Financial services; open banking services; open banking payment processing services; card, cryptocurrency and e-wallet payment processing and payment top-up services; bank and payment account services (including payment top-up services); banking; banking services relating to the transfer of funds from accounts; electronic funds transfer and payment services; providing money transfer services via mobile devices and global computer networks; loan and credit, and lease-finance services; financial services relating to the withdrawal and depositing of funds; payment administration services; handling of standing orders and direct debits; payment and receipt of money as agents; processing financial card and payment transactions for others; contactless payment services; currency payment, transfer and exchange services (including in relation to fiat, digital, virtual and crypto currencies); e-commerce and e-payment services; cashless payment services effected and facilitated via telephone, email, SMS and other messaging services; automated payment services; point of sale payment services; providing electronic mobile payment services for others; financial rating and provision of credit reports; credit and credit worthiness evaluation, rating and scoring services; financial affordability assessment services; issuing bank card, credit card, debit card and electronic payment cards; bill payment services; electronic wallet services, including in relation to fiat, digital, virtual and crypto currencies (payment services); financial transactional services, namely, providing secure commercial transactions and payment options using a computer or mobile device; credit card and debit card transaction processing services; credit management services and credit fund transfer services, including paying off credit cards and credit card balances; financial clearing and settlement services; financial services in relation to fiat, digital, virtual and crypto currencies; point-of-sale payment services; providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; provision of prepaid cards, credit cards, debit cards, cryptocurrencies and tokens; financial intermediary services; financial analysis services; remote payment services; processing and collection of payments; financial administration and management services; financial management of reimbursement payments, payouts, withdrawals, refunds and disbursements for others; domestic and international remittance services; services in relation to secure handling of online financial transaction data; computerised financial data services; currency trading and exchange services; foreign currency transfer services; currency exchange rate quotations; payment transaction card services; rental, hire and lease of equipment for processing financial payment via cards, open banking and using cryptocurrency; issue and redemption of tokens of value; computerised information services relating to finance and banking matters; provision of information and news in the field of finance; issue of statements of account; provision of banking, financial and payment services and information via a website; preparation of financial reports; insurance services relating to purchase protection, price protection and extended warranty for goods purchased using credit cards, debit cards, open banking payments and cryptocurrencies; information, advice and consultancy relating to the aforesaid services; all of the aforesaid services also provided on-line from a computer database, the internet or by other electronic media.

Telecommunications, namely, transmission of electronic means of payment; providing access to platforms on the internet for e-commerce and payment transactions; providing online access to financial information; provision of access to online banking and open banking services and financial information; providing electronic transmission of financial and business data and information; telecommunications services, namely electronic transmission of data, messages and information; transmission of emails, message and short messages [SMS], images, speech, sound, music and text communications between mobile telecommunications devices; providing email notification alerts via mobile devices and the internet; providing user access to computer servers, databases and networks; providing access, connections and hypertext links to interactive computer databases and the internet; telecommunication portal services; providing online chat rooms and electronic bulletin boards; information, advice and consultancy relating to the aforesaid services; all of the aforesaid services also provided on-line from a computer database, the internet or by other electronic media.

Providing temporary use of online non-downloadable software for e-commerce, payment link transactions and point-of-sale payments (including deposits, withdrawals, disbursements and refunds) and for processing electronic payments; providing temporary use of non-downloadable software for platforms that accommodate multiple types of payment; authentication services (control) of data and messages transmitted via telecommunications; data and computer security services for protection against illegal network access; user authentication services using technology for e-commerce transactions, payment link transactions and point-of-sale payments; electronic monitoring of bank account, credit card and debit card activity and of personally identifying information to detect fraud via the internet; electronic data storage and back-up services; hosting of websites for the provision of financial, banking and payment services; cloud storage services for electronic files and data; development of computer software application solutions; technical support services relating to computer software and applications; application service provider (API) services, namely, hosting computer software applications of others; integration of computer systems and networks; development and hosting of transaction platforms on the internet; design, programming, development and maintenance of software for e-commerce platforms and platforms used for payment link transactions and point-of-sale payments; design services relating to computer hardware and computer programmes; advisory and information services relating to computer hardware and software; rental of financial management software; Platform as a Service (PaaS) in the field of finance, banking and payments; Software as a Service (SaaS) in the field of finance, banking and payments; authenticating coins and cryptocurrencies; information, advice and consultancy relating to the aforesaid services; all of the aforesaid services also provided on-line from a computer database, the internet or by other electronic media.

Identification verification services; identification verification services, namely, providing authentication of personal identification information via secure storage and transmitting such information via the internet; know your customer (KYC) identity verification; identity theft and fraud prevention services; information, advice and consultancy relating to the aforesaid services; all of the aforesaid services also provided on-line from a computer database, the internet or by other electronic media.