Directories and guides, all containing information related to incentive schemes.

Organisation, operation and supervision of an incentive scheme; collection and systemisation of information into computer databases; promoting the sale of goods and services by arranging advertisements and discount schemes; ordering of goods and services for others; ordering services for goods and services by telephone and/or computer provided to a member of a membership scheme; promoting the goods and services of others by means of offering through a membership scheme discounts on brand name merchandise; promoting the goods and services of others by means of offering a membership scheme discounts on hotels, resort accommodations, tour packages, restaurants, air-fares, cinemas, theatres, sporting events and other leisure activities; issuance of privilege cards, business information services.

Administration and online provision of pension plans, ISA's, unit trusts, child trust funds and saving products in general.

Provision, development and maintenance of computer software.

Financial services.

Printed matter; books, booklets, magazines; publications; manuals; cardboard and plastic cards; writing instruments; files and folders; document wallets; office requisites (except furniture).

Insurance and life assurance services; actuarial services; financial services; real estate services; valuations and financial appraisals of property; property acquisition and management services; rental, letting, lease and sale of properties; leasing services; banking services; administration of financial affairs; trustee services; charitable fund raising services; mutual funds services; cash management services; factoring services; invoice discounting services; cash dispensing services; bail bonding services; lease purchase financing services; hire purchase financing; financial card services; credit card, charge card, cash card, cheque guarantee card, purchase card, payment card and debit card services; registration services for credit cards, charge cards, cash cards, cheque guarantee cards, debit cards, payment cards, financial cards and purchase cards; user incentive schemes relating to the use of credit cards, charge cards, cash cards, debit cards, payment cards, financial cards and purchase cards; rental, hire and leasing of equipment for processing financial cards and data relating thereto; foreign exchange services; merchant banking and investment banking services; investment and savings services; investment management services; stock broking services; unit trust services; tax services; financial planning and investment advisory services; investment and financial management services; financial research services; pension fund services; provision of financial information; administration and valuation of investments; collateral agency services; safe custody services; consultancy, information and advisory services relating to all the foregoing.

Advertising, marketing and promotion services; market research; business and management advice and assistance services; compiling, maintaining and updating of databases; provision of business information; recruitment services; human resource services; personnel services; business outsourcing services; provision of human resources; employment and staff agency services; providing advice and assistance to others, namely undertakings, organisations, businesses, governments, local governments, government and local government services and departments, non-governmental organisations and charities in relation to cost savings schemes including devising, researching, trialling and implementing cost saving schemes; data processing; compilation databases and directories; advice, assistance and information relating to all the aforesaid.

VAT, tax, duty, and excise services; providing information, consultancy, planning, preparation, assistance and advice relating to VAT, tax, duty and excise and to returns therefore; providing information, consultancy, planning, preparation, assistance and advice relating to the payment of VAT, tax, excise and duty; providing financial, insurance, investment, pensions, taxation and real estate information, advice and assistance in relation to cost savings schemes.

Electronic number generators; computer software to enable searching of data; computer software provided online for the checking of prizes and results of competitions; computer software for the provision of banking services, financial services, bank account management services, payment services, financial analysis, financial reports and financial management services; publications, brochures, journals, books, instruction manuals, training manuals, newsletters, magazines, periodicals, pamphlets and leaflets, all in electronic form supplied on-line from databases or from facilities provided on the Internet (including web sites), downloadable from the Internet or provided by CD-ROM or diskette; mouse mats, compact discs and digital video disks (DVDs); parts and fittings for all the aforesaid goods.

Printed matter; stationery; office requisites (except furniture); instructional and teaching material (except apparatus); plastic materials for packaging (not included in other classes); brochures; leaflets; newsletters; journals; books; magazines; instruction manuals; training manuals; posters; business cards; calendars; diaries; notebooks; envelopes; address books; writing instruments; note pads; writing pads; writing paper; binders.

Electronic number generators; computer software to enable searching of data; computer software provided online for the checking of prizes and results of competitions; computer software for the provision of banking services, financial services, bank account management services, payment services, financial analysis, financial reports and financial management services; publications, brochures, journals, books, instruction manuals, training manuals, newsletters, magazines, periodicals, pamphlets and leaflets, all in electronic form supplied on-line from databases or from facilities provided on the Internet (including web sites), downloadable from the Internet or provided by CD-ROM or diskette; mouse mats, compact discs and digital video disks (DVDs); parts and fittings for all the aforesaid goods.

Printed matter; stationery; office requisites (except furniture); instructional and teaching material (except apparatus); plastic materials for packaging (not included in other classes); brochures; leaflets; newsletters; journals; books; magazines; instruction manuals; training manuals; posters; business cards; calendars; diaries; notebooks; envelopes; address books; writing instruments; note pads; writing pads; writing paper; binders.

Financial Services, Building society services, Banking

Insurance; financial affairs; monetary affairs; real estate affairs; banking; building society services; provident society services; bank account and savings account services; credit services; financial and money lending services; services for valuation of real estate; stock-broking services; financial services provided via the Internet; online banking services; credit card services; debit card services; provision of secured and unsecured loans; provision of overdraft facilities; provision of loans secured by mortgage; mortgage services; mortgage brokerage services; investment portfolio management services; payment processing services; banking and financial services provided via telecommunications networks, mobile phone networks, satellite networks, wireless networks, cable networks, the Internet and global computer networks; currency exchange services; issuing of travellers' cheques; information, advice and consultancy in relation to all the aforesaid services.