loyalty;Issuing tokens of value as part of a customer membership scheme;Issuing tokens of value in the nature of gift vouchers;Issuing traveler's checks by travel agencies;Jewellery appraisal;Jewellery appraisal [valuation];Jewellery [jewelry (Am.)] appraisal;Jewelry appraisal;Land acquisition services;Land acquisition services [on behalf of others];Land leasing;Land leasing services;Lease of real estate;Lease purchase finance;Lease purchase financing of vehicles;Lease securitization;Lease-purchase financing;Lease-purchase financing services;Lease-purchase loans;Leases (arranging of -) [real estate property only];Leasing and rental of commercial premises;Leasing of accommodation in a retail outlet;Leasing of apartments;Leasing of buildings;Leasing of farms;Leasing of flats;Leasing of freehold property;Leasing of houses;Leasing of land;Leasing of office space;Leasing of offices;Leasing of property;Leasing of real estate;Leasing of real estate property;Leasing of shopping mall space;Leasing of shopping premises;Leasing or rental of buildings;Leasing or renting of buildings;Legal expenses insurance;Lending against securities;Lending against security;Lending and loans services;Lending on mortgage;Lending on mortgages;Lending services to merchants for the purpose of financing store inventories of vehicles;Lending services to merchants secured by accounts receivable;Letters of credit (Issuing -);Letting agency for sheltered accommodation;Letting and rental of permanent accommodation;Letting of apartments;Letting of flats;Letting of houses for hire;Letting of office accommodation;Letting of office space;Letting of showrooms;Letting of trade centres;Liability guarantee;Liability guarantee services;Life assurance;Life assurance brokerage;Life assurance consultancy;Life assurance services;Life insurance;Life insurance agencies;Life insurance brokerage;Life insurance underwriting;Loan advice;Loan advice and loan procurement services;Loan and credit, and lease-finance services;Loan and credit services;Loan financing;Loan guarantees;Loan services;Loan services for property investment;Loans against securities;Loans against security (Arranging -);Loans against security (Provision of -);Loans [financing];Loans [financing] and discount of bills;Loans (Financing of -);Loss adjusting services in the field of insurance;Loss adjustment;Loss adjustment in the field of insurance;Loss assessments;Luncheon vouchers (Issuing of -);Maintaining escrow accounts for investments;Maintaining mortgage escrow accounts;Management (Financial -);Management of a capital investment fund;Management of apartments;Management of assets;Management of buildings;Management of capital investment funds;Management of commercial properties;Management of corporate finances;Management of credit card services;Management of financial assets;Management of funds;Management of investment funds;Management of investment portfolio;Management of investment portfolios;Management of investments;Management of investments for mutual clubs and societies;Management of land;Management of listed securities;Management of pension funds;Management of portfolios comprising securities;Management of portfolios of securities;Management of portfolios of transferable securities;Management of private equity funds;Management of property;Management of real estate;Management of retained earnings;Management of securities;Management of securities portfolios;Management of shares;Management of stocks;Management of transferable securities;Management of unit trusts;Management pensions schemes;Management services for loan related transactions;Management services for real estate investment;Marine accidents insurance underwriting;Marine fire insurance underwriting;Marine insurance;Marine insurance underwriting;Marine transportation insurance underwriting;Medical insurance;Medical insurance brokerage services;Medical insurance services provided to companies;Medical insurance underwriting;Memorial fund raising;Merchant bank (Services of a -);Merchant banking;Merchant banking services;Monetary affairs;Monetary affairs services;Monetary exchange;Monetary exchange operations;Monetary exchange services;Monetary services;Monetary transaction services;Monetary transactions;Monetary transfer;Monetary transfer services;Money brokerage;Money deposit services;Money exchange agency services;Money exchange and transfer;Money exchange services;Money (Exchanging -);Money lending services;Money order payment guarantee services;Money order services;Money ordering services;Money transfer;Money transfer services;Money transfer services utilising electronic cards;Money transmission services;Money wiring services;Moneylending;Monitoring of financial portfolios;Monitoring of investment funds;Monitoring of pension funds;Mortgage advice;Mortgage banking;Mortgage banking and brokerage;Mortgage banking and mortgage brokerage;Mortgage banking and mortgage broking;Mortgage banking insurance;Mortgage brokerage;Mortgage brokerage services;Mortgage brokering;Mortgage broking;Mortgage broking services;Mortgage financing services;Mortgage insurance;Mortgage investment management;Mortgage issuing services;Mortgage lending;Mortgage lending and mortgage brokerage services;Mortgage (Lending on -);Mortgage loan services;Mortgage loans;Mortgage loans and financing services;Mortgage procurement;Mortgage protection policies;Mortgage refinancing;Mortgage services;Mortgaging;Mortgaging of securities;Mortgaging relating to property and land;Motor insurance;Motor insurance brokerage;Motor mechanical breakdown insurance warranty services;Motor vehicle insurance services;Mutual fund brokerage;Mutual fund distribution;Mutual fund establishment;Mutual fund investment;Mutual fund management;Mutual fund services;Mutual funds;Mutual funds (Administration of -);Mutual funds services;National debt collection;National money transfer services;Negotiation for the collection of cheques