Computer hardware and software for facilitating payment transactions by electronic means; software products for secure protected online payments; software relating to payment over the internet and other communications networks; electronic payment terminal; electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; read-out apparatus for use in the authentication and identification of cashless payment means; credit cards; computer software that allows merchants to accept payment for goods and services by check, credit, debit or stored value card over a global computer network; combination electronic terminal, printer, check reader, card reader and payment transaction storage device for use in the approval and processing of check, credit, debit and stored value card payments; computer hardware; terminals; printers; signature capture devices; check readers; PIN pads; contactless readers; cellular wireless electronic transaction terminals and electronic payment devices for use in connection with check, credit card, debit card and stored value card transactions, transaction authorisations and payment processing services.

Business management and business administration of online merchants for and on \ behalf of such merchants, but also for and on behalf of other parties involved in \ the payments chain, such as administrative processing of purchase orders, \ invoicing, negotiation and conclusion of commercial transactions for third parties; outsourcing services and business management and organisation consultancy; data processing services in the field of check, credit, debit, stored value and \ electronic benefits transfer card transactions and payments; bookkeeping and \ data processing in the field of employee benefits and pension plans; advertising \ services, namely, selective insertion of promotional and informational materials \ into mailings; advertising and marketing services, namely, direct mail, \ development and creation of brochures, sales support communications and other \ promotional materials; marketing and advertising services for others, namely, \ placing of onscreen advertising on automatic teller machines (ATMs); mail processing services for others, namely, mail sorting and handling and receiving; business management, namely, efficiency expert services in the areas of information and workflow processing management; business administration services, namely, computerised order processing and inventory management; business services, namely, administration, billing and reconciliation of accounts \ on behalf of others; providing business information management services, \ namely, managing business information and data databases of others and \ preparing from said databases business models, business reports and \ correspondence comprising business information for others for use in business \ management activities and in customer mailings; business services for others, \ namely, providing market analysis in the nature of business marketing database \ modeling and scoring and providing business marketing information services for \ card issuers, deposit banks, and other direct marketers; business investigations; operation of telephone call centres for others; customer services, namely, \ providing customer service and product inquiry services via telephone and e-mail \ for others; customer loyalty services for financial institutions and merchants for \ commercial, promotional and/or advertising purposes, namely, conducting \ incentive award programs to promote the sale of products and services of others; promoting the sale of the goods and services of others through the distribution \ and processing of electronic coupons issued over a global computer network; tax \ filing and tax calculation services; providing an on-line interactive database \ containing commercial business information regarding consumers, namely, \ commercial financial transaction data, consumer data and customer data; processing of customer loyalty points, discounts and rewards via wireless \ proximity payment devices and magnetically encoded cards.

Computer hardware and software for facilitating payment transactions by electronic means; software products for secure protected online payments; software relating to payment over the internet and other communications networks; electronic payment terminal; electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; read-out apparatus for use in the authentication and identification of cashless payment means; credit cards; computer software that allows merchants to accept payment for goods and services by check, credit, debit or stored value card over a global computer network; combination electronic terminal, printer, check reader, card reader and payment transaction storage device for use in the approval and processing of check, credit, debit and stored value card payments; computer hardware; terminals; printers; signature capture devices; check readers; PIN pads; contactless readers; cellular wireless electronic transaction terminals and electronic payment devices for use in connection with check, credit card, debit card and stored value card transactions, transaction authorisations and payment processing services.

