Communications services; telecommunications services; Provision of telecommunication services, namely mobile virtual network operator (MVNO) services and telephone services; providing telephone services via prepaid telephone cards, telephone debit cards, SIM cards and rechargeable telephone cards; Transmission of telephone calls; paging services; information, advisory and consultancy services relating to communications services, to telecommunications services, communications apparatus, equipment and accessories, to telecommunications apparatus, equipment and accessories, paging services and to paging apparatus and equipment; rental and hire of communications apparatus, equipment and accessories, of telecommunications apparatus, equipment and accessories, and of paging apparatus and equipment; provision of information relating to communications, telecommunications and paging; providing telecommunications connections to a global computer network; message sending; electronic communication services; providing user access to a global computer network; telecommunication of information; transfer of data by telecommunication; transmission of voice, data, images, audio, video, and information via telephone or the Internet; video messaging services; video conferencing services; video telephone services; telecommunication portal services.

Communications services; telecommunications services; Provision of telecommunication services, namely mobile virtual network operator (MVNO) services and telephone services; providing telephone services via prepaid telephone cards, telephone debit cards, SIM cards and rechargeable telephone cards; Transmission of telephone calls; paging services; information, advisory and consultancy services relating to communications services, to telecommunications services, communications apparatus, equipment and accessories, to telecommunications apparatus, equipment and accessories, paging services and to paging apparatus and equipment; rental and hire of communications apparatus, equipment and accessories, of telecommunications apparatus, equipment and accessories, and of paging apparatus and equipment; provision of information relating to communications, telecommunications and paging; providing telecommunications connections to a global computer network; message sending; electronic communication services; providing user access to a global computer network; telecommunication of information; transfer of data by telecommunication; transmission of voice, data, images, audio, video, and information via telephone or the Internet; video messaging services; video conferencing services; video telephone services; telecommunication portal services.

Providing loyalty cards (issuing of bonus cards, reduction cards and savings cards).

Printing; Photographic prints; Digital printing services; Printing of documents from digital media; Printing of digitally stored pictures and photographs; Printing of photographic images from digital media; Photographic development and photographic printing; Photographic film development; Printing and digital printing of photographic films, photographs and photograph albums; Reproduction of photographs and photographic slides and films; Processing of photographic film; Providing of information and assistance in photographic processing; Preservation of photographs; Photographic retouching; Photographic enlarging; Silk screen printing; Photogravure; Rental of printing machines and apparatus; Bookbinding; Providing information relating to printing services.

Design (development) of websites and/or mobile sites and mobile applications, in particular for selecting, modifying and sending photographs from mobile apparatus, and ordering prints thereof; Software development; Software design and development; Design and development of multimedia products; Design and development of computer software for remote development of photographs; Hosting of memory space on the internet for storing digital photographs.

Financial services, namely banking, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement; financial services, namely consolidated dispute processing, data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services; financial services, namely value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; financial services, namely providing financial information and transaction processing services by electronic means via the Internet and other computer networks, and monitoring financial transactions and evaluating the likelihood of fraud via a multi-factor scoring system, in the field of electronic fund transfer and payment processing services; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; insurance services; financial affairs, monetary affairs; financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; banking, payment, credit, debit, charge, cash disbursement, stored valued deposit access services; bill payment services; credit card, debit card, charge card, pre-paid card and stored value card services; cheque verification and cheque cashing services; automated teller machine services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travellers cheques and travel vouchers; payer authentication services; verification of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; provision of financial services by means of a global computer network or the Internet; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and whole locations; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; real estate services; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerized information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitization; consulting services regarding payment solutions, banking, credit card, debit card, payment card and automatic teller machine services; provision of information from a computer-stored data bank or via the internet in the field of financial services; administration and processing of claims under extended warranties of authentication, encryption and certification services used to provide security in electronic transactions and communications that take place over the Internet and other computer networks.