and bills of payment;Nominee company services for investment;Non-life insurance underwriting;Numismatic appraisal;Numismatic appraisal services [valuation];Offshore fund management;Offshore utilised funds;Online banking;On-line banking;Online banking services;On-line banking services;On-line bill payment services;Online business banking services;Online financial transactions;On-line real-time currency trading;Options trading;Organisation of charitable collections;Organisation of collections;Organisation of financial collections;Organisation of trading markets for derivative instruments;Organisation of trading markets for financial services;Organising collections;Organising financial collections;Organising of charitable collections;Organising of debt collections;Organization of collections;Organization of stock exchanges for the benefit of the trade of stocks and other financial values;Pawn brokerage;Pawn shops;Pawnbrokerage;Pawnbroking;Payment administration services;Payment and receipt of money as agents;Payment processing;Payment processing services;Payment services provided via wireless telecommunications apparatus and devices;Payment transaction card services;Payroll tax debiting services;Pension advisory services;Pension consultancy;Pension fund administration;Pension fund administration services;Pension fund financial management;Pension fund investment management;Pension fund management;Pension fund services;Pension funds;Pension investment management;Pension management services;Pension plan services;Pension planning;Pension planning services;Pension scheme services;Pension services;Pensions consultancy;Personal banking services;Personal equity plan investment;Personal equity plan management;Personal finance services;Personal financial banking services;Personal financial planning;Personal financial planning advisory services;Personal financial planning services;Personal insurance relating to liability for repayment of loans;Personal insurance services;Personal insurance services relating to the supply of legal advice;Personal insurance services relating to the supply of legal services;Personal loan services;Philanthropic services concerning monetary donations;Placement of funds;Planning (estate -) [financial];Planning of finances relating to taxation;Planning services relating to life assurance;Planning services relating to pensions;Political fund-raising services;Portfolio investment management;Portfolio management;Portfolio management services (Investment -);Precious and semi-precious stone appraisal;Precious metals brokerage;Precious stone appraisal;Preparation and analysis of financial reports;Preparation and quotation of exchange rate information;Preparation and quotation of stock exchange prices and indices;Preparation of credit rating reports;Preparation of credit reports;Preparation of financial analyses;Preparation of financial analyses relating to bond markets;Preparation of financial analyses relating to commodities;Preparation of financial analyses relating to securities;Preparation of financial analysis;Preparation of financial reports;Preparation of financial reports and analysis;Preparation of financial reports relating to building projects;Preparation of financial reports relating to the financing of building projects;Preparation of pension payments;Price risk management;Private banking;Private client investment services;Private client unit trust administration services;Private client unit trust management services;Private equity fund investment services;Private health insurance;Private placement and venture capital investment services;Processing charge card transactions for others;Processing credit card transactions for others;Processing debit card transactions for others;Processing electronic payments made through prepaid cards;Processing of cheques;Processing of credit card payments;Processing of debit card payments;Processing of electronic check payments;Processing of electronic credit card transactions;Processing of electronic debit transactions;Processing of electronic payments;Processing of insurance claims;Processing of luncheon vouchers;Processing of payment transactions via the Internet;Processing of payments for banks;Processing of payments for building societies;Processing of payments in relation to charge cards;Processing of payments in relation to credit cards;Processing payments for the purchase of goods and services via an electronic communications network;Processing payments made by charge cards;Professional consultancy relating to finance;Professional indemnity insurance;Project finance;Project financing;Property appraisal services [valuation];Property asset management services;Property insurance underwriting;Property investment banking services;Property investment services;Property leasing [real estate property only];Property management services;Property portfolio management;Property (real estate -) appraisal [financial];Property (Real estate -) brokerage services;Property (Real estate -) consultancy services;Property (Real estate -) evaluations;Property (Real estate -) finance;Property (Real estate -) insurance;Property (Real estate -) investment;Property (Real estate -) management;Property valuation;Provident fund investment;Provident fund management;Provident fund services;Providing advice relating to the arranging of mortgages;Providing bank account information by telephone;Providing banking information;Providing college scholarships;Providing educational scholarships;Providing extended warranties;Providing extended warranty services for goods purchased using credit cards;Providing finance for credit sales;Providing financial information;Providing financial information by electronic means;Providing financial information by means of a computer database;Providing financial information on-line;Providing financial information relating to exchange rates;Providing financial information relating to the