Telecommunication services for making payments by telephone.

Data processing systems for facilitating payment transactions by electronic means from mobile telecommunications apparatus

Electronic payment services relating to travel, using mobile telecommunications apparatus

Financial services; Payment processing; Purchase and sell of digital currency; Cash management, namely, facilitating transfers of electronic cash equivalents; Digital currency exchange transaction services for transferrable electronic cash equivalent units having a specified cash value; Acceptance of bill payments; Digital currency ATM; Automated payment services; Automated cash dispensing; Card operated financial services; Card services; Cash and foreign exchange transactions; Cash dispenser services; cash dispensing services; Cash processing; Charge card services; Dispensing of cash; Electronic cash transactions; Electronic card transactions; Electronic fund transfer; Electronic payment services; Electronic processing of payments; Electronic transfer of funds; Electronic transfers of money; Electronic wallet services (payment services); Money transfer; Processing of electronic card transactions; Processing of electronic payments.

Computer software applications (downloadable) relating to finance, financial services, financial information, loan and/or credit financing, and/or credit and/or loan account management services; computer software for the provision of, or the provision of access to, financial services, financial information and to finance, credit and loan account management services; downloadable software applications for mobile or wireless telecommunications devices and portable computer devices for enabling access to and the management of loan, credit and/or finance accounts in the field of financial services.

Financial services; financing services; personal finance services; business finance services; arranging and financing of loans including peer to peer loans; lease-purchase financing; hire-purchase financing; rental-purchase financing; financing arrangements for the lease-purchase, hire-purchase and/or rental-purchase of goods for the home and/or office and/or workplace.

Paper; cardboard; cardboard articles; packaging materials, labels, padded bags, wrapping paper, printed cards; printed matter and publications; manuals; philatelic products, postage stamps, postage prepaid envelopes and packaging, stamp book covers; advertising and promotional materials, posters, flyers, leaflets, tickets; banners made of paper or cardboard; stickers.

Computerised data processing and verification of electronic payments; computerised data processing and verification of financial transactions; computerised data processing and verification of collection or deposit of packages and items of mail; computerised data processing and verification of collection or deposit of mail-order returns; computerised database management, relating to electronic payments, financial transactions or the collection or deposit of packages, items of mail or mail-order returns; information and advisory services, all relating to the aforesaid, including such services provided on-line from a computer network or via the Internet, intranets or extranets.

Payment processing;Payment transaction card services.

Financial affairs; monetary affairs; financial services; financial transaction processing services; payment and billing services, namely, clearing and reconciling financial transactions via a global computer network, which includes electronic processing and transmission of bill payment data for users of a global communications network; issuing of tokens of value in relation to bonus and loyalty schemes; provision of financial information.

Automatic vending machines and mechanisms for coin operated apparatus; cash registers; data processing equipment; computers, computer hardware, computer software and computer programs (including software downloadable from the Internet); telecommunication and electrical apparatus and instruments, namely, apparatus for the registration, transmission and reproduction of data including sound and images; apparatus for registration, transmission and reproduction of data including sound and images; apparatus for tracking, management and analysis of financial accounts via a global computer network; systems for reading memory cards and systems for reading data in memories including integrated circuit memories and banking card memories; encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip (''smart cards''); stored value cards; card readers; computer chips designed to be embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transactions, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); vending machines; computer programs for use in producing, processing and authenticating payment requests; mobile phones and personal digital assistants (PDA); currency transfer services; stored value electronic purse services; electronic funds transfer services; automatic teller machines; cash registers; mechanisms for coin-operated apparatus; integrated circuit cards and card readers containing transponders; radio frequency identification devices RFID (transponders); point of sale transaction terminals; ticket dispensers; proximity payment devices.

Insurance; financial affairs; monetary affairs; real estate affairs; building society services; banking (including home banking); stockbroking; financial services provided via the Internet; issuing of tokens of value in relation to bonus and loyalty schemes; provision of financial information; financial affairs, monetary affairs; financial services; banking and credit services; providing stored value and prepaid services; automated teller machine services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorisation services in connection with the processing of financial payment transactions; payer authentication services; verification of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payment services, cash disbursement services, and transaction authorisation and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication links; provision of financial services by means of a global computer network or the Internet; financial services for enabling users of mobile communication devices to purchase goods or services; fund transfer services; payment services; payment processing services; subscription payment services; refund processing services; electronic cash, credit and debit services; electronic transaction services; electronic payment clearing services; payment intermediary and clearing services; transaction authorisation, authentication and verification services; financial and monetary services; bill payment services; professional consultancy relating to financial and monetary affairs; financial research; preparation of financial reports; preparation of statements of account; provision of financial information and reports; financial management; administration of financial affairs; information, consultancy and advisory services relating to the foregoing including such services provided online from a computer database or via the Internet or extranets.

Computer software for payroll preparation.

Mobile telephones and communications apparatus; parts, fittings and software for the aforesaid goods; communications software; software for enabling mobile banking; software for enabling electronic payments; software for near field communication. apparatus for verifying data on magnetically encoded cards; magnetic cards; magnetically encoded and smart (programmable) cards, stickers and wristbands; computer hardware and software; data receivers for registration, transfer, processing and reproduction of sounds, images or data; electronically encoded identity wristbands; parts and fittings for the aforesaid goods.

Electronic message services; provision of access to electronic messaging systems; delivery of electronic media and data by telecommunication services; Telecommunications services; delivery of electronic media and data by telecommunications; near field communication services.