Cosmetics; moisturizers; toners; serums; masks; cleansers; toiletries, soaps, perfumery; fragrances; essential oils; shampoos; conditioners; lotions; creams; anti-perspirants and deodorants for personal use; preparations for the care and treatment of the body, face, skin or hair; shower gels; moisture lotions; moisture creams; body scrubs; bath gels; bath creams; facial moisturising lotions; face masks, eau de toilette; parfums; scented body sprays; body gels; body lotions; body creams; body masks; body contouring patches; facial creams, lotions and toners; hand care creams, face scrubs; skin moisturisers; dentifrices; eau de cologne; detergents (not for use in industrial or manufacturing processes or for medical use); preparations for cleansing, moisturizing and/or care of the skin or hair; depilatory preparations; toilet preparations for use in the bath; room fragrances

Paper, cardboard and goods made from these materials, not included in other classes; printed matter; plastic materials for packaging (not included in other classes), in particular plastic bags.

Publicity and business management services, marketing, arranging advertising, publicity activities and business mediation regarding the trading of various goods and the supply of various services; sales promotion (for others) of various goods and services; demonstration of various goods and services; assembly (for others) of various goods to facilitate easy viewing and purchase by the customer; selection and inventory of services to facilitate consumer choice; advertising agency services.

Paper, cardboard and goods made from these materials, not included in other classes; printed matter; plastic materials for packaging (not included in other classes), in particular plastic bags.

Publicity and business management services, marketing, arranging advertising, publicity activities and business mediation regarding the trading of various goods and the supply of various services; sales promotion (for others) of various goods and services; demonstration of various goods and services; assembly (for others) of various goods to facilitate easy viewing and purchase by the customer; selection and inventory of services to facilitate consumer choice; advertising agency services.

Organising, operating and supervising incentive schemes.

Issuing tokens of value in relation to incentive schemes.

Organising, operating and supervising incentive schemes.

Issuing tokens of value in relation to incentive schemes.

Organising, operating and supervising incentive schemes.

Issuing tokens of value in relation to incentive schemes.

Advertising, organisation, promotion, operation, supervision and management of loyalty schemes and incentive schemes; information, advice and assistance relating to the aforesaid services.

Financial services relating to incentive and loyalty schemes; issuing tokens of value for incentive and loyalty schemes.

Insurance; arranging insurance; personal insurance; car rental insurance; financial services; financial services provided via the Internet; insurance services provided via the Internet; underwriting services provided via the Internet; brokerage services provided via the Internet; underwriting (insurance-); brokerage (insurance-); brokerage advisory services relating to insurance; advisory, consultation and information all for the aforesaid services.

Advertising and promotional services; market research; personnel and recruitment services; accounting, auditing and book keeping; tax preparation and consulting services; data-processing services; compilation of and providing databases and directories of business and management data and information; business management; business administration; business and management advice, assistance, consultancy, information and research; business and management advice, assistance consultancy, information and research in the fields of insurance, risk, information technology, strategic change and business processes; provision of business and management information; business services; commercial information services provided by access to a computer database; compilation of information into computer databases; business risk consulting, assistance and advice services; computerised business information retrieval; database management; business risk management; business information services in the nature of providing business information on goods and services of others in the field of business risk management, including to maximize the benefit of such goods and services to consumers; consulting relating to employee benefits; business services relating to the assessment, administration and management of business advice, assistance, arrangement, information and research in relation to all the aforesaid; including all of the aforesaid services being provided via portals, web sites and web pages.

Insurance; financial affairs; monetary affairs; provision of aviation insurance; financial, finance, investment and insurance services; fund raising; financial and insurance administration and management; preparation of financial and insurance reports; assurance, insurance, pensions and reinsurance services; actuarial services; financial services relating to the assessment, administration and management of financial risk; assurance, insurance, reinsurance, investment and pensions brokerage, agency and advisory services; assurance and insurance underwriting services; financial valuations, claims adjustment and claims settlement services; trusteeship services; real estate services; rental and leasing of real estate; provision of insurance information; financial information services provided by access to a computer database; providing insurance information and insurance consultancy; insurance services in the nature of loss control management; insurance brokerage services; reinsurance brokerage services; financial and direct risk management services, namely, exposure and financial modelling and analysis, catastrophe and geospatial modelling, actuarial analysis and market security reviewing; insurance claims processing and administration services; risk management services, namely, portfolio analysis and optimization, enterprise risk management (ERM) advice and consulting services to assist with legal, regulatory and rating agency requirements; insurance consultation including reinsurance structuring consultation and implementation; consulting services in the field of state and federal employee benefit plans concerning insurance and finance; information services in the nature of providing information on goods and services of others in the fields of insurance, reinsurance and financial risk management, including to maximize the benefit of such goods and services to consumers; advice, assistance, arrangement, information and research in relation to all the aforesaid; including all of the aforesaid services being provided via portals, web sites and web pages.

Acceptance of bill payments;Accident insurance;Electronic banking services;Electronic cash transactions;Electronic commerce payment services;Electronic credit card transaction processing;Electronic credit card transactions;Electronic debit transactions;Electronic funds transfer;Electronic funds transfer by telecommunications;Retail financing services.