Computer hardware and software platform for facilitating and administering payment, banking, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; scientific apparatus and instruments; magnetic data carriers, recording discs; automatic vending machines and mechanisms for coin operated apparatus; cash registers; data processing equipment; computers, computer hardware, computer software and computer programs; telecommunication and electrical apparatus and instruments, namely, apparatus for the registration, transmission and reproduction of data including sound and images; accounting machines; apparatus for registration, transmission, reproduction of data including sound and images; magnetic recording supports; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, in particular for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories including integrated circuit memories and banking card memories; downloadable electronic publications; printing apparatus including printing apparatus for data processing systems and financial transaction systems; automatic tellers and cash machines for banking establishments; encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and card containing an integrated circuit chip (''smart cards''); security encoded cards; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; hologram impregnated cards; charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; banking cards, namely printed banking cards and banking cards using magnetic memories and integrated circuit memories; card readers; magnetic coded card readers, electronic data carrier cards, magnetic coded card readers, electronic data carrier card readers, electronic encryption units, computer hardware, computer terminals, computer software for use in the financial services, banking and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; cash dispensing machines; vending machines; computer peripheral devices and electronic goods, namely calculating machines, pocket planners, personal digital assistants (PDAs) and alarms.

Business management and advisory services; marketing consulting services; market research services; tracking, analyzing, forecasting and reporting cardholder purchase behavior; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards; administration of loyalty and rewards programs; advertising; business administration; office functions; commercial, industrial and business management assistance; business appraisals; advisory services for business management; marketing studies; statistical information (business); preparation of statements of accounts; book-keeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets; retail services provided through mobile telecommunications means in connection with the provision of credit cards and debit cards; retail services provided on-line, through networks or other electronic means using electronically digitised information connected with the provision of credit cards and debit cards; computer database management; data processing and data verification services; data storage and retrieval services; promoting concerts and cultural events of others, organisation of expositions having commercial or advertising purposes; advertising for transport, travel, hotels, lodging, food and meals, sports, entertainment and sightseeing, for tourist agencies services, and for information relating to tariffs, timetables and methods of transport and travel arrangement; providing information regarding purchase of goods and services on-line via the Internet and other computer networks; data repository and client profile information services; bill  presentment services; the provision of information and advisory services relation to all the aforesaid.

Scientific, nautical, surveying, photographic, cinematographic, optical, weighing, measuring, signalling, checking (supervision), life-saving and teaching apparatus and instruments; Apparatus and instruments for conducting, switching, transforming, accumulating, regulating or controlling electricity; Apparatus for recording, transmission or reproduction of sound or images; Magnetic data carriers, recording discs; Automatic vending machines and mechanisms for coin-operated apparatus; Cash registers, calculating machines, data processing equipment and computers; Fire-extinguishing apparatus; computer hardware, computer software and computer programs; computer hardware and encryption software, encryption keys, digital certificates, digital receipts; digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and card containing an integrated circuit chip (''smart cards''); charge cards, bank cards, credit cards, debit cards and payment cards; card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); and electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; computer hardware and software platform for facilitating and administering payment, banking, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; scientific apparatus and instruments; magnetic data carriers, recording discs; automatic vending machines and mechanisms for coin operated apparatus; cash registers; data processing equipment; computers, computer hardware, computer software and computer programs; telecommunication and electrical apparatus and instruments, namely, apparatus for the registration, transmission and reproduction of data including sound and images; accounting machines; apparatus for registration, transmission, reproduction of data including sound and images; magnetic recording supports; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, in particular for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories including integrated circuit memories and banking card memories; downloadable electronic publications; printing apparatus including printing apparatus for data processing systems and financial transaction systems; automatic tellers and cash machines for banking establishments; encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and card containing an integrated circuit chip (''smart cards''); security encoded cards; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; hologram impregnated cards; charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; banking cards including printed banking cards and banking cards using magnetic memories and integrated circuit memories; card readers; magnetic coded card readers, electronic data carrier cards, magnetic coded card readers, electronic data carrier card readers, electronic encryption units, computer hardware, computer terminals, computer software for use in the financial services, banking and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; cash dispensing machines; vending machines; computer peripheral devices and electronic goods, namely calculating machines, pocket planners, personal digital assistants (PDAs) and alarms.

