Spices;Spiced salt;Curry spices;Cloves [spice];Ginger [spice];Helichrysum [spices];Helichrysum (spices);Mixed spices;Spice preparations;Edible spices;Pizza spices;Spice mixes;Cinnamon [spice];Pepper spice;Spice extracts;Baking spices;Curry [spice];Spice rubs;Mixed spice powder;Mustard powder [spice];Marinades containing spices;Ginger [powdered spice];Curry powder [spice];Curry spice mixes;Pepper powder [spice];Clove powder [spice];Cinnamon powder [spice];Hot pepper powder [spice];Bread flavored with spices;Bread flavoured with spices;Crackers flavoured with spices;Japanese horseradish powder spice (wasabi powder);Japanese pepper powder spice (sansho powder);Spices in the form of powders;Processed ginseng used as a herb, spice or flavoring;Teas;Kelp tea;Rooibos tea;Tea substitutes;Oolong tea;Barley tea;Tea (Iced -);Tea essences;Tea mixtures;Darjeeling tea;Lime tea;Herbal tea;Linden tea;Tea;Ginseng tea;Tea leaves;Chai tea;Tea extracts;Iced tea;Iced teas;Tea cakes;Rosemary tea;Citron tea;Peppermint tea;Oolong tea [Chinese tea];Black tea [English tea];Mate [tea];Sage tea;Tea bags;Ginger tea;White tea;Tieguanyin tea;Buckwheat tea;Tea bags for making non-medicated tea;Instant green tea;Instant Oolong tea;Earl grey tea;Earl Grey tea;Beverages (Tea-based -);Artificial tea;Instant tea;Green tea;Black tea;Jasmine tea;Tea beverages;Fruit teas;Herbal teas;Tea pods;Chamomile tea;Fermented tea;Yellow tea;Barley-leaf tea;Flavourings of tea;Japanese green tea;Chrysanthemum tea (Gukhwacha);Teas (Non-medicated -);Theine-free tea;Tea mix powders;Tea for infusions;Ginseng tea [insamcha];Lapsang souchong tea;Acanthopanax tea (Ogapicha);Tea (Non-medicated -);Herbal teas [infusions];Instant black tea;Tea essences (Non-medicated -);Burdock root tea (Wooungcha);Asian apricot tea (maesilcha);Non-medicinal herbal tea;Tea-based beverages;Red ginseng tea;Herb tea [infusions];Roasted barley tea;Lime blossom tea;Rose hip tea;Instant white tea;Tea extracts (Non-medicated -);Beverages made of tea;White lotus tea (Baengnyeoncha);Iced tea mix powders;Chinese matrimony vine tea (Gugijacha);Tea essence (Non-medicated -);Roasted barley tea [mugicha];Roasted brown rice tea;Tea based beverages (Non-medicated -);Beverages with a tea base;Iced tea (Non-medicated -);Tea bags (Non-medicated -);Sauces;Soy sauce [soya sauce];Soya sauces;Soy sauce;Canned sauces;Pepper sauces;Chili sauce;Cooking sauces;Tomato sauce;Sauce powder;Hot sauce;Curry sauces;Sauces [condiments];Fish sauce;Mushroom sauces;Shrimp sauce;Alfredo sauce;Salad sauces;Kebab sauce;Taco sauce;Teriyaki sauce;Soya sauce;Pizza sauce;Sauce [edible];Picante sauce;Concentrated sauce;Pesto [sauce];Barbecue sauce;Satay sauces;Savory sauces;Worcestershire sauce;Ketchup [sauce];Chocolate sauce;Brown sauce;Pizza sauces;Cheese sauce;Spicy sauces;Horseradish sauces;Horseradish sauce;Fruit sauces;Sauce (Tomato -);Sauce powders;Spaghetti sauce;Savoury sauces;Sauce mixes;Herb sauces;Basting sauces;Chocolate sauces;Tartare sauce;Tartar sauce;Artichoke sauce;Pasta sauce;Pasta sauces;Salsa sauces;Oyster sauce;Remoulade sauce;Peanut sauce;Sauces for pizzas;Ready-made sauces;Kombu soy sauce;Food dressings [sauces];Sauces for rice;Sambal sauce (ground red pepper sauce);Sauces containing nuts;Vegetable purees [sauces];Coulis (Fruit -) [sauces];Fruit coulis [sauces];Tomato based sauces;Apple sauce [condiment];Sauces for pasta;Vegetable pastes [sauces];Sauces for chicken;Truffle cream sauces;Mayonnaise-based sauces;Cranberry sauce [condiment];Sauces flavoured with nuts;Sweet and sour sauce;Sriracha hot chili sauce;Mixes for preparing sauces;Sauces for ice cream;Seasoned soy sauce (Chiyou);Hot chili pepper sauce;Sauces for use with pasta;Hon-mirin-type flavouring sauce;Dried sauce in powder form;Sauces for barbecued meat;Vegetable pulps [sauces - food];Preparations for making sauces;Sauces for frozen fish;Korean soy sauce [ganjang];Preparations for making up into sauces;Sambal oelek (ground red pepper sauce);Canned spaghetti in tomato sauce;Savory sauces, chutneys and pastes;Savory sauces used as condiments;Flavourings in the form of dehydrated sauces;Flavourings in the form of concentrated sauces;Prepared foodstuffs in the form of sauces.