creditworthiness of companies and individuals;Providing financial information via a web site;Providing financing;Providing financing to emerging and start-up companies;Providing funding for commercial entities;Providing funding for governments;Providing funding for inventions;Providing funding for inventors;Providing funding for non-profit entities;Providing funding for research institutions;Providing funding for the development of new technology;Providing funding for universities;Providing fundraising activities to support medical research and procedures for those in need;Providing information and analysis via the Internet in the field of financial investments;Providing information, consultancy and advice in the field of financial valuation;Providing information, consultancy and advice in the field of investment banking;Providing information in insurance matters;Providing information on trading in securities;Providing information regarding publicly traded investments;Providing information regarding the administration of trust accounts;Providing information relating to antique appraisal;Providing information relating to art appraisal;Providing information relating to charitable fundraising;Providing information relating to claims adjustment for non-life insurance;Providing information relating to domestic and overseas market securities futures;Providing information relating to foreign exchange transactions;Providing information relating to insurance;Providing information relating to insurance premium rate computing;Providing information relating to land management;Providing information relating to life insurance brokerage;Providing information relating to life insurance underwriting;Providing information relating to non-life insurance underwriting;Providing information relating to real estate affairs, via the Internet;Providing information relating to real estate appraisal;Providing information relating to safe deposit services for precious metals;Providing information relating to safe deposit services for securities;Providing information relating to safe deposit services for valuables;Providing information relating to securities trading;Providing information relating to securities underwriting;Providing information relating to the appraisal of precious stones;Providing information relating to the appraisal of used automobiles;Providing information relating to the issue of tokens of value;Providing information relating to the leasing of land;Providing information relating to the rental of buildings;Providing information relating to the rental of cash dispensers or automated teller machines;Providing information relating to the trading of commodity futures;Providing information relating to the trading of overseas market securities futures;Providing information relating to the trading of securities and securities index futures in overseas markets;Providing information relating to the trading of securities index futures;Providing information relating to trusteeship of financial futures contracts;Providing insurance information;Providing insurance premium quotations;Providing investment account information by telephone;Providing investors with financial information;Providing loans secured by commercial paper;Providing monetary grants to charities;Providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores;Providing of banking services;Providing online information about insurance from a computer database or the Internet;Providing online information about reinsurance from a computer database or the Internet;Providing on-line investment account information;Providing on-line stock exchange information from a computer database or the Internet;Providing purchase protection insurance for goods purchased using credit cards;Providing real estate information relating to property and land;Providing rebates at participating establishments of others through use of a membership card;Providing reinsurance information;Providing securities market information;Providing stock market information;Providing stock/securities market information;Providing student loan information;Providing student loans;Providing temporary loans;Providing working capital;Provision of advice [financial] to accident investigators;Provision of advice [financial] to loss adjusters;Provision of advice on impaired debt;Provision of aircraft financing;Provision of annuities;Provision of bridging loans;Provision of cash dispenser facilities for money deposit;Provision of cash dispenser facilities for money withdrawal;Provision of charitable fundraising services in relation to carbon offsetting;Provision of commercial finance;Provision of commercial loans;Provision of computerised financial information;Provision of computerised information relating to securities;Provision of consumer credit;Provision of consumer loans;Provision of credit;Provision of credit at airports for aviation, ground handling and fuel expenses;Provision of credit card services;Provision of credit cards;Provision of credit facilities;Provision of credit for fuel expenses;Provision of credit information;Provision of credit rating;Provision of credit rating reports;Provision of credit through instalment plans;Provision of current accounts;Provision of electronic funds transfer services;Provision of emergency cash;Provision of equipment finance;Provision of equipment guarantee insurance;Provision of exchange rate lists;Provision of finance;Provision of finance for business ventures;Provision of finance for civil engineering constructions;Provision of finance for companies;Provision of finance for credit sales;Provision of finance for enterprises;Provision of finance for equipment leasing;Provision of finance for health care;Provision of finance for hire-purchase;Provision of finance for leasing;Provision of finance for leisure centres;Provision of finance for property development;Provision of finance for real estate