Insurance; Financial affairs; Monetary affairs; Real estate affairs; financial services, namely electronic processing of business-to-business payments and associated remittance data; providing electronic bill presentment and payment services to billers, customer service provider organizations and payment providers; transaction authorization and settlement services related to electronic funds and currency transfers; processing and transmitting billing and remittance data for others over a global computer information network; bill payment services; bill payment services provided through a website; on-line banking; financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; banking, payment, credit, debit, charge, cash disbursement, stored valued deposit access services; credit card, debit card, charge card, pre-paid card and stored value card services; cheque verification and cheque cashing services; financial services, namely banking, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing in connection with financial transactions, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; automated teller machine services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorisation services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travellers cheques and travel vouchers; payer authentication services; verification of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorisation and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitised information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; financial services provided over the telephone and by means of a global computer network or the Internet; provision of financial services by means of a global computer network or the Internet; e-money services; e-wallet services and deposit money services by telephone and internet; e-wallet account services, namely the provision of online electronic money accounts and services for consumers and online merchants whereby consumers fund their e-wallet accounts and consumers and online merchants (businesses) send and receive payments and remittances over the Internet; stored-value account processing, namely providing the consumers of merchants (businesses) who pay for goods using credit cards, debit cards or payment cards with an e-wallet account for use in making secure payments to that business; payment processing facilities or payment service provider services to on-line and other merchants (businesses), namely processing payments made by consumers to merchants through multiple channels including on-line and automated telephone; purchaser identity and transaction verification for e-commerce transactions; real estate services; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerised information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitisation; provision of financial services by means of a global computer network, the internet, or mobile telecommunications for the submission, approval, data capture and reconciliation of purchase requests; consulting services regarding payment solutions, banking, credit card, debit cards, payment cards and automatic teller machine services; implementation of payment solutions; credit risk assessment; reimbursement program management; ebanking services; compliance management; high risk account management; audit-trail analysis, namely analysis of documentation of financial transactions; financial database management; provision of information from a computer-stored data bank or via the Internet in the field of financial services; dissemination of financial information via the Internet and other computer networks.

Computer hardware, computer peripherals and software for use in electronic and wireless business and consumer transactions, namely computer hardware, peripherals and software to facilitate payments by electronic and wireless means; computer hardware and software to facilitate access to payment accounts for the purpose of commerce by electronic and wireless means; computer hardware in the nature of devices containing an integrated circuit chip and proximity payment devices known as transponders; hardware comprising electronic scanners that are used with magnetic activation devices including cards, key fobs and tags; transponders comprising assemblies of an electronic circuit and a radio antennae, that are used with electronic scanners; computer devices for the management of data; computer hardware and software for encryption and secure data storage and retrieval and transmission of customer, account and transaction information used by individuals, banking and financial institutions; magnetic encoded cards, optical scanning devices and smart cards containing an integrated circuit chip; magnetically encoded charge cards, bank cards, credit cards, debit cards and payment cards; card readers for magnetically encoded cards and cards containing an integrated circuit chip; computer software designed to enable magnetically or optically coded cards and smart cards containing an integrated circuit chip to interact with terminals and card readers in the financial services industry; telecommunications equipment, namely electronic point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification, and financial information for use in the financial services, banking and telecommunications industries; wireless telecommunications equipment, namely, transponders; and electronic verification apparatus, namely computer hardware and software for authenticating charge cards, bank cards, credit cards, debit cards and payment cards.

Financial services, credit card, debit card, charge card and stored value electronic services; providing electronic processing and transmission of data and maintenance of financial records for payment services, namely, credit card and debit card services; stored value electronic purse services; payment services involving small value payments transacted by means of transponders and proximity payment devices; cardholder and merchant authentication services for electronic payments; electronic funds and currency transfer services; prepaid telephone calling card services; cash disbursement services; automatic teller machine services; electronic transaction authorization and settlement services; travel insurance services, namely, underwriting and brokerage of travel cancellation insurance and of health, life and accident insurance for travelers; check verification services; issuance of travelers' checks and travel vouchers, and cashing of travelers checks and travel vouchers; advice relating to all the aforesaid services.