Video game software; recorded video game software; downloadable video game software; computer game software; recorded computer game software; downloadable computer game software; virtual reality software; downloadable virtual reality game software; recorded virtual reality game software; electronic game software for mobile phones.

Providing temporary use of non-downloadable game software; game services provided on-line from a computer network; entertainment services, namely, providing information relating to computer games or video games via computer networks and global communication networks; entertainment services, namely, providing virtual environments in which users can interact through computers or video game consoles for entertainment, recreational, and leisure purposes; entertainment services, namely, providing on-line video and computer game services; providing a web-based system and on-line portal for customers to participate in on-line gaming, operation and coordination of game tournaments, leagues and tours for recreational computer game playing purposes .

Data processing apparatus;Computer peripheral devices;Computer memory devices;Couplers [data processing equipment];Radios;Navigational instruments;Global Positioning System [GPS] apparatus;Covers for smartphones;Portable media players;Subwoofers;Car televisions;Car video recorders;Cameras [photography];Stands for photographic apparatus;Teaching robots;Materials for electricity mains [wires, cables];Switches, electric;Electric plugs;Battery chargers;USB chargers.

Fire buckets;Laptop sleeves;Sleeves for laptops;Laptop computers;Laptop bags;Laptop covers;Hybrid laptops;Laptop cases;Convertible laptops;Laptops [computers];Laptop docking stations;Laptop carrying cases;Stands adapted for laptops;Bags adapted for laptops;Sleeved rails, electric;Protective cases for laptops;Cooling pads for laptop computers;Battery chargers for laptop computers;Electrical coupling sleeves;Junction sleeves for fibre optics;Wind sleeves [wind indicators];Junction sleeves for electrical cables;Cables (Junction sleeves for electric -);Sleeves (Junction -) for electric cables;Junction sleeves for electric cables;Wind sleeves [wind-direction indicators];Wireless portable printers for use with laptops and mobile devices;Electronic organizers;Digital organizers;Electronic personal organizers;Organic light-emitting diodes;Mobile phone cases;Cell phone cases;Cases for mobile phones;Carrying cases for cellular phones;Carrying cases for mobile phones;Leather cases for mobile phones;Cases adapted for mobile phones;Waterproof cases for smart phones;Protective cases for cell phones;Carrying cases for cell phones;Protective cases for mobile phones;Leather cases for cellular phones;Internet phones;Digital phones;Video phones;Conference phones;Smart phones;Ear phones;Cellular phones;Phone plugs;VOIP phones;Cell phones;Mobile phones;Mobile phone covers;Mobile phone speakers;Mobile phone straps;Digital cellular phones;Wearable smart phones;Batteries for phones;Phone extension jacks;Cell phone covers;Braille mobile phones;Mobile phone chargers;Phone extension leads;Cell phone straps;Mobile phone screen protectors;Mobile phone docking stations;Cell phone battery chargers;Mobile phone battery chargers;Displays for mobile phones;Headphones for smart phones;Mobile phone ring holders;Phone covers [specifically adapted];Batteries for mobile phones;Chargers for mobile phones;Camera casings;Sunglass cases;Lens cases;Computer cases;Spectacle cases;Straps for mobile phones;Holders for cell phones;Mobile phone ring stands;Keyboards for mobile phones;Software for mobile phones;Displays for smart phones;Straps for cellular phones;Phone cases;DVD cases;Battery cases;Eyewear cases;Glasses cases;Camcorder cases;Camera cases;Eyeglass cases;Cases (Eyeglass -);CD cases;Memory card cases;Cases for headphones;Waterproof smartphone cases;Cellular telephone cases;Pince-nez cases;Eye glass cases;Waterproof camera cases;Compact disc cases;Cases for telephones;Contact lens cases;Cases for eyewear;Cases for diskettes;Cases for smartphones;Camcorder waterproof cases;Cases for PDAs;Tablet computer cases;Cases (Pince-nez -);Beeper carrying cases;Printed circuit cards;Printed circuit boards;Flexible printed circuits ;Divers' face masks;Swimming face masks;Welding masks;Scuba masks;Breathing masks;Masks (Divers' -);Swimming masks;Dust masks;Divers' masks;Gas masks;Divers masks;Swim masks;Skin diving masks;Dust protective masks;Masks for diving;Scuba diving masks;Masks for swimming;Face-protection shields;Workmen's protective face-shields;Print counters;Printed circuits;Print servers;Spectacle chains;Keys (Encoded -);Surveying chains;Eyeglass chains;Chains (Eyeglass -);Pince-nez chains;Chains for sunglasses;Electronic key cards;USB web keys;Encoded key cards;Chains for spectacles;Chains for eyeglasses;Eye glass chains;Electronic keys for vehicles;Magnetically encoded key cards;Supply chain management software;Electronic keys for automobiles;Electronic ID cards;Intrusion detection system [IDS] software;Electronic tags;Electronic security tags;Electronic tags for goods;Tags for identifying electric cables;Radio-frequency identification (RFID) tags;Sunglasses for pets;Wind socks for indicating wind direction;Decorative wind socks for indicating wind direction;Socks for protection against accidents, irradiation and fire;Flip covers for smartphones;Flip covers for tablet computers;Flip covers for mobile phones;Flip covers for smart phones;Flip covers for cellular phones;High definition set-top boxes;Set-top boxes;Lap Top computers;High voltage transformers;High voltage reactors;High voltage multipliers;High tension batteries;High frequency transducers;High definition televisions;High frequency switches;Shoes (Protective -);Smart bracelets;Bus bars;Conductor bars;Bracelets (Encoded identification -), magnetic;Warning flags;Mouse pads;Pads (Mouse -);Computer mouse pads;Mouse pads [computer peripheral];Mouse scanners;Mouse mats;Computer mouses;Computer mouse;Replacement mouse feet;Mouses for computers;Mouse [computer peripheral];Mouse [data processing equipment];Wrist rests for computer mouse users;Touch pads;Digitiser pads;Tone pads;Mats for use with a computer mouse;Touch pads [electronic];Touch pads [electric];Sunglass nose pads;Spectacle nose pads;Knee-pads for workers;Notebook computer cooling pads;Nose pads for eyewear;Brake pad wear sensors;Ear pads for headphones;Electronic notebooks;Notebook PCs;Notebook computers;Notebook computer carrying cases;Cases adapted for notebook computers;Survival blankets;Fire blankets;Fire-extinguishing blankets;Tags for identifying electric conductors;Tags for identifying electric wires;Downloadable electronic greeting cards for sending by regular mail;Integrated circuit cards [smart cards];Smart cards [integrated circuit cards];Optical cards;Graphics cards;Microprocessor cards;Credit cards;Memory cards;Video cards;Card readers for credit cards;Laser cards;Smart cards;Circuit cards;SIM cards;Ethernet cards;Encoded cards;Card readers for magnetic cards;Expansion cards;Sound cards;Network cards;Data cards;Microchip cards;Card readers;PC cards;Add-in cards;Cash cards [magnetic];Magnetic credit cards;Magnetic card readers;Memory expansion cards;Flash card readers;Electronic card readers;Magnetic strip cards;Identity cards, magnetic;Credit card terminals;Electronic circuit cards;Electronic identification cards;Encoded smart cards;Blank smart cards;Encoded gift cards;Magnetic encoded cards;Magnetic cards [encoded];Biometric identity cards;Computer card adapter;Printed cards [encoded];Trading cards [magnetic];Magnetic identifying cards;LAN computer cards;Encoded loyalty cards;Encoded reward cards;Cards containing microprocessors;Telephone credit cards;Encoded telephone cards;Credit cards [encoded];Identity cards, encoded;Encoded identity cards;Coded identification cards;Printed cards [magnetic];Swim goggles;Swimming goggles;Prescription goggles for swimming;Nose clips for swimming;Life jackets;Jackets [bullet proof];Divers' life jackets;Safety life jackets;Jackets for video cassettes;Life jackets for pets;Jackets for computer disks;Inflatable jackets for use in life saving;Jackets for protection against accidents, irradiation and fire;Trousers for protection against accidents, irradiation and fire.