development;Provision of finance for sales;Provision of finance for the purchase of motor vehicles;Provision of finance for the purchase of vehicles;Provision of finance for trade credit;Provision of finance relating to the sale and purchase of boats;Provision of financial advice;Provision of financial guarantees;Provision of financial guarantees for bonding real estate;Provision of financial information;Provision of financial information by way of computer terminals;Provision of financial information for professionals in the field of portfolio management, for portfolio management;Provision of financial information relating to fuel expenditure;Provision of financial information relating to shares;Provision of financial information relating to the stock exchange;Provision of financial loans against security;Provision of financial protection against foreign exchange risks;Provision of financial securities;Provision of financial services by means of a global computer network or the internet;Provision of foreign currency;Provision of funds;Provision of funds for hire purchase;Provision of funds for hire purchase and for leasing;Provision of guarantees and securities;Provision of holiday insurance;Provision of home loans;Provision of housing accommodation;Provision of industrial loans;Provision of information and data concerning stock exchanges;Provision of information relating to accounts [financial];Provision of information relating to credit card transactions;Provision of information relating to debt factoring;Provision of information relating to financial services;Provision of information relating to insurance;Provision of information relating to insurance and financial services;Provision of information relating to mortgages;Provision of information relating to property [real estate];Provision of information relating to rates of exchange;Provision of information relating to real estate;Provision of information relating to stock broking;Provision of information relating to stock exchange prices;Provision of information relating to the property market [real estate];Provision of instalment loans;Provision of insurance information;Provision of insurance premium quotations;Provision of insurance services to insurance companies;Provision of insurance services to reinsurance companies;Provision of investment capital;Provision of investment information;Provision of investment savings plans;Provision of investment services;Provision of lease-purchase finance facilities;Provision of life assurance services;Provision of loan and credit facilities;Provision of loans;Provision of loans against security;Provision of loans for school fees;Provision of mortgage funds;Provision of mortgage loan insurance;Provision of mortgage loans;Provision of mortgages;Provision of pension information;Provision of pension schemes;Provision of permanent housing accommodation;Provision of prepaid cards and tokens;Provision of pricing information about bonds;Provision of pricing information about commodities;Provision of pricing information about equities;Provision of pricing information about foreign exchange rates;Provision of pricing information about futures;Provision of pricing information about indices;Provision of pricing information about money market rates;Provision of pricing information about mutual funds;Provision of real estate loans;Provision of safe deposit facilities;Provision of secured loans;Provision of stock exchange quotations;Provision of stock market information;Provision of tax advice [not accounting];Provision of ten year insurance policies;Provision of trade credit;Provision of trade finance;Provision of travellers' cheques;Provision of vehicle warranties;Provision of warranties for motor land vehicles;Provision of warranties relating to used motor land vehicles;Quotation of stock exchange prices;Quotation of stock market prices;Raising of capital;Raising of finance;Raising of financial capital;Raising of funds for financial purposes;Rates of exchange (Provision of information relating to -);Real estate acquisition [for others];Real estate acquisition [on behalf of others];Real estate acquisition services;Real estate administration;Real estate affairs;Real estate affairs services;Real estate agencies;Real estate agency;Real estate agency services;Real estate agency services for the leasing of land;Real estate agency services for the rental of buildings;Real estate agency services relating to the purchase and sale of buildings;Real estate agency services relating to the purchase and sale of land;Real estate agents services;Real estate and property management services;Real estate appraisal;Real estate appraisal and valuation;Real estate appraisal services;Real estate appraisals;Real estate appraisals [valuations];Real estate assessment [financial];Real estate brokerage;Real estate broking;Real estate consultancy;Real estate consultation;Real estate consultations;Real estate equity sharing;Real estate escrow services;Real estate financing;Real estate insurance services;Real estate investment;Real estate investment advice;Real estate investment consultancy;Real estate investment management;Real estate investment planning;Real estate investment services;Real estate lease renewal services;Real estate lease surrender services;Real estate leasing;Real estate (Leasing of -);Real estate lending services;Real estate listing services for housing rentals and apartment rentals;Real estate management;Real estate management services;Real estate management services relating to building complexes;Real estate management services relating to commercial buildings;Real estate management services relating to entertainment venues;Real estate management services relating to housing estates;Real estate management services relating to industrial premises;Real estate management services relating to office premises;Real estate management services relating to residential buildings;Real