Advertising, marketing and promotional services; business management; business administration; office functions; organisation, operation and supervision of sales and promotional incentive schemes; promotional services; business consultancy; business information; management of computer databases; compilation of information onto computer databases; data processing in the field of banking in retail sales and online sales including e-commerce; database management including in the field of banking in retail sales and online sales; bookkeeping and accounting services including accounting services performed by expert accountants and accountancy firms; promoting the sale of credit card and debit card accounts through the administration of incentive award programs; loyalty reward programs including reward programs using loyalty cards; promoting the sale of goods and services of others including by means of advertisements, promotional contests, discounts and incentives in the nature of sweepstake, rebates, reward points and value added offers generated in connection with the use of payment cards; promoting sports competitions and events of others including international sports events; promoting concerts and cultural events and artistic events of others; organization of expositions having commercial or advertising purposes; commercial sales promotion of goods and services at the retail level in connection with the purchase of said goods and services at the point of sale/point of transaction; providing information relating to e-commerce and electronic retailing; providing information regarding purchase of goods and services on-line via the Internet and other computer networks; data processing services; retail, online retail and wholesale services in relation to the sale of scientific, nautical, surveying, photographic, cinematographic, optical, weighing, measuring, signalling, checking [supervision], life-saving and teaching apparatus and instruments, apparatus and instruments for conducting, switching, transforming, accumulating, regulating or controlling electricity, apparatus for recording, transmission or reproduction of sound or images, magnetic data carriers, recording discs, compact discs, dvds and other digital recording media, mechanisms for coin-operated apparatus, cash registers, calculating machines, data processing equipment, computers, electronic book readers, portable and handheld electronic devices for transmitting, storing, manipulating, recording, and reviewing text, images, audio, video and data, including via global computer networks, wireless networks, electronic communications networks and electronic and mechanical parts and fittings therefore, tablet computers, electronic book readers, audio and video players, electronic personal organizers, personal digital assistants, and global positioning system devices and electronic and mechanical parts and fittings therefore, computer peripheral devices, computer software, computer software for electronic book readers, software related to publishing, computer software and programmes for document creation, production, conversion, recording, indexing, archiving, printing, displaying, viewing, publishing (including electronic publishing), transmission, encryption, management, typography and distribution, computer software development tools for social networking, building social networking applications and for allowing data retrieval, upload, access and management, computer software for authoring, computer software, including software for use in downloading, storing, reproducing and organising audio, video, still and moving images and data, educational software, computer software for accessing, browsing and searching online databases, data synchronization software, application development software, database management software, character recognition software, voice recognition software, electronic mail and messaging software, computer operating programs, computer hardware and software in particular for the development of maintenance and use of local and wide area computer networks, computer software for use in the financial services, banking and telecommunications industries, downloadable and electronic publications, printed publications in electronically readable form, printed publications in machine readable form, downloadable pre-recorded audio and audiovisual content, information, and commentary, e-books, audio books, downloadable electronic books, magazines, periodicals, newsletters, newspapers, journals, and other publications, downloadable electronic publications provided on-line from databases and/or the internet, downloadable digital media and recordings containing sound, images, text, information, signals or software, downloadable electronic publications of books, audio books, magazines, and journals, animated cartoons, weekly publications downloaded in electronic form from the internet databases related to publishing, fire-extinguishing apparatus, apparatus for the registration, transmission, reproduction of data including sound and images, magnetic recording supports, apparatus for pre-payment of foreign currency, data processing equipment in particular for financial applications, magnetic encoded plastic cards, magnetic pre-paid encoded plastic cards, magnetic coded card readers containing an integrated circuit chip (“smart cards”), telecommunication equipment, cards and other apparatus used in the electronic transfer of foreign currency, credit cards, debit cards, charge cards, cheque guarantee cards, cards and other apparatus used in relation to the electronic transfer of funds and other financial transactions, systems for reading memory cards and systems for reading data in memories including integrated circuit memories and banking card memories, cash dispensing machines, accounting machines, smart cards, magnetic coded cards, electronic data carrier cards, charge cards, bank cards, credit cards, debit cards, stored value cards, payment cards, blank chip cards, encoded chip cards containing programming used for financial applications, loyalty programs, rewards programs and card holder preferences, coded cards including magnetic cards and cards including integrated circuits in particular for financial applications, apparatus for reading cards, printing apparatus including printing apparatus for data processing systems and financial transaction systems, electronic apparatus and instruments, computer terminals and computer software for use in the financial services industry, banking and telecommunication industries for authentication, authorization, clearing and settlement of financial transactions, electrical apparatus and instruments namely apparatus and instruments for conducting, switching, transforming, accumulation, regulating or controlling electricity and magnetic coded and electronic data carrier card readers, smart card readers, electronic encryption units, all for the registration, transmission and reproduction of data, systems for reading ,memory cards and systems for reading data featuring integrated circuit memory and bank card memory namely data processing equipment and computers, contactless payment systems comprising handheld electronic payment devices and readers capable of reading payment information on the devices when the devices are in the proximity of, but not in contact with, the readers, credit and banking cards including prepaid cards and chip cards configured as payment devices for use in contactless payment systems. machines for banking establishments, encoders and decoders, modems, banking cards, debit cards, electronic data carrier cards, electronic data carrier card readers, electronic encryption units, electrical and electronic goods, namely calculating machines, pocket planners, alarms and flashlights, banking cards including printed banking cards and banking cards using magnetic memories and integrated circuit memories, paper, cardboard and goods made from these materials, not included in other classes, namely, instructional and teaching material, printed publications, books, magazines, newsletters, periodicals, brochures, booklets, pamphlets, manuals, journals, leaflets, greeting cards, advertising and promotional material, catalogues, posters, postcards, invitations, diaries, notepads, vouchers, stickers, transfers (decalcomanias), printed matter, printed matter in the field of computers, printed matter in the field of tablet computers, printed matter in the field of multi-media products, interactive products and online services, printed publications, books, printed matter, namely a full line of fiction and non-fiction books on a wide variety of topics, directed towards children, young adults, adults, business persons, businesses, address books, note books, computer handbooks, music books, telephone and address books, comic books, song books, computer hardware publications, publications relating to technology, digital technology and gadgets, bookbinding material, photographs, stationery, adhesives for stationery or household purposes, artists’ materials, paint brushes, typewriters and office requisites (except furniture), printed forms, instructional and teaching material (except apparatus), credit and debit cards (other than encoded), cards for use in connection with sales and promotional incentive schemes and promotional services, plastic materials for packaging (not included in other classes), printers’ type, printing blocks; promoting training and educational programs to educate consumers about financial literacy and money management skills.