Drawing T-squares;T-squares (Drawing -);T-squares for drawing;Desk top organizers;Pencil top ornaments;Desk top planners;Decorative pencil-top ornaments;Bibs, sleeved, of paper;Sleeves for holding and protecting stamps;Dress making patterns;Jackets for papers;Paper file jackets;Hat boxes of cardboard;Hat boxes of paper;Paper baby bibs;Babies' bibs of paper;Paper bibs for babies;Paper bibs;Bibs of paper;Baby books;Baby books [storybooks];Baby memory books;Baseball cards;Pencil caps;Cap erasers;Plastic baseball card holders;Milk bottle caps [trading cards];Trading card milk bottle caps;Prints;Printed programmes;Printed music;Printed matter;Printed periodicals;Forms, printed;Printed forms;Photographic prints;Printing paper;Printing papers;Printed questionnaires;Printed brochures;Printed stationery;Giclee prints;Gift bags;Printed patterns;Printed guides;Printed calendars;Timetables (Printed -);Printed reports;Printed advertisements;Printed flyers;Printing type;Printing fonts;Print characters;Graphic prints;Pictorial prints;Printed lectures;Color prints;Printed manuals;Canvas prints;Printed publications;Publications (Printed -);Art prints;Print wheels;Printed timetables;Printing sets;Printed newsletters;Printed invitations;Photographs [printed];Photo prints;Printed curricula;Printed lessons;Printed vouchers;Printed tables;Printed booklets;Printed cards;Printed menus;Prints [engravings];Engravings [prints];Printing blocks;Print blocks;Lithographic prints;Printed charts;Printed tickets;Printed awards;Printed certificates;Printed coupons;Printed books;Printed horoscopes;Printed photographs;Print letters;Printing characters;Printed visuals;Printed emblems;Cartoon prints;Printed diagrams;Printed plans;Printed leaflets;Printed pamphlets;Printed diplomas;Dustbin bags;Bubble packs;Packing paper;Packing cardboard;Packing cardboard containers;Bubble packs for packaging;Bubble packs for wrapping;Blister packs for packaging;Plastic bags for packing;Packing containers of cardboard;Carrier bags;Paper bags;Sandwich bags;Rubbish bags;Freezer bags;Sandwich bags [paper];Paper party bags;Conical paper bags;Desktop organizers;Personal organizers;Polypropylene foil for packing;Plastic bubble packs for wrapping;Plastic bubble packs for wrapping or packaging;Bubble packs (Plastic -) for wrapping or packaging;Packing [cushioning, stuffing] materials of paper or cardboard;Cushioning or padding made of paper for packing purposes;Checkbook cases;File cases;Pen cases;Map cases;Pencil cases;Passport cases;Stamp cases;Chequebook cases;Stationery cases;Stencil cases;Filing cases;Mezuzah cases;Cases for pens;Flip chart cases;Cases for passports;Check book cases;Leather pencil cases;Writing cases [sets];Cheque book cases;Printed art reproductions;Portable printing sets;Planners [printed matter];Diaries [printed matter];Digital printing paper;Printed cartoon strips;Printed comic strips;Printed training materials;Printed seminar notes;Printed answer sheets;Printed flip charts;Annuals [printed publications];Printed promotional material;Masking paper;Masking papers;Paper face towels;Face tissues of paper;Stencils for face painting;Typewriter keys;Lithographic engravings;Paper tags;Gift tags;Price tags;Engraving sheets;Paper identification tags;Engravings and their reproductions;Baggage tags of paper;Tags for index cards;Baggage claim check tags of paper;Baggage claim check tags of cardboard;Dye-sublimation print paper;Flip books;Flip charts;Blank flip charts;Flip chart carrying cases;Painting canvas;Canvas boards;Artists' canvas;Canvas for painting;Silk canvas [painters' article];Canvas panels for artists;Betting slips;Account slip pads;Paper lace;Engravings;Engraving plates;Photo-engravings;Silver paper;Crossword puzzles;3D wall art made of card;3D wall art made of paper;Art pictures;Art mounts;Art etchings;Art paper;Wall decals;Wall maps;Wall calendars;Fine art prints;Graphic art reproductions;Wall charts;Wall planners;Graphic art prints;Graphic art books;Illustrated wall maps;Adhesives for art use;Photographic or art mounts;Lithographic works of art;Works of art of paper;Arts and crafts paint kits;Paper flags;Flags of paper;Flags made from paper;Paper hangtags;White papers;Fine