estate management services relating to retail premises;Real estate management services relating to shopping centers;Real estate management services relating to shopping malls;Real estate procurement for others;Real estate property management;Real estate selection and acquisition [on behalf of others];Real estate services;Real estate services related to management of property investments;Real estate settlement services [financial services];Real estate syndication;Real estate time-sharing;Real estate trustee services;Real estate valuation services;Real estates evaluation (fixing of a price);Real property evaluation [financial];Real property letting;Real property management;Real-estate brokerage services;Real-estate valuations;Reclamation of import duties for others;Reclamation of outstanding debts;Recording of inter parties transactions in respect of finance;Recording of inter parties transactions in respect of investments;Recording of inter parties transactions in respect of shares;Recording of inter parties transactions in respect of stocks;Recording the transfer of securities;Recording the transfer of shares;Recording the transfer of stocks;Recovery of debts;Redemption of travellers' cheques;Registration of securities;Registration of shares;Reinsurance;Reinsurance actuarial services;Reinsurance brokerage;Reinsurance claim settlements;Reinsurance claims processing;Reinsurance consultancy;Reinsurance information;Reinsurance services;Re-insurance services;Reinsurance underwriting;Remote payment services;Rent collection;Rent collection agencies;Rental and leasing of offices;Rental, hire and lease of equipment for processing financial cards;Rental of apartments;Rental of apartments and offices;Rental of bank cash dispensing machines;Rental of banknote and coin counting or sorting machines;Rental of buildings;Rental of business premises;Rental of cash dispensers or automated-teller machines;Rental of cash registers;Rental of coin counting and sorting machines;Rental of farms;Rental of flats;Rental of flats, studios and rooms;Rental of homes;Rental of houses;Rental of machines for counting and sorting banknotes;Rental of money counting and sorting machines;Rental of office space;Rental of offices;Rental of offices for co-working;Rental of offices [real estate];Rental of paper money and coin counting machines;Rental of property;Rental of real estate;Rental or leasing of buildings;Renting of apartments;Renting of commercial premises;Renting of dwellings;Renting of flats;Renting of homes;Renting of houses;Renting of offices;Repair cost evaluation [financial appraisal];Repair costs evaluation [financial appraisal];Repossession services;Research (Financial -);Research (Insurance -);Research services relating to banking;Research services relating to finance;Research services relating to investment;Research services relating to real estate acquisition;Residential investment advice;Residential real estate agency services;Retail financing services;Retirement payment services;Revolving credit securities;Revolving credit services;Revolving loan services;Risk management consultancy [financial];Risk management [financial];Safe deposit box services;Safe deposit services;Safe deposit services for precious metals;Safe deposit services for securities;Safe deposit services for valuables;Safety deposit services;Safety deposit services for valuables;Sales credit financing;Savings account services;Savings accounts services;Savings and loan associations;Savings and loan services;Savings bank services;Savings scheme services;Savings schemes relating to health;Savings schemes relating to health care;Savings schemes relating to health insurance;School fee planning services;School fees investment services;Secured loans;Secured loans to fund the provision of bailment of motor vehicles;Secured loans to fund the provision of contract hire of motor vehicles;Secured loans to fund the provision of instalment credit agreements on motor vehicles;Securing of funds;Securing of funds for the purchase of property;Securities advisory services;Securities and assets brokerage;Securities and commodities brokerage;Securities and commodities trading services;Securities brokerage;Securities brokerage account services;Securities brokerage and trading services;Securities brokerage services;Securities deposit services;Securities exchange services;Securities investment services;Securities investment services for personal investors;Securities lending;Securities management;Securities services relating to capital restructuring;Securities settlement;Securities trading services;Securities underwriting;Security brokerage;Security services for guaranteeing of loans;Service insurance contracts;Services for debiting and crediting financial accounts;Services for the provision of travellers' cheques;Services of a stock broker;Services of a stockbroker;Settlement of insurance claims;Share exchange schemes;Share management;Share orientation advisory services;Share planning services;Share portfolio management;Share price information services;Share registration;Share registration services;Share services;Share underwriting;Ship insurance agency;Sponsorship (Financial -);Stamp appraisal;Stamps (appraisal [valuation] of -);Stock bond brokerage;Stock brokerage;Stock brokerage services;Stock broking services;Stock debenture brokerage;Stock exchange information provided on-line from a computer database or the Internet;Stock exchange information services;Stock exchange price quotations;Stock exchange prices (Quotation of -);Stock exchange quotation and listing services;Stock exchange quotation services;Stock exchange quotations;Stock exchange services;Stock exchanges for dealing in shares and other financial securities;Stock investment management;Stock market services;Stock price quotation services;Stock trading;Stockbrokerage;Stockbroking;Stockbroking agency services;Stocks and bonds brokerage;Stocks and bonds