Payment processing; payment administration services.

Telecommunications services; assigning of telephone numbers; outbound calling services; providing live chat services; interactive internet communication services; teleconference facilities; automated telephone answering services; remote technical assistance in the field of telecommunications.

Hosting of live chat services; software as a service; software as a service, namely providing temporary use of non-downloadable software for the management of telecommunications, contact lists and call history; disaster recovery services.

Payment processing; payment administration services.

Telecommunications services; assigning of telephone numbers; outbound calling services; providing live chat services; interactive internet communication services; teleconference facilities; automated telephone answering services; remote technical assistance in the field of telecommunications.

Hosting of live chat services; software as a service; software as a service, namely providing temporary use of non-downloadable software for the management of telecommunications, contact lists and call history; disaster recovery services.

Education; provision of training; education and training by a building society or financial services provided to school pupils, college and higher education students, and young adults, and their educators and carers, on life skills, money management, investments, and finances; education and training for school pupils, college and higher education students, and young adults regarding personal finances; arranging and conducting of education and training courses concerning money management, investment and finances; computer-assisted education services; computer assisted training services conducting courses, seminars and workshops; online (non-downloadable) multimedia games, audio and video recordings concerning money management, investments and finances.

The bringing together, for the benefit of others, of a variety of electronic and printed publications in electronically and computer readable form, printed matter, books, booklets, pamphlets, brochures, magazines, newsletters and leaflets, enabling customers to conveniently view and purchase those goods; the bringing together, for the benefit of others, of a variety of financial and monetary services, banking services, loan and credit, and lease-finance services, financial transfers and transactions and payment services, debt consolidation services, bank account services, independent financial guidance services, financial management advisory services, direct debit services, financial advice services in relation to switching between energy service providers, financial advice services, namely the sourcing and promotion of the best value, economical, ethical and/or most affordable goods and services, insurance services, enabling customers to conveniently view and purchase those services; information, advisory, research and consultation services in relation to any of the aforesaid; any of the aforesaid also provided by mail order and/or online via the Internet or any other electronic platform.

Financial and monetary services, and banking; loan and credit, and lease-finance services; lending and loans services; arranging loans; arrangement of loans; financing of loans; provision of loans; provision of emergency loans, temporary loans, interest free loans and grants; provision of alternative payday loan products; financing of personal loans; arranging of personal loans; provision of personal loan services and products; provision of brokerage services; financial brokerage; financial brokerage and the facilitation of better financial packages and loans for consumers with the aid of the buying power of local council authorities; financial services relating to the provision of loans; support and guidance relating to personal finance; hire-purchase financing; financial leasing [hire purchase]; hire purchase financing services; brokerage for hire-purchase; arranging the hire purchase of goods; provision of finance for hire-purchase; provision of funds for hire purchase; provision of funds for hire purchase and for leasing; financial transfers and transactions, and payment services; debt consolidation; debt management services; debt counselling services; debt advisory services; debt consolidation services and advice; advisory services relating to money management; provision of advice in relation to debt and money options; provision of advice in relation to debt and building economic resilience and financial independence; provision of consultation and/or advice relating to financial products and services; bank account services; bank account and savings account services; banking services relating to the transfer of funds from accounts; provision of consultation and/or advice relating to basic banking and savings accounts and direct debit services; advisory services relating to financial matters and financial planning; provision of generic financial advice; independent financial guidance; financial management advisory services; financial economic advisory services; personal financial planning advisory services; financial advisory services for individuals; financial advice and/or consultation services relating to Islamic finance products; financial advice and/or consultation services relating to mainstream financial services and products; advice and/or consultation services relating to value for money and ethical financial products; direct debit services; financial advice in relation to switching between energy service providers; financial advice, namely the sourcing and promotion of the best value, economical, ethical and/or most affordable goods and services; insurance services; information, advisory, research and consultation services in relation to any of the aforesaid; any of the aforesaid also provided online via the Internet or any other electronic platform.

Information, advisory, research and consultation services in relation to the services for the supply, distribution, transmission, delivery and/or storage of energy, power and electricity, including energy from coal, gas and/or oil and/or another other energy sources including renewable energy sources; information, advisory, research and consultation services in relation to switching between energy service providers; any of the aforesaid also provided online via the Internet or any other electronic platform.

Educational services in relation to financial independence, managing money, saving and budgeting; educational advisory services in relation to financial independence, managing money, saving and budgeting; educational services in relation to financial management, planning, economic resilience; provision of educational information in relation to financial services, financial management and financial planning; training relating to employment opportunities; training relating to developing financial plans; provision of financial coaching, financial programmes and financial mentoring services in person and through online applications;provision of education consultation, training consultation and/or advice relating to online self-help tools such as budgeting tools and benefit calculators; information, advisory, research and consultation services in relation to any of the aforesaid; any of the aforesaid also provided online via the Internet or any other electronic platform.

Entertainment services; entertainment by or relating to television and radio; production and presentation of television and radio programmes; entertainment by or relating to games, competitions, quizzes, television appearances and audience participation events; lottery services; prize draws; gaming and gambling services; organisation and presentation of competitions, games, quizzes, fun events and audience participation events; organisation, production and presentation of shows and live performances; electronic game, quiz and competition services provided by means of the Internet or on-line from a computer network or database; consultancy, information and advisory services relating to all the aforesaid services; all of the aforesaid relating to the provision and promotion of lottery services, online lottery games and scratch card based lottery games.