Business management and advisory services; marketing consulting services; market research services; consulting services regarding payment solutions, banking, credit card, debit card, payment card and automatic teller machine services; tracking, analyzing, forecasting and reporting cardholder purchase behaviour; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards; administration of loyalty and rewards programs; advertising; business administration; office functions; commercial, industrial and business management assistance; business appraisals; advisory services for business management; marketing studies; statistical information (business); preparation of statements of accounts; book-keeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets; retail services provided through mobile telecommunications means in connection with the provision of credit cards and debit cards; retail services provided on-line, through networks or other electronic means using electronically digitised information connected with the provision of credit cards and debit cards; computer database management; data repository and client profile information services.

Financial services, namely banking, credit card services, debit card services, charge card services, pre-paid services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; insurance services; financial affairs, monetary affairs; financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; banking, payment, credit, debit, charge, cash disbursement, stored valued deposit access services; bill payment services; credit card, debit card, charge card, pre-paid and stored value card services; cheque verification and cheque cashing services; automated teller machine services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorisation services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travellers cheques and travel vouchers ; payer authentication; verification of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorisation and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitised information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; real estate services; real estate property services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerised information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitisation.

Apparatus and instruments for recording, transmitting, reproducing or processing sound, images or data; recorded and downloadable media; computer software; blank digital or analogue recording and storage media; computers and computer peripheral devices; identity cards; payment cards; software for enabling payments and bank transfers; software for enabling receipt of funds; accounting software; software for automating and improving processes for accounts payable and payments; parts and fittings for the aforesaid.

Business management; business administration; office functions; accounting; business accounts management; business and accounts analytics and information; business assistance relating to corporate identity; data processing and data verification services; data retrieval services; information, advisory and consultancy services relating to all the aforesaid services.

Issuing of payment gift cards and vouchers; Issuing of prepaid payment gift cards; Issuing tokens of value in the nature of gift vouchers; Issuing of tokens of value in relation to customer loyalty schemes; Issuing tokens of value as a reward for customer loyalty; Financial services; payment processing services; automated payment services; automated payment of accounts; accounts payable debiting services; accounts receivables financing; financial analysis and information.

