Business services; business management and advisory services; marketing, advertising and promotional services; marketing consulting services; market research services; tracking, analysing, forecasting and reporting cardholder purchase behaviour; loyalty, incentive and bonus program services; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards through means of wireless networks, mobile telecommunications devices or global computer network; administration of loyalty and rewards programs through means of wireless networks, mobile telecommunications devices or global computer network; advertising for others through means of wireless network, mobile telecommunications devices or a global computer network; business administration; office functions; commercial, industrial and business management assistance; business appraisals; advisory services for business management; marketing studies; statistical information (business); preparation of statements of accounts; book-keeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets; computer database management; data processing and data verification services;  promoting concerts and cultural events of others, organization of expositions having commercial or advertising purposes; advertising for transport, travel, hotels, lodging, food and meals, sports, entertainment and sightseeing, for tourist agencies services, and for information relating to tariffs, timetables and methods of transport and travel arrangement through means of wireless networks, mobile telecommunications devices or global computer network; providing business information; providing information regarding purchase of goods and services on-line through means of the Internet and other computer networks; client profile information services; providing an on-line and mobile directory of information regarding merchants who accept contactless mobile payments and promote goods and services through this channel; the provision of information, advisory and consultancy services in relation to all the aforesaid.

Insurance; financial affairs; monetary affairs; real estate affairs; accident insurance underwriting; accommodation bureaux (apartments); actuarial services; analysis (financial-); antique appraisal; apartment house management; art appraisal; banking; brokerage; brokerage of carbon credits; business liquidation services, financial; charitable fund-raising; check (cheque) verification; clearing, financial; credit bureaux; credit-card services; customs brokerage; debit card services; debt collection agencies; deposits of valuables; evaluation of wool (financial -); exchanging money; factoring; fiduciary; financial consultancy; financial evaluation (insurance, banking, real estate); financial information; financial management; financial sponsorship; financing services; fire insurance underwriting; fiscal assessments; fund investments; guarantees; health insurance underwriting; hire purchase financing; home banking; housing agents; instalment loans; insurance brokerage; insurance consultancy; insurance information; insurance underwriting; issuance of credit cards; issue of tokens of value; issuing of travellers' checks (cheques); jewellery appraisal; leasing of farms; leasing of real estate; lending against security; life insurance underwriting; loans (financing); marine insurance underwriting; mortgage banking; mutual funds; numismatic appraisal; organization of collections; pawn brokerage; provident fund services; real estate agencies; real estate appraisal; real-estate management; rent collection; rental of offices (real estate); renting of flats; repair costs evaluation (financial appraisal); retirement payment services; safe deposit services; savings bank services; securities brokerage; stamp appraisal; stock exchange quotations; transfer (electronic funds-); valuation of standing timber (financial -); financial services, namely banking, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, financial management, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, providing credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; insurance services; financial and monetary services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; banking, payment, credit, debit, charge, cash disbursement, stored valued deposit access services; bill payment services; credit card, debit card, charge card, pre-paid card and stored value card services; cheque verification and cheque cashing services; automated teller machine services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to cardholders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travellers cheques and travel vouchers; payer authentication services; verification of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; credit card services allowing card holders to purchase telephone services; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; provision of financial services by means of a global computer network or the Internet; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and whole locations; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cashback system; real estate services; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; real estate brokerage; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerized information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitization; consulting services regarding payment solutions, banking, credit card, debit card, payment card and automatic teller machine services; provision of information from a computer-stored data bank or via the internet in the field of financial services; provision of credit cards and debit cards through mobile telecommunications means; provision of credit cards and debit cards provided on-line, through networks or other electronic means using electronically digitized information; customs brokerage services; information, advisory and consultancy services relating to all the aforesaid services.

Telecommunications services; mobile telecommunication services; internet based telecommunication services; cable television broadcasting; cellular telephone communication; communications by computer terminals; communications by fiber (fibre) optic networks; communications by telegrams; communications by telephone; computer-aided transmission of messages and images; electronic bulletin board services (telecommunications services); electronic mail; facsimile transmission; information about telecommunication; message sending; paging services (radio, telephone or other means of electronic communication); providing access to databases; providing internet chatrooms; providing telecommunication channels for teleshopping services; providing telecommunications connections to a global computer network; providing user access to global computer networks; radio broadcasting; rental of access time to global computer networks; rental of facsimile apparatus; rental of message sending apparatus; rental of modems; rental of telecommunication equipment; rental of telephones; satellite transmission; telecommunications routing and junction services; teleconferencing services; telegraph services; telephone services; television broadcasting; telex services; transmission of digital files; transmission of greeting cards online; transmission of telegrams; voice mail services; wire service; wireless broadcasting; telecommunication services; mobile telecommunication services; internet based telecommunication services; communication services (including internet service providing services); data communication services; electronic transmission of data in the nature of machine readable code that is displayed on a mobile device display screen and transmitted over a global remote data processing network, including the internet; services for the transmission, provision or display of information from a computer-stored data bank or via the internet in the field of financial services; transmission of data through the use of electronic image processing by mobile telephone link; electronic mail, message sending and receiving services; radio and television broadcasting services; broadcasting services; providing multi-user access to a secure computerized information network for the transfer and dissemination of a range of information in the field of financial services; leasing access time to a computer database; news agency services; prepaid telephone calling card services; information, advisory and consultancy services relating to all the aforesaid services.

Scientific and technological services and research and design relating thereto; industrial analysis and research services; design services; technology and product design, development and innovation; software services; software-as-a-service; information technology services; design, development, maintenance and update of computer software; design and development of computer hardware; providing temporary use of non-downloadable software and applications for managing, locating, activating and revoking authentication and digital credentials of near field communication (NFC) devices; design, development, maintenance and update of application software for mobile digital devices; design and development of computer hardware for mobile digital devices; design, development, maintenance and update of downloadable computer programs and application software for mobile phones and other digital devices that allows users to access coupons, vouchers, voucher codes, rebates, price-comparison information, product reviews, links to the retail websites of others, and discount information; design, development, maintenance and update of downloadable computer programs and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts via a cash-back system; computer hardware and software consulting services; computer programming; support and consultation services for managing computer systems, databases and applications; application service provider (ASP) services, application software provider (ASP) featuring software for receiving, transmitting and displaying vouchers, coupons, voucher codes, special offers, reviews, product information, price comparison information, links to websites, and receiving and transmitting data for the purchase of goods and services; application service provider featuring software for providing consumers with information regarding discounts, vouchers and special offers for the goods and services of others; application service provider services concerning social networking software; graphic design; graphic design for the compilation of web pages on the internet; information relating to computer hardware or software provided on-line from a global computer network or the internet; creating and maintaining web-sites; hosting the web-sites of others; creation of web pages; the design, creation and hosting of merchant websites; the designing, creation and hosting of bill payment websites; computer and Internet related services namely, providing on-line electronic databases via a global computer network in the field of identity authentication and verification; technical data analysis services; data storage retrieval services; data storage and retrieval services; data repository services; data repository information services; data encryption and decryption of financial information; authentication and certification services; digital signature authentication services for authentication of others, namely, data encryption and data integrity; providing for others encrypted and digitally signed and authenticated data for use in issuance, and validation of digital certificates in the field of document authentication; digital certificate verification, authentication, issuance, distribution and management; technical consultation services in the fields of computer programming, financial computer networks, data processing, secure communications, data encryption and decryption and local area network security; dissemination of information over a global computer network in the fields of computer software, computer hardware, financial computer networks and local area networks; information, advisory and consultancy services relating to all the aforesaid services.