Computer hardware; computer software; computer hardware and downloadable computer software for facilitating and administering electronic payments, electronic processing and transmission of payment data, cash disbursement, transaction authentication, authenticating user identification, routing, authorization and settlement services, fraud detection and control, and disaster recovery and encryption services; downloadable computer software; downloadable computer software for creating encryption keys, digital certificates, and digital signatures; computer software and hardware that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices; telecommunication and electrical apparatus and instruments; telecommunication and electrical apparatus and instruments, namely, apparatus for the recording, transmission and reproduction of data including sound and images; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, namely, for the development, maintenance and use of local and wide area computer networks; downloadable electronic publications; downloadable electronic publications, namely, newsletters, magazines and books in the fields of payments, financial services, technology, philanthropy, entertainment, culture and global affairs; printing apparatus for data processing systems and financial transaction systems; encoders and decoders; integrated circuit chips for use in mobile phones and NFC and RFID devices; magnetic encoded smart cards and payment cards; cards encoded with security features for authentication and identification purposes; cards encoded with security features for identification purposes; payment card readers; magnetic coded card readers; electronic data carrier card readers; Point-of-sale terminals and downloadable software for making contactless payments; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices, namely, transponders; cash dispensing machines.

Advertising; business management; business advisory services; marketing consulting services; market research services; data processing in the field of banking and payments; business information services in the field of data analytics relating to marketing demographics and consumer purchasing behaviors tracking; promoting the goods and services of others by means of coupons, discounts, advertisements, rewards and incentives generated in connection with the use of credit and debit cards, electronic links to merchant and retailer web sites, and through promotional contests; promoting goods and services of others through the distribution of printed materials and advertisements; promoting the cultural events, charitable events, concerts, sporting events, travel experiences, fine dining events, festivals, awards shows, and special events of others; business administration of loyalty and rewards programs; preparation of statements of accounts; bill presentment services; public relations; retail services and online retail services, provided through networks or other electronic means, in connection with the provision of credit cards and debit cards; computer database management; providing information regarding purchase of goods and services on-line via the Internet and other computer networks; financial records management; data processing and data verification services; information, advisory and consultancy services related to all the aforesaid services.

Business information services; business advisory services; business consultancy services; business intelligence services; business analysis services; business appraisal services; business risk management services; business risk assessment services; providing business information and business data for use in connection with regulatory compliance; providing business information relating to fraud, fraud management, identity verification and regulatory compliance; business services to mitigate risk and exposure from transactions involving cryptocurrencies and other digital assets; data processing verification; benchmarking services; information, advisory and consultancy services relating to all the aforesaid services.

Financial information services; financial advisory services; financial consultancy services; financial intelligence services; financial analysis services; financial appraisal services; financial risk assessment services; providing financial information in the field of cryptocurrencies and other digital assets; providing information relating to financial transactions; providing financial information, advice and consultancy to mitigate risk and exposure from transactions involving cryptocurrencies and other digital assets; providing financial information relating to fraud, fraud management, identity verification and regulatory compliance monitoring of transactions involving cryptocurrencies and other digital assets; information, advisory and consultancy services relating to all the aforesaid services.

Promoting the use of payment cards through discounts and promotional incentives, including coupons and discount offers for the goods and services of others, which coupons and offers may be in paper or electronic formats; the bringing together, for the benefit of others, of a variety of goods and services, enabling customers to conveniently view and purchase those goods or services from a general merchandise catalogue by means of telecommunications or from a general merchandise Internet web site.

Financial services; banking and credit services; providing credit card, debit card, charge card and store value prepaid card services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card systems, cash disbursements services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers' cheques vouchers; advisory services relating to all the aforesaid services.

Telecommunication services; Internet based telecommunication services; data communication services; on-line information services; electrical data transmission over a global remote data processing network, including the Internet; transmission, provision or display of information from a computer-stored data bank or via the Internet; transmission of data through the use of electronic image processing by telephone link.

Financial services; banking and credit services; providing credit card, debit card charge card and store value prepaid card services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card systems, cash disbursement services, and transaction authorisation and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; fraud detection services; issuing and redemption services all relating to travellers cheques and travel vouchers; advisory services relating to all the aforesaid services.

Telecommunication services; Internet based telecommunication services; data communication services; on-line information services; electrical data transmission over a global remote data processing network, including the Internet; services for the transmission, provision and display of information from a computer-stored data bank or via the Internet; transmission of data through the use of electronic image processing by telephone link.

Compiling, storing, analyzing and retrieving data and information between buyers, suppliers and financial institutions; compiling, retrieving, storing, indexing and electronically distributing information materials; creating indexes of information, websites and other information sources; data processing services relating to commercial, credit and debit transactions by telephone and telecommunication link.