brokerage services;Stocks and shares information services;Storage of valuables on deposit;Studies (Financial -);Studies (Insurance -);Sureties;Surety;Surety services;Swaps of currency rates;Swaps of interest rates;Syndicated loans;Tax advice [not accounting];Tax and duty payment services;Tax consultancy [not accounting];Tax payment processing services;Tax planning [not accounting];Tax returns consultancy [not accounting];Tax services [not accounting];Taxation consultancy services [not accounting];Telebanking;Telegraphic remittance [payment] services;Telephone banking and insurance services;Telephone banking services;Timber (Financial evaluation of standing -);Time and cost completion risk insurance;Time and cost overrun risk insurance;Time share management services;Time-share property management;Tokens of value (Issue of -);Trade credit (Provision of finance for -);Trade finance services;Traded options brokerage;Trading in bonds;Trading in contracts on stocks;Trading in currencies;Trading in foreign currency;Trading in futures;Trading in options;Trading in securities;Trading in stocks;Trading of acceptances;Trading of financial derivatives;Trading of futures contracts;Trading of overseas market securities futures;Trading of overseas market securities futures for others;Trading of securities and securities index futures in overseas markets;Trading of securities index futures;Trading of securities index futures for others;Trading of securities options;Trading of securities options for others;Trading of stocks;Transfer agency services rendered to issuers of investment securities;Transfer (Electronic funds -);Transfer of funds;Transfer of funds for the purchase of goods, via electronic communication networks;Transfer of funds via electronic communication networks;Transit insurance brokerage;Transit insurance underwriting;Transport insurance brokerage;Travel insurance;Travel insurance services;Travel vouchers (Issuing of -);Travelers' check issuance;Travellers' checks [cheques] (Issuing of -);Travellers' cheques (Redemption of -);Treasury services;Trust administration;Trust advice;Trust investment services;Trust management;Trust services;Trustee advisory services;Trustee services;Trusteeship;Trusteeship of financial futures contracts;Trusteeship of fund assets;Trusteeship of money;Trusteeship of pensions;Trusteeship of real estate property;Trusteeship of superannuation funds;Trusteeship representatives;Trusteeship services;Trusteeships;Underwriting;Underwriting extended warranty contracts;Underwriting in foreign exchange (Services for the -);Underwriting (Insurance -);Underwriting insurance for pre-paid health care;Underwriting insurance for pre-paid legal services;Underwriting of annuities (Services for the -);Underwriting of bullion (Services for the -);Underwriting of business insurance (Services for the -);Underwriting of company insurance (Services for the -);Underwriting of credit insurance (Services for the -);Underwriting of health insurance (Services for the -);Underwriting of insurance (Services for the -);Underwriting of pensions;Underwriting of personal accident insurance (Services for the -);Underwriting of shares (Services for the -);Underwriting relating to marine insurance;Underwriting relating to transport insurance;Underwriting services;Underwriting warranty programs;Unit trust investment;Unit trust management;Unit trust services;Unit trust trusteeship;Valuables (Deposit of -);Valuables (Deposits of -);Valuation of buildings;Valuation of capital stock;Valuation of cargo for insurance purposes;Valuation of diamonds;Valuation of diamonds, precious stones and precious metals;Valuation of farm assets;Valuation of freight and cargo;Valuation of machinery;Valuation of pictures;Valuation of portfolios of securities;Valuation of precious metals;Valuation of property;Valuation of real estate;Valuation of real estate property;Valuation of standing timber (Financial -);Valuation of yachts;Valuation relating to the design of buildings;Valuation relating to the surveying of buildings;Valuation services;Valuation services of property for fiscal purposes;Valuations and financial appraisals of property;Valuations [appraisals] of antiques;Valuations [appraisals] of artworks;Valuations [appraisals] of jewellery;Valuations [appraisals] of valuables;Valuations (Financial -);Valuations in real estate matters;Valuations of artistic craftsmanship;Valuations of works of art;Valuations (Real estate -);Variable annuity investment services;Variable insurance investment services;Vehicle insurance services;Vehicle warranties;Vehicle warranty services;Venture capital and project capital investment services;Venture capital and venture capital management services;Venture capital financing;Venture capital fund management;Venture capital funding services for commercial entities;Venture capital funding services for companies;Venture capital funding services for inventors;Venture capital funding services for non-profit entities;Venture capital funding services for research institutions;Venture capital funding services for universities;Venture capital funding services to emerging and start-up companies;Venture capital management;Venture capital services;Venture capital (Services for the finding of -);Venture capital (Services for the provision of -);Verification (Check [cheque] -);Verification of euro-cheques;Viatical settlement services;Virtual currency exchange;Virtual currency services;Virtual currency transfer services;Warranties (Extended -) for appliances;Warranties (Extended -) for domestic electrical appliances;Warranties (Extended -) for electrical appliances;Warranties (Extended -) for machines;Warranty claims administration services;Warranty insurance services;Warranty programme services;Warranty programme services relating to outboard motor engines;Warranty services;Warranty services for road vehicles;Wealth management;Wealth management services.