paper;Paper pennants;Paper pennons;Mildewproof paper;Posters;Advertising posters;Mounted posters;Poster magazines;Poster books;Paper;Composing frames [printing];Paraffined paper [waxed paper];Stencil paper [mimeograph paper];Graph paper;Gummed paper;Paper emblems;Paper signs;Directory paper;Thermal paper;Honeycomb paper;Opaque paper;Calligraphy paper;Paper doylies;Paper tablecloths;Paper pads;Paper clasps;Parchment paper;Greaseproof paper;Posters made of paper;Photo mounting corners;Photo albums;Photo storage boxes;Mini photo albums;Brag books [photo albums];Photo albums and collectors' albums;Paper stock [printing paper];Japanese paper;Hygienic paper;Toilet paper;Paper folders;Fluorescent paper;Paper ribbons;Duplicating paper;Note papers;Writing paper;Calendered paper;Napkin paper;Postcard paper;Waxed paper;Wax paper;Paraffined paper;Mimeograph paper;Tissue papers;Corrugated paper;Paper board;Computer paper;Ivory paper;Publication paper;Paper sacks;Household paper;Bond paper;Paper badges;Glassine paper;Notebook paper;Offset paper;Absorbent paper;Paper fasteners;Paper staples;Coated paper;Shelf paper;Envelope paper;Envelope papers;Waterproof paper;Electrocardiograph paper;Drawing paper;Recycled paper;Baking paper;Vellum paper;Paper serviettes;Paper napkins;Paper-clips;Proofing paper;Lavatory paper;Lining paper;Xerographic paper;Paper padding;Giftwrapping paper;Ribbons (Paper -);Paper ribbon;Bunting [paper];Paper garlands;Newsprint paper;Paper (Waxed -);Carbon paper;Paper tissues;Binder paper;Grocery paper;Paper signboards;Canvas stretcher bars for artists;White paperboard;Steel pens;Steel letters;Car stickers;Sticker activity books;Stickers;Vehicle bumper stickers;Bumper stickers;Stickers [decalcomanias];Sticker books;Sticker albums;Adhesive stickers;Decorative stickers for cars;Albums for stickers;Decorative stickers for helmets;Paper cuttings;Etching sheets;Instruction sheets;Sheet music;Score sheets;Music sheets;Informational sheets;Laser cut paper;Paper cutting crafts;Paper sheets [stationery];Stickers [stationery];Postcards;Postcards and picture postcards;Picture postcards;Lenticular postcards;Legal pads;Pads [stationery];Note pads;Memorandum pads;Easel pads;Memo pads;Inking pads;Stamp pads;Scratch pads;Scribbling pads;Writing pads;Pads (Writing -);Ink pads;Sketch pads;Scribble pads;Score pads;Desk pads;Blotting pads;Drawing pads;Memo pad holders;Pads of paper;Paint applicator pads;Loose-leaf pads;Seal ink pads;Adhesive pads [stationery];Note pad holders;Writing paper pads;Stamp pad inks;Prescription reminder pads;Calendar desk pads;Adhesive note pads;Inks for pads;Padded bags of card;Drawing tablets [drawing pads];Pads for applying paint;Padded bags of paper;Pads of party invitations;Ink pads for seals;Spiral-bound notebooks;Notebooks;Notebook covers;Pocket notebooks;Notebook dividers;Reporters' notebooks;Blank paper notebooks;Holders for notebooks;Printers' blankets, not of textile;Paper towels;Towels of paper;Paper hand towels;Paper hand-towels;Face towels of paper;Drying towels of paper;Hand towels of paper;Hygienic hand towels of paper;Towels of paper for cleaning purposes;Towels of paper for removing make-up;Recycled bond paper;Printed transfers for embroidery or fabric appliqués;Bags of plastics for lining refuse bins;Plastic bin liners;Bin liners of paper;Bin liners of plastics;Paper gift tags;Luggage tags of paper;Luggage tags of cardboard;Greetings cards;Greeting cards;Musical greeting cards;Musical greetings cards;Pop-up greetings cards;Paper boxes for storing greeting cards;Printed greeting cards with electronic information stored therein;Cards;Blister cards;Birthday cards;Blank cards;Occasion cards;Correspondence cards;Christmas cards;Name cards;Picture cards;File cards;Index cards;Scoring cards;Place cards;Trading cards;Filing cards;Trivia cards;Card files;Score-cards;Post cards;Announcement cards;Flash cards;Menu cards;Collectable cards;Record cards;Holiday cards;Anniversary cards;Gift cards;Invitation cards;Visiting cards;Business cards;Note cards;Reference cards;Card indexes;Motivational cards;Colour sample cards;Index cards [stationery];Gift wrap cards;Blank note cards;Book jackets;Jackets of paper for books.

