Financial services; money transfer services via a mobile device; insurance services; micro insurance services.

Telecommunication, mobile and fixed telecommunication and telephone, satellite telecommunication, cellular telecommunication, radio and cellular telephone, radio facsimile, radio paging and radio communication services; transmission and receiving by radio; hire, leasing and rental of telecommunications, radio, radio telephone and radio facsimile apparatus; communication of electronic data by radio, telecommunications and by satellite; automatic telephone answering services; personal numbering services namely virtual telephone numbers remotely commanded by short message services (SMS), interactive voice recorder (IVR), or via the web and internet; loan of replacement telecommunications apparatus in the case of breakdown, loss or theft; provision of internet services, namely internet access services; telecommunication of information (including web pages), computer programs and any other electronic data; electronic mail services; providing telecommunications connectivity services for transfer of images, messages, audio, visual, audio-video and multimedia works; provision of wireless application protocol services including those utilizing a secure communications channel; provision of information relating to or identifying telephone and telecommunications apparatus and instruments; provision of telephone directory services; electronic data interchange services; transfer of data by telecommunications; broadcast or transmission of radio or television programs; video teletext and video data services, messaging services, namely, sending, receiving and forwarding messages in the form of text, audio, graphic images or video or a combination of these formats; unified messaging services; voicemail services; providing electronic data network services; video conferencing services; video telephone services; providing telecommunications connections to the internet or databases; providing access to digital music websites on the internet; providing access to MP3 websites on the internet; delivery of digital music by telecommunications; computer aided transmission of messages, electronic data and images; computer communication services; news agency services; transmission of news and current affairs information; providing chat-line services; provision and operation of electronic conferencing, discussion groups and chat rooms; provision of on-line access to exhibitions and exhibition services; provision of information relating to the aforementioned services.

Entertainment services; providing a website featuring news and information in the field of current events, relating to politics, entertainment, culture, sports, education, business, weather, community events calendar, food, fashion, technology, travel, real estate, healthy living and lifestyle, books and performing arts; providing on-line computer, electronic, video and board games; providing on-line electronic publications; publication of electronic books and journals on-line; sporting and cultural activities; exhibition services; provision of on-line access to exhibitions and exhibition services; news programming services for transmission across the internet; ticket reservation and booking services for entertainment, sporting and cultural events; electronic library services for the supply of electronic information (including archive information) in the form of text, audio and/or video information; providing digital music (not downloadable) from the internet; providing digital music (not downloadable from MP3 internet websites); provision of information relating to all the aforementioned services in this class.

Financial services; money transfer services via a mobile device; insurance services; micro insurance services.

Telecommunication, mobile and fixed telecommunication and telephone, satellite telecommunication, cellular telecommunication, radio and cellular telephone, radio facsimile, radio paging and radio communication services; transmission and receiving by radio; hire, leasing and rental of telecommunications, radio, radio telephone and radio facsimile apparatus; communication of electronic data by radio, telecommunications and by satellite; automatic telephone answering services; telecommunication   services,  namely,  providing  advanced  calling features, namely providing the ability to record voice memos after a telephone call by leaving messages that will be recorded separately and saved online as a file which can then be emailed, shared or kept private based on user setting; loan of replacement telecommunications apparatus in the case of breakdown, loss or theft; provision of internet services, namely internet access services; telecommunication of information (including web pages), computer programs and any other electronic data; electronic mail services; providing telecommunication connectivity services for transfer of images, messages, audio, visual, audio-visual and multimedia works; provision of directory services; provision of wireless application protocol services including those utilizing a secure communications channel; telecommunication services, namely, providing electronic message alerts via the internet notifying individuals of a  changed status or condition of a sensing device in a security system; provision of telephone directory services; electronic data interchange services; transfer of data by telecommunications; broadcast or transmission of radio or television programs; sending, receiving and forwarding messages in the form of text, audio, graphic images or video or a combination of these formats unified messaging services; voicemail services; providing electronic data network services; video conferencing services; video telephone services; providing telecommunications connections to the internet or databases; providing access to digital music websites on the internet; providing access to MP3 websites on the internet; delivery of digital music by telecommunications; operation of search engines; computer aided transmission of messages, electronic data and images; computer communication services; news agency services; transmission of news and current affairs information; providing chat-line services; provision and operation of electronic conferencing, discussion groups and chat rooms; provision of on-line access to exhibitions and exhibition services; provision of information relating to the aforementioned services.

Entertainment services; providing on-line computer, electronic, video and board games; providing on-line electronic publications; publication of electronic books and journals on­ line; sporting and cultural activities; exhibition services;  news programming services for transmission across the internet; ticket reservation and booking services for entertainment, sporting and cultural events; electronic library services for the supply of electronic information (including archive information) in the form of text, audio and/or video information; providing digital music (not downloadable) from the internet; providing digital music (not downloadable from MP3 internet websites); provision of information relating to all the aforementioned services in this class.

Providing a website featuring news and information in the field of current events, relating to politics, entertainment, culture, sports, education, business, weather, community events calendar, food, fashion, technology, travel, real estate, healthy living and lifestyle, books and performing arts.