Telecommunications of information (including web pages), computer programs and any other data; electronic mail services; providing user access to the Internet; providing telecommunications connections to the Internet or databases; provision of on-line chat rooms for the transmission of messages and provision of on-line electronic bulletin board services; providing access to digital web sites on the Internet; providing access to MP3 web sites on the Internet; delivery of digital music by telecommunications; operating search engines.

Entertainment services; information relating to entertainment provided on-line from a computer database or the Internet; electronic game services provided by means of the Internet; providing on-line electronic publications (not downloadable); publication of electronic books and journals on-line; operating chat rooms; providing digital music (not downloadable) from the Internet; providing digital music (not downloadable) from MP3 Internet web sites; on-line game play services; interactive television services; production of television and radio programmes; production and presentation of broadcast programmes; broadcasting and providing access to all types of music, concerts and other forms of entertainment via the Internet, television, satellite, audio, radio and video media and via global and local computer networks.

Creating and maintaining web sites; hosting the web sites of others; computer services allowing consumers to access information from third parties about goods or services and to conduct transactions electronically, including such services provided on-line via the Internet; computer services allowing consumers to access financial information from third parties and to carry out financial transactions electronically including such services provided on-line via the Internet.

Management of commercial and business enterprises; business consulting services; business management consulting; business risk management; business information services; consulting services in the fields of business risk management, human resources, personnel, workforce effectiveness, employee job evaluation, employer-employee communications, employee safety, employee relocation, business management and operations, contingency planning, strategic planning, operations, mergers and acquisitions, organizational structure and reorganization, and product development and marketing; market research and analysis services; outsourcing services; management and compilation of information into computerized databases; market reports and studies; conducting business research and surveys; preparing business reports; custom preparation of employer-employee communications materials.

Financial services; investment services; insurance and reinsurance services; insurance and reinsurance brokerage services; insurance and reinsurance underwriting services; risk management; actuarial services; actuarial consulting; consulting services in relation to insurance, financial risk management, financial services, investments, employee compensation and benefits, employee benefit plans, employee profit-sharing plans, employee stock purchase plans, employee savings, pension and retirement plans, and employee health care, dental, and prescription plans; administration of employee benefit plans, employee profit-sharing plans, employee stock purchase plans, employee savings, pension and retirement plans, and employee health care, dental, and prescription plans; financial research and information services; financial, direct risk, and insurance risk management services; financial research and information services; insurance claims management services; insurance services in the nature of loss control management for others; providing insurance information; risk management services, namely, insurance portfolio analysis and insurance portfolio optimization; enterprise risk management (ERM) advice and consulting services to assist with legal, regulatory and rating agency requirements.

Educational services, including workshops, seminars, and other educational programs and providing electronic non-downloadable publications, podcasts, and videos in relation to human resources, employee compensation and benefits, retirement planning, pension and retirement plans, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, and prescription plans; educational services, including workshops, seminars, and other educational programs and providing electronic non-downloadable publications, podcasts, and videos in relation to personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, and outsourcing; educational services, including workshops, seminars, and other educational programs and providing electronic non-downloadable publications, podcasts, and videos in relation to business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, and information technology; educational services, including workshops, seminars, and other educational programs and providing electronic non-downloadable publications, podcasts, and videos in relation to insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance.

Computer and information technology consultation; design, development, and implementation of computer hardware and software, databases, websites, and intranets; computer systems integration services; computer programming and computer modeling services; computer project management services; application service provider (ASP) services; providing temporary use of online non-downloadable software.

Management of commercial and business enterprises; business consulting services; business management consulting; business risk management; business information services; consulting services in the fields of business risk management, human resources, personnel, workforce effectiveness, employee job evaluation, employer-employee communications, employee safety, employee relocation, business management and operations, contingency planning, strategic planning, operations, mergers and acquisitions, organizational structure and reorganization, and product development and marketing; market research and analysis services; outsourcing services; management and compilation of information into computerized databases; market reports and studies; conducting business research and surveys; preparing business reports; custom preparation of employer-employee communications materials.

Financial services; investment services; insurance and reinsurance services; insurance and reinsurance brokerage services; insurance and reinsurance underwriting services; risk management; actuarial services; actuarial consulting; consulting services in relation to insurance, financial risk management, financial services, investments, employee compensation and benefits, employee benefit plans, employee profit-sharing plans, employee stock purchase plans, employee savings, pension and retirement plans, and employee health care, dental, and prescription plans; administration of employee benefit plans, employee profit-sharing plans, employee stock purchase plans, employee savings, pension and retirement plans, and employee health care, dental, and prescription plans; financial research and information services; financial, direct risk, and insurance risk management services; financial research and information services; insurance claims management services; insurance services in the nature of loss control management for others; providing insurance information; risk management services, namely, insurance portfolio analysis and insurance portfolio optimization; enterprise risk management (ERM) advice and consulting services to assist with legal, regulatory and rating agency requirements.

Educational services, including workshops, seminars, and other educational programs and providing electronic non-downloadable publications, podcasts, and videos in relation to human resources, employee compensation and benefits, retirement planning, pension and retirement plans, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, and prescription plans; educational services, including workshops, seminars, and other educational programs and providing electronic non-downloadable publications, podcasts, and videos in relation to personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, and outsourcing; educational services, including workshops, seminars, and other educational programs and providing electronic non-downloadable publications, podcasts, and videos in relation to business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, and information technology; educational services, including workshops, seminars, and other educational programs and providing electronic non-downloadable publications, podcasts, and videos in relation to insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance.

Computer and information technology consultation; design, development, and implementation of computer hardware and software, databases, websites, and intranets; computer systems integration services; computer programming and computer modeling services; computer project management services; application service provider (ASP) services; providing temporary use of online non-downloadable software.