Financial advice; financial consultancy; financial analysis; research services relating to finance; providing financial information; information relating to finance provided online from a computer database or the Internet; computerised financial information services; computerised financial advisory services; financial market information services; financial and monetary services; banking; providing online information relating to finance.

Education; training; publishing services related to printed and electronic publications (not for advertising purposes); organisation of seminars, congresses, courses and training.

Advertising and promotional services; business information; commercial information; business management; business assistance; business risk assessment; commercial management assistance; compilation of data relating to goods for purchase; bookkeeping and accounting services; tax and taxation assessments and advice; preparation and compilation of income or corporate tax returns data processing services; information, advisory and consultancy services relating to data processing; user incentive schemes relating to use of credit cards, store cards, charge cards, cash cards, debit cards, payment cards; loyalty, incentive and bonus program services; information, advisory and consultancy services related to all the aforesaid services.

Banking services; online banking services; crypto currency services, payments and crypto currency exchange and trading services; credit card, debit card, store card, bank card, charge card, gift voucher card and other payment card authorisation services; electronic funds transfer and payment services; processing of transactions made by credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; card to card transfer and mobile banking and payments including crypto currency services, payments and crypto currency exchange and trading services; processing of credit and debit transactions by telecommunication link; issue and redemption of tokens, coupons and vouchers of value; currency exchange services; electronic wallet services (payment services); E-wallet account services namely the provision of online electronic money accounts (e-wallet accounts) and services for consumers and online merchants whereby consumers fund their e-wallet accounts and consumers and online merchants (businesses) send and receive payments and remittances over the Internet; point of sale payment services; mail payment services; telephone payment services; escrow services; recurring payment services; merchant account services; financial risk management; financial services; insurance; monetary affairs; services in relation to secure handling of online financial transaction data; services for secure transfer of money between banks, their customers and merchant accounts; financial services being financial analysis and consultation; financial exchange of data between financial institutions and their customers; financial services relating to analysis of payment transaction data; monetary affairs services being cross border multi-currency exchange services; information, advisory and consultancy services related to all the aforesaid services.

Advisory and consultancy services, all relating to electronic data capture and transmission systems for the purposes of electronic funds transfer from points of sale; receipt and/or delivery of messages, documents and other data by electronic transmission; receipt and/or delivery of messages, documents and other data via the Internet; provision of electronic communication links; Transmission services related to the dissemination by email of vouchers, voucher codes, gift codes, claim codes, discount offers, promotional offers, coupons and printable vouchers enabling customers to conveniently view and redeem tokens of value by means of the Internet; providing access to computer servers, databases and networks; providing access to the Internet; provision of telecommunications connections and access to the Internet; telecommunication portal services; location-based and personal transmission of information; providing and supplying location-specific data transmission via the Internet; leasing of access time to databases; information, advisory and consultancy services related to all the aforesaid services. .

Education, training; entertainment; publishing services; arranging and conducting conferences, seminars, exhibitions and competitions; information, consultancy and advisory services relating to all the aforesaid services.

Providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks; updating software of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of card readers and electronic apparatus all for handling financial and associated transactions including authorisation and processing of payments made with credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards and other payment cards and microchips containing account details; monitoring of electronic apparatus for retrieving information stored on credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards and other payment cards and microchips containing account details; monitoring updating of electronic verification apparatus for verifying authenticity of credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards and other payment cards and microchips containing account details; design and development of computer hardware and software; computer software programming services; providing temporary use of non-downloadable computer software for preparing invoices or for tracking packages over computer networks, intranets and the internet; providing temporary use of non-downloadable computer software broadcasting geographical data received using a global positioning system; computer services; application service provider (ASP) services featuring mobile phone and wireless handheld computer applications software for use in enabling users to make electronic payments and to receive, redeem, and manage electronic receipts and electronic coupons; lease, hire and rental of computer equipment, hardware, software and programs; encryption services; electronic signature verification and authorisation services; digital signature verification and authorisation services; information, advisory and consultancy services related to all the aforesaid services.

Identity theft and fraud prevention services; identity theft and fraud prevention services relating to processing of financial payments made by bank cards, credit cards, debit cards, charge cards, gift voucher cards, store cards, stored value payment cards and other cards containing microchips with bank account details in multiple currencies for merchant accounts including card authorisation, verification and fraud screening; information, advisory and consultancy services related to all the aforesaid services.

Beauty salon services; hair dressing salon services; massage; sun tanning salon services; provision of sauna and steam room facilities; aromatherapy services; health spa services.

Insurance services; financial services; private banking services; monetary affairs; financial management, administration and valuation services; financing and procurement of financing; financial loan advisory services; loan procurement services; mortgage, banking, investment management, trustee and financial advisory services; deposit taking, savings, investment, mortgage and real estate agency services; financial administration services; financing services for securing of funds; pension fund administration; financing services for the securing of funds for others and for the financing and arranging of loans; services for the financing of home loans; valuation of chattels; nominee services; stock broking services; tax services; pension fund services; public and private equity financing; funds transfer services; brokerage agencies for insurance and credit; management of wealth; issuing of traveller cheques; credit card, charge card, cash card, cheque guarantee card, purchase, payment and debit card services; financial planning and investment advisory services; provision of finance, money exchange and money transmission services; real estate appraisals, brokerage, leasing, management and valuations; real estate selection and acquisition; rent collection; renting and leasing of premises; credit card services; credit, discount and loyalty card services; issuance of tokens of value for use in loyalty schemes; information, advisory and consultancy services relating to the aforementioned services.