Business management and business administration of online merchants for and on \ behalf of such merchants, but also for and on behalf of other parties involved in \ the payments chain, such as administrative processing of purchase orders, \ invoicing, negotiation and conclusion of commercial transactions for third parties; outsourcing services and business management and organisation consultancy; data processing services in the field of check, credit, debit, stored value and \ electronic benefits transfer card transactions and payments; bookkeeping and \ data processing in the field of employee benefits and pension plans; advertising \ services, namely, selective insertion of promotional and informational materials \ into mailings; advertising and marketing services, namely, direct mail, \ development and creation of brochures, sales support communications and other \ promotional materials; marketing and advertising services for others, namely, \ placing of onscreen advertising on automatic teller machines (ATMs); mail processing services for others, namely, mail sorting and handling and receiving; business management, namely, efficiency expert services in the areas of information and workflow processing management; business administration services, namely, computerised order processing and inventory management; business services, namely, administration, billing and reconciliation of accounts \ on behalf of others; providing business information management services, \ namely, managing business information and data databases of others and \ preparing from said databases business models, business reports and \ correspondence comprising business information for others for use in business \ management activities and in customer mailings; business services for others, \ namely, providing market analysis in the nature of business marketing database \ modeling and scoring and providing business marketing information services for \ card issuers, deposit banks, and other direct marketers; business investigations; operation of telephone call centres for others; customer services, namely, \ providing customer service and product inquiry services via telephone and e-mail \ for others; customer loyalty services for financial institutions and merchants for \ commercial, promotional and/or advertising purposes, namely, conducting \ incentive award programs to promote the sale of products and services of others; promoting the sale of the goods and services of others through the distribution \ and processing of electronic coupons issued over a global computer network; tax \ filing and tax calculation services; providing an on-line interactive database \ containing commercial business information regarding consumers, namely, \ commercial financial transaction data, consumer data and customer data; processing of customer loyalty points, discounts and rewards via wireless \ proximity payment devices and magnetically encoded cards.

Computer hardware and software for facilitating payment transactions by electronic means; software products for secure protected online payments; software relating to payment over the internet and other communications networks; electronic payment terminal; electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; read-out apparatus for use in the authentication and identification of cashless payment means; credit cards; computer software that allows merchants to accept payment for goods and services by check, credit, debit or stored value card over a global computer network; combination electronic terminal, printer, check reader, card reader and payment transaction storage device for use in the approval and processing of check, credit, debit and stored value card payments; computer hardware; terminals; printers; signature capture devices; check readers; PIN pads; contactless readers; cellular wireless electronic transaction terminals and electronic payment devices for use in connection with check, credit card, debit card and stored value card transactions, transaction authorisations and payment processing services.

Business management and business administration of online merchants for and on \ behalf of such merchants, but also for and on behalf of other parties involved in \ the payments chain, such as administrative processing of purchase orders, \ invoicing, negotiation and conclusion of commercial transactions for third parties; outsourcing services and business management and organisation consultancy; data processing services in the field of check, credit, debit, stored value and \ electronic benefits transfer card transactions and payments; bookkeeping and \ data processing in the field of employee benefits and pension plans; advertising \ services, namely, selective insertion of promotional and informational materials \ into mailings; advertising and marketing services, namely, direct mail, \ development and creation of brochures, sales support communications and other \ promotional materials; marketing and advertising services for others, namely, \ placing of onscreen advertising on automatic teller machines (ATMs); mail processing services for others, namely, mail sorting and handling and receiving; business management, namely, efficiency expert services in the areas of information and workflow processing management; business administration services, namely, computerised order processing and inventory management; business services, namely, administration, billing and reconciliation of accounts \ on behalf of others; providing business information management services, \ namely, managing business information and data databases of others and \ preparing from said databases business models, business reports and \ correspondence comprising business information for others for use in business \ management activities and in customer mailings; business services for others, \ namely, providing market analysis in the nature of business marketing database \ modeling and scoring and providing business marketing information services for \ card issuers, deposit banks, and other direct marketers; business investigations; operation of telephone call centres for others; customer services, namely, \ providing customer service and product inquiry services via telephone and e-mail \ for others; customer loyalty services for financial institutions and merchants for \ commercial, promotional and/or advertising purposes, namely, conducting \ incentive award programs to promote the sale of products and services of others; promoting the sale of the goods and services of others through the distribution \ and processing of electronic coupons issued over a global computer network; tax \ filing and tax calculation services; providing an on-line interactive database \ containing commercial business information regarding consumers, namely, \ commercial financial transaction data, consumer data and customer data; processing of customer loyalty points, discounts and rewards via wireless \ proximity payment devices and magnetically encoded cards.