Providing secure electronic transmission of data, information, and messages via a global computer network; providing secure electronic transmission of data for payment and financial services via a global computer network; providing secure electronic transmission of data in the nature of machine readable codes that are displayed on mobile device display screens and transmitted over a global remote data processing network, including the internet; providing multi-user access to a secure computerized information network for the transfer and dissemination of a range of information in the field of financial services; information, advisory and consultancy services relating to all the aforesaid services; transmission of data through the use of electronic image processing by mobile telephone link; electronic mail, message sending and receiving services; broadcasting services; leasing access time to a computer database; telecommunications services; mobile telecommunication services; internet based telecommunication services; data communication services.

Scientific and technological services and research and design relating thereto; industrial analysis and research services; design, development, maintenance and update of computer software; providing temporary use of non-downloadable software and applications for managing, locating, activating and revoking authentication and digital credentials of near field communication (NFC) devices; design, development, maintenance and update of computer application software for mobile digital devices; design, development, maintenance and update of downloadable computer programs and application software for mobile phones and other digital devices that allows users to access coupons, vouchers, voucher codes, rebates, price-comparison information, product reviews, links to the retail websites of others, and discount information; design, development, maintenance and update of downloadable computer programs and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts via a cash-back system; design, development, maintenance and update of downloadable computer programs and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts; computer hardware and software consulting services; computer programming; support and consultation services for managing computer systems, databases and applications; application service provider (ASP) services, application software provider (ASP) featuring software for receiving, transmitting and displaying vouchers, coupons, voucher codes, special offers, reviews, product information, price comparison information, links to websites, and receiving and transmitting data for the purchase of goods and services; application service provider featuring software for providing consumers with information regarding discounts, vouchers and special offers for the goods and services of others; application service provider services concerning social networking software; graphic design for the compilation of web pages on the internet; information relating to computer hardware or software provided on-line from a global computer network or the internet; creating and maintaining web-sites; hosting the web-sites of others; creation of web pages; the design, creation and hosting of merchant websites; the designing, creation and hosting of bill payment websites; data storage retrieval services; data encryption and decryption of financial information; digital signature authentication services for authentication of others, namely, data encryption and data integrity; providing for others encrypted and digitally signed and authenticated data for use in issuance, and validation of digital certificates in the field of document authentication; digital certificate verification, authentication, issuance, distribution and management; technical consultation services in the fields of computer programming, financial computer networks, data processing, secure communications, data encryption and decryption and local area network security; dissemination of information over a global computer network in the fields of computer software, computer hardware, financial computer networks and local area networks; design, development, maintenance and update of computer hardware and application software for mobile devices; computer and Internet related services, namely, providing on-line electronic databases via a global computer network in the field of identity authentication and verification, payment cards, fraud and risk management, and banking; software as a service [SaaS]; electronic monitoring of personally identifying information to detect identity theft via the internet; design and development of web pages; consulting services in the field of computer services; consulting services relating to encryption of payment card numbers and related data; computer network security and management services; design and development of computer hardware and software; conversion of data or documents from physical to electronic media; creation and implementation of procedures and practices for issuance and management of digital certificates; computer related services, namely, managed computer network and Internet security services, namely, public key infrastructure (PKI) verification, authentication, distribution and management, digital certificate issuance, verification and management, and enterprise software integration; computer consultation regarding computer networks and internal computer networks, security services for computer networks and internal computer networks, namely, installation, design and customization of Internet and network firewall software for others; computer consulting services in the field of security integration, network security, network architecture, encryption technology, and computer security; security verification of computer network firewalls, servers and other network devices from unauthorized access, namely, analyzing global computer information network and internal computer network vulnerability; authentication services, namely, providing user and identity authentication services using software and hardware technology; Providing authentication of identity; development, design, implementation, testing, analysis, and consulting services in the field of security, access, authorization, authentication encryption, and identification systems for computers, computer hardware, computer networks, and websites; development, integration and operation of computer systems to support issuance and management of digital certificates.