Software for debt recovery;Software for debt recovery.

Debt recovery;Debt recovery agency;Debt recovery agency services;Debt recovery and collection agencies;Debt recovery and factoring services;Debt recovery services;Consultancy for clients with regard to the organisation of debt recovery;Recovery of debts;Computerised legal debt collection services;Debt collection;Debt collection agencies;Debt collection agency services;Debt collection and debt factoring services;Debt collection services;Debt recovery;Debt recovery agency;Debt recovery agency services;Debt recovery and collection agencies;Debt recovery and factoring services;Debt recovery services;Bailiff services (debt collection);Collection of debts;Computerised legal debt collection services;Reclamation of outstanding debts;Recovery of debts.

Credit insurance;Insurance;Insurance administration;Insurance advice;Insurance advisory services;Insurance agency and brokerage;Finance services;Debt factoring;Discount factoring;Trade credit (Provision of finance for -);Trade finance services.

Scientific, nautical, surveying, photographic, cinematographic, optical, weighing, measuring, signalling, checking (supervision), life-saving and teaching apparatus and instruments; apparatus and instruments for conducting, switching, transforming, accumulating, regulating or controlling electricity; apparatus for recording, transmission or reproduction of sound or images; magnetic data carriers, recording discs; compact discs, DVDs and other digital recording media; mechanisms for coin-operated apparatus; cash registers, calculating machines, data processing equipment, computers; fire extinguishing apparatus; credit cards; computer software; software; application software; platform software; mobile apps; downloadable applications; mobile application software; web application software; downloadable application software; cloud computing software; blog software; security software; data encryption and security apparatus; database server software; computer software, mobile application software and platform software for providing financial services; computer software, mobile application software and platform software for providing information on financial services; computer software, mobile application software and platform software for providing financial ratings and credit reports; computer software, mobile application software and platform software for providing credit assessment and credit screening services; computer software, mobile application software and platform software for providing credit reporting services; computer software, mobile application software and platform software for providing credit rating services; computer software, mobile application software and platform software for providing credit scoring services; computer software, mobile application software and platform software for the preparation of credit reports; computer software, mobile application software and platform software for credit application processing; computer software, mobile application software and platform software for collection and systemization of data; computer software, mobile application software and platform software for providing data processing and data verification services; computer software, mobile application software and platform software for the aggregation of financial data; computer software, mobile application software and platform software for the aggregation of personal financial data; computer software, mobile application software and platform software for providing financial advice; computer software, mobile application software and platform software for customer profiling; computer software, mobile application software and platform software for matching consumers with financial products and financial instruments, including credit cards, personal loans, mortgages, car finance deals, mobile phone contracts, pension funds; computer software, mobile application software and platform software enabling customers to communicate with providers of financial services; computer software, mobile application software and platform software for marketing of financial products; computer software, mobile application software and platform software for providing advice on debt management and debt repayment; financial management software; computer software, mobile application software and platform software for internet security, data security, data recovery and IT security, protection and restoration; computer software, mobile application software and platform software for accessing, browsing and searching online databases; electronic publications recorded on computer media; electronic databases recorded on computer media; databases; interactive databases; computer programs for accessing, browsing and searching online databases; computer software for creating searchable databases of information and data; downloadable electronic reports; downloadable publications; electronic publications; downloadable electronic publications; downloadable electronic publications in the field of finance; downloadable electronic publications in the field of credit reporting; media content; media software; media players; multi-media recordings; downloadable educational media; media streaming software; parts and fittings for all the aforesaid goods.