Insurance; financial affairs; monetary affairs; real estate affairs; money exchange and money transfer services; administration of financial affairs; insurance and life assurance services; discount card services; banking services; credit card, banking card, debit card and other financial card services, transfer of funds, cash dispensing services, credit services; accounting services including accounting services for banking card operations; payment cards; credit card, charge card, cash card, cheque guarantee card, payment card and debit card services; registration services for credit cards, charge cards, cash cards, cheque guarantee cards, debit cards, payment cards, financial cards and purchase cards; card and cash replacement services; user incentive schemes relating to the use of credit cards, charge cards, cash cards, financial cards and purchase cards; rental, hire and leasing of equipment for processing financial cards and data relating thereto; processing of data relating to card transactions and other payment transactions; point of sale and point of transaction services; namely payment services and cash disbursement services; tourist financial aid services; automated payment services; bureau de change services; currency exchange services; foreign currency services; foreign exchange market; foreign currency dealing; foreign currency exchange; foreign exchange services; foreign exchange transaction; foreign exchange bureaux; foreign exchange transactions; provision of foreign currency; foreign exchange information services; trading in foreign currency; foreign monetary exchange advisory services; forecasting of foreign exchange rates; cash and foreign exchange transactions; conducting foreign exchange transactions for others; financial database services relating to foreign exchange; services for the underwriting in foreign exchanges; providing information relating to foreign exchange transactions; provision of financial protection against foreign exchange risks; computerised financial services relating to foreign currency dealings; guaranteeing payment of medical expenses for foreign travellers; provision of pricing information about foreign exchange rates; issue and redemption of tokens and vouchers; financial services relating to the issuing of notes, coins, drafts and bills of exchange; issue and redemption of travellers cheques, provision of information relating to the rates of exchange; trustee services; charitable fund raising services; administration of mutual funds; mutual funds services; cash management services; factoring services; invoice discounting services; cash dispensing services; loan services; loan broking services; provision of security for loans; bail bonding services; lease purchase financing, hire purchase financing; provision of finance, money exchange and money transmission services; currency services, bureau de change services; foreign exchange services; merchant banking and investment banking services; investment and savings services; investment management services; brokerage of bonds, securities, commodities and futures; market making services; securities valuation services; share underwriting services; securities lending services; dividend collection services; payment collection services; underwriting services; unit trust services; investment trust services; securities services; personal equity plan services; tax services; financial planning and investment advisory services; investment and financial management services; financial research services; pension fund services; provision of financial information; electronic stock transfer services; safe-keeping, administration and valuation of investments; collateral agency services; securities custody services; safe custody services; consultancy, information and advisory services relating to all the foregoing.

Telecommunication services; Internet based telecommunication services; data communication services; electrical data transmission over a global remote data processing network, including the Internet; on-line information services; electrical data transmission over a global remote data processing network, including the Internet; services for the transmission, provision or display of information from a computer-stored data bank or via the Internet; transmission of data through the use of electronic image processing by telephone link; services for the transmission, provision or display of information from a computer-stored data bank or via the Internet in the field of financial services; transmission of data through the use of electronic image processing by telephone link; electronic mail, message sending and receiving services; broadcasting services; providing multi-user access to a secure computerised information network for the transfer and dissemination of a range of information in the field of financial services; leasing access time to a computer database; dissemination of financial information via the Internet and other computer networks; operating chat rooms; all of the aforesaid excluding any services relating to the railway sector.

Education; providing of training; entertainment; sporting and cultural activities; educational services, including, dissemination of materials in the area of financial literacy and money management skills; providing training and educational programs to educate consumers about financial literacy and money management skills; arranging and conducting financial workshops, seminars and events; information relating to entertainment or education, provided on-line from a computer database or the Internet in the field of finance; electronic games services provided by means of the Internet; providing on-line electronic publications (not downloadable); publication of electronic books and journals on-line; providing digital music (not downloadable); edition of books, reviews; distribution of printed materials; organisation of competitions in regard to education and entertainment; organisation of expedition; organisation and sponsorship of sporting and cultural events; education services and information services in the finance field; all of the aforesaid excluding any services relating to the railway sector.

Scientific and technological services and research and design relating thereto; industrial analysis and research services; design and development of computer hardware and software; computer engineering services and internet services; computer consultation in the fields of computers programming and data processing, in particular, in regard to financial transactions; hosting computer sites [web sites]; installation of computer software; installation of financial computer software; maintenance of computer software; providing search engines for the internet; quality control; recover of computer data; updating of computer software; leasing of computer facilities; computer programming for others; computer software design for others; computer consultation in the field of computer security, including, providing technical consultation in the fields of computer software, computer hardware and global computer network and local area network security; providing information in the fields of computer software, computer hardware, and global computer network and local area network security over the Internet; consulting relating to data encryption and decryption; all of the aforesaid excluding any services relating to the railway sector.