Computer hardware and software including a digital wallet enabling users to access coupons, vouchers, promotional codes and retail discounts and obtain monetary or loyalty rewards to be added as credit to their accounts; Computer software and hardware (recorded and/or downloadable) to enable and manage payments, banking services, credit cards, debit cards, payment cards, ATMs, stored value, electronic fund transfer, electronic payments; Computer software and hardware (recorded and/or downloadable) to enable and manage the transmission and electronic processing of data for paying invoices, money clearance services, transaction authentication, routing, authorisation and settlement, fraud detection and control, disaster recovery and encryption; Memory card reader systems and memory data reader systems, namely integrated circuit memories and electronic memory verification devices for checking the authentication of charge cards, bank cards, credit cards, debit cards and payment cards; magnetic encoded cards and cards containing an integrated circuit chip (smartcards); banking cards, namely, magnetically encoded banking cards and banking cards using magnetic memories and integrated circuit memories; payment card readers; Magnetic coded card readers, Readers of cards containing electronic data, Electronic encryption units, Transaction terminals such as point of sale and computer software for transmitting, displaying, storing transactions, financial identification and information for use in financial services, banking and the telecommunications industry; Automated teller machines [ATM].

Commercial information agencies, all relating to the providing and processing of credit, debit and payment cards; Promotion of goods and services for others via coupons, discounts, reward points and other incentives arising from the use of credit, debit and payment cards; Business administration of loyalty and reward programmes; Retailing of different goods, namely chemicals, Perfumery, Fuels, Pharmaceutical and veterinary preparations, Sanitary articles, dietetic food and substances, Preparations for killing vermin, Fungicides, herbicides, Metals, Building materials, Machine tools, Cutlery, Shaving equipment, scientific, nautical, Surveying, photographic, Cinematographic and optical, Of measuring, signalling, Checking (supervision), Life-saving and teaching instruments, Apparatus and instruments for conducting, distribution, Transforming, Store, Regulation or control of electricity, Apparatus for recording, transmission or reproduction of sound or images, Magnetic data carriers, recording discs, compact discs, DVDs and other digital recording media, Computer software, surgical and medical apparatus and instruments, Dental and veterinary, Apparatus for lighting, Heating, Steam production, Cooking, Refrigerating and drying, Ventilation, water supply and sanitary purposes, Vehicles for locomotion by land, air or water, Firearms, Explosives, Fireworks, Jewellery, precious stones, Clocks and watches, Musical instruments, Printed mater, Book-binding material, Photographs, Stationery items, Artists' materials, Office requisite, Teaching and, Of leather or plastic, Trunks and travelling bags, Umbrellas, parasols, canes, Building materials, Furniture, Household or kitchen utensils and containers, Combs, brushes and sponges, Articles for cleaning purposes, Glassware, porcelain and earthenware, Ropes, string, nets, Tarpaulins, Sacks and bags, Threads and textile goods, Bed linen and table linen, Clothing, footwear, Headgear, Carpets, Games and playthings, Sporting articles, Christmas tree ornaments, Foods and drinks, Tobacco, smoker's articles, Provided online via networks or other electronic means using electronically digitised customer and card information, namely for purchases using credit and debit cards; Corporate advisory services; Business investigations.

Hardware and software that includes a digital wallet allowing users to access coupons, vouchers, promotional codes and retail discounts and obtain monetary or loyalty rewards that can be added as credit to their accounts; Software and hardware (recorded and/or downloadable) to facilitate and manage payments, banking services, credit cards, debit cards, payment cards, ATMs, stored value, electronic fund transfer, electronic payments, electronic bill payment transmission and processing data, money disbursement services, transaction authentication, routing, authorization and settlement, fraud detection and control, disaster recovery and encryption; memory card reader systems and memory data reader systems, namely integrated circuit memories and electronic verification devices memories for verifying the authentication of charge cards, bank cards, credit cards, debit cards and payment cards; magnetically encoded cards and cards containing an integrated circuit chip (smart cards); banking cards, namely magnetically encoded banking cards and banking cards using magnetic memories and integrated circuit memories; payment card readers; encoded magnetic card readers, electronic data card readers, electronic encryption units, transaction terminals such as point of sale and software for transmission, display, storage of transactions, identification and financial information for use in financial services, banking and the telecommunications industry; ATM machines.

Commercial information agencies, all related to the supply and management of credit, debit and payment cards; promotion of third party goods and services through coupons, discounts, reward points and other incentives generated in connection with the use of credit, debit and payment cards; management of loyalty and reward program companies; retail services relating to non-medicated soaps, perfumes, essential oils, non-medicated cosmetics, non-medicated hair lotions, non-medicated toothpastes, oils and fats for industrial use, lubricants, food and dietary substances for medical or veterinary use, baby food, food supplements for humans or animals, scientific, nautical, surveying, photographic, cinematographic, optical, weighing, measuring, signalling, checking (supervision) life-saving and teaching apparatus and instruments, apparatus for the transmission or reproduction of sound or images, magnetic data carriers, recording discs, compact discs, DVDs and other digital recording media, mechanisms for prepaid apparatus, cash registers, calculating machines, data processing equipment, computers, software, fire extinguishers, precious metals and their alloys, jewellery, precious and semi-precious stones, watches and clocks, musical instruments, paper and board, printed matter, bookbinding material, photographs, stationery and office requisites except furniture, adhesives for stationery or household purposes, artists' materials and drawing materials, brushes, instructional and teaching material, sheets, films and plastic bags for packaging, printing blocks, printing plates, raw or semi-finished rubber, luggage and carrier bags, umbrellas and sunshades, walking sticks, whips, harnesses and saddlery, collars, straps and clothing for animals, non-metallic building materials, non-metallic transportable buildings, non-metallic monuments, furniture, mirrors, frames, non-metallic containers for storage or transport, bone, horn, whale or mother-of-pearl, raw or semi-finished, shells, sea foam, yellow amber, household and kitchen utensils and containers, combs and sponges, brushes, brush-making materials, cleaning materials, unworked or semi-worked glass other than glass used in building, glassware, porcelain and china, ropes and cables, nets, tarpaulins of textile or synthetic materials, sails, sacks for the transport and storage of goods in bulk, textile yarns, woven fabrics and substitutes therefor, household linen, curtains of textile materials or of plastics, clothing, footwear, headgear, lace and embroidery, ribbons and cords, buttons, hooks and eyes, pins and needles, artificial flowers, hair ornaments, false hair, carpets, rugs, mats, linoleum and other floor coverings, wall hangings of non-textile materials, games and toys, video games, gymnastic and sporting articles, meat, fish, poultry and game, meat extracts, preserved, frozen, dried and cooked fruits and vegetables, jellies, jams, compotes, eggs, milk and milk products, edible oils and fats, coffee, tea, cocoa and coffee substitutes, rice, tapioca and sago, flour and preparations made from cereals, bread, pastry and confectionery products, ice-cream, sugar, honey, molasses syrup, yeast, baking powders, salt, mustard, vinegar, sauces (condiments), spices, ice, fresh fruit and vegetables, fresh vegetables and pulses, fresh herbs, foodstuffs and beverages, malt, beer, mineral waters and other non-alcoholic drinks, fruit drinks and fruit juices, syrups and other preparations for making beverages, alcoholic beverages (except beer), tobacco, articles for smoking and matches, provided online through networks or other electronic means using electronically digitized customer and card information, specifically for purchases using credit and debit cards; business advisory services; business research.