Scientific, nautical, surveying, photographic, cinematographic, weighing, ‎measuring, signaling, checking (supervision), life-saving and teaching apparatus ‎and instruments; apparatus and instruments for conducting, switching, ‎transforming, accumulating, regulating or controlling electricity; apparatus for ‎recording, transmission or reproduction of sound or images; magnetic data ‎carriers, recording discs; compact discs, DVDs and other digital recording media; ‎mechanisms for coin-operated apparatus; cash registers, calculating machines, ‎data processing equipment, computers; computer software and computer ‎programs (downloadable/recorded computer software); computer operating ‎programs, recorded; computer hardware and software (recorded and/or ‎downloadable) for facilitating and administering payment, banking, credit card, ‎debit card, payment card, automatic teller machine, stored value, electronic ‎funds transfer, electronic payments, electronic processing and transmission of ‎bill payment data, cash disbursement, transaction authentication, routing, ‎authorization and settlement services, fraud detection and control, disaster ‎recovery and encryption services; telecommunication and electrical apparatus ‎and instruments, namely, apparatus for the recording, transmission and ‎reproduction of data including sound and images; accounting machines; ‎apparatus for tracking, management and analysis of financial accounts via a ‎global computer network; computer hardware and software, namely, for the ‎development, maintenance and use of local and wide area computer networks; ‎systems for reading memory cards and systems for reading data in memories, ‎namely, integrated circuit memories and banking card memories; downloadable ‎electronic publications; printing apparatus including printing apparatus for data ‎processing systems and financial transaction systems; encoders and decoders; ‎modems; computer hardware and software for facilitating payment transactions ‎by electronic means over wireless networks, global computer networks and/or ‎mobile telecommunications devices; computer hardware and encryption ‎software, encryption keys, digital certificates, digital signatures, software for ‎secure data storage and retrieval and transmission of confidential customer ‎information used by individuals, banking and financial institutions; computer ‎software and hardware that facilitates the identification and authentication of ‎near field communication (NFC) devices and radio frequency identification (RFID) ‎devices; computer hardware and software comprising a digital wallet that stores ‎customer account information to access coupons, vouchers, voucher codes and ‎rebates at retailers and to obtain loyalty or monetary rewards that can be ‎credited to their accounts; downloadable computer programs and application ‎software for mobile phones and other digital devices comprising a digital wallet ‎that allow users to access price-comparison information, product reviews, links ‎to the retail websites of others, and discount information; software application ‎for use in connection with contactless payment terminals for the purpose of ‎allowing merchants to accept contactless mobile commerce transactions, ‎contactless presentation of loyalty credentials, and contactless redemption of ‎coupons, rebates, discounts, vouchers and special offers; software application ‎that allows merchants to deliver coupons, rebates, discounts, vouchers and ‎special offers directly to the mobile telecommunications devices of consumers ‎delivered by contactless RFID or NFC communications; software application that ‎allows merchants to deploy smart posters in retail and wholesale in-store ‎locations that consumers can tap with their mobile telecommunications devices ‎to access coupons, rebates, discounts, vouchers and special offers delivered by ‎contactless RFID or NFC communications; integrated circuit chips for use in ‎mobile phones and NFC and RFID devices; magnetic encoded cards and cards ‎containing an integrated circuit chip (smart cards); security encoded cards; ‎cards encoded with security features for authentication purposes; cards encoded ‎with security features for identification purposes; hologram impregnated cards ‎‎(encoded); charge cards, bank cards, credit cards, debit cards, chip cards, ‎stored value cards, electronic data carrier cards, payment cards and payment ‎cards all encoded; banking cards, namely, magnetically encoded banking cards ‎and banking cards using magnetic memories and integrated circuit memories; ‎payment card readers; magnetic coded card readers, electronic data carrier card ‎readers, electronic encryption units, computer hardware, computer terminals, ‎computer software for use in the financial services, banking and ‎telecommunications industries; computer software designed to enable smart ‎cards to interact with terminals and readers; computer chips embedded in ‎telephones and other communication devices; telecommunications equipment; ‎point of sale transaction terminals and computer software for transmitting, ‎displaying and storing transaction, identification and financial information for ‎use in the financial services, banking and telecommunications industries; radio ‎frequency identification devices (transponders); electronic verification ‎apparatus for verifying authentication of charge cards, bank cards, credit cards, ‎debit cards and payment cards; cash dispensing machines; computer peripheral ‎devices and electronic goods, namely, calculating machines, electronic ‎organizers, electronic notepads, pocket planners, mobile telephones, mobile ‎telephone handsets, tablet computers, digital readers and personal digital ‎assistants (PDAs) and alarms; mouse pads; fire-extinguishing apparatus; parts ‎and fittings for all the aforesaid goods.

Advertising; business management; business administration; office functions; ‎business advisory services; business investigations; commercial information ‎agencies; presentation of goods on communication media for retail purposes; ‎price comparison services; organization of exhibitions for commercial or ‎advertising purposes; marketing consulting services; market research services; ‎tracking, analyzing, forecasting and reporting cardholder purchase behavior; ‎promoting the sale of the goods and services of others by means of rewards and ‎incentives generated in connection with the use of credit, debit and payment ‎cards; business administration of loyalty and rewards programs; commercial, ‎industrial and business management assistance; business appraisals; advisory ‎services for business management; marketing studies; statistical information ‎‎(business); preparation of statements of accounts; book-keeping; business ‎research; public relations; publication of publicity texts; issuing of publicity ‎leaflets; computer database management; promoting concerts and cultural ‎events of others, organization of expositions having commercial or advertising ‎purposes; advertising for transport, travel, hotels, lodging, food and meals, ‎sports, entertainment and sightseeing; providing information regarding purchase ‎of goods and services on-line via the Internet and other computer networks; ‎financial records management; data processing and data verification services; ‎data retrieval services; information, advisory and consultancy services related ‎to all the aforesaid services.‎.

