Financial services; banking services; person to person and person to business money transfer services offered via telephone, mobile telephones, wireless devices, the Internet, a global computer network and/or other communication devices; the provision of financial services for the support of retail services; payment services; remote payment services; credit card services; debit card services; pre-paid card services; payment transactions services and payment processing services; money transfer services; electronic wallet services; automated teller machine services; value exchange services, including secure electronic cash transactions and electronic cash transmissions; electronic and digital commerce payment services; point of sale and point of transaction services; transaction authorization and settlement services; payer authentication services; payment transaction authentication and verification services; electronic funds transfer services; financial clearing services; reconciliation services; providing financial services via the Internet, wireless network, wireless devices, global computer network, telephones, mobile telephones and/or other communication devices; providing financial payment and payment processing services via the Internet, wireless networks, wireless devices, global computer network, telephones, mobile telephones and/or other communication devices; facilitating person-to-person payment services; secure electronic transactions over the internet or a computer network to facilitate electronic commerce; bill payment services; remote bill payment services; financial fraud protection and detection services; payment information management services; provision of financial information; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; financial settlement and financial authorisation services in connection with the processing of financial payment transactions; maintenance of financial records; on-line banking; bill payment services provided via the Internet or through a website; online banking; financial services provided over the telephone and by means of a global computer network or the Internet; bill payment and presentment services; cheque verification services; issuing of tokens of value in relation to bonus and loyalty schemes; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means including payment services through wireless devices; verification of financial information; payer authentication; remote payment services; stored value electronic purse services; stored value electronic payments services; provision of debit and credit card services by means of radio frequency identification devices (transponders); provision of debit and credit card services by means of communication and telecommunication devices.

Telecommunication services; mobile telecommunication services; internet based telecommunication services; data communication services; providing secure electronic transmission of financial information via the Internet, a global computer network, wireless devices, telephones, mobile telephones and/or other communications devices; electronic and digital transmission of bills; transmission of financial payments and transactions via computer terminals connected to networks and the internet or via telephone and mobile telephone or other communications devices; transmission services for the provision or display of information from a computer-stored data bank or via the internet in the field of financial services; providing access to third party websites by enabling users to log in through a universal username and password via the internet and other communication networks; portal services; providing user access to the internet; transmission of data through the use of electronic image processing by telephone link.

Provision of electronic publications (not downloadable); providing on-line electronic publications; publication of electronic books and journals on-line; providing publications from a global computer network or the Internet which may be browsed; education; provision of training; arranging and conducting of seminars, symposiums, workshops and conferences; publication of texts; provision of education information.

Design and development of computer software; computer programming; installation, maintenance and repair of computer software; providing services namely creating a web-based system and mobile applications used for secure e-commerce payment transactions; the designing, creation and hosting of bill payment websites; computer and Internet related services, namely providing on-line electronic databases via a global computer network in the field of identity authentication and verification; data encryption and decryption of financial information; technical consultation services in the fields of secure communications, data encryption and decryption; providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks; computer programming; computer software design and consultancy; installation, maintenance and updating of computer software; rental of computers and computer software; rental of web servers; computer system design and analysis; creating and maintaining websites for others; data conversion of computer programs and data; information services relating to all of the aforesaid services, including such services provided via the Internet.

Bureau vetting services.

Financial services; banking services; person to person and person to business money transfer services offered via telephone, mobile telephones, wireless devices, the Internet, a global computer network and/or other communication devices; the provision of financial services for the support of retail services; payment services; remote payment services; credit card services; debit card services; pre-paid card services; payment transactions services and payment processing services; money transfer services; electronic wallet services; automated teller machine services; value exchange services, including secure electronic cash transactions and electronic cash transmissions; electronic and digital commerce payment services; point of sale and point of transaction services; transaction authorization and settlement services; payer authentication services; payment transaction authentication and verification services; electronic funds transfer services; financial clearing services; reconciliation services; providing financial services via the Internet, wireless network, wireless devices, global computer network, telephones, mobile telephones and/or other communication devices; providing financial payment and payment processing services via the Internet, wireless networks, wireless devices, global computer network, telephones, mobile telephones and/or other communication devices; facilitating person-to-person payment services; secure electronic transactions over the internet or a computer network to facilitate electronic commerce; bill payment services; remote bill payment services; financial fraud protection and detection services; payment information management services; provision of financial information; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; financial settlement and financial authorisation services in connection with the processing of financial payment transactions; maintenance of financial records; on-line banking; bill payment services provided via the Internet or through a website; online banking; financial services provided over the telephone and by means of a global computer network or the Internet; bill payment and presentment services; cheque verification services; data repository and client profile information services; issuing of tokens of value in relation to bonus and loyalty schemes; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means including payment services through wireless devices.

Telecommunication services; mobile telecommunication services; internet based telecommunication services; data communication services; providing secure electronic transmission of financial information via the Internet, a global computer network, wireless devices, telephones, mobile telephones and/or other communications devices; electronic and digital transmission of bills; transmission of financial payments and transactions via computer terminals connected to networks and the internet or via telephone and mobile telephone or other communications devices; services for the transmission, provision or display of information from a computer-stored data bank or via the internet in the field of financial services; providing access to third party websites by enabling users to log in through a universal username and password via the internet and other communication networks; portal services; providing user access to the internet; transmission of data through the use of electronic image processing by telephone link.

Provision of electronic publications (not downloadable); providing on-line electronic publications; publication of electronic books and journals on-line; providing publications from a global computer network or the Internet which may be browsed; education; provision of training; arranging and conducting of seminars, symposiums, workshops and conferences; publication of texts; provision of education information.

Design and development of computer software; computer programming; installation, maintenance and repair of computer software; providing web-based system and mobile applications used for secure e-commerce payment transactions; the designing, creation and hosting of bill payment websites; computer and Internet related services including providing on-line electronic databases via a global computer network in the field of identity authentication and verification; data encryption and decryption of financial information; technical consultation services in the fields of secure communications, data encryption and decryption; providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks; computer programming; computer software design and consultancy; installation, maintenance and updating of computer software; rental of computers and computer software; rental of web servers; computer system design and analysis; creating and maintaining websites for others; data conversion of computer programs and data; information services relating to all of the aforesaid services, including such services provided via the Internet.

Bureau vetting services.

Insurance; Financial affairs; Monetary affairs; Real estate affairs.

Software as a service; software as a service for contract management; information technology services; software as a service for transparency reporting; all the aforesaid Services relating to contract management, transparency reporting, financial transfers and payment processing in the medical, healthcare or life sciences fields and none for use in clinical trials, for providing information regarding pharmaceutical preparations, for treating patients, or for the purpose of facilitating the exchange of data between patients and healthcare professionals or patients and pharmaceutical companies.