Interactive computer programs and computer programs downloadable from a global computer network containing instructional material for education, business, management and communications; electronic publications; publications available over a global computer network dealing in a variety of educational subjects.

Educational services; training services; conducting courses, seminars and workshops; conducting courses, seminars, workshops and educational services on-line; skills testing services; consulting services accessible over a global computer network advising others in the field of administering educational services; educational testing; providing standardised tests and skills assessment and testing to determine educational standards and skills.

Insurance; financial affairs; monetary affairs; real estate affairs; banking; building society services; provident society services; bank account and savings account services; credit services; financial and money lending services; services for valuation of real estate; stock-broking services; financial services provided via the Internet; online banking services; credit card services; debit card services; provision of secured and unsecured loans; provision of overdraft facilities; provision of loans secured by mortgage; mortgage services; mortgage brokerage services; investment portfolio management services; payment processing services; banking and financial services provided via telecommunications networks, mobile phone networks, satellite networks, wireless networks, cable networks, the Internet and global computer networks; currency exchange services; issuing of travellers' cheques; information, advice and consultancy in relation to all the aforesaid services.

Training guides in electronic format.

Books.

Software for the provision of equity trading services, securities crossing and exchange services, automated methods of crossing financial orders, electronic financial and crossing exchanges; software for the provision of banking and financial trading services; software for providing online electronic trading platforms and online electronic marketplaces; software for trading financial products; software for use in displaying and managing financial product portfolios and orders; data receivers for registration, transfer, processing and reproduction of sounds, images or data; banking cards [encoded or magnetic]; computer communication software to allow customers to access bank account information and transact bank business; encryption apparatus and devices; encryption and decryption software; software for use in the secure identification, storage, transmission and/or retrieval of data; software relating to identity verification and fraud prevention; verification apparatus; encryption devices to enable secure storage, retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; computer software to facilitate the secure collection, transport, storage, distribution and delivery of cash, banknotes, coins, foreign currency, cheques, travellers cheques, securities, valuables and documents; multifunction cards for financial services; charge cards, cash cards, bank cards, cheque cards, credit cards, debit cards; hand-held devices for payment and value exchange services and for other personal information services; aTM (Automated Teller Machine) cards, access cards, identification cards, integrated chip cards and pre-paid cards and supporting systems related thereto; aTM machines, point of sale card readers, remote access devices; data carriers; computer hardware and software for the provision of banking services, financial services, bank account management services, monetary transfer services, payment services, financial analysis and financial reports, financial management services, and information services relating to banking and finance; publications, newsletters, magazines, periodicals, pamphlets and leaflets, all in electronic form supplied on-line from databases or from facilities provided on the Internet (including web sites); publications, newsletters, magazines, periodicals, pamphlets and leaflets, all in digital or electronic format, or provided by CD-ROM or diskette; Financial management software; computer software for online banking; application software for use on mobile telephones and other mobile devices for online banking.

Accounting services; book-keeping; payroll preparations; business appraisals, enquiries, investigations, research and business management advice; business management consulting; advertising and promotion services and information services relating thereto; business and commercial information services, all provided on-line from a computer database, computer network, global computer network or the Internet; compilation of advertisements for use as web pages on the Internet; business management services; business advisory services; compilation of directories for publishing on global computer networks or the Internet; compilation of advertisements for use on or as web pages or web sites on global computer networks or the Internet; provision of space on web sites for advertising goods and services; business administration services for the processing of sales made on the Internet; business planning; market analysis and research; data collection and processing; employee payroll processing services; information relating to economic services provided on-line(not downloadable); publication of advertising material, printed matter, periodicals, newsletters, magazines, pamphlets, leaflets and other text relating to banking, financial, insurance, economic and investment on-line (not downloadable); wage payroll preparation; Advertising and promotion services; office functions; advertising and distribution of advertising information; arranging and conducting trade shows and networking events in the field of business and business management; providing information in the field of business consulting; promoting the goods and services of others over the Internet; creating, providing and displaying business information, advertisements, and descriptions of products and services of others; conducting and operating public opinion polls; loyalty card services; Data verification services; electronic data processing, storage and retrieval services; advisory, consultancy and information services relating to all of the aforesaid services.