Downloadable mobile application for authenticating credit cards, debit cards and payment cards; downloadable mobile application for processing electronic payments to and from others; cards encoded with security features for authentication and identification purposes; encoded multifunction cards for use in connection with payment and banking services.

Providing temporary use of on-line non-downloadable software for authenticating credit cards, debit cards and payment cards; providing online electronic databases and security for identity authentication and verification; user authentication services using technology for e-commerce transactions.

Computer hardware and software platform for facilitating and administering payment, banking, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; data processing equipment; computers, computer hardware, computer software and computer programs; telecommunication and electrical apparatus and instruments, namely, apparatus for the registration, transmission and reproduction of data including sound and images; accounting machines; apparatus for registration, transmission, reproduction of data including sound and images; magnetic recording supports; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, in particular for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories including integrated circuit memories and banking card memories; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; computer software for use in the financial services, banking and telecommunications industries; Computer software, namely an application programming interface (API) for use in connection with the software applications of others, in particular for use with software applications of others; computer software, including application programming interfaces (APIs), for facilitating and administering payments over global computer networks, wireless networks, and payments through mobile telecommunications means, namely payment through wireless devices, as well as online payments via banking, credit cards, debit cards, charge cards and pre-paid cards with stored value.

Financial services, namely, banking, credit card transaction processing services, debit card transaction processing services; payment verification services; payment card transaction authorization services; electronic funds transfer; payment transaction authentication, namely, providing secure commercial transactions and payment options and debt settlement services; value exchange services, namely, secure electronic cash transactions over computer networks to facilitate electronic commerce; Provision of financial information in the nature of electronic payment data via a global computer network or via telecommunication, mobile or wireless devices; financial consulting services in the fields of payment solutions, banking, credit cards, debit cards, and payment cards; transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, financial information with respect to data repository and client profile information services, and related switching, gateway and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services; financial clearing and settlement services; payment processing services; payment transaction authentication and verification services; electronic processing of payments via a global computer network; verification of financial information; maintenance of financial records; consulting services regarding payment solutions, banking, credit card, debit card and payment card.

Computer hardware and software platform for facilitating and administering payment, banking, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; data processing equipment; computers, computer hardware, computer software and computer programs; telecommunication and electrical apparatus and instruments, namely, apparatus for the registration, transmission and reproduction of data including sound and images; accounting machines; apparatus for registration, transmission, reproduction of data including sound and images; magnetic recording supports; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, in particular for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories including integrated circuit memories and banking card memories; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; computer software for use in the financial services, banking and telecommunications industries; Computer software, namely an application programming interface (API) for use in connection with the software applications of others, in particular for use with software applications of others; computer software, including application programming interfaces (APIs), for facilitating and administering payments over global computer networks, wireless networks, and payments through mobile telecommunications means, namely payment through wireless devices, as well as online payments via banking, credit cards, debit cards, charge cards and pre-paid cards with stored value.

Financial services, namely, banking, credit card transaction processing services, debit card transaction processing services; payment verification services; payment card transaction authorization services; electronic funds transfer; payment transaction authentication, namely, providing secure commercial transactions and payment options and debt settlement services; value exchange services, namely, secure electronic cash transactions over computer networks to facilitate electronic commerce; Provision of financial information in the nature of electronic payment data via a global computer network or via telecommunication, mobile or wireless devices; financial consulting services in the fields of payment solutions, banking, credit cards, debit cards, and payment cards; transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, financial information with respect to data repository and client profile information services, and related switching, gateway and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services; financial clearing and settlement services; payment processing services; payment transaction authentication and verification services; electronic processing of payments via a global computer network; verification of financial information; maintenance of financial records; consulting services regarding payment solutions, banking, credit card, debit card and payment card.