Utensils for household purposes;dishes for soap;brushes;scoops for household purposes;aquarium hoods;bottle openers, electric and non-electric;toothbrushes;hair for brushes;pet feeding bowls;mixing spoons [kitchen utensils];coffee services [tableware];soap holders; combs;cleaning instruments, hand-operated;tableware, other than knives, forks and spoons;powder puffs;moulds [kitchen utensils]; cosmetic utensils;Coffee scoops.

Sanitary pads;Babies' nappies.

Furniture;Cushions [furniture];Seating furniture;Furniture racks;Wooden furniture.

Software; application software; software to enable uploading, downloading, posting, showing, displaying, blogging, sharing or otherwise providing electronic media or information via computer, mobile, wireless, and telecommunication networks; software for processing images, graphics, audio, video, and text; downloadable software, namely, messaging software, communications software for electronically exchanging data, audio, video images and graphics via computer, mobile, wireless, and telecommunication networks; downloadable software in the nature of a mobile application for sending, receiving, confirming and responding to alerts, messages, and notifications via computer, mobile, wireless, and telecommunication networks; software to enable reporting of incidents and events; instant messaging software; electronic bulletin boards; electronic publications; downloadable electronic publications; apparatus and instruments for geolocation; geolocation software.

Telecommunications services; geolocation services; geolocation based communication services; data transmission and reception services via telecommunication means; electronic transmission and reception of data and information; electronic transmission and reception of emergency messages and signals; electronic transmission and reception of alert notifications to users of mobile devices; telecommunication services, namely, data transmission and reception services via telecommunication networks; electronic exchange of voice, data, audio, video, text and graphics accessible via computer and telecommunication networks; messaging services; electronic messaging; providing and operating online chat rooms and electronic bulletin boards; providing notification alerts; providing access to computer databases; consultancy, information and advice relating to these services.

Coffee, tea, cocoa and artificial coffee; rice; tapioca and sago; flour and preparations made from cereals; bread, pastries and confectionery; edible ices; sugar, honey, treacle; yeast, baking-powder; salt; mustard; vinegar, sauces (condiments); spices; ice; rice balls; sushi; rice cakes; rice crackers; rice biscuits; rice products for food; flavoured rices; flour of rice; fried rice; foodstuffs made of rice; frozen prepared rice; natural rice [processed] for food for human consumption; prepared meals containing principally rice; prepared rice dishes; rice based snack foods; brown rice.

Services for providing food and drink; temporary accommodation; café and cafeteria, snack-bar, bar and restaurant services provided indoor, outdoor and in public spaces; restaurant and catering services; bakery services; consultancy services relating to food, drink, catering, restaurant and cafeteria services.

Candles; Soy candles; Perfumed candles; Scented candles.

Glasses, sunglasses and contact lenses; Chains for spectacles and for sunglasses.

Provision of an online marketplace, namely a platform for buyers and sellers of goods and services to market their own goods and services.

Financial services, in particular financing services for the health care sector; financial services provided in person, over the phone, via mobile app or the internet; financial administration and management services; financial advisory services; financial management and planning services; insurance services; insurance underwriting services; insurance brokerage services; pension services; financial management of employee benefit schemes; investment services; fund raising services; provision of finance grants; arranging loans; real estate management; healthcare costs, and personal health and wellness programmes; financial services in relation to hospitals and healthcare providers; membership discount schemes; payment processing and transfers, e-commerce, sales transactions, invoice processing; provision of financial information, advisory and consultancy services; Provision of information, advice and training in relation to cost reimbursement and insurance in the health care sector.