Insurance; financial affairs; monetary affairs; real estate affairs; investment services; corporate and private banking services; internet banking services; financial services provided via the Internet; provision of financial information; credit and credit card services; debit card services; administration of bank accounts; mortgage services; property funding services; commercial financing services; real estate fund management services; asset management services; treasury services; advice and assistance relating to all the aforesaid services.

Charitable services, namely providing food and drink catering;Charitable services, namely, providing food to needy persons;Charitable services, namely providing temporary accommodation;Preparation and provision of food and drink for immediate consumption;Preparation of food and beverages;Preparation of food and drink;Providing drink services;Providing food and beverages;Providing food and drink;Providing food and drink for guests;Provision of food and beverages;Provision of food and drink;Self-service cafeteria services;Services for providing food and drink;Services for the provision of food and drink;Serving food and drinks;Supplying meals to the homeless or underprivileged;Supplying of meals for immediate consumption;Teahouse services.

Acceptance of bill payments;Acceptance of bills of exchange;Accident insurance;Accident insurance underwriting;Accident insurance underwriting services;Accommodation bureau services [apartments];Accommodation bureaux [apartments];Accommodation bureaux (real estate property);Accommodation (leasing of -) [apartments];Accommodation letting agency [apartments];Accommodation (rental of -) [apartments];Account debiting services;Accounts payable debiting services;Accounts receivables financing;Acquisition and transfer of monetary claims;Acquisition for financial investment;Acquisition of land to be let;Actuarial consulting and advisory services;Actuarial services;Actuarial services relating to financial transactions;Administration of capital investment services;Administration of deposit taking;Administration of financial affairs;Administration of financial affairs relating to real estate;Administration of financial covenants;Administration of fund investment;Administration of funds and investments;Administration of group insurance;Administration of group insurance plans;Administration of insurance business;Administration of insurance claims;Administration of insurance claims adjustment;Administration of insurance plans;Administration of insurance portfolios;Administration of investment funds;Administration of mortgage business;Administration of mutual funds;Administration of patient reimbursement programs;Administration of pension funds;Administration of pension schemes;Administration of pre-paid health care plans;Administration of property portfolios;Administration of savings accounts;Administration of shares;Administration of trusts;Administrative services relating to investments;Advancement of funds;Advice on finance during retirement;Advice on finance for retirement;Advice on fiscal assessments;Advice on fiscal valuations;Advice regarding credit;Advice regarding lending services;Advice relating to insurance;Advice relating to investment during retirement;Advice relating to investment for retirement;Advice relating to investments;Advice relating to loan recovery services;Advice relating to mortgages for residential properties;Advice relating to pensions;Advice services relating to enhancement of mortgages;Advisory services relating to banking;Advisory services relating to corporate finance;Advisory services relating to credit;Advisory services relating to finance;Advisory services relating to financial asset management;Advisory services relating to financial investment;Advisory services relating to financial investments;Advisory services relating to financial matters;Advisory services relating to financial planning;Advisory services relating to [financial] risk management;Advisory services relating to financing;Advisory services relating to futures;Advisory services relating to insurance claims;Advisory services relating to insurance contracts;Advisory services relating to international securities;Advisory services relating to investment finance;Advisory services relating to investments;Advisory services relating to investments and finance;Advisory services relating to life insurance;Advisory services relating to loan services;Advisory services relating to money management;Advisory services relating to mortgages;Advisory services relating to mutual funds;Advisory services relating to real estate ownership;Advisory services relating to real estate valuations;Advisory services relating to unit trusts;Agencies for collecting electric power utility payments;Agencies for collecting gas or electric power utility payments;Agencies for collecting gas utility payments;Agencies for commodity futures trading;Agencies in the field of bonds and other securities;Agencies in the field of credit for farming;Agencies or brokerage for leasing or renting of land;Agencies or brokerage for renting land;Agencies or brokerage for renting of buildings;Agency (Estate -);Agency services for arranging travel insurance;Agency services for bonds;Agency services for lending on mortgage.