Insurance services; financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorisation and settlement services, provision of debit and credit services by means of radio frequency identification devices known as transponders; travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; providing of financial services to the public in the form of hand held card technology incorporating a digital data storage facility, such data representing monetary value that can be added too or subtracted from accordingly; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet.

Scientific apparatus and instruments; magnetic data carriers, recording discs; automatic vending machines and mechanisms for coin operated apparatus; cash registers; data processing equipment; computers, computer hardware, computer software and computer programs; computer programs, applications, solutions and databases used to provide data and information in the field of banking and financial services; computer programs, applications, solutions and databases for analyzing customer information and for customer and market analysis in relation to financial products and services; on-line, non-downloadable software and databases for use in compiling and editing business and marketing research reports in the fields of banking and financial services; telecommunications apparatus and instruments; electronic apparatus for the registration, transmission and reproduction of data, including sounds and images; accounting machines; apparatus for registration, transmission, reproduction of data including sound and images; magnetic recording supports; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, in particular for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories including integrated circuit memories and banking card memories; downloadable electronic publications; printing apparatus including printing apparatus for data processing systems and financial transaction systems; automated tellers and cash machines for banking establishments; encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip ("smart cards"); charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; prepaid cards; banking cards including printed banking cards and banking cards using magnetic memories and integrated circuit memories; card readers; magnetic coded card readers, electronic data carrier cards, magnetic coded card readers, electronic data carriers card readers, electronic encryption units, computer hardware, computer terminals, computer software for use in the financial services, banking and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking, foreign exchange bureaux services and telecommunications industries; radio frequency identification devices (transponders); and electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards, prepaid cards and payment cards; apparatus for teaching cards; cash dispending machines; vending machines; computer peripheral devices and electronic goods, namely, calculating machines, pocket planners, personal digital assistants (PDAs).

Advertising; promotional services; business management; business administration; office functions; commercial, industrial and business management assistance; business appraisals; advisory services for business management; business research; market research; marketing studies; business marketing consultation services; information services, namely, providing business, marketing, customer, consumer and commercial information relating to the fields of banking and financial services; providing marketing research, business research and market research consulting services, all related to the fields of banking and financial services; providing business and marketing research reports in computer readable format related to the fields of banking and financial services; customer and market analysis in relation to financial and banking products and services; compilation of business, market, consumer, customer and related information into computer databases; provision of trade, business, economic and statistical information (business); preparation of statements of accounts; bookkeeping; consultancy services relating to the acquisition of goods and services; public relations; publication of publicity texts; issuing of publicity leaflets; computer database management; data processing; provision of information relating to all the aforesaid from a computer-stored data bank or via the Internet.

Encoded magnetic cards; charge cards, bank cards, credit cards, debit cards and payment cards, customer loyalty, benefit and discount cards; computer software relating to the handling of financial transactions such as payments by charge cards, bank cards, credit cards, debit cards, payment cards and reward redemption; electronic apparatus for processing payments made by bank cards, credit cards, debit cards, payment cards and reward redemption; electronic apparatus for reading and displaying information stored on bank cards, credit cards, debit cards, payment cards and customer loyalty, benefit and discount cards; electronic verification apparatus for verifying authenticity of bank cards, credit cards, debit cards, payment cards and customer loyalty, benefit and discount cards; computer software relating to the organisation, management, operation and supervision of sales and promotional, loyalty and benefit schemes; automated cash machines; telecommunication-enabled digital cartographic databases; apparatus and instruments for recording, transmission, reception, processing, retrieval, reproduction, manipulation, analysis, display and print-out of sound, images and/or data; digital communication apparatus and instruments; electronic apparatus and instruments, all for processing, logging, storing, transmission, reception, display and/or printout of data; mobile and fixed telephone apparatus and instruments; pagers; computer software and digital databases for the location of automated cash machines and retail outlets, including in response to real-time queries, via mobile, fixed telephone and/or the internet; parts and fittings for all the aforesaid goods.

Printed publications; magazines and directories; credit cards, debit cards, charge cards; advertising and promotional materials; web pages downloaded from the Internet in the form of printed matter; advertisements; directories; coupons and vouchers.

Computer hardware, computer software and computer programs; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip ("smart cards"); charge cards, bank cards, credit cards, debit cards and payment cards; card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); and electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; vending machines.

Insurance services; financial services; banking and credit services; providing credit card, debit cards, charge card and stored value prepaid card services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitised information; services in the accessibility, storage and utilisation of a store of digitised information representing monetary value in hand-held technology accessible to use by an individual; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the internet.

Computer hardware, computer software and computer programs; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip ("smart cards"); charge cards, bank cards, credit cards, debit cards and payment cards; card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); and electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; vending machines.

Insurance services; financial services; banking and credit services; providing credit card, debit cards, charge card and stored value prepaid card services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitised information; providing financial services to the public in the form of handheld card technology incorporating a digital data storage facility such data representing monetary value that can be added to or subtracted from accordingly; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the internet.