Advertising; business management; business administration; office functions; marketing services; financial marketing; marketing of financial products; customer targeting and marketing services; direct marketing; consumer research; payroll advisory services; company information services; price comparison services; collecting business information; collection of data; collection and systemization of business data; provision of business advice; provision of business information; business advice relating to financial rating; data analysis; data processing services; online data processing services; data processing management; computerised data processing; data processing for businesses; compilation of business data; computerised data verification; data retrieval services; database management services; computerised data verification; customer profiling services; business risk management services; the bringing together, for the benefit of others, of a variety of financial services, enabling consumers to conveniently compare and purchase those services; information, advisory and consultancy services relating to all the aforesaid.

Environmental reporting services using industry standard analysis to calculate carbon and other environmental impacts;Environmental consultancy services.

Computer software (recorded); Software for synchronising servers and/or computer units and/or remote electronic units; Certification software for recording and storage of data; Computer software for automating the processes of securing digital document exchange; Logging and/or traceability software; Security and/or cryptographic software; Manual and/or automatic indexing software; Display software for secure, multi-format files, All the aforesaid goods in the field of digitisation of receivable debt declarations concerning businesses in difficulty; Recorded computer software in the field of the security of computing tools, access controls and payment means; Computer programs (downloadable software); Computer software packages; Computer programs for managing communications and data exchange between handheld computers and desktop computers; Computer software for accessing and browsing cable networks, wireless networks, computer networks and global communication networks; Computer programs for accessing cable networks, wireless networks, computer networks and global communication networks; Computer software in the field of identity, access control, payment and security of transactions; Digital certificates and/or Electronic; Digital and/or electronic certificates enabling the non-repudiation of data; Digital and/or electronic certificates ensuring the integrity of data and transactions; Authorised digital and/or electronic certificates; Digital and/or electronic certificate servers; Key management or public key infrastructure; Encoding systems; Microprogramming systems; Decryption, encryption and timestamping programs and circuits; Computer software and/or computer software packages for data processing; Software for the creation, management, updating and use of databases; Software for providing access to an electronic mail service; Computer software for providing access to a computer or data transmission network, In particular a global communications network (the Internet and/or an extranet) or a private or restricted access network (an intranet); Systems, namely electric, electronic, optical, electromagnetic, computing or biometric apparatus and instruments, computer software, computer peripherals, digital and/or electronic certificates, for identification, authentication, encoding or signature purposes; Electronic devices for accessing cable networks, wireless networks, computer networks and global communication networks; Access devices and access control devices for data processing apparatus and equipment; Identification and authentication devices for data processing apparatus and equipment, namely computer software, Computer terminals, Computer peripherals, Telephone receivers, Identity cards, magnetic, Transmitters of electronic signals, Optical apparatus and instruments, Chips (integrated circuits).

Reproduction of physical and/or electronic documents; Compilation of information into computer databases, recording, transmission, transcription, composition, compilation, systemisation of data and written communication or recording in computer databases; Computerised file management; Outsourcing of the processing of documents and data for a company, namely input and processing of data, information, images and documents, digitisation of documents, updating of databases and image banks, exchange and transmission of data and information contained in databases and image banks, statistical information, statistical work including qualitative and quantitative studies, computer-aided data analysis; Data searches in computerised files for others; The aforesaid services being provided in the field of digitisation of receivable debt declarations concerning businesses in difficulty; Telematic subscriptions, Subscriptions to a data base, Subscriptions to a database server; Arranging of subscriptions to a centre providing access to a computer network or data transmission network, in particular a global communications network (the Internet and/or an extranet) or a private or restricted access network (an intranet); Electronic newspaper subscriptions; Consultancy and providing of information relating to all the aforesaid services; Consultancy and providing of information relating to all the aforesaid services.

Computer software downloaded from the internet; Computer programs; Computer programs for accessing and using the internet; Computer programs for network management; Computer programs for project management; Computer programmes relating to local area networks; Electronic publications, downloadable; Software; Computer software applications, downloadable.

Printed matter.

Test strips for measuring blood glucose levels.

Blood glucose meters; Blood glucose meter; Blood glucose testing apparatus; Blood glucose monitoring apparatus; Meters for measuring blood glucose.

Services in connection with all banking, finance and insurance operations.

Data processing equipment and accessories (electrical and mechanical); Data storage devices; Credit cards and bank cards (encoded or magnetic); Computer e-commerce software; Apparatus for making automatic financial transactions.

Procurement services for others [purchasing goods and services for other businesses]; Administration of business affairs; Business management of business processes; Business management, Management and Management assistance to commercial companies; Negotiation of commercial transactions for third parties; Business consultancy and advisory services; Accountancy, book keeping and auditing; Preparation of annual returns for business undertakings; Office functions services; Provision of commercial and business contact information; Business planning services; Outsourcing services [business assistance]; Personnel and recruitment services; Commercial intermediation services; Foreign trade information and consultation.