Clothing; footwear; headgear.

Bank account services;Bank card services;Bank cheque card services;Bank note checking;Bankers clearing house services;Banking (home-);Banking insurance;Banking services for deposit-taking;Banking services in relation to the electronic transfer of funds;Banking services provided for paying bills by telephone;Banking services provided for schools;Banking services relating to the transfer of funds from accounts;Banking services relating to travellers' cheques;Banking services;Banking and financing services;Banking;Banking (Home -);Banking services relating to the acceptance of fixed interval installment payments;Banking services relating to the deposit of money;Banking services relating to the deposit of money;Bank account and savings account services;Bank account information services;Bank card, credit card, debit card and electronic payment card services;Banking services for deposit taking;Bankers' clearing services;Banking, financial and insurance services;Finance services;Finance (provision of-);Finance (raising of-);Finance leasing;Lending on mortgages;Lending against securities;Lending on mortgage;Lending services to merchants for the purpose of financing store inventories of vehicles;Lending services to merchants secured by accounts receivable;Lending and loans services;Lending against security;Lending against securities;Currency exchange and advice;Currency exchange services;Currency trading;Currency-exchange services;Currency dealing;Currency exchange rate quotations;Payment administration services;Payment processing;Payment and receipt of money as agents;Payment transaction card services;Payment services provided via wireless telecommunications apparatus and devices;Trade credit (provision of finance for-);Trade finance services;Traded options brokerage;Finance services;Finance (provision of-);Finance (raising of-);Finance leasing;Share registration services;Share underwriting;Share brokerage services;Share exchange schemes;Share management;Share orientation advisory services;Share planning services;Share portfolio management;Share registration;Share services;Share price information services;Mortgage brokerage;Mortgage lending;Mortgage lending and mortgage brokerage services;Mortgage loans and financing services;Mortgage procurement;Mortgage banking and broking;Mortgage broking services;Mortgage services;Mortgage (lending on -);Mortgage advice;Mortgage and savings services;Mortgage banking and brokerage;Mortgage banking and mortgage brokerage;Mortgage banking and mortgage broking;Mortgage banking insurance;Mortgage brokerage services;Mortgage brokering;Mortgage broking;Mortgage financing services;Mortgage insurance;Mortgage investment management;Mortgage issuing services;Mortgage loan services;Mortgage loans;Mortgage protection policies;Mortgage banking;Mortgage refinancing;Savings account services;Savings accounts services;Savings and loan associations;Savings and loan services;Savings;Savings scheme services;Savings schemes relating to health;Savings schemes relating to health care;Savings schemes relating to health insurance;Savings schemes relating to opticians services;Savings bank services;Credit and cash card services;Credit card payment services;Credit and debit card services;Credit and loan services;Credit card and debit card services;Credit card and payment card services;Credit scoring services;Credit cards (Issuance of -);Credit card services;Credit bureaux;Credit card validation services;Credit agencies;Credit agencies in the field of farming;Credit arranging;Credit bureaus;Credit card protection and registry services;Credit card transaction processing services;Credit card verification;Credit consultation;Credit inquiry and consultation;Credit rating services;Credit recovery and collection;Credit reporting agency;Credit reporting services;Credit unions;Credit brokerage;Credit bureau;Credit services;Credit-card services;Credit cards services;Credit (issuing letters of -);Credit advice;Credit advisory services;Credit agency services;Debit account services;Debit card validation services;Debit collection;Debit card services;Debit card payment services;Lending on mortgages;Lending against securities;Lending on mortgage;Lending services to merchants for the purpose of financing store inventories of vehicles;Lending services to merchants secured by accounts receivable;Lending and loans services;Lending against security;Lending against securities.

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